Arrow Global Group
Arrow Global Group PLC identifies, acquires, and manages secured and unsecured defaulted and non-core loan portfolios and real estate from and on behalf of financial institutions, such as banks, institutional investors, and credit card companies in the United Kingdom and internationally. The last earnings update was 41 days ago. More info.
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ARW Share Price and Events
7 Day Returns
1 Year Returns
ARW Shareholder Return
| 7 Day | 30 Day | 90 Day | 1 Year | 3 Year | 5 Year | |
|---|---|---|---|---|---|---|
| Arrow Global Group (ARW) | -0.8% | -3.8% | 2.9% | -47.2% | -26.1% | -12.5% |
| GB Consumer Finance | 1% | 1.7% | -2.5% | -23.2% | -69.7% | -61.4% |
| GB Market | 1% | 2.3% | 8.6% | 1.6% | 14% | 5.9% |
1 Year Return vs Industry and Market
- ARW underperformed the Consumer Finance industry which returned -23.2% over the past year.
- ARW underperformed the Market in United Kingdom of Great Britain and Northern Ireland which returned 1.6% over the past year.
ARW Value
Value is all about what a company is worth versus what price it is
available for. If you went into a grocery store and all the bananas were on sale
at half price, they could be considered
undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current
share
price of
Arrow Global Group
to its discounted cash flow analysis.value.The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Below are the data sources, inputs and calculation used to determine the intrinsic value for Arrow Global Group.
| Data Point | Source | Value |
|---|---|---|
| Valuation Model | Excess Returns Model | |
| Stable EPS |
Median Return on Equity from the past 5 years.
= Stable Book Value * Return on Equity = £1.59 * 19% |
£0.30 |
| Book Value of Equity per Share | Weighted future Book Value estimates from 2 analysts. | £1.59 |
| Discount Rate (Cost of Equity) | See below | 14.5% |
| Perpetual Growth Rate | 10-Year GB Government Bond Rate | 1.2% |
An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.
| Data Point | Calculation/ Source | Result |
|---|---|---|
| Risk-Free Rate | 10-Year GB Govt Bond Rate | 1.2% |
| Equity Risk Premium | S&P Global | 6.7% |
| Consumer Finance Unlevered Beta | Simply Wall St/ S&P Global | 0.68 |
| Re-levered Beta | = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 0.685 (1 + (1- 19%) (347.36%)) |
2.08 |
| Levered Beta | Levered Beta limited to 0.8 to 2.0 (practical range for a stable firm) |
2 |
| Discount Rate/ Cost of Equity |
= Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 1.23% + (2 * 6.65%) |
14.53% |
Discounted Cash Flow Calculation for LSE:ARW using Excess Returns Model Model
The calculations below outline how an intrinsic value for Arrow Global Group is arrived at using the Excess Return Model. This approach is used for finance firms where free cash flow is difficult to estimate.
In the Excess Return Model the value of a firm can be written as the sum of capital invested currently in the firm and the present value of excess returns that the firm expects to make in the future.
The model is sensitive to the Return on Equity of the company versus the Cost of Equity, how these are calculated is detailed below the main calculation.
Note the calculations below are per share.
See our documentation to learn about this calculation.
| Calculation | Result | |
|---|---|---|
| Excess Returns |
= (Stable Return on equity – Cost of equity) (Book Value of
Equity per share)
= (19% – 14.53%) * £1.59) |
£0.07 |
| Terminal Value of Excess Returns |
= Excess Returns / (Cost of Equity -
Expected Growth Rate)
= £0.07 / (14.53% - 1.23%) |
£0.53 |
| Value of Equity |
= Book Value per share + Terminal Value of
Excess Returns
= £1.59 + £0.53 |
£2.12 |
| Calculation | Result | |
|---|---|---|
| Value per share (GBP) | From above. | £2.12 |
| Current discount | Discount to share price of
£1.94
= -1 x (£1.94 - £2.12) / £2.12 |
8.2% |
Learn more about our DCF calculations in Simply Wall St’s analysis model .
Current Discount
Current Discount Checks
- Arrow Global Group's share price is below the future cash flow value, but not at a moderate discount (< 20%).
- Arrow Global Group's share price is below the future cash flow value, but not at a substantial discount (< 40%).
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for
it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing
when they are out of season, or how much your home is worth.The amount the stock market is willing to pay for Arrow Global Group's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are
Arrow Global Group's earnings available for a low price, and how does
this compare to other companies in the same industry?
| Data Point | Source | Value |
|---|---|---|
| Earnings Per Share * | Company Filings (2018-12-31) in GBP | £0.17 |
| LSE:ARW Share Price ** | LSE (2019-04-18) in GBP | £1.94 |
| United Kingdom of Great Britain and Northern Ireland Consumer Finance Industry PE Ratio | Median Figure of 12 Publicly-Listed Consumer Finance Companies | 12.41x |
| United Kingdom of Great Britain and Northern Ireland Market PE Ratio | Median Figure of 795 Publicly-Listed Companies | 16.28x |
* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.
** Primary Listing of Arrow Global Group.
| Calculation | Outcome | |
|---|---|---|
| PE Ratio | = LSE:ARW Share Price ÷ EPS (both in GBP) = 1.94 ÷ 0.17 |
11.35x |
Learn more about our ratios and growth rates in Simply Wall St’s analysis model >
- Arrow Global Group is good value based on earnings compared to the GB Consumer Finance industry average.
- Arrow Global Group is good value based on earnings compared to the United Kingdom of Great Britain and Northern Ireland market.
Price based on expected Growth
Does
Arrow Global Group's expected growth come at a high price?
| Data Point | Source | Value |
|---|---|---|
| PE Ratio | See PE Ratio Section | 11.35x |
| Net Income Annual Growth Rate | See Future Growth Section. Line of Best Fit* through Consensus Estimate Earnings of 5 Analysts |
21%per year |
| United Kingdom of Great Britain and Northern Ireland Consumer Finance Industry PEG Ratio | Median Figure of 7 Publicly-Listed Consumer Finance Companies | 0.66x |
| United Kingdom of Great Britain and Northern Ireland Market PEG Ratio | Median Figure of 563 Publicly-Listed Companies | 1.49x |
*Line of best fit is calculated by linear regression .
| Calculation | Outcome | |
|---|---|---|
| PEG Ratio | = PE Ratio ÷ Net Income Annual Growth Rate = 11.35x ÷ 21% |
0.54x |
Learn more about our ratios and growth rates in Simply Wall St’s analysis model >
- Arrow Global Group is good value based on expected growth next year.
Price based on value of assets
What value do investors place on
Arrow Global Group's
assets?
| Data Point | Source | Value |
|---|---|---|
| Book Value per Share | Company Filings (2018-12-31) in GBP | £1.09 |
| LSE:ARW Share Price * | LSE (2019-04-18) in GBP | £1.94 |
| United Kingdom of Great Britain and Northern Ireland Consumer Finance Industry PB Ratio | Median Figure of 14 Publicly-Listed Consumer Finance Companies | 1.69x |
| United Kingdom of Great Britain and Northern Ireland Market PB Ratio | Median Figure of 1,365 Publicly-Listed Companies | 1.52x |
| Calculation | Outcome | |
|---|---|---|
| PB Ratio | = LSE:ARW Share Price ÷ Book Value per Share (both in GBP) = 1.94 ÷ 1.09 |
1.78x |
* Primary Listing of Arrow Global Group.
Learn more about our ratios and growth rates in Simply Wall St’s analysis model >
- Arrow Global Group is overvalued based on assets compared to the GB Consumer Finance industry average.
Value checks
We assess Arrow Global Group's value by looking at:- Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
- Is the PE ratio less than the market average, and/ or less than the Consumer Finance industry average (and greater than 0)? (2 checks)
- Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
- Is the PB ratio less than the Consumer Finance industry average (and greater than 0)? (1 check) Arrow Global Group has a total score of 3/6, see the detailed checks below.
Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.
Full details on the Value part of the Simply Wall St company analysis model.
ARW Future Performance
The future performance of a company is measured in the same way as past
performance, by looking at estimated
growth
and how much profit it is expected to make.Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Earnings growth vs Low Risk Savings
- Arrow Global Group's earnings growth is expected to exceed the low risk savings rate of 1.2%.
Growth vs Market Checks
- Arrow Global Group's earnings growth is expected to exceed the United Kingdom of Great Britain and Northern Ireland market average.
- Arrow Global Group's revenue growth is expected to exceed the United Kingdom of Great Britain and Northern Ireland market average.
Annual Growth Rates Comparison
| Data Point | Source | Value (per year) |
|---|---|---|
| LSE:ARW Future Earnings Growth Rate | Line of Best Fit* through Consensus Estimate Earnings of 5 Analysts | 21% |
| LSE:ARW Future Revenue Growth Rate | Line of Best Fit* through Consensus Estimate Revenue of 5 Analysts | 9.4% |
| United Kingdom of Great Britain and Northern Ireland Consumer Finance Industry Earnings Growth Rate | Market Cap Weighted Average | 23.9% |
| United Kingdom of Great Britain and Northern Ireland Consumer Finance Industry Revenue Growth Rate | Market Cap Weighted Average | 13.3% |
| United Kingdom of Great Britain and Northern Ireland Market Earnings Growth Rate | Market Cap Weighted Average | 11.1% |
| United Kingdom of Great Britain and Northern Ireland Market Revenue Growth Rate | Market Cap Weighted Average | 4.8% |
*Line of best fit is calculated by linear regression .
Industry and Market average data is calculated daily.
Learn more about our growth rate calculations in Simply Wall St’s analysis model.
Analysts growth expectations
| Data Point | Source | Value |
|---|---|---|
| Past Financials | Company Filings (3 months ago) | See Below |
| Future Estimates | Average of up to 5 Analyst Estimates (S&P Global) | See Below |
| Date (Data in GBP Millions) | Revenue | Cash Flow | Net Income * | Avg. No. Analysts |
|---|---|---|---|---|
| 2023-12-31 | 512 | 111 | 115 | 1 |
| 2022-12-31 | 489 | 101 | 105 | 1 |
| 2021-12-31 | 441 | 102 | 83 | 3 |
| 2020-12-31 | 424 | 96 | 77 | 5 |
| 2019-12-31 | 390 | 90 | 67 | 4 |
| Date (Data in GBP Millions) | Revenue | Cash Flow | Net Income * |
|---|---|---|---|
| 2018-12-31 | 314 | -19 | 30 |
| 2018-09-30 | 296 | -51 | 44 |
| 2018-06-30 | 292 | -23 | 45 |
| 2018-03-31 | 289 | -12 | 45 |
| 2017-12-31 | 275 | -27 | 40 |
| 2017-09-30 | 256 | -30 | 31 |
| 2017-06-30 | 236 | -60 | 14 |
| 2017-03-31 | 205 | -48 | 7 |
| 2016-12-31 | 187 | -26 | 26 |
| 2016-09-30 | 165 | -59 | 23 |
| 2016-06-30 | 148 | -52 | 35 |
| 2016-03-31 | 135 | -13 | 34 |
*GAAP earnings excluding extraordinary items.
Past and Future Earnings per Share
| Data Point | Source | Value |
|---|---|---|
| Past Financials | Company Filings (3 months ago) | See Below |
| Future Estimates | Average of up to 5 Analyst Estimates (S&P Global) | See Below |
All data from Arrow Global Group Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.
| Date (Data in GBP Millions) | EPS * | EPS High Estimate | EPS Low Estimate | Avg. No. Analysts |
|---|---|---|---|---|
| 2023-12-31 | 0.64 | 0.64 | 0.64 | 1.00 |
| 2022-12-31 | 0.59 | 0.59 | 0.59 | 1.00 |
| 2021-12-31 | 0.50 | 0.55 | 0.46 | 2.00 |
| 2020-12-31 | 0.47 | 0.51 | 0.43 | 3.00 |
| 2019-12-31 | 0.41 | 0.43 | 0.38 | 3.00 |
| Date (Data in GBP Millions) | EPS * |
|---|---|
| 2018-12-31 | 0.17 |
| 2018-09-30 | 0.25 |
| 2018-06-30 | 0.26 |
| 2018-03-31 | |
| 2017-12-31 | 0.23 |
| 2017-09-30 | 0.18 |
| 2017-06-30 | 0.08 |
| 2017-03-31 | |
| 2016-12-31 | 0.15 |
| 2016-09-30 | 0.13 |
| 2016-06-30 | 0.20 |
| 2016-03-31 |
*GAAP earnings excluding extraordinary items.
Future performance checks
We assess Arrow Global Group's future performance by looking at:- Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
- Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United Kingdom of Great Britain and Northern Ireland market? (1 check)
- Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United Kingdom of Great Britain and Northern Ireland market? (1 check)
- Is the annual earnings growth rate expected to be above 20%? (1 check)
- Is the annual revenue growth rate expected to be above 20%? (1 check)
- Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Arrow Global Group has a total score of 5/6, see the detailed checks below.
Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.
Full details on the Future part of the Simply Wall St company analysis model.
ARW Past Performance
How has Arrow Global Group performed over the past 5 years?
The past performance of a company can be measured by how much
growth
it has experienced and how much profit it makes relative to the funds and assets
it has available.
Past earnings growth
Past Earnings growth analysis
- Arrow Global Group's year on year earnings growth rate has been positive over the past 5 years.
- Arrow Global Group's 1-year earnings growth is negative, it can't be compared to the 5-year average.
- Arrow Global Group's 1-year earnings growth is negative, it can't be compared to the GB Consumer Finance industry average.
Earnings and Revenue History
All data from Arrow Global Group Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.
| Date (Data in GBP Millions) | Revenue | Net Income * | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 2018-12-31 | 313.59 | 29.97 | 8.24 | |
| 2018-09-30 | 296.08 | 44.37 | 7.35 | |
| 2018-06-30 | 291.56 | 44.62 | 8.26 | |
| 2018-03-31 | 288.62 | 45.47 | 7.35 | |
| 2017-12-31 | 274.70 | 39.87 | 7.35 | |
| 2017-09-30 | 255.55 | 30.84 | 4.68 | |
| 2017-06-30 | 235.51 | 13.54 | 6.10 | |
| 2017-03-31 | 205.46 | 7.10 | 4.68 | |
| 2016-12-31 | 187.08 | 26.31 | 4.68 | |
| 2016-09-30 | 164.56 | 22.77 | 0.15 | |
| 2016-06-30 | 147.92 | 35.31 | 1.96 | |
| 2016-03-31 | 135.17 | 34.15 | 1.74 | |
| 2015-12-31 | 128.69 | 31.75 | 2.33 | |
| 2015-09-30 | 119.67 | 21.72 | 2.89 | |
| 2015-06-30 | 107.19 | 20.75 | 2.63 | |
| 2015-03-31 | 98.59 | 21.22 | 2.01 | |
| 2014-12-31 | 88.99 | 18.27 | 1.74 | |
| 2014-09-30 | 82.75 | 19.68 | 1.41 | |
| 2014-06-30 | 78.04 | 18.08 | 1.49 | |
| 2014-03-31 | 76.22 | 18.45 | 1.26 | |
| 2013-12-31 | 75.34 | 15.11 | 1.73 | |
| 2013-09-30 | 69.26 | 15.02 | 3.24 | |
| 2013-06-30 | 63.60 | 11.24 | 3.51 | |
| 2013-03-31 | 52.77 | 5.02 | 4.03 | |
| 2012-12-31 | 46.65 | 9.41 | 3.69 |
*GAAP earnings excluding extraordinary items.
Performance last year
We want to ensure a company is making the most of what it has available. This is
done by comparing the return (profit) to a company's available
funds,
assets
and
capital.
- Arrow Global Group has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
- Arrow Global Group used its assets less efficiently than the GB Consumer Finance industry average last year based on Return on Assets.
- Unable to establish if Arrow Global Group improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.
Past performance checks
We assess Arrow Global Group's performance over the past 5 years by checking for:- Has earnings increased in past 5 years? (1 check)
- Has the earnings growth in the last year exceeded that of the Consumer Finance industry? (1 check)
- Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
- Is the Return on Equity (ROE) higher than 20%? (1 check)
- Is the Return on Assets (ROA) above industry average? (1 check)
- Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
Arrow Global Group has a total score of 1/6, see the detailed checks below.
Note: We use GAAP Net Income excluding extraordinary items in all our calculations.
Full details on the Past part of the Simply Wall St company analysis model.
ARW Health
How is Arrow Global Group's financial health and their level of debt?
A company's financial position is much like your own financial position,
it includes everything you own
(assets)
and owe
(liabilities).The boxes below represent the relative size of what makes up Arrow Global Group's finances.
The net worth of a company is the difference between its assets and liabilities.
- Arrow Global Group is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
- Arrow Global Group's cash and other short term assets cover its long term commitments.
Balance sheet
Assets
Liabilities and shares
- Low level of unsold assets.
- Debt is covered by short term assets, assets are 1.1x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t
bad,
however if the debt is too high, or the company can’t afford to pay the interest
on its debts this may have impacts in the future.The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.
If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
All data from Arrow Global Group Company Filings, last reported 3 months ago.
| Date (Data in GBP Millions) | Total Equity | Total Debt | Cash & Short Term Investments |
|---|---|---|---|
| 2018-12-31 | 192.26 | 1,183.29 | 132.67 |
| 2018-09-30 | 189.11 | 1,118.25 | 62.07 |
| 2018-06-30 | 173.68 | 1,044.68 | 34.75 |
| 2018-03-31 | 173.00 | 981.27 | 42.40 |
| 2017-12-31 | 195.32 | 938.37 | 52.46 |
| 2017-09-30 | 177.12 | 903.21 | 36.15 |
| 2017-06-30 | 164.00 | 922.11 | 41.83 |
| 2017-03-31 | 156.18 | 879.66 | 57.46 |
| 2016-12-31 | 167.39 | 781.97 | 23.20 |
| 2016-09-30 | 152.33 | 744.46 | 29.44 |
| 2016-06-30 | 158.25 | 704.44 | 27.40 |
| 2016-03-31 | 157.79 | 611.81 | 77.41 |
| 2015-12-31 | 145.36 | 527.14 | 10.18 |
| 2015-09-30 | 134.61 | 492.22 | 29.76 |
| 2015-06-30 | 129.46 | 480.23 | 14.58 |
| 2015-03-31 | 127.17 | 485.89 | 37.44 |
| 2014-12-31 | 121.87 | 423.13 | 14.54 |
| 2014-09-30 | 120.75 | 242.35 | 26.17 |
| 2014-06-30 | 116.64 | 245.24 | 17.15 |
| 2014-03-31 | 107.82 | 211.72 | 32.63 |
| 2013-12-31 | 105.17 | 217.70 | 48.03 |
| 2013-09-30 | 54.05 | 213.03 | 6.30 |
| 2013-06-30 | 50.53 | 218.74 | 10.05 |
| 2013-03-31 | 41.99 | 215.13 | 19.22 |
| 2012-12-31 | 12.56 | 207.04 | 9.75 |
- Arrow Global Group's level of debt (615.5%) compared to net worth is high (greater than 40%).
- The level of debt compared to net worth has increased over the past 5 years (206.9% vs 615.5% today).
- Operating cash flow is negative therefore debt is not well covered.
- Unable to confirm if the interest payments on Arrow Global Group's debt are well covered by earnings due to lack of past financial data.
Financial health checks
We assess Arrow Global Group's financial health by checking for:- Are short term assets greater than short term liabilities? (1 check)
- Are short term assets greater than long term liabilities? (1 check)
- Has the debt to equity ratio increased in the past 5 years? (1 check)
- Is the debt to equity ratio over 40%? (1 check)
- Is the debt covered by operating cash flow? (1 check)
- Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check) Arrow Global Group has a total score of 2/6, see the detailed checks below.
- Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
- Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
Full details on the Health part of the Simply Wall St company analysis model.
ARW Dividends
What is Arrow Global Group's current dividend yield, its reliability and sustainability?
Dividends are regular cash payments to you from the company, similar to a
bank paying you interest on a savings account.
Annual Dividend Income
If you bought
£2,000 of
Arrow Global Group
shares you are expected to receive
£131
in your first year as a dividend.
Dividend Amount
- Arrow Global Group's pays a higher dividend yield than the bottom 25% of dividend payers in United Kingdom of Great Britain and Northern Ireland (2.01%).
- Arrow Global Group's dividend is above the markets top 25% of dividend payers in United Kingdom of Great Britain and Northern Ireland (5.12%).
Upcoming dividend payment
Purchase Arrow Global Group before the 'Buy Limit' to receive their next dividend payment.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not
wildly increasing/decreasing each year. This graph shows you the historical rate
to count toward your assessment of the stock.We also check to see if the dividend has increased in the past 10 years.
| Data Point | Source | Value |
|---|---|---|
| Past Annualized Dividend Yield | S&P Global Market Data | See Below |
| Past Dividends per Share | Company Filings/ Annualized Dividend Payments | See Below |
| Future Dividends per Share Estimates | Average of up to 5 Analyst Estimates (S&P Global) | See Below |
| United Kingdom of Great Britain and Northern Ireland Consumer Finance Industry Average Dividend Yield | Market Cap Weighted Average of 11 Stocks | 3.2% |
| United Kingdom of Great Britain and Northern Ireland Market Average Dividend Yield | Market Cap Weighted Average of 705 Stocks | 4.2% |
| United Kingdom of Great Britain and Northern Ireland Minimum Threshold Dividend Yield | 10th Percentile | 1% |
| United Kingdom of Great Britain and Northern Ireland Bottom 25% Dividend Yield | 25th Percentile | 2% |
| United Kingdom of Great Britain and Northern Ireland Top 25% Dividend Yield | 75th Percentile | 5.1% |
Industry and Market average data is calculated daily.
Note all dividend per share amounts are annualized and not quarterly or other period.
| Date (Data in £) | Dividend per Share (annual) | Avg. No. Analysts |
|---|---|---|
| 2023-12-31 | 0.23 | 1.00 |
| 2022-12-31 | 0.21 | 1.00 |
| 2021-12-31 | 0.17 | 4.00 |
| 2020-12-31 | 0.17 | 7.00 |
| 2019-12-31 | 0.14 | 7.00 |
| Date (Data in £) | Dividend per share (annual) | Avg. Yield (%) |
|---|---|---|
| 2019-03-08 | 0.127 | 6.300 |
| 2019-02-28 | 0.127 | 6.720 |
| 2018-08-30 | 0.121 | 6.096 |
| 2018-03-27 | 0.113 | 4.018 |
| 2018-03-01 | 0.113 | 3.242 |
| 2017-03-02 | 0.091 | 2.298 |
| 2016-04-13 | 0.071 | 2.658 |
| 2016-03-03 | 0.071 | 2.757 |
| 2015-04-27 | 0.051 | 2.011 |
| 2015-03-06 | 0.051 | 2.010 |
| 2015-03-05 | 0.051 | 2.074 |
| 2014-11-28 | 0.034 | 1.481 |
| 2014-08-29 | 0.034 | 1.367 |
Learn more about our ratios and growth rates in Simply Wall St’s analysis model >
- Whilst dividend payments have been stable, Arrow Global Group has been paying a dividend for less than 10 years.
- Dividend payments have increased, but Arrow Global Group only paid a dividend in the past 5 years.
Current Payout to shareholders
What portion of
Arrow Global Group's earnings are
paid
to the shareholders as a dividend.
- Dividends paid are covered by earnings (1.3x coverage).
- Dividends after 3 years are expected to be well covered by earnings (2.7x coverage).
Income/ dividend checks
We assess Arrow Global Group's dividend by checking for:- Firstly is the company paying a notable dividend (greater than 1%) - if not then the rest of the checks are ignored.
- Is current dividend yield above the bottom 25% of dividend payers? (1 check)
- Is current dividend yield above the top 25% of dividend payers? (1 check)
- Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
- If they have paid a dividend for 10 years has it increased in this time? (1 check)
- How sustainable is the dividend, can Arrow Global Group afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks) Arrow Global Group has a total score of 4/6, see the detailed checks below.
Full details on the Dividends part of the Simply Wall St company analysis model.
ARW Management
CEO
| COMPENSATION | £1,011,000 |
| AGE | 51 |
| TENURE AS CEO | 2.3 years |
CEO Bio
Mr. Lee Rochford, MA has been the Group Chief Executive Officer of Arrow Global Group PLC since January 3, 2017. Mr. Rochford served as the Chief Financial Officer of Virgin Money Holdings (UK) plc and Virgin Money from October 2013 to August 2015. Mr. Rochford served as Managing Director of Wells Fargo Advisors, LLC. He served as Head of Financial Institutions Group for Europe, the Middle East and African Regions at The Royal Bank of Scotland Group plc (Royal Bank of Scotland plc) from 2007 to April 2013. He has extensive experience of global financial markets and has a 25 year of career in the financial services industry. He served as Head of FI structured finance for EMEA at The Royal Bank of Scotland Group plc. At Credit Suisse, he served as Managing Director and Head of European Asset Finance, a group responsible for all European securitization and principal finance activities across multiple jurisdictions and asset classes. He was a responsible for leading a team of over 100 professionals across the EMEA region, providing advisory, capital markets and risk solutions for financial institutions including Balance Sheet Solutions and Advisory, Securitisation, Covered Bonds, Hybrid Capital, Liability Management, Ratings Advisory and Interest Rate Solutions. Before joining Credit Suisse in 2000, Mr. Rochford spent 10 years at BNP Paribas in a variety of structured finance roles including head of Northern European Securitization. He held senior roles at Wachovia Securities. He served as Managing Director at Principal Finance Wachovia Securities from 2006 to 2007. He served as Managing Director, Asset Finance from Credit Suisse from 2000 to 2006. He served as Head of Northern European Securitisation, BNP Paribas, from 1991 to 2000. He served as Account Officer at British & Commonwealth Bank from 1988 to 1991. He has been an Executive Director of Arrow Global Group PLC since January 3, 2017. He served as an Executive Director at Virgin Money Holdings (UK) plc since October 07, 2013 until August 31, 2015. He served for 17 years as a Board member of Metropolitan Housing Partnership. He served as a Director of Metropolitan Housing Trust Limited until September 2012. He holds an MA in philosophy, politics and economics from Pembroke College, the University of Oxford.
CEO Compensation
- Lee's compensation has been consistent with company performance over the past year.
- Lee's remuneration is higher than average for companies of similar size in United Kingdom of Great Britain and Northern Ireland.
Management Team Tenure
Average tenure and age of the Arrow Global Group management team in years:
- The tenure for the Arrow Global Group management team is about average.
Management Team
Lee Rochford
Group CEO & Executive Director
£1M
51
2.3 yrs
Paul Cooper
Group CFO & Executive Director
£1M
1.3 yrs
Zach Lewy
Founder & Chief Investment Officer
£201K
44
Dave Sutherland
Group Chief Operating Officer
1.3 yrs
Duncan Browne
Head of Investor Relations
Stewart Hamilton
General Counsel & Group Company Secretary
42
5.6 yrs
Tracy French
Group HR Director
Steve Greenwood
Chief Risk Officer
John Calvao
Country Head for Italy
2 yrs
Joao Bugalho
Country Head for Portugal
2 yrs
Board of Directors Tenure
Average tenure and age of the Arrow Global Group board of directors in years:
- The average tenure for the Arrow Global Group board of directors is less than 3 years, this suggests a new board.
Board of Directors
Jonathan Bloomer
Non-Executive Chairman
£170K
64
Lee Rochford
Group CEO & Executive Director
£1M
51
2.3 yrs
Paul Cooper
Group CFO & Executive Director
£1M
1.3 yrs
Iain Charles Cornish
Senior Independent Non-Executive Director
£75K
58
3.8 yrs
Andrew Fisher
Independent Non-Executive Director
£65K
60
2.3 yrs
Maria Albuquerque
Independent Non-Executive Director
£55K
3.1 yrs
Who owns this company?
Recent Insider Transactions
| Announced | Type | Name | Entity | Role | Start | End | Shares | Max Price (£) | Value (£) | |
|---|---|---|---|---|---|---|---|---|---|---|
| 08. Oct 18 | Buy | Andrew Fisher | Individual | 05. Oct 18 | 05. Oct 18 | 10,000 | £2.02 | £20,232 | ||
| 17. May 18 | Buy | Paul Cooper | Individual | 16. May 18 | 16. May 18 | 34,800 | £2.85 | £99,180 | ||
| 02. Jul 18 | Buy | Andrew Fisher | Individual | 29. Jun 18 | 29. Jun 18 | 10,000 | £2.47 | £24,700 | ||
| 02. Jul 18 | Buy | Jonathan Bloomer | Individual | 29. Jun 18 | 29. Jun 18 | 10,000 | £2.41 | £24,100 | ||
| 15. Jun 18 | Buy | Stewart Hamilton | Individual | 15. Jun 18 | 15. Jun 18 | 5,555 | £2.68 | £14,909 | ||
| 24. May 18 | Buy | Dave Sutherland | Individual | 23. May 18 | 23. May 18 | 368 | £2.69 | £990 | ||
| 18. May 18 | Buy | John Elliott | Individual | 17. May 18 | 17. May 18 | 3,350 | £2.90 | £9,715 | ||
| 18. May 18 | Buy | Clodagh Gunnigle | Individual | 18. May 18 | 18. May 18 | 3,400 | £2.87 | £9,758 | ||
| 17. May 18 | Buy | Lee Rochford | Individual | 16. May 18 | 16. May 18 | 34,575 | £2.89 | £99,922 | ||
| 17. May 18 | Buy | Andrew Fisher | Individual | 16. May 18 | 16. May 18 | 10,000 | £2.94 | £29,400 | ||
| 17. May 18 | Buy | Jonathan Bloomer | Individual | 16. May 18 | 16. May 18 | 10,000 | £2.90 | £29,000 | ||
| 17. May 18 | Buy | Zachary Lewy | Individual | 16. May 18 | 16. May 18 | 35,000 | £2.83 | £99,050 | ||
Management checks
We assess Arrow Global Group's management by checking for:- Is the CEO's compensation unreasonable compared to market cap? (1 check)
- Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
- Is the average tenure of the management team less than 2 years? (1 check)
- Is the average tenure of the board of directors team less than 3 years? (1 check) Arrow Global Group has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.
Note: We use the top 6 management executives and board members in our calculations.
Note 2: Insider trading include any internal stakeholders and these transactions .
Full details on the Management part of the Simply Wall St company analysis model.
ARW News
Simply Wall St News
Investors Who Bought Arrow Global Group (LON:ARW) Shares A Year Ago Are Now Down 40%
While not a mind-blowing move, it is good to see that the Arrow Global Group PLC (LON:ARW) share price has gained 19% in the last three months. … But in truth the last year hasn't been good for the share price. … Unhappily, Arrow Global Group had to report a 25% decline in EPS over the last year.
Simply Wall St - – Full articleHow Does Arrow Global Group PLC (LON:ARW) Affect Your Portfolio Volatility?
Beta is a widely used metric to measure a stock's exposure to market risk (volatility). … Before we go on, it's worth noting that Warren Buffett pointed out in his 2014 letter to shareholders that 'volatility is far from synonymous with risk.' Having said that, beta can still be rather useful. … A stock with a beta greater than one is more sensitive to broader market movements than a stock with a beta of less than one.
Simply Wall St - – Full articleShould You Think About Buying Arrow Global Group PLC (LON:ARW) Now?
Some share price movements can give investors a better opportunity to enter into the stock, and potentially buy at a lower price? … A question to answer is whether Arrow Global Group's current trading price of £1.83 reflective of the actual value of the? … Let’s take a look at Arrow Global Group’s outlook and value based on the most recent financial data to see if there are any catalysts for a price change
Simply Wall St - – Full articleWill Arrow Global Group PLC's (LON:ARW) Earnings Grow In The Year Ahead?
After Arrow Global Group PLC's (LON:ARW) earnings announcement in September 2018,. … as a 45% increase in profits is expected in the upcoming year, … the past 5-year average growth rate of 19%
Simply Wall St - – Full articleAre Insiders Selling Arrow Global Group PLC (LON:ARW) Stock?
So we'll take a look at whether insiders have been buying or selling shares in Arrow Global Group PLC (LON:ARW). … But logic dictates you should pay some attention to whether insiders are buying or selling shares. … The Last 12 Months Of Insider Transactions At Arrow Global Group.
Simply Wall St - – Full articleShould You Buy Arrow Global Group PLC (LON:ARW) For Its Dividend?
In the last few years Arrow Global Group PLC (LON:ARW) has paid a dividend to shareholders. … Let's take a look at Arrow Global Group in more detail. … Check out our latest analysis for Arrow Global Group
Simply Wall St - – Full articleHow Does Investing In Arrow Global Group PLC (LON:ARW) Impact The Volatility Of Your Portfolio?
If you're interested in Arrow Global Group PLC (LON:ARW), then you might want to consider its beta (a measure of share price volatility) in order to understand how the stock could impact your portfolio. … Some investors use beta as a measure of how much a certain stock is impacted by market risk (volatility). … A stock with a beta below one is either less volatile than the market, or more volatile but not corellated with the overall market.
Simply Wall St - – Full articleInvestors Are Undervaluing Arrow Global Group PLC (LON:ARW) By 27.3%
Pricing ARW, a financial stock, can be difficult since consumer finance businesses have cash flows that are affected by regulations that are not imposed upon other sectors. … For example, businesses that deal with loans are required to hold more capital to reduce the risk to shareholders.
Simply Wall St - – Full articleShould Arrow Global Group PLC's (LON:ARW) Recent Earnings Worry You?
When Arrow Global Group PLC's (LON:ARW) announced its latest earnings (31 March 2018), I wanted to understand how these figures stacked up against its past performance. … The two benchmarks I used were Arrow Global Group's average earnings over the past couple of years, and its industry performance. … Check out our latest analysis for Arrow Global Group?
Simply Wall St - – Full articleIs Arrow Global Group PLC (LON:ARW) A Great Dividend Stock?
In the past 4 years Arrow Global Group PLC (LON:ARW) has returned an average of 3.00% per year to investors in the form of dividend payouts. … Let's dig deeper into whether Arrow Global Group should have a place in your portfolio. … Check out our latest analysis for Arrow Global Group
Simply Wall St - – Full articleARW Company Info
Description
Arrow Global Group PLC identifies, acquires, and manages secured and unsecured defaulted and non-core loan portfolios and real estate from and on behalf of financial institutions, such as banks, institutional investors, and credit card companies in the United Kingdom and internationally. The company also engages in the debt purchase, and asset management servicing business. Arrow Global Group PLC was founded in 2005 and is headquartered in Manchester, the United Kingdom.
Details
| Name: | Arrow Global Group PLC |
| ARW | |
| Exchange: | LSE |
| Founded: | 2005 |
| £340,652,129 | |
| 175,232,577 | |
| Website: | http://www.arrowglobalir.net |
| Address: |
Arrow Global Group PLC Belvedere, 12 Booth Street, Manchester, Greater Manchester, M2 4AW, United Kingdom |
Listings
| Exchange Symbol | Ticker Symbol | Security | Exchange | Country | Currency | Listed on | |
|---|---|---|---|---|---|---|---|
| LSE | ARW | Ordinary Shares | London Stock Exchange | GB | GBP | 08. Oct 2013 | |
| OTCPK | ARWG.F | Ordinary Shares | Pink Sheets LLC | US | USD | 08. Oct 2013 | |
| DB | A0W | Ordinary Shares | Deutsche Boerse AG | DE | EUR | 08. Oct 2013 | |
| BATS-CHIXE | ARWl | Ordinary Shares | BATS 'Chi-X Europe' | GB | GBP | 08. Oct 2013 |
Number of employees
Current staff
Industry
| Consumer Finance | |
| Diversified Financials |
Company Analysis and Financial Data Status
| Area | Date (UTC time) |
|---|---|
| Company Analysis updated: | 2019/04/18 22:00 |
| End of day share price update: | 2019/04/18 00:00 |
| Last estimates confirmation: | 2019/04/11 |
| Last earnings filing: | 2019/03/08 |
| Last earnings reported: | 2018/12/31 |
| Last annual earnings reported: | 2018/12/31 |
All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
