1pm plc, together with its subsidiaries, provides financial products and services to consumers and businesses in the United Kingdom. More Details
Excellent balance sheet and good value.
Share Price & News
How has 1pm's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: OPM is not significantly more volatile than the rest of UK stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: OPM's weekly volatility (6%) has been stable over the past year.
7 Day Return
GB Diversified Financial
1 Year Return
GB Diversified Financial
Return vs Industry: OPM underperformed the UK Diversified Financial industry which returned -8.2% over the past year.
Return vs Market: OPM underperformed the UK Market which returned -10.7% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is 1pm's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 months ago | Simply Wall StWhat Can We Make Of 1pm's (LON:OPM) CEO Compensation?
5 months ago | Simply Wall StHow Does 1pm's (LON:OPM) P/E Compare To Its Industry, After Its Big Share Price Gain?
6 months ago | Simply Wall StA Rising Share Price Has Us Looking Closely At 1pm plc's (LON:OPM) P/E Ratio
Is 1pm undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: OPM (£0.24) is trading below our estimate of fair value (£0.97)
Significantly Below Fair Value: OPM is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: OPM's PE Ratio (13.5x) is in line with the GB Diversified Financial industry average.
PE vs Market: OPM is good value based on its PE Ratio (13.5x) compared to the UK market (21.1x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate OPM's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: OPM is good value based on its PB Ratio (0.4x) compared to the GB Diversified Financial industry average (1.1x).
How is 1pm forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as 1pm has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine whether 1pm is trading at an attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
- 1pm competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Diversified Financials industry.
How has 1pm performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: OPM has a large one-off loss of £909.0K impacting its May 31 2020 financial results.
Growing Profit Margin: OPM's current net profit margins (5.4%) are lower than last year (20.1%).
Past Earnings Growth Analysis
Earnings Trend: OPM's earnings have grown by 18.6% per year over the past 5 years.
Accelerating Growth: OPM's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: OPM had negative earnings growth (-75.5%) over the past year, making it difficult to compare to the Diversified Financial industry average (-26.5%).
Return on Equity
High ROE: OPM's Return on Equity (2.8%) is considered low.
How is 1pm's financial position?
Financial Position Analysis
Short Term Liabilities: OPM's short term assets (£107.7M) exceed its short term liabilities (£54.5M).
Long Term Liabilities: OPM's short term assets (£107.7M) exceed its long term liabilities (£28.9M).
Debt to Equity History and Analysis
Debt Level: OPM's debt to equity ratio (4.4%) is considered satisfactory.
Reducing Debt: OPM's debt to equity ratio has reduced from 5.1% to 4.4% over the past 5 years.
Debt Coverage: OPM's debt is well covered by operating cash flow (136.6%).
Interest Coverage: Insufficient data to determine if OPM's interest payments on its debt are well covered by EBIT.
What is 1pm current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate OPM's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate OPM's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if OPM's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if OPM's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: OPM is not paying a notable dividend for the UK market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of OPM's dividend in 3 years as they are not forecast to pay a notable one for the UK market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
R. Smith (58 yo)
Mr. R. Ian Smith, BA, FCA, has been the Group Chief Executive Officer of 1pm PLC since February 1, 2016. Mr. Smith serves as Finance Director of Derwent Living. Mr. Smith has been with Derwent for 14 years...
CEO Compensation Analysis
Compensation vs Market: R.'s total compensation ($USD288.14K) is about average for companies of similar size in the UK market ($USD345.54K).
Compensation vs Earnings: R.'s compensation has been consistent with company performance over the past year.
|Group CEO & Executive Director||4.75yrs||UK£216.00k||0.20% |
|CFO & Executive Director||no data||UK£166.00k||0.068% |
|Head of Compliance & and Governance and Company Secretary||no data||no data||no data|
|Head of Asset Division||1.67yrs||no data||no data|
|Head of Risk Function||1.67yrs||no data||no data|
|Head of Group IT||1.42yrs||no data||no data|
|Head of Invoice Finance - North||no data||no data||no data|
|Head of Loans||no data||no data||no data|
|Head of Invoice Finance - South||no data||no data||no data|
Experienced Management: OPM's management team is not considered experienced ( 1.7 years average tenure), which suggests a new team.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: OPM insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
1pm plc's company bio, employee growth, exchange listings and data sources
- Name: 1pm plc
- Ticker: OPM
- Exchange: AIM
- Founded: 2000
- Industry: Specialized Finance
- Sector: Diversified Financials
- Market Cap: UK£21.464m
- Shares outstanding: 90.37m
- Website: https://www.1pm.co.uk
Number of Employees
- 1pm plc
- St James House, The Square
- 2nd Floor
- BA2 3BH
- United Kingdom
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|OPM||AIM (London Stock Exchange AIM Market)||Yes||Ordinary Shares||GB||GBP||Aug 2006|
1pm plc, together with its subsidiaries, provides financial products and services to consumers and businesses in the United Kingdom. The company operates through four segments: Asset Finance, Vehicle Finan...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/12/01 19:26|
|End of Day Share Price||2020/12/01 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.