AIM:FCAP

Stock Analysis Report

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Market Cap

UK£69.8m

Last Updated

2021/06/24 20:16 UTC

Data Sources

Company Financials

Executive Summary

finnCap Group plc provides various financial services to various growth companies in the United Kingdom. More Details


Snowflake Analysis

Adequate balance sheet with questionable track record.

Share Price & News

How has finnCap Group's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: FCAP is more volatile than 75% of UK stocks over the past 3 months, typically moving +/- 8% a week.

Volatility Over Time: FCAP's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of UK stocks.


Market Performance


7 Day Return

3.7%

FCAP

-0.5%

GB Capital Markets

-0.7%

GB Market


1 Year Return

136.1%

FCAP

14.5%

GB Capital Markets

19.3%

GB Market

Return vs Industry: FCAP exceeded the UK Capital Markets industry which returned 14.5% over the past year.

Return vs Market: FCAP exceeded the UK Market which returned 19.3% over the past year.


Shareholder returns

FCAPIndustryMarket
7 Day3.7%-0.5%-0.7%
30 Day10.4%2.0%0.4%
90 Day35.8%7.5%6.0%
1 Year141.4%136.1%17.7%14.5%25.0%19.3%
3 Yearn/a41.7%26.4%14.1%1.0%
5 Yearn/a119.5%83.3%46.8%19.1%

Long-Term Price Volatility Vs. Market

How volatile is finnCap Group's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is finnCap Group undervalued compared to its fair value and its price relative to the market?

25.71x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: FCAP (£0.43) is trading above our estimate of fair value (£0.26)

Significantly Below Fair Value: FCAP is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: FCAP is poor value based on its PE Ratio (25.7x) compared to the UK Capital Markets industry average (18x).

PE vs Market: FCAP is poor value based on its PE Ratio (25.7x) compared to the UK market (25.2x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate FCAP's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: FCAP is overvalued based on its PB Ratio (2.8x) compared to the GB Capital Markets industry average (1.9x).


Future Growth

How is finnCap Group forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

12.9%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as finnCap Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has finnCap Group performed over the past 5 years?

-5.5%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: FCAP has a large one-off loss of £1.2M impacting its September 30 2020 financial results.

Growing Profit Margin: FCAP's current net profit margins (7.9%) are higher than last year (7.9%).


Past Earnings Growth Analysis

Earnings Trend: FCAP's earnings have declined by 5.5% per year over the past 5 years.

Accelerating Growth: FCAP's earnings growth over the past year (3.9%) exceeds its 5-year average (-5.5% per year).

Earnings vs Industry: FCAP earnings growth over the past year (3.9%) underperformed the Capital Markets industry 3.9%.


Return on Equity

High ROE: FCAP's Return on Equity (10.9%) is considered low.


Financial Health

How is finnCap Group's financial position?


Financial Position Analysis

Short Term Liabilities: FCAP's short term assets (£19.6M) exceed its short term liabilities (£11.0M).

Long Term Liabilities: FCAP's short term assets (£19.6M) exceed its long term liabilities (£14.9M).


Debt to Equity History and Analysis

Debt Level: FCAP's debt to equity ratio (5.4%) is considered satisfactory.

Reducing Debt: Insufficient data to determine if FCAP's debt to equity ratio has reduced over the past 5 years.

Debt Coverage: FCAP's debt is well covered by operating cash flow (664.9%).

Interest Coverage: Insufficient data to determine if FCAP's interest payments on its debt are well covered by EBIT.


Balance Sheet


Dividend

What is finnCap Group current dividend yield, its reliability and sustainability?

1.18%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: FCAP's dividend (1.18%) isn’t notable compared to the bottom 25% of dividend payers in the UK market (1.26%).

High Dividend: FCAP's dividend (1.18%) is low compared to the top 25% of dividend payers in the UK market (4.06%).


Stability and Growth of Payments

Stable Dividend: FCAP has been paying a dividend for less than 10 years and during this time payments have been volatile.

Growing Dividend: FCAP's dividend payments have increased, but the company has only paid a dividend for 2 years.


Current Payout to Shareholders

Dividend Coverage: With its reasonably low payout ratio (29.9%), FCAP's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

1.4yrs

Average management tenure


CEO

Sam Smith (45 yo)

2.5yrs

Tenure

UK£277,079

Compensation

Ms. Samantha Jane Smith, also known as Sam, founded finnCap Ltd. (alternatively JMFinn Capital Markets Ltd) in August 2007 and serves as its Chief Executive Officer and Managing Director. Ms. Smith also se...


CEO Compensation Analysis

Compensation vs Market: Sam's total compensation ($USD386.94K) is about average for companies of similar size in the UK market ($USD321.86K).

Compensation vs Earnings: Sam's compensation has been consistent with company performance over the past year.


Leadership Team

Experienced Management: FCAP's management team is not considered experienced ( 1.4 years average tenure), which suggests a new team.


Board Members

Experienced Board: FCAP's board of directors are not considered experienced ( 1.1 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 4.2%.


Top Shareholders

Company Information

finnCap Group plc's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: finnCap Group plc
  • Ticker: FCAP
  • Exchange: AIM
  • Founded: 2007
  • Industry: Investment Banking and Brokerage
  • Sector: Diversified Financials
  • Market Cap: UK£69.825m
  • Shares outstanding: 164.29m
  • Website: https://www.finncap.com

Number of Employees


Location

  • finnCap Group plc
  • 1 Bartholomew Close
  • London
  • Greater London
  • EC1A 7BL
  • United Kingdom

Listings


Biography

finnCap Group plc provides various financial services to various growth companies in the United Kingdom. It offers corporate financing, equity capital markets and corporate broking, mergers and acquisition...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/06/24 20:16
End of Day Share Price2021/06/24 00:00
Earnings2020/09/30
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.