DNB ASA provides various banking products and services for retail and corporate customers in Norway and internationally.
Average dividend payer and fair value.
Share Price & News
How has DNB's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 0O84 has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: 0O84 exceeded the UK Banks industry which returned -8.4% over the past year.
Return vs Market: 0O84 exceeded the UK Market which returned 6.6% over the past year.
Price Volatility Vs. Market
How volatile is DNB's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is DNB undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: 0O84 (NOK177.3) is trading below our estimate of fair value (NOK242.63)
Significantly Below Fair Value: 0O84 is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: 0O84 is poor value based on its PE Ratio (11.4x) compared to the Banks industry average (9.1x).
PE vs Market: 0O84 is good value based on its PE Ratio (11.4x) compared to the UK market (18.6x).
Price to Earnings Growth Ratio
PEG Ratio: 0O84 is poor value based on its PEG Ratio (11x)
Price to Book Ratio
PB vs Industry: 0O84 is overvalued based on its PB Ratio (1.1x) compared to the GB Banks industry average (0.6x).
How is DNB forecast to perform in the next 1 to 3 years based on estimates from 15 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: 0O84's forecast earnings growth (1% per year) is above the savings rate (0.5%).
Earnings vs Market: 0O84's earnings (1% per year) are forecast to grow slower than the UK market (13.1% per year).
High Growth Earnings: 0O84's earnings are forecast to grow, but not significantly.
Revenue vs Market: 0O84's revenue (3.4% per year) is forecast to grow slower than the UK market (3.5% per year).
High Growth Revenue: 0O84's revenue (3.4% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: 0O84's Return on Equity is forecast to be low in 3 years time (11.3%).
How has DNB performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 0O84 has high quality earnings.
Growing Profit Margin: 0O84's current net profit margins (45.3%) are lower than last year (46.1%).
Past Earnings Growth Analysis
Earnings Trend: 0O84's earnings have grown by 3.1% per year over the past 5 years.
Accelerating Growth: 0O84's earnings growth over the past year (4.8%) exceeds its 5-year average (3.1% per year).
Earnings vs Industry: 0O84 earnings growth over the past year (4.8%) underperformed the Banks industry 28.3%.
Return on Equity
High ROE: 0O84's Return on Equity (10.6%) is considered low.
Return on Assets
Return on Capital Employed
How is DNB's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: 0O84 has a low level of unsold assets or inventory.
Debt Coverage by Assets: 0O84's debt is not covered by short term assets (assets are 0.4x debt).
Financial Institutions Analysis
Asset Level: 0O84's level of assets compared to its equity is moderate.
Allowance for Bad Loans: 0O84 has a low allowance for bad loans.
Low Risk Liabilities: 0O84's liabilities are made up of primarily higher risk sources of funding.
Loan Level: 0O84 has an acceptable proportion of non-loan assets held.
Low Risk Deposits: 0O84 has advanced significantly more loans than the customer deposits it holds.
Level of Bad Loans: 0O84 has an appropriate level of bad loans (1.41%)
What is DNB's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: 0O84's dividend (5.08%) is higher than the bottom 25% of dividend payers in the UK market (1.81%).
High Dividend: 0O84's dividend (5.08%) is low compared to the top 25% of dividend payers in the UK market (5.12%).
Stability and Growth of Payments
Stable Dividend: 0O84's dividend payments have been volatile in the past 10 years.
Growing Dividend: 0O84's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (57.8%), 0O84's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: 0O84's dividends in 3 years are forecast to be covered by earnings (60.1% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Kjerstin Braathen (49yo)
Ms. Kjerstin R. Braathen has been Group Chief Executive at DNB Livsforsikring AS since 2019 and served as its Chairwoman of the Board. She has been Chief Executive Officer at DNB ASA since September 1, 201 ...
CEO Compensation Analysis
Compensation vs Market: Kjerstin's total compensation ($USD690.26K) is below average for companies of similar size in the UK market ($USD4.67M).
Compensation vs Earnings: Kjerstin's compensation has been consistent with company performance over the past year.
|Group Chief Executive||0.4yrs||kr6.40m||0.0019% NOK5.1m|
|CFO & Group Executive VP of Finance||0.4yrs||kr13.73m||0.015% NOK41.5m|
|Group Executive Vice President of People & Operations||3.1yrs||kr4.91m||0.0014% NOK4.0m|
|Group Executive Vice President of Compliance||1.8yrs||kr7.22m||0.000050% NOK138.7k|
|Group Executive Vice President of Media & Marketing||7.1yrs||kr4.57m||0.00082% NOK2.3m|
|Group Executive Vice President of Large Corporates & International||7.1yrs||kr6.48m||0.0024% NOK6.8m|
|Group Executive Vice President of Personal Banking||2.1yrs||kr4.90m||0.00014% NOK388.4k|
|Group Executive Vice President of Risk Management||2.2yrs||kr6.40m||0.00027% NOK749.0k|
|Group Executive Vice President of New Business||2.2yrs||kr4.74m||0.00053% NOK1.5m|
|Group Executive Vice President of Information Technology||2.2yrs||kr4.65m||0.000050% NOK138.7k|
Experienced Management: 0O84's management team is considered experienced (2.2 years average tenure).
|Independent Director||2.8yrs||kr364.00k||0.00041% NOK1.1m|
|Director of Vital Forsikring||0yrs||no data||no data|
|Vice Chairman of the Board||8.1yrs||kr536.00k||0.00068% NOK1.9m|
|Employee-elected Board Member||0.3yrs||no data||no data|
|Employee Representative Director||8.7yrs||kr1.13m||0.00010% NOK277.4k|
|Chairman of the Board||1.8yrs||kr718.00k||0.00045% NOK1.2m|
|Director||0.8yrs||no data||no data|
|Director of DNB NOR Savings Bank Foundation||0yrs||no data||0.000070% NOK194.2k|
|Deputy Director||4.1yrs||no data||0.000040% NOK111.0k|
|Independent Director||5.7yrs||kr524.00k||0.0014% NOK3.8m|
Experienced Board: 0O84's board of directors are considered experienced (3.5 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
DNB ASA's company bio, employee growth, exchange listings and data sources
- Name: DNB ASA
- Ticker: 0O84
- Exchange: LSE
- Founded: 1822
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: kr277.398b
- Shares outstanding: 1.57b
- Website: https://www.dnb.no
Number of Employees
- DNB ASA
- Dronning Eufemias gate 30
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|DNBH.F||OTCPK (Pink Sheets LLC)||Yes||Common Shares||US||USD||Jan 1992|
|NBA||DB (Deutsche Boerse AG)||Yes||Common Shares||DE||EUR||Jan 1992|
|DNB||OB (Oslo Bors)||Yes||Common Shares||NO||NOK||Jan 1992|
|0O84||LSE (London Stock Exchange)||Yes||Common Shares||GB||NOK||Jan 1992|
|DNBO||BATS-CHIXE (BATS 'Chi-X Europe')||Yes||Common Shares||GB||NOK||Jan 1992|
|DNHB.Y||OTCPK (Pink Sheets LLC)||SPONSORED ADR||US||USD||Aug 2010|
DNB ASA provides various banking products and services for retail and corporate customers in Norway and internationally. The company offers savings and investment products, including saving accounts, home savings products, equities, retirement savings, fixed rate deposits, exchange traded products, bonds and commercial papers, and asset management services; and loans, such as home mortgages, car and consumer loans, trade finance, and export financing, as well as overdraft facilities, bank guarantees, and leasing and factoring services. It also provides various cards; a range of insurance products comprising car, boat, motor vehicle, household contents, home, holiday home, travel, and life insurance products, as well as pet insurance for cats and dogs; and pension plans. In addition, the company offers investment banking advisory and financing services, such as mergers and acquisitions, and equity and debt capital markets for corporations and private equity firms; and foreign exchange and treasury, cash management, research, commodities, equities, corporate finance, interest rates, securities, real estate broking, and Internet and mobile banking services. It offers its products and services to various sectors, including energy; financial institutions; healthcare; manufacturing; packaging and forest products; seafood; shipping, offshore, and logistics; and telecom, media, and technology. The company distributes its products and services through its branches, in-store postal and banking outlets, and post office counters. DNB ASA was founded in 1822 and is headquartered in Oslo, Norway.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/20 21:35|
|End of Day Share Price||2020/02/20 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.