STAN Stock Overview
Standard Chartered PLC, together with its subsidiaries, provides various banking products and services primarily in Asia, Africa, Europe, the Americas, and the Middle East.
No risks detected for STAN from our risk checks.
Standard Chartered Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||UK£4.12|
|52 Week High||UK£5.33|
|52 Week Low||UK£4.07|
|1 Month Change||-15.74%|
|3 Month Change||-10.09%|
|1 Year Change||-11.24%|
|3 Year Change||-32.46%|
|5 Year Change||-36.19%|
|Change since IPO||70.61%|
Recent News & Updates
|STAN||GB Banks||GB Market|
Return vs Industry: STAN underperformed the UK Banks industry which returned 16.7% over the past year.
Return vs Market: STAN underperformed the UK Market which returned 11.7% over the past year.
|STAN Average Weekly Movement||5.3%|
|Banks Industry Average Movement||4.1%|
|Market Average Movement||4.9%|
|10% most volatile stocks in GB Market||9.7%|
|10% least volatile stocks in GB Market||2.5%|
Stable Share Price: STAN is not significantly more volatile than the rest of UK stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: STAN's weekly volatility (5%) has been stable over the past year.
About the Company
Standard Chartered PLC, together with its subsidiaries, provides various banking products and services primarily in Asia, Africa, Europe, the Americas, and the Middle East. The company operates through Corporate & Institutional Banking, Retail banking, Commercial Banking, and Private Banking segments. It offers retail products, such as deposits, savings, mortgages, credit cards, and personal loans; wealth management products and services that include investments, portfolio management, insurance and advices, and planning services; and transaction banking services, such as cash management, payments and transactions, and trade financing products.
Standard Chartered Fundamentals Summary
|STAN fundamental statistics|
Is STAN overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|STAN income statement (TTM)|
|Cost of Revenue||US$0|
Last Reported Earnings
Sep 30, 2021
Next Earnings Date
Apr 28, 2022
|Earnings per share (EPS)||0.57|
|Net Profit Margin||12.42%|
How did STAN perform over the long term?See historical performance and comparison
1.1%Current Dividend Yield
Is Standard Chartered undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: STAN (£4.12) is trading below our estimate of fair value (£10.17)
Significantly Below Fair Value: STAN is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: STAN is poor value based on its PE Ratio (9.6x) compared to the UK Banks industry average (6.2x).
PE vs Market: STAN is good value based on its PE Ratio (9.6x) compared to the UK market (19.1x).
Price to Earnings Growth Ratio
PEG Ratio: STAN is poor value based on its PEG Ratio (1.1x)
Price to Book Ratio
PB vs Industry: STAN is good value based on its PB Ratio (0.3x) compared to the GB Banks industry average (0.6x).
How is Standard Chartered forecast to perform in the next 1 to 3 years based on estimates from 17 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: STAN's forecast earnings growth (9.1% per year) is above the savings rate (0.9%).
Earnings vs Market: STAN's earnings (9.1% per year) are forecast to grow slower than the UK market (12.7% per year).
High Growth Earnings: STAN's earnings are forecast to grow, but not significantly.
Revenue vs Market: STAN's revenue (5.5% per year) is forecast to grow faster than the UK market (4.9% per year).
High Growth Revenue: STAN's revenue (5.5% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: STAN's Return on Equity is forecast to be low in 3 years time (7.1%).
How has Standard Chartered performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: STAN has high quality earnings.
Growing Profit Margin: STAN's current net profit margins (12.4%) are higher than last year (4.3%).
Past Earnings Growth Analysis
Earnings Trend: STAN has become profitable over the past 5 years, growing earnings by 34.1% per year.
Accelerating Growth: STAN's earnings growth over the past year (215.1%) exceeds its 5-year average (34.1% per year).
Earnings vs Industry: STAN earnings growth over the past year (215.1%) exceeded the Banks industry 87%.
Return on Equity
High ROE: STAN's Return on Equity (4.2%) is considered low.
How is Standard Chartered's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: STAN's Assets to Equity ratio (15.3x) is moderate.
Allowance for Bad Loans: STAN has a low allowance for bad loans (68%).
Low Risk Liabilities: 64% of STAN's liabilities are made up of primarily low risk sources of funding.
Loan Level: STAN has an appropriate level of Loans to Assets ratio (41%).
Low Risk Deposits: STAN's Loans to Deposits ratio (69%) is appropriate.
Level of Bad Loans: STAN has a high level of bad loans (2.4%).
What is Standard Chartered current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: STAN's dividend (1.09%) isn’t notable compared to the bottom 25% of dividend payers in the UK market (1.37%).
High Dividend: STAN's dividend (1.09%) is low compared to the top 25% of dividend payers in the UK market (4.15%).
Stability and Growth of Payments
Stable Dividend: STAN's dividend payments have been volatile in the past 10 years.
Growing Dividend: STAN's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (21.4%), STAN's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: STAN's dividends in 3 years are forecast to be well covered by earnings (26.4% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Bill Winters (60 yo)
Mr. William Thomas Winters, also known as Bill, CBE has been the Group Chief Executive Officer of Standard Chartered PLC and Standard Chartered Bank since June 10, 2015. He joined Standard Chartered in Jun...
CEO Compensation Analysis
Compensation vs Market: Bill's total compensation ($USD5.20M) is above average for companies of similar size in the UK market ($USD3.74M).
Compensation vs Earnings: Bill's compensation has been consistent with company performance over the past year.
Experienced Management: STAN's management team is seasoned and experienced (5 years average tenure).
Experienced Board: STAN's board of directors are considered experienced (5.4 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: STAN insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Standard Chartered PLC's employee growth, exchange listings and data sources
- Name: Standard Chartered PLC
- Ticker: STAN
- Exchange: LSE
- Founded: 1853
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: UK£12.673b
- Shares outstanding: 3.08b
- Website: https://www.sc.com
Number of Employees
- Standard Chartered PLC
- 1 Basinghall Avenue
- Greater London
- EC2V 5DD
- United Kingdom
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/11/27 19:06|
|End of Day Share Price||2021/11/26 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.