Arrow Global Group
Market Cap
UK£372.8m
Last Updated
2021/01/22 01:38 UTC
Data Sources
Company Financials +
Executive Summary
Arrow Global Group plc identifies, acquires, and manages secured and unsecured defaulted and non-core loan portfolios and real estate from and on behalf of financial institutions, such as banks, institutional investors, and credit card companies in the United Kingdom and internationally. More Details
Rewards
Risk Analysis
Snowflake Analysis
Exceptional growth potential with weak fundamentals.
Similar Companies
Share Price & News
How has Arrow Global Group's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: ARW is not significantly more volatile than the rest of UK stocks over the past 3 months, typically moving +/- 9% a week.
Volatility Over Time: ARW's weekly volatility has decreased from 15% to 9% over the past year.
Market Performance
7 Day Return
7.3%
ARW
1.6%
GB Consumer Finance
-0.1%
GB Market
1 Year Return
-21.6%
ARW
-34.4%
GB Consumer Finance
-7.7%
GB Market
Return vs Industry: ARW exceeded the UK Consumer Finance industry which returned -34.4% over the past year.
Return vs Market: ARW underperformed the UK Market which returned -7.7% over the past year.
Shareholder returns
| ARW | Industry | Market | |
|---|---|---|---|
| 7 Day | 7.3% | 1.6% | -0.1% |
| 30 Day | 8.4% | 4.4% | 4.1% |
| 90 Day | 57.9% | 41.7% | 14.7% |
| 1 Year | -21.6%-21.6% | -33.9%-34.4% | -4.0%-7.7% |
| 3 Year | -44.3%-50.2% | -35.5%-50.1% | 4.2%-8.5% |
| 5 Year | 11.3%-5.8% | -76.7%-84.5% | 43.0%15.1% |
Long-Term Price Volatility Vs. Market
How volatile is Arrow Global Group's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 month ago | Simply Wall St
What You Need To Know About Arrow Global Group PLC's (LON:ARW) Investor Composition2 months ago | Simply Wall St
How Is Arrow Global Group's (LON:ARW) CEO Compensated?Valuation
Is Arrow Global Group undervalued compared to its fair value and its price relative to the market?
3.55x
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: ARW (£2.1) is trading above our estimate of fair value (£2.08)
Significantly Below Fair Value: ARW is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: ARW is unprofitable, so we can't compare its PE Ratio to the GB Consumer Finance industry average.
PE vs Market: ARW is unprofitable, so we can't compare its PE Ratio to the UK market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate ARW's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: ARW is overvalued based on its PB Ratio (3.6x) compared to the GB Consumer Finance industry average (1.1x).
Next Steps
Future Growth
How is Arrow Global Group forecast to perform in the next 1 to 3 years based on estimates from 5 analysts?
57.7%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: ARW is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (1%).
Earnings vs Market: ARW is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: ARW's is expected to become profitable in the next 3 years.
Revenue vs Market: ARW's revenue (22.3% per year) is forecast to grow faster than the UK market (6.6% per year).
High Growth Revenue: ARW's revenue (22.3% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: ARW's Return on Equity is forecast to be high in 3 years time (30%)
Next Steps
Past Performance
How has Arrow Global Group performed over the past 5 years?
-25.7%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: ARW is currently unprofitable.
Growing Profit Margin: ARW is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: ARW is unprofitable, and losses have increased over the past 5 years at a rate of 25.7% per year.
Accelerating Growth: Unable to compare ARW's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: ARW is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (-25.8%).
Return on Equity
High ROE: ARW has a negative Return on Equity (-86.23%), as it is currently unprofitable.
Next Steps
Financial Health
How is Arrow Global Group's financial position?
Financial Position Analysis
Short Term Liabilities: ARW's short term assets (£454.1M) do not cover its short term liabilities (£531.5M).
Long Term Liabilities: ARW's short term assets (£454.1M) do not cover its long term liabilities (£1.1B).
Debt to Equity History and Analysis
Debt Level: ARW's debt to equity ratio (1237.7%) is considered high.
Reducing Debt: ARW's debt to equity ratio has increased from 365.6% to 1237.7% over the past 5 years.
Debt Coverage: ARW's debt is not well covered by operating cash flow (7.2%).
Interest Coverage: Insufficient data to determine if ARW's interest payments on its debt are well covered by EBIT.
Balance Sheet
Next Steps
Dividend
What is Arrow Global Group current dividend yield, its reliability and sustainability?
14.28%
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate ARW's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate ARW's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if ARW's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if ARW's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: ARW is not paying a notable dividend for the UK market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of ARW's dividend in 3 years as they are not forecast to pay a notable one for the UK market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
3.4yrs
Average management tenure
CEO
Lee Rochford (53 yo)
4yrs
Tenure
UK£932,000
Compensation
Mr. Lee Rochford, MA has been the Group Chief Executive Officer of Arrow Global Group PLC since January 3, 2017. Mr. Rochford served as the Chief Financial Officer of Virgin Money Holdings (UK) plc and Vir...
CEO Compensation Analysis
Compensation vs Market: Lee's total compensation ($USD1.28M) is above average for companies of similar size in the UK market ($USD814.91K).
Compensation vs Earnings: Lee's compensation has been consistent with company performance over the past year.
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Group CEO & Executive Director | 4yrs | UK£932.00k | 0.28% £ 1.0m | |
| Group CFO & Director | 1.25yrs | UK£466.22k | 0.020% £ 73.0k | |
| Founder & Group Chief Investment Officer | no data | UK£201.00k | 1.21% £ 4.5m | |
| Group Chief Operating Officer | 3yrs | no data | 0.0062% £ 23.3k | |
| Head of Investor Relations | no data | no data | no data | |
| Group Chief Legal & Risk Officer | no data | no data | no data | |
| Group HR Director | no data | no data | 0.0056% £ 20.8k | |
| Group Chief People Officer | no data | no data | 0.0010% £ 3.8k | |
| Country Head for Italy | 3.75yrs | no data | no data | |
| Country Head for Portugal | 3.75yrs | no data | no data | |
| UK Head of Client Development | 2.33yrs | no data | no data | |
| Group Chief Commercial Officer | no data | no data | 0.0068% £ 25.2k |
3.4yrs
Average Tenure
Experienced Management: ARW's management team is considered experienced (3.4 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Group CEO & Executive Director | 4yrs | UK£932.00k | 0.28% £ 1.0m | |
| Group CFO & Director | 1.25yrs | UK£466.22k | 0.020% £ 73.0k | |
| Independent Non-Executive Chairman | no data | UK£170.00k | 0.029% £ 106.9k | |
| Senior Independent Non-Executive Director | 1.67yrs | UK£76.97k | no data | |
| Independent Non-Executive Director | 4.83yrs | UK£55.00k | no data | |
| Independent Non-Executive Director | 5.83yrs | UK£65.00k | 0.013% £ 48.9k | |
| Independent Non-Executive Director | 0.58yr | no data | no data |
2.8yrs
Average Tenure
59yo
Average Age
Experienced Board: ARW's board of directors are not considered experienced ( 2.8 years average tenure), which suggests a new board.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Arrow Global Group PLC's company bio, employee growth, exchange listings and data sources
Key Information
- Name: Arrow Global Group PLC
- Ticker: ARW
- Exchange: LSE
- Founded: 2005
- Industry: Consumer Finance
- Sector: Diversified Financials
- Market Cap: UK£372.809m
- Shares outstanding: 177.53m
- Website: https://www.arrowglobal.net
Number of Employees
Location
- Arrow Global Group PLC
- Belvedere
- 12 Booth Street
- Manchester
- Greater Manchester
- M2 4AW
- United Kingdom
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| ARW | LSE (London Stock Exchange) | Yes | Ordinary Shares | GB | GBP | Oct 2013 |
| A0W | DB (Deutsche Boerse AG) | Yes | Ordinary Shares | DE | EUR | Oct 2013 |
| ARWl | BATS-CHIXE (BATS 'Chi-X Europe') | Yes | Ordinary Shares | GB | GBP | Oct 2013 |
| ARWG.F | OTCPK (Pink Sheets LLC) | Yes | Ordinary Shares | US | USD | Oct 2013 |
Biography
Arrow Global Group plc identifies, acquires, and manages secured and unsecured defaulted and non-core loan portfolios and real estate from and on behalf of financial institutions, such as banks, institutio...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/01/22 01:38 |
| End of Day Share Price | 2021/01/21 00:00 |
| Earnings | 2020/09/30 |
| Annual Earnings | 2019/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.