AIM:CMB

Stock Analysis Report

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Executive Summary

Cambria Africa Plc and its subsidiaries provide payments systems and business process outsourcing and payroll services in Zimbabwe.


Snowflake Analysis

Adequate balance sheet and fair value.

Share Price & News

How has Cambria Africa's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: CMB has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

8.7%

CMB

2.0%

GB Capital Markets

1.0%

GB Market


1 Year Return

-65.5%

CMB

14.3%

GB Capital Markets

-13.7%

GB Market

Return vs Industry: CMB underperformed the UK Capital Markets industry which returned 12.6% over the past year.

Return vs Market: CMB underperformed the UK Market which returned -15.3% over the past year.


Shareholder returns

CMBIndustryMarket
7 Day8.7%2.0%1.0%
30 Day-16.7%2.7%-3.0%
90 Day16.3%17.7%12.3%
1 Year-65.5%-65.5%16.9%14.3%-9.7%-13.7%
3 Year-75.0%-75.0%62.1%50.7%-1.8%-13.8%
5 Yearn/a129.6%104.3%16.2%-9.7%

Price Volatility Vs. Market

How volatile is Cambria Africa's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Cambria Africa undervalued compared to its fair value and its price relative to the market?

>50%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: CMB (£0) is trading below our estimate of fair value (£0.03)

Significantly Below Fair Value: CMB is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: CMB is poor value based on its PE Ratio (61.3x) compared to the Capital Markets industry average (16.5x).

PE vs Market: CMB is poor value based on its PE Ratio (61.3x) compared to the UK market (15x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate CMB's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: CMB is good value based on its PB Ratio (0.2x) compared to the GB Capital Markets industry average (1.6x).


Next Steps

Future Growth

How is Cambria Africa forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

18.5%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Cambria Africa has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Cambria Africa performed over the past 5 years?

73.0%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: CMB has a large one-off loss of $86.0K impacting its February 29 2020 financial results.

Growing Profit Margin: CMB's current net profit margins (1.5%) are lower than last year (26.2%).


Past Earnings Growth Analysis

Earnings Trend: CMB has become profitable over the past 5 years, growing earnings by 73% per year.

Accelerating Growth: CMB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CMB had negative earnings growth (-98.8%) over the past year, making it difficult to compare to the Capital Markets industry average (19.2%).


Return on Equity

High ROE: CMB's Return on Equity (0.5%) is considered low.


Next Steps

Financial Health

How is Cambria Africa's financial position?


Financial Position Analysis

Short Term Liabilities: CMB's short term assets ($3.2M) exceed its short term liabilities ($914.0K).

Long Term Liabilities: CMB's short term assets ($3.2M) exceed its long term liabilities ($263.0K).


Debt to Equity History and Analysis

Debt Level: CMB's debt to equity ratio (6.2%) is considered satisfactory.

Reducing Debt: CMB had negative shareholder equity 5 years ago, but is now positive and has therefore improved.

Debt Coverage: CMB's operating cash flow is negative, therefore debt is not well covered.

Interest Coverage: CMB's interest payments on its debt are not well covered by EBIT (0.3x coverage).


Balance Sheet


Next Steps

Dividend

What is Cambria Africa current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate CMB's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate CMB's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if CMB's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if CMB's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of CMB's dividend in 3 years as they are not forecast to pay a notable one for the UK market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

5.1yrs

Average board tenure


CEO

Samir Shasha (58yo)

4.92yrs

Tenure

Mr. Samir Shasha has been the Chief Executive Officer of Cambria Africa plc. since August 03, 2015 and has been its Executive Director since joining on June 05, 2015. Mr. Shasha served as a Non-Executive D ...


Board Members

NamePositionTenureCompensationOwnership
Samir Shasha
CEO & Executive Director4.92yrsno data69.23% $999.0k
Paul Turner
Independent Non-Executive Chairman5yrsUS$14.00m0.18% $2.7k
Josephine Watenphul
Independent Non-Executive Director5.08yrsUS$33.00m0.46% $6.6k
Dipak Pandya
Independent Non-Executive Director5.08yrsUS$14.00m0.18% $2.7k

5.1yrs

Average Tenure

59.5yo

Average Age

Experienced Board: CMB's board of directors are considered experienced (5.1 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Cambria Africa plc's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Cambria Africa plc
  • Ticker: CMB
  • Exchange: AIM
  • Founded: 2011
  • Industry: Asset Management and Custody Banks
  • Sector: Diversified Financials
  • Market Cap: UK£1.443m
  • Shares outstanding: 544.58m
  • Website: https://www.cambriaafrica.com

Number of Employees


Location

  • Cambria Africa plc
  • Burleigh Manor
  • Peel Road
  • Douglas
  • IM1 5EP
  • Isle of Man

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
CMBAIM (London Stock Exchange AIM Market)YesOrdinary SharesGBGBPDec 2007

Biography

Cambria Africa Plc and its subsidiaries provide payments systems and business process outsourcing and payroll services in Zimbabwe. It manufactures and distributes industrial solvents and mining chemicals. The company was incorporated in 2011 and is based in Douglas, the United Kingdom. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/07/06 20:55
End of Day Share Price2020/07/06 00:00
Earnings2020/02/29
Annual Earnings2019/08/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.