LSE:CAY

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Executive Summary

Charles Stanley Group PLC provides wealth management services in the United Kingdom. More Details


Snowflake Analysis

Flawless balance sheet and undervalued.


Similar Companies

Share Price & News

How has Charles Stanley Group's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: CAY has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

0%

CAY

0.2%

GB Capital Markets

0.4%

GB Market


1 Year Return

-18.5%

CAY

-0.07%

GB Capital Markets

-13.8%

GB Market

Return vs Industry: CAY underperformed the UK Capital Markets industry which returned -0.1% over the past year.

Return vs Market: CAY underperformed the UK Market which returned -13.8% over the past year.


Shareholder returns

CAYIndustryMarket
7 Day0%0.2%0.4%
30 Day-10.8%-1.6%-0.3%
90 Day-17.9%2.5%-1.7%
1 Year-16.0%-18.5%3.1%-0.07%-10.4%-13.8%
3 Year-40.4%-45.1%27.7%12.5%-4.3%-15.8%
5 Year-32.5%-39.9%73.9%42.8%22.8%-4.6%

Price Volatility Vs. Market

How volatile is Charles Stanley Group's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Charles Stanley Group undervalued compared to its fair value and its price relative to the market?

5.1%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: CAY (£2.24) is trading below our estimate of fair value (£2.36)

Significantly Below Fair Value: CAY is trading below fair value, but not by a significant amount.


Price To Earnings Ratio

PE vs Industry: CAY is good value based on its PE Ratio (8x) compared to the GB Capital Markets industry average (16.3x).

PE vs Market: CAY is good value based on its PE Ratio (8x) compared to the UK market (17.7x).


Price to Earnings Growth Ratio

PEG Ratio: CAY is good value based on its PEG Ratio (0.3x)


Price to Book Ratio

PB vs Industry: CAY is good value based on its PB Ratio (1x) compared to the GB Capital Markets industry average (1.1x).


Next Steps

Future Growth

How is Charles Stanley Group forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?

26.6%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: CAY's forecast earnings growth (26.6% per year) is above the savings rate (1.2%).

Earnings vs Market: CAY's earnings (26.6% per year) are forecast to grow faster than the UK market (23.9% per year).

High Growth Earnings: earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: CAY's revenue (2.9% per year) is forecast to grow slower than the UK market (6.3% per year).

High Growth Revenue: CAY's revenue (2.9% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if CAY's Return on Equity is forecast to be high in 3 years time


Next Steps

Past Performance

How has Charles Stanley Group performed over the past 5 years?

52.1%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: CAY has high quality earnings.

Growing Profit Margin: CAY's current net profit margins (8.3%) are higher than last year (5.8%).


Past Earnings Growth Analysis

Earnings Trend: CAY has become profitable over the past 5 years, growing earnings by 52.1% per year.

Accelerating Growth: CAY's earnings growth over the past year (58%) exceeds its 5-year average (52.1% per year).

Earnings vs Industry: CAY earnings growth over the past year (58%) exceeded the Capital Markets industry 1.8%.


Return on Equity

High ROE: CAY's Return on Equity (12.2%) is considered low.


Next Steps

Financial Health

How is Charles Stanley Group's financial position?


Financial Position Analysis

Short Term Liabilities: CAY's short term assets (£293.9M) exceed its short term liabilities (£209.5M).

Long Term Liabilities: CAY's short term assets (£293.9M) exceed its long term liabilities (£17.2M).


Debt to Equity History and Analysis

Debt Level: CAY is debt free.

Reducing Debt: CAY has no debt compared to 5 years ago when its debt to equity ratio was 2.8%.

Debt Coverage: CAY has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: CAY has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Next Steps

Dividend

What is Charles Stanley Group current dividend yield, its reliability and sustainability?

4.02%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: CAY's dividend (4.02%) is higher than the bottom 25% of dividend payers in the UK market (1.86%).

High Dividend: CAY's dividend (4.02%) is low compared to the top 25% of dividend payers in the UK market (5.15%).


Stability and Growth of Payments

Stable Dividend: CAY's dividend payments have been volatile in the past 10 years.

Growing Dividend: CAY's dividend payments have fallen over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its reasonably low payout ratio (32.1%), CAY's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: CAY's dividends in 3 years are forecast to be well covered by earnings (34.5% payout ratio).


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

4.9yrs

Average management tenure


CEO

Paul Abberley (61 yo)

5.75yrs

Tenure

UK£785,000

Compensation

Mr. Paul Andrew Abberley, BA (Hons), has been the Chief Executive Officer at Charles Stanley Group plc since December 19, 2014. Previously, Mr. Abberley served as the Chief Investment Officer at Charles St ...


CEO Compensation Analysis

Compensation vs Market: Paul's total compensation ($USD1.02M) is above average for companies of similar size in the UK market ($USD685.99K).

Compensation vs Earnings: Paul's compensation has been consistent with company performance over the past year.


Leadership Team

NamePositionTenureCompensationOwnership
Paul Abberley
CEO & Executive Director5.75yrsUK£785.00k0.22%
£ 262.0k
Benjamin Money-Coutts
CFO & Executive Director5.25yrsUK£535.00k0.060%
£ 69.6k
Michael Bennett
Chief Operating Officer5.67yrsno datano data
Julie Ung
General Counsel & Group Company Secretary4.67yrsno datano data
Steve Jones
Head of Compliance & Money Laundering Reporting Officer4.17yrsno datano data
Siobhan Griffiths
Head of Communicationsno datano datano data
Kate Griffiths-Lambeth
Director of Human Resources4.92yrsno datano data
Peter Kelk
Head of Investment Management Services5.83yrsno datano data
Marcus Tree
Head of Digital Operations5.25yrsno datano data
Andrew Meigh
Managing Director of Financial Planning4.5yrsno datano data
Freddy Barker
Head of Business Change & Interim Head of Commercial Analytics2yrsno datano data
John Porteous
Head of Distribution1.5yrsno datano data

4.9yrs

Average Tenure

Experienced Management: CAY's management team is considered experienced (4.9 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Paul Abberley
CEO & Executive Director5.75yrsUK£785.00k0.22%
£ 262.0k
Benjamin Money-Coutts
CFO & Executive Director5.25yrsUK£535.00k0.060%
£ 69.6k
N. Anderson
Head of Operations - Charles Stanley & Co Ltd and Executive Director of Charles Stanley & Co Ltdno datano datano data
Andrew Didham
Senior Independent Non-Executive Directorno dataUK£93.00kno data
Marcia Campbell
Independent Non Executive Director2.92yrsUK£53.00kno data
David Seymour Howard
Non-Executive Chairman21.67yrsUK£127.00k20.59%
£ 24.0m
Bridget Guerin
Independent Non-Executive Director8yrsUK£53.00kno data
Hugh Grootenhuis
Independent Non-Executive Director3yrsUK£53.00kno data

6.0yrs

Average Tenure

61yo

Average Age

Experienced Board: CAY's board of directors are considered experienced (6 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 2.3%.


Top Shareholders

Company Information

Charles Stanley Group PLC's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Charles Stanley Group PLC
  • Ticker: CAY
  • Exchange: LSE
  • Founded: 1792
  • Industry: Investment Banking and Brokerage
  • Sector: Diversified Financials
  • Market Cap: UK£116.471m
  • Shares outstanding: 52.00m
  • Website: https://www.charles-stanley.co.uk

Number of Employees


Location

  • Charles Stanley Group PLC
  • 55 Bishopsgate
  • London
  • Greater London
  • EC2N 3AS
  • United Kingdom

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
CAYLSE (London Stock Exchange)YesOrdinary SharesGBGBPJan 1992

Biography

Charles Stanley Group PLC provides wealth management services in the United Kingdom. The company operates through three divisions: Investment Management Services, Financial Planning, and Charles Stanley Di ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/09/19 05:20
End of Day Share Price2020/09/18 00:00
Earnings2020/03/31
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.