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Arrow Global Group

LSE:ARW
Snowflake Description

High growth potential average dividend payer.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
ARW
LSE
£341M
Market Cap
  1. Home
  2. GB
  3. Diversified Financials
Company description

Arrow Global Group PLC identifies, acquires, and manages secured and unsecured defaulted and non-core loan portfolios and real estate from and on behalf of financial institutions, such as banks, institutional investors, and credit card companies in the United Kingdom and internationally. The last earnings update was 41 days ago. More info.


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ARW Share Price and Events
7 Day Returns
-0.8%
LSE:ARW
1%
GB Consumer Finance
1%
GB Market
1 Year Returns
-47.2%
LSE:ARW
-23.2%
GB Consumer Finance
1.6%
GB Market
ARW Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Arrow Global Group (ARW) -0.8% -3.8% 2.9% -47.2% -26.1% -12.5%
GB Consumer Finance 1% 1.7% -2.5% -23.2% -69.7% -61.4%
GB Market 1% 2.3% 8.6% 1.6% 14% 5.9%
1 Year Return vs Industry and Market
  • ARW underperformed the Consumer Finance industry which returned -23.2% over the past year.
  • ARW underperformed the Market in United Kingdom of Great Britain and Northern Ireland which returned 1.6% over the past year.
Price Volatility
ARW
Industry
5yr Volatility vs Market
Related Companies

ARW Value

 Is Arrow Global Group undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of Arrow Global Group to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for Arrow Global Group.

LSE:ARW Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model Excess Returns Model
Stable EPS Median Return on Equity from the past 5 years.
= Stable Book Value * Return on Equity
= £1.59 * 19%
£0.30
Book Value of Equity per Share Weighted future Book Value estimates from 2 analysts. £1.59
Discount Rate (Cost of Equity) See below 14.5%
Perpetual Growth Rate 10-Year GB Government Bond Rate 1.2%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for LSE:ARW
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year GB Govt Bond Rate 1.2%
Equity Risk Premium S&P Global 6.7%
Consumer Finance Unlevered Beta Simply Wall St/ S&P Global 0.68
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 0.685 (1 + (1- 19%) (347.36%))
2.08
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
2
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 1.23% + (2 * 6.65%)
14.53%

Discounted Cash Flow Calculation for LSE:ARW using Excess Returns Model Model

The calculations below outline how an intrinsic value for Arrow Global Group is arrived at using the Excess Return Model. This approach is used for finance firms where free cash flow is difficult to estimate.

In the Excess Return Model the value of a firm can be written as the sum of capital invested currently in the firm and the present value of excess returns that the firm expects to make in the future.

The model is sensitive to the Return on Equity of the company versus the Cost of Equity, how these are calculated is detailed below the main calculation.

Note the calculations below are per share.

See our documentation to learn about this calculation.

LSE:ARW Value of Excess Returns
Calculation Result
Excess Returns = (Stable Return on equity – Cost of equity) (Book Value of Equity per share)
= (19% – 14.53%) * £1.59)
£0.07
Terminal Value of Excess Returns = Excess Returns / (Cost of Equity - Expected Growth Rate)
= £0.07 / (14.53% - 1.23%)
£0.53
Value of Equity = Book Value per share + Terminal Value of Excess Returns
= £1.59 + £0.53
£2.12
LSE:ARW Discount to Share Price
Calculation Result
Value per share (GBP) From above. £2.12
Current discount Discount to share price of £1.94
= -1 x (£1.94 - £2.12) / £2.12
8.2%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

Current Discount
Amount off the current price Arrow Global Group is available for.
Intrinsic value
8%
Share price is £1.94 vs Future cash flow value of £2.12
Current Discount Checks
For Arrow Global Group to be considered undervalued it must be available for at least 20% below the current price. Less than 40% is even better.
  • Arrow Global Group's share price is below the future cash flow value, but not at a moderate discount (< 20%).
  • Arrow Global Group's share price is below the future cash flow value, but not at a substantial discount (< 40%).
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Arrow Global Group's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Arrow Global Group's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
LSE:ARW PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2018-12-31) in GBP £0.17
LSE:ARW Share Price ** LSE (2019-04-18) in GBP £1.94
United Kingdom of Great Britain and Northern Ireland Consumer Finance Industry PE Ratio Median Figure of 12 Publicly-Listed Consumer Finance Companies 12.41x
United Kingdom of Great Britain and Northern Ireland Market PE Ratio Median Figure of 795 Publicly-Listed Companies 16.28x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Arrow Global Group.

LSE:ARW PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= LSE:ARW Share Price ÷ EPS (both in GBP)

= 1.94 ÷ 0.17

11.35x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Arrow Global Group is good value based on earnings compared to the GB Consumer Finance industry average.
  • Arrow Global Group is good value based on earnings compared to the United Kingdom of Great Britain and Northern Ireland market.
Price based on expected Growth
Does Arrow Global Group's expected growth come at a high price?
Raw Data
LSE:ARW PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 11.35x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 5 Analysts
21%per year
United Kingdom of Great Britain and Northern Ireland Consumer Finance Industry PEG Ratio Median Figure of 7 Publicly-Listed Consumer Finance Companies 0.66x
United Kingdom of Great Britain and Northern Ireland Market PEG Ratio Median Figure of 563 Publicly-Listed Companies 1.49x

*Line of best fit is calculated by linear regression .

LSE:ARW PEG (Price to Earnings to Growth) Ratio Calculation
Calculation Outcome
PEG Ratio

= PE Ratio ÷ Net Income Annual Growth Rate

= 11.35x ÷ 21%

0.54x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Arrow Global Group is good value based on expected growth next year.
Price based on value of assets
What value do investors place on Arrow Global Group's assets?
Raw Data
LSE:ARW PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2018-12-31) in GBP £1.09
LSE:ARW Share Price * LSE (2019-04-18) in GBP £1.94
United Kingdom of Great Britain and Northern Ireland Consumer Finance Industry PB Ratio Median Figure of 14 Publicly-Listed Consumer Finance Companies 1.69x
United Kingdom of Great Britain and Northern Ireland Market PB Ratio Median Figure of 1,365 Publicly-Listed Companies 1.52x
LSE:ARW PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= LSE:ARW Share Price ÷ Book Value per Share (both in GBP)

= 1.94 ÷ 1.09

1.78x

* Primary Listing of Arrow Global Group.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Arrow Global Group is overvalued based on assets compared to the GB Consumer Finance industry average.
X
Value checks
We assess Arrow Global Group's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Consumer Finance industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Consumer Finance industry average (and greater than 0)? (1 check)
  5. Arrow Global Group has a total score of 3/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

ARW Future Performance

 How is Arrow Global Group expected to perform in the next 1 to 3 years based on estimates from 5 analysts?

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
21%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Arrow Global Group expected to grow at an attractive rate?
  • Arrow Global Group's earnings growth is expected to exceed the low risk savings rate of 1.2%.
Growth vs Market Checks
  • Arrow Global Group's earnings growth is expected to exceed the United Kingdom of Great Britain and Northern Ireland market average.
  • Arrow Global Group's revenue growth is expected to exceed the United Kingdom of Great Britain and Northern Ireland market average.
Annual Growth Rates Comparison
Raw Data
LSE:ARW Future Growth Rates Data Sources
Data Point Source Value (per year)
LSE:ARW Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 5 Analysts 21%
LSE:ARW Future Revenue Growth Rate Line of Best Fit* through Consensus Estimate Revenue of 5 Analysts 9.4%
United Kingdom of Great Britain and Northern Ireland Consumer Finance Industry Earnings Growth Rate Market Cap Weighted Average 23.9%
United Kingdom of Great Britain and Northern Ireland Consumer Finance Industry Revenue Growth Rate Market Cap Weighted Average 13.3%
United Kingdom of Great Britain and Northern Ireland Market Earnings Growth Rate Market Cap Weighted Average 11.1%
United Kingdom of Great Britain and Northern Ireland Market Revenue Growth Rate Market Cap Weighted Average 4.8%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
LSE:ARW Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 5 Analyst Estimates (S&P Global) See Below
All numbers in GBP Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
LSE:ARW Future Estimates Data
Date (Data in GBP Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2023-12-31 512 111 115 1
2022-12-31 489 101 105 1
2021-12-31 441 102 83 3
2020-12-31 424 96 77 5
2019-12-31 390 90 67 4
LSE:ARW Past Financials Data
Date (Data in GBP Millions) Revenue Cash Flow Net Income *
2018-12-31 314 -19 30
2018-09-30 296 -51 44
2018-06-30 292 -23 45
2018-03-31 289 -12 45
2017-12-31 275 -27 40
2017-09-30 256 -30 31
2017-06-30 236 -60 14
2017-03-31 205 -48 7
2016-12-31 187 -26 26
2016-09-30 165 -59 23
2016-06-30 148 -52 35
2016-03-31 135 -13 34

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Arrow Global Group's earnings are expected to grow significantly at over 20% yearly.
  • Arrow Global Group's revenue is expected to grow by 9.4% yearly, however this is not considered high growth (20% yearly).
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
LSE:ARW Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 5 Analyst Estimates (S&P Global) See Below

All data from Arrow Global Group Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

LSE:ARW Future Estimates Data
Date (Data in GBP Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2023-12-31 0.64 0.64 0.64 1.00
2022-12-31 0.59 0.59 0.59 1.00
2021-12-31 0.50 0.55 0.46 2.00
2020-12-31 0.47 0.51 0.43 3.00
2019-12-31 0.41 0.43 0.38 3.00
LSE:ARW Past Financials Data
Date (Data in GBP Millions) EPS *
2018-12-31 0.17
2018-09-30 0.25
2018-06-30 0.26
2018-03-31
2017-12-31 0.23
2017-09-30 0.18
2017-06-30 0.08
2017-03-31
2016-12-31 0.15
2016-09-30 0.13
2016-06-30 0.20
2016-03-31

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Arrow Global Group is expected to efficiently use shareholders’ funds in the future (Return on Equity greater than 20%).
X
Future performance checks
We assess Arrow Global Group's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United Kingdom of Great Britain and Northern Ireland market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United Kingdom of Great Britain and Northern Ireland market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Arrow Global Group has a total score of 5/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

ARW Past Performance

  How has Arrow Global Group performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Arrow Global Group's growth in the last year to its industry (Consumer Finance).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Arrow Global Group's year on year earnings growth rate has been positive over the past 5 years.
  • Arrow Global Group's 1-year earnings growth is negative, it can't be compared to the 5-year average.
  • Arrow Global Group's 1-year earnings growth is negative, it can't be compared to the GB Consumer Finance industry average.
Earnings and Revenue History
Arrow Global Group's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Arrow Global Group Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

LSE:ARW Past Revenue, Cash Flow and Net Income Data
Date (Data in GBP Millions) Revenue Net Income * G+A Expenses R&D Expenses
2018-12-31 313.59 29.97 8.24
2018-09-30 296.08 44.37 7.35
2018-06-30 291.56 44.62 8.26
2018-03-31 288.62 45.47 7.35
2017-12-31 274.70 39.87 7.35
2017-09-30 255.55 30.84 4.68
2017-06-30 235.51 13.54 6.10
2017-03-31 205.46 7.10 4.68
2016-12-31 187.08 26.31 4.68
2016-09-30 164.56 22.77 0.15
2016-06-30 147.92 35.31 1.96
2016-03-31 135.17 34.15 1.74
2015-12-31 128.69 31.75 2.33
2015-09-30 119.67 21.72 2.89
2015-06-30 107.19 20.75 2.63
2015-03-31 98.59 21.22 2.01
2014-12-31 88.99 18.27 1.74
2014-09-30 82.75 19.68 1.41
2014-06-30 78.04 18.08 1.49
2014-03-31 76.22 18.45 1.26
2013-12-31 75.34 15.11 1.73
2013-09-30 69.26 15.02 3.24
2013-06-30 63.60 11.24 3.51
2013-03-31 52.77 5.02 4.03
2012-12-31 46.65 9.41 3.69

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • Arrow Global Group has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
  • Arrow Global Group used its assets less efficiently than the GB Consumer Finance industry average last year based on Return on Assets.
  • Unable to establish if Arrow Global Group improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.
X
Past performance checks
We assess Arrow Global Group's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Consumer Finance industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Arrow Global Group has a total score of 1/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

ARW Health

 How is Arrow Global Group's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Arrow Global Group's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Arrow Global Group is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Arrow Global Group's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Arrow Global Group's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is covered by short term assets, assets are 1.1x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Arrow Global Group Company Filings, last reported 3 months ago.

LSE:ARW Past Debt and Equity Data
Date (Data in GBP Millions) Total Equity Total Debt Cash & Short Term Investments
2018-12-31 192.26 1,183.29 132.67
2018-09-30 189.11 1,118.25 62.07
2018-06-30 173.68 1,044.68 34.75
2018-03-31 173.00 981.27 42.40
2017-12-31 195.32 938.37 52.46
2017-09-30 177.12 903.21 36.15
2017-06-30 164.00 922.11 41.83
2017-03-31 156.18 879.66 57.46
2016-12-31 167.39 781.97 23.20
2016-09-30 152.33 744.46 29.44
2016-06-30 158.25 704.44 27.40
2016-03-31 157.79 611.81 77.41
2015-12-31 145.36 527.14 10.18
2015-09-30 134.61 492.22 29.76
2015-06-30 129.46 480.23 14.58
2015-03-31 127.17 485.89 37.44
2014-12-31 121.87 423.13 14.54
2014-09-30 120.75 242.35 26.17
2014-06-30 116.64 245.24 17.15
2014-03-31 107.82 211.72 32.63
2013-12-31 105.17 217.70 48.03
2013-09-30 54.05 213.03 6.30
2013-06-30 50.53 218.74 10.05
2013-03-31 41.99 215.13 19.22
2012-12-31 12.56 207.04 9.75
  • Arrow Global Group's level of debt (615.5%) compared to net worth is high (greater than 40%).
  • The level of debt compared to net worth has increased over the past 5 years (206.9% vs 615.5% today).
  • Operating cash flow is negative therefore debt is not well covered.
  • Unable to confirm if the interest payments on Arrow Global Group's debt are well covered by earnings due to lack of past financial data.
X
Financial health checks
We assess Arrow Global Group's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Arrow Global Group has a total score of 2/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

ARW Dividends

 What is Arrow Global Group's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
6.53%
Current annual income from Arrow Global Group dividends. Estimated to be 8.54% next year.
If you bought £2,000 of Arrow Global Group shares you are expected to receive £131 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Arrow Global Group's pays a higher dividend yield than the bottom 25% of dividend payers in United Kingdom of Great Britain and Northern Ireland (2.01%).
  • Arrow Global Group's dividend is above the markets top 25% of dividend payers in United Kingdom of Great Britain and Northern Ireland (5.12%).
Upcoming dividend payment

Purchase Arrow Global Group before the 'Buy Limit' to receive their next dividend payment.

Dividends are usually paid every 3 or 6 months, you can time your share purchase to take advantage of upcoming dividend payments.
Dividend payment calendar
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
LSE:ARW Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 5 Analyst Estimates (S&P Global) See Below
United Kingdom of Great Britain and Northern Ireland Consumer Finance Industry Average Dividend Yield Market Cap Weighted Average of 11 Stocks 3.2%
United Kingdom of Great Britain and Northern Ireland Market Average Dividend Yield Market Cap Weighted Average of 705 Stocks 4.2%
United Kingdom of Great Britain and Northern Ireland Minimum Threshold Dividend Yield 10th Percentile 1%
United Kingdom of Great Britain and Northern Ireland Bottom 25% Dividend Yield 25th Percentile 2%
United Kingdom of Great Britain and Northern Ireland Top 25% Dividend Yield 75th Percentile 5.1%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

LSE:ARW Future Dividends Estimate Data
Date (Data in £) Dividend per Share (annual) Avg. No. Analysts
2023-12-31 0.23 1.00
2022-12-31 0.21 1.00
2021-12-31 0.17 4.00
2020-12-31 0.17 7.00
2019-12-31 0.14 7.00
LSE:ARW Past Annualized Dividends Data
Date (Data in £) Dividend per share (annual) Avg. Yield (%)
2019-03-08 0.127 6.300
2019-02-28 0.127 6.720
2018-08-30 0.121 6.096
2018-03-27 0.113 4.018
2018-03-01 0.113 3.242
2017-03-02 0.091 2.298
2016-04-13 0.071 2.658
2016-03-03 0.071 2.757
2015-04-27 0.051 2.011
2015-03-06 0.051 2.010
2015-03-05 0.051 2.074
2014-11-28 0.034 1.481
2014-08-29 0.034 1.367

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Whilst dividend payments have been stable, Arrow Global Group has been paying a dividend for less than 10 years.
  • Dividend payments have increased, but Arrow Global Group only paid a dividend in the past 5 years.
Current Payout to shareholders
What portion of Arrow Global Group's earnings are paid to the shareholders as a dividend.
  • Dividends paid are covered by earnings (1.3x coverage).
Future Payout to shareholders
  • Dividends after 3 years are expected to be well covered by earnings (2.7x coverage).
X
Income/ dividend checks
We assess Arrow Global Group's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 1%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Arrow Global Group afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Arrow Global Group has a total score of 4/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

ARW Management

 What is the CEO of Arrow Global Group's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Lee Rochford
COMPENSATION £1,011,000
AGE 51
TENURE AS CEO 2.3 years
CEO Bio

Mr. Lee Rochford, MA has been the Group Chief Executive Officer of Arrow Global Group PLC since January 3, 2017. Mr. Rochford served as the Chief Financial Officer of Virgin Money Holdings (UK) plc and Virgin Money from October 2013 to August 2015. Mr. Rochford served as Managing Director of Wells Fargo Advisors, LLC. He served as Head of Financial Institutions Group for Europe, the Middle East and African Regions at The Royal Bank of Scotland Group plc (Royal Bank of Scotland plc) from 2007 to April 2013. He has extensive experience of global financial markets and has a 25 year of career in the financial services industry. He served as Head of FI structured finance for EMEA at The Royal Bank of Scotland Group plc. At Credit Suisse, he served as Managing Director and Head of European Asset Finance, a group responsible for all European securitization and principal finance activities across multiple jurisdictions and asset classes. He was a responsible for leading a team of over 100 professionals across the EMEA region, providing advisory, capital markets and risk solutions for financial institutions including Balance Sheet Solutions and Advisory, Securitisation, Covered Bonds, Hybrid Capital, Liability Management, Ratings Advisory and Interest Rate Solutions. Before joining Credit Suisse in 2000, Mr. Rochford spent 10 years at BNP Paribas in a variety of structured finance roles including head of Northern European Securitization. He held senior roles at Wachovia Securities. He served as Managing Director at Principal Finance Wachovia Securities from 2006 to 2007. He served as Managing Director, Asset Finance from Credit Suisse from 2000 to 2006. He served as Head of Northern European Securitisation, BNP Paribas, from 1991 to 2000. He served as Account Officer at British & Commonwealth Bank from 1988 to 1991. He has been an Executive Director of Arrow Global Group PLC since January 3, 2017. He served as an Executive Director at Virgin Money Holdings (UK) plc since October 07, 2013 until August 31, 2015. He served for 17 years as a Board member of Metropolitan Housing Partnership. He served as a Director of Metropolitan Housing Trust Limited until September 2012. He holds an MA in philosophy, politics and economics from Pembroke College, the University of Oxford.

CEO Compensation
  • Lee's compensation has been consistent with company performance over the past year.
  • Lee's remuneration is higher than average for companies of similar size in United Kingdom of Great Britain and Northern Ireland.
Management Team Tenure

Average tenure and age of the Arrow Global Group management team in years:

2
Average Tenure
44
Average Age
  • The tenure for the Arrow Global Group management team is about average.
Management Team

Lee Rochford

TITLE
Group CEO & Executive Director
COMPENSATION
£1M
AGE
51
TENURE
2.3 yrs

Paul Cooper

TITLE
Group CFO & Executive Director
COMPENSATION
£1M
TENURE
1.3 yrs

Zach Lewy

TITLE
Founder & Chief Investment Officer
COMPENSATION
£201K
AGE
44

Dave Sutherland

TITLE
Group Chief Operating Officer
TENURE
1.3 yrs

Duncan Browne

TITLE
Head of Investor Relations

Stewart Hamilton

TITLE
General Counsel & Group Company Secretary
AGE
42
TENURE
5.6 yrs

Tracy French

TITLE
Group HR Director

Steve Greenwood

TITLE
Chief Risk Officer

John Calvao

TITLE
Country Head for Italy
TENURE
2 yrs

Joao Bugalho

TITLE
Country Head for Portugal
TENURE
2 yrs
Board of Directors Tenure

Average tenure and age of the Arrow Global Group board of directors in years:

2.3
Average Tenure
59
Average Age
  • The average tenure for the Arrow Global Group board of directors is less than 3 years, this suggests a new board.
Board of Directors

Jonathan Bloomer

TITLE
Non-Executive Chairman
COMPENSATION
£170K
AGE
64

Lee Rochford

TITLE
Group CEO & Executive Director
COMPENSATION
£1M
AGE
51
TENURE
2.3 yrs

Paul Cooper

TITLE
Group CFO & Executive Director
COMPENSATION
£1M
TENURE
1.3 yrs

Iain Charles Cornish

TITLE
Senior Independent Non-Executive Director
COMPENSATION
£75K
AGE
58
TENURE
3.8 yrs

Andrew Fisher

TITLE
Independent Non-Executive Director
COMPENSATION
£65K
AGE
60
TENURE
2.3 yrs

Maria Albuquerque

TITLE
Independent Non-Executive Director
COMPENSATION
£55K
TENURE
3.1 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (£) Value (£)
08. Oct 18 Buy Andrew Fisher Individual 05. Oct 18 05. Oct 18 10,000 £2.02 £20,232
17. May 18 Buy Paul Cooper Individual 16. May 18 16. May 18 34,800 £2.85 £99,180
02. Jul 18 Buy Andrew Fisher Individual 29. Jun 18 29. Jun 18 10,000 £2.47 £24,700
02. Jul 18 Buy Jonathan Bloomer Individual 29. Jun 18 29. Jun 18 10,000 £2.41 £24,100
15. Jun 18 Buy Stewart Hamilton Individual 15. Jun 18 15. Jun 18 5,555 £2.68 £14,909
24. May 18 Buy Dave Sutherland Individual 23. May 18 23. May 18 368 £2.69 £990
18. May 18 Buy John Elliott Individual 17. May 18 17. May 18 3,350 £2.90 £9,715
18. May 18 Buy Clodagh Gunnigle Individual 18. May 18 18. May 18 3,400 £2.87 £9,758
17. May 18 Buy Lee Rochford Individual 16. May 18 16. May 18 34,575 £2.89 £99,922
17. May 18 Buy Andrew Fisher Individual 16. May 18 16. May 18 10,000 £2.94 £29,400
17. May 18 Buy Jonathan Bloomer Individual 16. May 18 16. May 18 10,000 £2.90 £29,000
17. May 18 Buy Zachary Lewy Individual 16. May 18 16. May 18 35,000 £2.83 £99,050
X
Management checks
We assess Arrow Global Group's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Arrow Global Group has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

ARW News

Simply Wall St News

Investors Who Bought Arrow Global Group (LON:ARW) Shares A Year Ago Are Now Down 40%

While not a mind-blowing move, it is good to see that the Arrow Global Group PLC (LON:ARW) share price has gained 19% in the last three months. … But in truth the last year hasn't been good for the share price. … Unhappily, Arrow Global Group had to report a 25% decline in EPS over the last year.

Simply Wall St -

How Does Arrow Global Group PLC (LON:ARW) Affect Your Portfolio Volatility?

Beta is a widely used metric to measure a stock's exposure to market risk (volatility). … Before we go on, it's worth noting that Warren Buffett pointed out in his 2014 letter to shareholders that 'volatility is far from synonymous with risk.' Having said that, beta can still be rather useful. … A stock with a beta greater than one is more sensitive to broader market movements than a stock with a beta of less than one.

Simply Wall St -

Should You Think About Buying Arrow Global Group PLC (LON:ARW) Now?

Some share price movements can give investors a better opportunity to enter into the stock, and potentially buy at a lower price? … A question to answer is whether Arrow Global Group's current trading price of £1.83 reflective of the actual value of the? … Let’s take a look at Arrow Global Group’s outlook and value based on the most recent financial data to see if there are any catalysts for a price change

Simply Wall St -

Will Arrow Global Group PLC's (LON:ARW) Earnings Grow In The Year Ahead?

After Arrow Global Group PLC's (LON:ARW) earnings announcement in September 2018,. … as a 45% increase in profits is expected in the upcoming year, … the past 5-year average growth rate of 19%

Simply Wall St -

Are Insiders Selling Arrow Global Group PLC (LON:ARW) Stock?

So we'll take a look at whether insiders have been buying or selling shares in Arrow Global Group PLC (LON:ARW). … But logic dictates you should pay some attention to whether insiders are buying or selling shares. … The Last 12 Months Of Insider Transactions At Arrow Global Group.

Simply Wall St -

Should You Buy Arrow Global Group PLC (LON:ARW) For Its Dividend?

In the last few years Arrow Global Group PLC (LON:ARW) has paid a dividend to shareholders. … Let's take a look at Arrow Global Group in more detail. … Check out our latest analysis for Arrow Global Group

Simply Wall St -

How Does Investing In Arrow Global Group PLC (LON:ARW) Impact The Volatility Of Your Portfolio?

If you're interested in Arrow Global Group PLC (LON:ARW), then you might want to consider its beta (a measure of share price volatility) in order to understand how the stock could impact your portfolio. … Some investors use beta as a measure of how much a certain stock is impacted by market risk (volatility). … A stock with a beta below one is either less volatile than the market, or more volatile but not corellated with the overall market.

Simply Wall St -

Investors Are Undervaluing Arrow Global Group PLC (LON:ARW) By 27.3%

Pricing ARW, a financial stock, can be difficult since consumer finance businesses have cash flows that are affected by regulations that are not imposed upon other sectors. … For example, businesses that deal with loans are required to hold more capital to reduce the risk to shareholders.

Simply Wall St -

Should Arrow Global Group PLC's (LON:ARW) Recent Earnings Worry You?

When Arrow Global Group PLC's (LON:ARW) announced its latest earnings (31 March 2018), I wanted to understand how these figures stacked up against its past performance. … The two benchmarks I used were Arrow Global Group's average earnings over the past couple of years, and its industry performance. … Check out our latest analysis for Arrow Global Group?

Simply Wall St -

Is Arrow Global Group PLC (LON:ARW) A Great Dividend Stock?

In the past 4 years Arrow Global Group PLC (LON:ARW) has returned an average of 3.00% per year to investors in the form of dividend payouts. … Let's dig deeper into whether Arrow Global Group should have a place in your portfolio. … Check out our latest analysis for Arrow Global Group

Simply Wall St -

ARW Company Info

Description

Arrow Global Group PLC identifies, acquires, and manages secured and unsecured defaulted and non-core loan portfolios and real estate from and on behalf of financial institutions, such as banks, institutional investors, and credit card companies in the United Kingdom and internationally. The company also engages in the debt purchase, and asset management servicing business. Arrow Global Group PLC was founded in 2005 and is headquartered in Manchester, the United Kingdom.

Details
Name: Arrow Global Group PLC
ARW
Exchange: LSE
Founded: 2005
£340,652,129
175,232,577
Website: http://www.arrowglobalir.net
Address: Arrow Global Group PLC
Belvedere,
12 Booth Street,
Manchester,
Greater Manchester, M2 4AW,
United Kingdom
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
LSE ARW Ordinary Shares London Stock Exchange GB GBP 08. Oct 2013
OTCPK ARWG.F Ordinary Shares Pink Sheets LLC US USD 08. Oct 2013
DB A0W Ordinary Shares Deutsche Boerse AG DE EUR 08. Oct 2013
BATS-CHIXE ARWl Ordinary Shares BATS 'Chi-X Europe' GB GBP 08. Oct 2013
Number of employees
Current staff
Staff numbers
1,759
Arrow Global Group employees.
Industry
Consumer Finance
Diversified Financials
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/04/18 22:00
End of day share price update: 2019/04/18 00:00
Last estimates confirmation: 2019/04/11
Last earnings filing: 2019/03/08
Last earnings reported: 2018/12/31
Last annual earnings reported: 2018/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.