Standard Chartered
Market Cap
UK£14.2b
Last Updated
2020/12/01 19:39 UTC
Data Sources
Company Financials +
Executive Summary
Standard Chartered PLC, together with its subsidiaries, provides various banking products and services primarily in Asia, Africa, Europe, the Americas, and the Middle East. More Details
Rewards
Risk Analysis
Snowflake Analysis
Adequate balance sheet with acceptable track record.
Similar Companies
Share Price & News
How has Standard Chartered's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: STAN is not significantly more volatile than the rest of UK stocks over the past 3 months, typically moving +/- 8% a week.
Volatility Over Time: STAN's weekly volatility (8%) has been stable over the past year.
Market Performance
7 Day Return
1.5%
STAN
-0.2%
GB Banks
-0.2%
GB Market
1 Year Return
-29.6%
STAN
-25.2%
GB Banks
-6.8%
GB Market
Return vs Industry: STAN exceeded the UK Banks industry which returned -30.6% over the past year.
Return vs Market: STAN underperformed the UK Market which returned -10.7% over the past year.
Shareholder returns
| STAN | Industry | Market | |
|---|---|---|---|
| 7 Day | 1.5% | -0.2% | -0.2% |
| 30 Day | 35.6% | 29.9% | 14.7% |
| 90 Day | 27.9% | 32.5% | 7.6% |
| 1 Year | -29.6%-29.6% | -25.0%-25.2% | -3.1%-6.8% |
| 3 Year | -33.5%-36.3% | -33.9%-40.3% | 2.6%-9.9% |
| 5 Year | -4.1%-8.2% | -15.1%-29.2% | 31.1%1.5% |
Long-Term Price Volatility Vs. Market
How volatile is Standard Chartered's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 months ago | Simply Wall St
Have Insiders Been Selling Standard Chartered PLC (LON:STAN) Shares?3 months ago | Simply Wall St
Would Shareholders Who Purchased Standard Chartered's(LON:STAN) Stock Five Years Be Happy With The Share price Today?4 months ago | Simply Wall St
How Should Investors React To Standard Chartered's (LON:STAN) CEO Pay?Valuation
Is Standard Chartered undervalued compared to its fair value and its price relative to the market?
27.32x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: STAN (£4.77) is trading above our estimate of fair value (£2.4)
Significantly Below Fair Value: STAN is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: STAN is poor value based on its PE Ratio (27.3x) compared to the GB Banks industry average (10.7x).
PE vs Market: STAN is poor value based on its PE Ratio (27.3x) compared to the UK market (21.1x).
Price to Earnings Growth Ratio
PEG Ratio: STAN is good value based on its PEG Ratio (0.6x)
Price to Book Ratio
PB vs Industry: STAN's PB Ratio (0.5x) is in line with the GB Banks industry average.
Next Steps
Future Growth
How is Standard Chartered forecast to perform in the next 1 to 3 years based on estimates from 17 analysts?
44.1%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: STAN's forecast earnings growth (44.1% per year) is above the savings rate (1.2%).
Earnings vs Market: STAN's earnings (44.1% per year) are forecast to grow faster than the UK market (27.1% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: STAN's revenue (2.6% per year) is forecast to grow slower than the UK market (6.8% per year).
High Growth Revenue: STAN's revenue (2.6% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: STAN's Return on Equity is forecast to be low in 3 years time (5.7%).
Next Steps
Past Performance
How has Standard Chartered performed over the past 5 years?
61.5%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: STAN has a large one-off loss of $721.0M impacting its September 30 2020 financial results.
Growing Profit Margin: STAN's current net profit margins (6.3%) are higher than last year (3.7%).
Past Earnings Growth Analysis
Earnings Trend: STAN has become profitable over the past 5 years, growing earnings by 61.5% per year.
Accelerating Growth: STAN's earnings growth over the past year (55.8%) is below its 5-year average (61.5% per year).
Earnings vs Industry: STAN earnings growth over the past year (55.8%) exceeded the Banks industry -25.7%.
Return on Equity
High ROE: STAN's Return on Equity (2.6%) is considered low.
Next Steps
Financial Health
How is Standard Chartered's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: STAN's Assets to Equity ratio (14.9x) is moderate.
Allowance for Bad Loans: STAN has a low allowance for bad loans (71%).
Low Risk Liabilities: 63% of STAN's liabilities are made up of primarily low risk sources of funding.
Loan Level: STAN has an appropriate level of Loans to Assets ratio (43%).
Low Risk Deposits: STAN's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: STAN has a high level of bad loans (2.8%).
Next Steps
Dividend
What is Standard Chartered current dividend yield, its reliability and sustainability?
3.27%
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate STAN's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate STAN's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if STAN's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if STAN's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: STAN is not paying a notable dividend for the UK market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of STAN's dividend in 3 years as they are not forecast to pay a notable one for the UK market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
5.4yrs
Average management tenure
CEO
Bill Winters (59 yo)
5.42yrs
Tenure
US$5,932,000
Compensation
Mr. William Thomas Winters, also known as Bill, CBE has been the Group Chief Executive Officer of Standard Chartered PLC and Standard Chartered Bank since June 10, 2015. He joined Standard Chartered in Jun...
CEO Compensation Analysis
Compensation vs Market: Bill's total compensation ($USD10.48M) is above average for companies of similar size in the UK market ($USD4.56M).
Compensation vs Earnings: Bill's compensation has been consistent with company performance over the past year.
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Group Chief Executive & Director | 5.42yrs | US$5.93m | 0.050% $ 7.2m | |
| Group CFO & Director | 6.33yrs | US$3.64m | 0.019% $ 2.8m | |
| Group Chief Operating Officer | 1.83yrs | no data | no data | |
| Group Head of Corporate Finance | 5.58yrs | no data | no data | |
| Group Chief Information Officer | 5.33yrs | no data | 0.0062% $ 884.0k | |
| Global Head of Investor Relations | no data | no data | no data | |
| Group General Counsel | 7.17yrs | no data | no data | |
| Group Head of Corporate Affairs | 2.67yrs | no data | no data | |
| Global Head of Communications & Head of Media Relations | no data | no data | no data | |
| Group Head of Human Resources | 2yrs | no data | no data | |
| Managing Director of Corporate Advisory Department for China | 16.75yrs | no data | no data | |
| Regional CEO of Greater China & North Asia and CEO of Retail Banking & Wealth Management | no data | no data | 0.014% $ 2.0m |
5.4yrs
Average Tenure
57yo
Average Age
Experienced Management: STAN's management team is seasoned and experienced (5.4 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Group Chief Executive & Director | 5.42yrs | US$5.93m | 0.050% $ 7.2m | |
| Group CFO & Director | 6.33yrs | US$3.64m | 0.019% $ 2.8m | |
| Independent Deputy Chairman | 3.92yrs | US$364.00k | 0.0013% $ 183.6k | |
| Independent Non-Executive Director | 6.33yrs | US$170.00k | 0.0025% $ 361.6k | |
| Senior Independent Director | 2.75yrs | US$327.00k | 0.000080% $ 11.4k | |
| Independent Non-Executive Director | 4.83yrs | US$277.00k | 0.00032% $ 45.6k | |
| Independent Non-Executive Director | 5.58yrs | US$202.00k | 0.000080% $ 11.4k | |
| Independent Non-Executive Director | 1.75yrs | US$177.00k | 0.000060% $ 8.5k | |
| Independent Non-Executive Director | 3yrs | US$139.00k | 0.000060% $ 8.5k | |
| Independent Non-Executive Director | 1.42yrs | US$75.00k | 0.000060% $ 8.5k | |
| Group Chairman | 3.92yrs | US$1.30m | 0.00059% $ 84.0k | |
| Independent Non-Executive Director | 5.58yrs | US$212.00k | 0.00011% $ 15.7k |
4.4yrs
Average Tenure
65.5yo
Average Age
Experienced Board: STAN's board of directors are considered experienced (4.4 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Standard Chartered PLC's company bio, employee growth, exchange listings and data sources
Key Information
- Name: Standard Chartered PLC
- Ticker: STAN
- Exchange: LSE
- Founded: 1853
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: UK£14.235b
- Shares outstanding: 3.15b
- Website: https://www.sc.com
Number of Employees
Location
- Standard Chartered PLC
- 1 Basinghall Avenue
- London
- Greater London
- EC2V 5DD
- United Kingdom
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| SCBF.F | OTCPK (Pink Sheets LLC) | Yes | Ordinary Shares | US | USD | May 1994 |
| STAN | LSE (London Stock Exchange) | Yes | Ordinary Shares | GB | GBP | May 1994 |
| 2888 | SEHK (The Stock Exchange of Hong Kong Ltd.) | Yes | Ordinary Shares | HK | HKD | May 1994 |
| STD | DB (Deutsche Boerse AG) | Yes | Ordinary Shares | DE | EUR | May 1994 |
| STANL | BATS-CHIXE (BATS 'Chi-X Europe') | Yes | Ordinary Shares | GB | GBP | May 1994 |
| 2888 | SHSC (Stock Exchange of Hong Kong Limited - Shanghai - Hong Kong Stock Connect) | Yes | Ordinary Shares | HK | HKD | May 1994 |
| 2888 | SZSC (The Stock Exchange of Hong Kong - Shenzhen - Hong Kong Stock Connect) | Yes | Ordinary Shares | HK | HKD | May 1994 |
| 37ZM | LSE (London Stock Exchange) | 7.014%-FRN PERP USD100000 '144A' | GB | USD | May 2007 | |
| 37ZL | LSE (London Stock Exchange) | 7.014%-FRN PERP USD100000 'REGS' | GB | USD | Jun 2007 | |
| SCBF.Y | OTCPK (Pink Sheets LLC) | UNSPON ADS EACH REP 2 ORD SHS | US | USD | Nov 2018 | |
| STD0 | DB (Deutsche Boerse AG) | UNSPON ADS EACH REP 2 ORD SHS | DE | EUR | Nov 2018 |
Biography
Standard Chartered PLC, together with its subsidiaries, provides various banking products and services primarily in Asia, Africa, Europe, the Americas, and the Middle East. The company operates through Cor...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2020/12/01 19:39 |
| End of Day Share Price | 2020/12/01 00:00 |
| Earnings | 2020/09/30 |
| Annual Earnings | 2019/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.