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CAY

Charles Stanley GroupLSE:CAY Stock Report

Market Cap

UK£268.0m

7D

0.5%

1Y

88.2%

Updated

01 Dec, 2021

Data

Company Financials +
CAY fundamental analysis
Snowflake Score
Valuation0/6
Future Growth4/6
Past Performance1/6
Financial Health6/6
Dividends4/6

CAY Stock Overview

Charles Stanley Group PLC provides wealth management services in the United Kingdom.

Charles Stanley Group Competitors

Walker Crips Group

LSE:WCW

UK£13.8m

JPMorgan Chase

NYSE:JPM

US$469.4b

Goldman Sachs Group

NYSE:GS

US$127.1b

UBS Group

SWX:UBSG

CHF55.7b

Price History & Performance

Summary of all time highs, changes and price drops for Charles Stanley Group
Historical stock prices
Current Share PriceUK£5.18
52 Week HighUK£5.20
52 Week LowUK£2.60
Beta0.68
1 Month Change0.49%
3 Month Change0.98%
1 Year Change88.18%
3 Year Change77.84%
5 Year Change89.56%
Change since IPO9,100.16%

Recent News & Updates

Jul 06
Increases to CEO Compensation Might Be Put On Hold For Now at Charles Stanley Group PLC (LON:CAY)

Increases to CEO Compensation Might Be Put On Hold For Now at Charles Stanley Group PLC (LON:CAY)

Under the guidance of CEO Paul Abberley, Charles Stanley Group PLC ( LON:CAY ) has performed reasonably well recently...

Shareholder Returns

CAYGB Capital MarketsGB Market
7D0.5%-1.6%-1.1%
1Y88.2%1.2%11.6%

Return vs Industry: CAY exceeded the UK Capital Markets industry which returned 2.3% over the past year.

Return vs Market: CAY exceeded the UK Market which returned 10.9% over the past year.

Price Volatility

Is CAY's price volatile compared to industry and market?
CAY volatility
CAY Average Weekly Movement0.8%
Capital Markets Industry Average Movement3.9%
Market Average Movement4.9%
10% most volatile stocks in GB Market9.8%
10% least volatile stocks in GB Market2.6%

Stable Share Price: CAY is less volatile than 75% of UK stocks over the past 3 months, typically moving +/- 1% a week.

Volatility Over Time: CAY's weekly volatility has decreased from 7% to 1% over the past year.

About the Company

FoundedEmployeesCEOWebsite
1792800Paul Abberleyhttps://www.charles-stanley.co.uk

Charles Stanley Group PLC provides wealth management services in the United Kingdom. The company operates through three divisions: Investment Management Services, Financial Planning, and Charles Stanley Direct. The Investment Management Services division offers discretionary, advisory, and execution-only services to private clients, trusts, charities, and companies.

Charles Stanley Group Fundamentals Summary

How do Charles Stanley Group's earnings and revenue compare to its market cap?
CAY fundamental statistics
Market CapUK£267.97m
Earnings (TTM)UK£10.46m
Revenue (TTM)UK£180.38m

25.6x

P/E Ratio

1.5x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
CAY income statement (TTM)
RevenueUK£180.38m
Cost of RevenueUK£0
Gross ProfitUK£180.38m
ExpensesUK£169.92m
EarningsUK£10.46m

Last Reported Earnings

Sep 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)0.20
Gross Margin100.00%
Net Profit Margin5.80%
Debt/Equity Ratio0%

How did CAY perform over the long term?

See historical performance and comparison

Dividends

2.5%

Current Dividend Yield

65%

Payout Ratio

Does CAY pay a reliable dividends?

See CAY dividend history and benchmarks
When do you need to buy CAY by to receive an upcoming dividend?
Charles Stanley Group dividend dates
Ex Dividend DateDec 09 2021
Dividend Pay DateJan 14 2022
Days until Ex dividend7 days
Days until Dividend pay date43 days

Does CAY pay a reliable dividends?

See CAY dividend history and benchmarks

Valuation

Is Charles Stanley Group undervalued compared to its fair value and its price relative to the market?

25.61x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: CAY (£5.18) is trading above our estimate of fair value (£3.05)

Significantly Below Fair Value: CAY is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: CAY is poor value based on its PE Ratio (25.6x) compared to the UK Capital Markets industry average (11.8x).

PE vs Market: CAY is poor value based on its PE Ratio (25.6x) compared to the UK market (19x).


Price to Earnings Growth Ratio

PEG Ratio: CAY is poor value based on its PEG Ratio (1.2x)


Price to Book Ratio

PB vs Industry: CAY is overvalued based on its PB Ratio (2.1x) compared to the GB Capital Markets industry average (1.7x).


Future Growth

How is Charles Stanley Group forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?

21.8%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: CAY's forecast earnings growth (21.8% per year) is above the savings rate (0.9%).

Earnings vs Market: CAY's earnings (21.8% per year) are forecast to grow faster than the UK market (12.5% per year).

High Growth Earnings: earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: CAY's revenue (5.4% per year) is forecast to grow faster than the UK market (4.9% per year).

High Growth Revenue: CAY's revenue (5.4% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if CAY's Return on Equity is forecast to be high in 3 years time


Past Performance

How has Charles Stanley Group performed over the past 5 years?

16.5%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: CAY has a high level of non-cash earnings.

Growing Profit Margin: CAY's current net profit margins (5.8%) are lower than last year (6.6%).


Past Earnings Growth Analysis

Earnings Trend: CAY's earnings have grown by 16.5% per year over the past 5 years.

Accelerating Growth: CAY's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CAY had negative earnings growth (-5.9%) over the past year, making it difficult to compare to the Capital Markets industry average (57.8%).


Return on Equity

High ROE: CAY's Return on Equity (8.3%) is considered low.


Financial Health

How is Charles Stanley Group's financial position?


Financial Position Analysis

Short Term Liabilities: CAY's short term assets (£307.8M) exceed its short term liabilities (£205.9M).

Long Term Liabilities: CAY's short term assets (£307.8M) exceed its long term liabilities (£8.7M).


Debt to Equity History and Analysis

Debt Level: CAY is debt free.

Reducing Debt: CAY had no debt 5 years ago.

Debt Coverage: CAY has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: CAY has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Dividend

What is Charles Stanley Group current dividend yield, its reliability and sustainability?

2.51%

Current Dividend Yield


Upcoming Dividend Payment

TodayDec 02 2021Ex Dividend DateDec 09 2021Dividend Pay DateJan 14 202236 days from Ex DividendBuy in the next 7 days to receive the upcoming dividend

Dividend Yield vs Market

Notable Dividend: CAY's dividend (2.51%) is higher than the bottom 25% of dividend payers in the UK market (1.38%).

High Dividend: CAY's dividend (2.51%) is low compared to the top 25% of dividend payers in the UK market (4.17%).


Stability and Growth of Payments

Stable Dividend: CAY's dividend payments have been volatile in the past 10 years.

Growing Dividend: CAY's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its reasonable payout ratio (64.8%), CAY's dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: CAY's dividends in 3 years are forecast to be well covered by earnings (44.3% payout ratio).


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

5.8yrs

Average management tenure


CEO

Paul Abberley (62 yo)

6.92yrs

Tenure

UK£742,000

Compensation

Mr. Paul Andrew Abberley, BA (Hons), has been the Chief Executive Officer at Charles Stanley Group plc since December 19, 2014. Previously, Mr. Abberley served as the Chief Investment Officer at Charles St...


CEO Compensation Analysis

Compensation vs Market: Paul's total compensation ($USD988.17K) is about average for companies of similar size in the UK market ($USD777.89K).

Compensation vs Earnings: Paul's compensation has been consistent with company performance over the past year.


Leadership Team

Experienced Management: CAY's management team is seasoned and experienced (5.8 years average tenure).


Board Members

Experienced Board: CAY's board of directors are considered experienced (5.3 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Charles Stanley Group PLC's employee growth, exchange listings and data sources


Key Information

  • Name: Charles Stanley Group PLC
  • Ticker: CAY
  • Exchange: LSE
  • Founded: 1792
  • Industry: Investment Banking and Brokerage
  • Sector: Diversified Financials
  • Market Cap: UK£267.970m
  • Shares outstanding: 51.78m
  • Website: https://www.charles-stanley.co.uk

Number of Employees


Location

  • Charles Stanley Group PLC
  • 55 Bishopsgate
  • London
  • Greater London
  • EC2N 3AS
  • United Kingdom

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/12/01 21:56
End of Day Share Price2021/12/01 00:00
Earnings2021/09/30
Annual Earnings2021/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.