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BB&T

LSE:0HKH
Snowflake Description

Flawless balance sheet with high growth potential and pays a dividend.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
0HKH
LSE
$38B
Market Cap
  1. Home
  2. GB
  3. Banks
Company description

BB&T Corporation, a holding company, provides banking and trust services for small and mid-size businesses, public agencies, local governments, corporations, and individuals in the Southeastern and Mid-Atlantic United States. The last earnings update was 1 day ago. More info.


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0HKH Share Price and Events
7 Day Returns
0%
LSE:0HKH
2.3%
GB Banks
1.9%
GB Market
1 Year Returns
-7.7%
LSE:0HKH
-7.8%
GB Banks
2.5%
GB Market
0HKH Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
BB&T (0HKH) 0% -2.4% - -7.7% - -
GB Banks 2.3% 3.6% 4.4% -7.8% 16.1% -12.3%
GB Market 1.9% 3% 7.9% 2.5% 15.6% 6.8%
1 Year Return vs Industry and Market
  • 0HKH underperformed the Market in United Kingdom of Great Britain and Northern Ireland which returned 2.5% over the past year.
Price Volatility
0HKH
Industry
5yr Volatility vs Market

0HKH Value

 Is BB&T undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of BB&T to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for BB&T.

LSE:0HKH Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model Excess Returns Model
Stable EPS Weighted future Return on Equity estimates from 10 analysts.
= Stable Book Value * Return on Equity
= $43.25 * 11.9%
$5.15
Book Value of Equity per Share Weighted future Book Value estimates from 6 analysts. $43.25
Discount Rate (Cost of Equity) See below 7.1%
Perpetual Growth Rate 10-Year GB Government Bond Rate 1.2%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for LSE:0HKH
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year GB Govt Bond Rate 1.2%
Equity Risk Premium S&P Global 6%
Banks Unlevered Beta Simply Wall St/ S&P Global 0.59
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 0.593 (1 + (1- 21%) (82.1%))
0.985
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
0.98
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 1.23% + (0.985 * 5.96%)
7.1%

Discounted Cash Flow Calculation for LSE:0HKH using Excess Returns Model Model

The calculations below outline how an intrinsic value for BB&T is arrived at using the Excess Return Model. This approach is used for finance firms where free cash flow is difficult to estimate.

In the Excess Return Model the value of a firm can be written as the sum of capital invested currently in the firm and the present value of excess returns that the firm expects to make in the future.

The model is sensitive to the Return on Equity of the company versus the Cost of Equity, how these are calculated is detailed below the main calculation.

Note the calculations below are per share.

See our documentation to learn about this calculation.

LSE:0HKH Value of Excess Returns
Calculation Result
Excess Returns = (Stable Return on equity – Cost of equity) (Book Value of Equity per share)
= (11.9% – 7.1%) * $43.25)
$2.08
Terminal Value of Excess Returns = Excess Returns / (Cost of Equity - Expected Growth Rate)
= $2.08 / (7.1% - 1.23%)
$35.48
Value of Equity = Book Value per share + Terminal Value of Excess Returns
= $43.25 + $35.48
$78.73
LSE:0HKH Discount to Share Price
Calculation Result
Non-primary Listing Adjustment Factor 1 share in LSE:0HKH represents 0.97892x of NYSE:BBT
(This could be a different class, a depositary receipt, a different currency, or all of these things.)
0.97892x
Value per Share
(Listing Adjusted, USD)
= Value per Share (USD) x Listing Adjustment Factor
= $ 78.73 x 0.97892
$77.07
Value per share (USD) From above. $77.07
Current discount Discount to share price of $48.31
= -1 x ($48.31 - $77.07) / $77.07
37.3%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

Current Discount
Amount off the current price BB&T is available for.
Intrinsic value
37%
Share price is $48.31 vs Future cash flow value of $77.07
Current Discount Checks
For BB&T to be considered undervalued it must be available for at least 20% below the current price. Less than 40% is even better.
  • BB&T's share price is below the future cash flow value, and at a moderate discount (> 20%).
  • BB&T's share price is below the future cash flow value, but not at a substantial discount (< 40%).
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for BB&T's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are BB&T's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
LSE:0HKH PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-03-31) in USD $3.99
NYSE:BBT Share Price ** NYSE (2019-04-04) in USD $49.35
United Kingdom of Great Britain and Northern Ireland Banks Industry PE Ratio Median Figure of 15 Publicly-Listed Banks Companies 10.35x
United Kingdom of Great Britain and Northern Ireland Market PE Ratio Median Figure of 796 Publicly-Listed Companies 16.29x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of BB&T.

LSE:0HKH PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= NYSE:BBT Share Price ÷ EPS (both in USD)

= 49.35 ÷ 3.99

12.38x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • BB&T is overvalued based on earnings compared to the GB Banks industry average.
  • BB&T is good value based on earnings compared to the United Kingdom of Great Britain and Northern Ireland market.
Price based on expected Growth
Does BB&T's expected growth come at a high price?
Raw Data
LSE:0HKH PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 12.38x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 15 Analysts
37.6%per year
United Kingdom of Great Britain and Northern Ireland Banks Industry PEG Ratio Median Figure of 14 Publicly-Listed Banks Companies 0.86x
United Kingdom of Great Britain and Northern Ireland Market PEG Ratio Median Figure of 563 Publicly-Listed Companies 1.47x

*Line of best fit is calculated by linear regression .

LSE:0HKH PEG (Price to Earnings to Growth) Ratio Calculation
Calculation Outcome
PEG Ratio

= PE Ratio ÷ Net Income Annual Growth Rate

= 12.38x ÷ 37.6%

0.33x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • BB&T is good value based on expected growth next year.
Price based on value of assets
What value do investors place on BB&T's assets?
Raw Data
LSE:0HKH PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-03-31) in USD $36.26
NYSE:BBT Share Price * NYSE (2019-04-04) in USD $49.35
United Kingdom of Great Britain and Northern Ireland Banks Industry PB Ratio Median Figure of 16 Publicly-Listed Banks Companies 0.88x
United Kingdom of Great Britain and Northern Ireland Market PB Ratio Median Figure of 1,365 Publicly-Listed Companies 1.51x
LSE:0HKH PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= NYSE:BBT Share Price ÷ Book Value per Share (both in USD)

= 49.35 ÷ 36.26

1.36x

* Primary Listing of BB&T.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • BB&T is overvalued based on assets compared to the GB Banks industry average.
X
Value checks
We assess BB&T's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Banks industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Banks industry average (and greater than 0)? (1 check)
  5. BB&T has a total score of 3/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

0HKH Future Performance

 How is BB&T expected to perform in the next 1 to 3 years based on estimates from 15 analysts?

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
37.6%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is BB&T expected to grow at an attractive rate?
  • BB&T's earnings growth is expected to exceed the low risk savings rate of 1.2%.
Growth vs Market Checks
  • BB&T's earnings growth is expected to exceed the United Kingdom of Great Britain and Northern Ireland market average.
  • BB&T's revenue growth is expected to exceed the United Kingdom of Great Britain and Northern Ireland market average.
Annual Growth Rates Comparison
Raw Data
LSE:0HKH Future Growth Rates Data Sources
Data Point Source Value (per year)
LSE:0HKH Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 15 Analysts 37.6%
LSE:0HKH Future Revenue Growth Rate Line of Best Fit* through Consensus Estimate Revenue of 15 Analysts 27.7%
United Kingdom of Great Britain and Northern Ireland Banks Industry Earnings Growth Rate Market Cap Weighted Average 12.6%
United Kingdom of Great Britain and Northern Ireland Banks Industry Revenue Growth Rate Market Cap Weighted Average 4.5%
United Kingdom of Great Britain and Northern Ireland Market Earnings Growth Rate Market Cap Weighted Average 10.9%
United Kingdom of Great Britain and Northern Ireland Market Revenue Growth Rate Market Cap Weighted Average 4.8%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
LSE:0HKH Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (2 weeks ago) See Below
Future Estimates Average of up to 15 Analyst Estimates (S&P Global) See Below
All numbers in USD Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
LSE:0HKH Future Estimates Data
Date (Data in USD Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2021-12-31 22,762 6,844 8
2020-12-31 22,270 5,283 8
2019-12-31 11,976 3,261 4
LSE:0HKH Past Financials Data
Date (Data in USD Millions) Revenue Cash Flow Net Income *
2019-03-31 11,072 3,067
2018-12-31 10,992 4,349 3,063
2018-09-30 10,929 4,654 2,923
2018-06-30 10,825 4,574 2,731
2018-03-31 10,801 4,785 2,587
2017-12-31 10,770 4,635 2,220
2017-09-30 10,637 5,437 2,198
2017-06-30 10,576 3,742 2,200
2017-03-31 10,492 3,403 2,110
2016-12-31 10,221 3,115 2,259
2016-09-30 10,013 1,650 2,169
2016-06-30 9,736 3,754 2,062

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • BB&T's earnings are expected to grow significantly at over 20% yearly.
  • BB&T's revenue is expected to grow significantly at over 20% yearly.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
LSE:0HKH Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (2 weeks ago) See Below
Future Estimates Average of up to 15 Analyst Estimates (S&P Global) See Below

All data from BB&T Company Filings, last reported 2 weeks ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

LSE:0HKH Future Estimates Data
Date (Data in USD Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2021-12-31 5.13 5.52 4.69 9.00
2020-12-31 4.33 4.83 3.72 13.00
2019-12-31 4.09 4.30 3.35 13.00
LSE:0HKH Past Financials Data
Date (Data in USD Millions) EPS *
2019-03-31 3.99
2018-12-31 3.96
2018-09-30 3.76
2018-06-30 3.49
2018-03-31 3.27
2017-12-31 2.78
2017-09-30 2.73
2017-06-30 2.71
2017-03-31 2.60
2016-12-31 2.81
2016-09-30 2.72
2016-06-30 2.63

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • BB&T is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).
X
Future performance checks
We assess BB&T's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United Kingdom of Great Britain and Northern Ireland market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United Kingdom of Great Britain and Northern Ireland market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
BB&T has a total score of 5/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

0HKH Past Performance

  How has BB&T performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare BB&T's growth in the last year to its industry (Banks).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • BB&T's year on year earnings growth rate has been positive over the past 5 years.
  • BB&T's 1-year earnings growth exceeds its 5-year average (18.6% vs 10.2%)
  • BB&T's earnings growth has not exceeded the GB Banks industry average in the past year (18.6% vs 42.2%).
Earnings and Revenue History
BB&T's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from BB&T Company Filings, last reported 2 weeks ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

LSE:0HKH Past Revenue, Cash Flow and Net Income Data
Date (Data in USD Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-03-31 11,072.00 3,067.00 5,660.00
2018-12-31 10,992.00 3,063.00 5,613.00
2018-09-30 10,929.00 2,923.00 5,433.00
2018-06-30 10,825.00 2,731.00 5,425.00
2018-03-31 10,801.00 2,587.00 5,433.00
2017-12-31 10,770.00 2,220.00 5,535.00
2017-09-30 10,637.00 2,198.00 5,388.00
2017-06-30 10,576.00 2,200.00 5,443.00
2017-03-31 10,492.00 2,110.00 5,399.00
2016-12-31 10,221.00 2,259.00 5,327.00
2016-09-30 10,013.00 2,169.00 5,133.00
2016-06-30 9,736.00 2,062.00 4,975.00
2016-03-31 9,334.00 1,975.00 4,759.00
2015-12-31 9,183.00 1,936.00 4,634.00
2015-09-30 9,067.00 1,985.00 4,499.00
2015-06-30 8,982.00 2,005.00 4,380.00
2015-03-31 8,975.00 1,975.00 4,324.00
2014-12-31 8,979.00 1,983.00 4,290.00
2014-09-30 8,992.00 1,969.00 4,337.00
2014-06-30 8,958.00 1,725.00 4,369.00
2014-03-31 9,024.00 1,848.00 4,420.00
2013-12-31 9,060.00 1,563.00 4,421.00
2013-09-30 8,918.00 1,531.00 4,381.00
2013-06-30 8,890.00 1,732.00 4,311.00
2013-03-31 8,752.00 1,695.00 4,181.00
2012-12-31 8,620.00 1,916.00 4,127.00
2012-09-30 8,478.00 1,801.00 3,910.00
2012-06-30 8,132.00 1,698.00 3,783.00

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • BB&T has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
  • BB&T used its assets more efficiently than the GB Banks industry average last year based on Return on Assets.
  • Unable to establish if BB&T improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.
X
Past performance checks
We assess BB&T's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Banks industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
BB&T has a total score of 3/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

0HKH Health

 How is BB&T's financial position? (This company is analysed differently as a bank or financial institution)

This company is a bank or financial institution.

Fundamentally a bank's business is based upon borrowing and lending money, for this reason they typically have high levels of debt and we analyse them differently.
Net Worth
Balance sheet
This treemap shows a more detailed breakdown of BB&T's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from BB&T Company Filings, last reported 2 weeks ago.

LSE:0HKH Past Debt and Equity Data
Date (Data in USD Millions) Total Equity Total Debt Cash & Short Term Investments
2019-03-31 30,883.00 31,034.00 2,876.00
2018-12-31 30,178.00 29,134.00 4,893.00
2018-09-30 30,007.00 33,327.00 4,328.00
2018-06-30 29,832.00 28,052.00 3,933.00
2018-03-31 29,662.00 28,143.00 3,112.00
2017-12-31 29,695.00 29,300.00 3,789.00
2017-09-30 29,853.00 29,510.00 3,226.00
2017-06-30 30,349.00 28,683.00 3,633.00
2017-03-31 30,025.00 24,508.00 4,657.00
2016-12-31 29,926.00 24,374.00 4,758.00
2016-09-30 30,091.00 28,027.00 4,239.00
2016-06-30 29,743.00 27,333.00 4,219.00
2016-03-31 28,239.00 28,173.00 4,222.00
2015-12-31 27,340.00 28,154.00 4,681.00
2015-09-30 27,264.00 28,530.00 4,132.00
2015-06-30 25,132.00 27,932.00 3,576.00
2015-03-31 24,738.00 26,567.00 3,412.00
2014-12-31 24,377.00 28,042.00 3,447.00
2014-09-30 24,314.00 25,740.00 2,833.00
2014-06-30 23,965.00 25,906.00 3,342.00
2014-03-31 23,556.00 26,669.00 3,555.00
2013-12-31 22,809.00 25,631.00 3,029.00
2013-09-30 22,094.00 26,371.00 3,986.00
2013-06-30 21,996.00 23,890.00 4,231.00
2013-03-31 21,229.00 22,879.00 5,078.00
2012-12-31 21,223.00 21,978.00 4,986.00
2012-09-30 20,532.00 24,051.00 5,765.00
2012-06-30 18,926.00 27,385.00 5,976.00
BANK ANALYSIS

This company is a bank or financial institution, which is analysed accordingly below.

Below we check the amount of loans the bank has, how many of those are bad, and its ability to cover any bad loans.
  • BB&T has an acceptable proportion of non-loan assets held.
  • BB&T's liabilities are made up of primarily low risk sources of funding.
  • Loans at BB&T are broadly funded by customer deposits.
  • BB&T's level of assets compared to its equity is low (i.e. an appropriate level of borrowing to fund lending).
  • BB&T has a sufficient allowance for bad loans.
  • BB&T has an acceptable level of bad loans (less than 2%).
X
Financial health checks
We assess BB&T's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. BB&T has a total score of 6/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

0HKH Dividends

 What is BB&T's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
3.28%
Current annual income from BB&T dividends. Estimated to be 3.9% next year.
If you bought $2,000 of BB&T shares you are expected to receive $66 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • BB&T's pays a higher dividend yield than the bottom 25% of dividend payers in United Kingdom of Great Britain and Northern Ireland (2.02%).
  • BB&T's dividend is below the markets top 25% of dividend payers in United Kingdom of Great Britain and Northern Ireland (5.19%).
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
LSE:0HKH Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 15 Analyst Estimates (S&P Global) See Below
United Kingdom of Great Britain and Northern Ireland Banks Industry Average Dividend Yield Market Cap Weighted Average of 14 Stocks 4.9%
United Kingdom of Great Britain and Northern Ireland Market Average Dividend Yield Market Cap Weighted Average of 705 Stocks 4.2%
United Kingdom of Great Britain and Northern Ireland Minimum Threshold Dividend Yield 10th Percentile 1%
United Kingdom of Great Britain and Northern Ireland Bottom 25% Dividend Yield 25th Percentile 2%
United Kingdom of Great Britain and Northern Ireland Top 25% Dividend Yield 75th Percentile 5.2%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

LSE:0HKH Future Dividends Estimate Data
Date (Data in $) Dividend per Share (annual) Avg. No. Analysts
2021-12-31 2.19 12.00
2020-12-31 1.89 19.00
2019-12-31 1.70 11.00
LSE:0HKH Past Annualized Dividends Data
Date (Data in $) Dividend per share (annual) Avg. Yield (%)
2019-01-29 1.620 3.290
2018-10-22 1.620 3.408
2018-07-24 1.620 3.209
2018-02-22 1.500 2.826
2018-01-23 1.320 2.431
2017-10-23 1.320 2.666
2017-07-25 1.320 2.850
2017-07-20 1.320 2.834
2017-04-25 1.200 2.741
2017-01-24 1.200 2.612
2016-10-25 1.200 2.710
2016-07-26 1.200 3.167
2016-04-26 1.120 3.159
2016-01-26 1.080 3.250
2015-10-19 1.080 2.933
2015-07-21 1.080 2.875
2015-04-28 1.080 2.695
2015-01-27 0.960 2.512
2014-10-21 0.960 2.558
2014-07-22 0.960 2.583
2014-04-29 0.960 2.502
2014-01-28 0.920 2.395
2013-10-22 0.920 2.579
2013-07-23 0.920 2.658
2013-04-23 0.920 2.792
2013-01-25 0.920 3.001
2012-08-28 0.800 2.642
2012-06-26 0.800 2.552
2012-02-21 0.800 2.632
2011-12-14 0.640 2.376
2011-08-23 0.640 2.876
2011-06-21 0.640 2.659
2011-02-22 0.640 2.391
2010-12-14 0.600 2.190
2010-08-24 0.600 2.522
2010-06-22 0.600 2.327
2010-02-23 0.600 1.911
2009-12-15 0.600 2.219
2009-08-25 0.600 2.280
2009-05-12 0.600 2.654
2009-04-20 1.880 8.038

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Dividends per share have been stable in the past 10 years.
  • Dividends per share have fallen over the past 10 years.
Current Payout to shareholders
What portion of BB&T's earnings are paid to the shareholders as a dividend.
  • Dividends paid are well covered by earnings (2.5x coverage).
Future Payout to shareholders
  • Dividends after 3 years are expected to be well covered by earnings (2.5x coverage).
X
Income/ dividend checks
We assess BB&T's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 1%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can BB&T afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. BB&T has a total score of 4/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

0HKH Management

 What is the CEO of BB&T's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Kelly King
COMPENSATION $8,584,676
AGE 70
TENURE AS CEO 10.3 years
CEO Bio

Mr. Kelly Stuart King has been Chief Executive Officer of BB&T Corporation since January, 2009. Mr. King serves as Chief Executive Officer of Branch Banking and Trust Company. He served as the Chief Operating Officer at BB&T Corporation from June 30, 2004 to December 2008. He served as President of BB&T Corporation from 1996 to June 2004. He served as Senior Executive Vice President of Branch Network of BB&T Corporation. He joined BB&T's Management Development Program in 1972. He served as the President for Branch Banking and Trust Company, Raleigh, N.C. of BB & T Financial Corp. and also it’s Senior Executive Vice President. He has 31 years of service with BB&T Corporation. He served as a Manager for the Central and Metropolitan regions, Raleigh city executive, Charlotte Business Services Manager, Statesville Consumer Loan Department Manager, Statesville Marketing Officer and Banking Manager for BB&T's branch network from 1988 to 2004. Mr. King has been the Chairman of BB&T Corporation since January 2010. He serves as the Vice President of Federal Advisory Council at Board of Governors of the Federal Reserve System. He has been the Chairman of BB&T Corporation, a holding Company of BB&T Insurance Services, Inc., since January 2010. He serves as the Chairman of Piedmont Triad Partnership and Branch Banking and Trust Company. He served as the Chairman of Operation Shipshape. He served as the Chairman of the Board of Visitors at East Carolina University; Chairman of the Board of North Carolina Rural Economic Development Center; Chairman of North Carolina Bankers Association and Chairman of Greater Raleigh Chamber of Commerce. He has been a Director of BB&T Corporation since August 26, 2008. Mr. King serves as a Director of Scott & Stringfellow, Inc., Financial Services Roundtable, Branch Banking and Trust Company, BB&T of South Carolina and BB&T of Virginia. He served as a Director of BB&T Financial Corp. since 1991 and American Bankers Association. Mr. King has been the Chairman of Piedmont Triad Partnership since December 2011. He served as a Director of Federal Reserve Bank of Richmond. He served as Director of Advisory Council at East Carolina University School of Business. He served as a Director of North Carolina Association of Financial Institutions; Director of North Carolina Child Advocacy Institute, North Carolina Citizens for Business and Industry and Winston-Salem Downtown Church Center. Mr. King served as a Member of Triangle Community Foundation Leadership Council; Director of North Carolina Enterprise Corporation, University of North Carolina at Charlotte Education Foundation and Capital City Club; Board of Trustees of St. Augustine's College; Board of Directors of North Carolina Community College Foundation and North Carolina Center for Non-Profits. He was a Campaign Chairman, Wake County United Way; President of Raleigh Little Theater; President of Wake County Education Foundation; Treasurer of North Carolina Partnership for Children and Former Representative, The Bankers Roundtable. Mr. King holds BSBA and MBA from East Carolina University, Greenville, NC, Stonier Graduate School of Banking at Rutgers University, Newark, NJ.

CEO Compensation
  • Kelly's compensation has been consistent with company performance over the past year.
  • Kelly's remuneration is higher than average for companies of similar size in United Kingdom of Great Britain and Northern Ireland.
Management Team Tenure

Average tenure and age of the BB&T management team in years:

9.5
Average Tenure
56.5
Average Age
  • The average tenure for the BB&T management team is over 5 years, this suggests they are a seasoned and experienced team.
Management Team

Kelly King

TITLE
Chairman & CEO
COMPENSATION
$9M
AGE
70
TENURE
10.3 yrs

Chris Henson

TITLE
President & COO
COMPENSATION
$4M
AGE
57
TENURE
2.3 yrs

Daryl Bible

TITLE
Senior EVP & CFO
COMPENSATION
$3M
AGE
57
TENURE
10.3 yrs

Barbara Duck

TITLE
Senior EVP & Chief Information Officer
COMPENSATION
$2M
AGE
51
TENURE
2.8 yrs

Clarke Starnes

TITLE
Senior EVP & Chief Risk Officer
COMPENSATION
$3M
AGE
59
TENURE
19.3 yrs

Donna Goodrich

TITLE
Senior EVP & Treasurer
COMPENSATION
$2M
AGE
56
TENURE
0.4 yrs

Richard Baytosh

TITLE
Senior Vice President of Investor Relations

Bob Johnson

TITLE
Senior EVP
AGE
46
TENURE
8.7 yrs

Brian Davis

TITLE
Senior Vice President of Corporate Communications

William Bradley

TITLE
Senior EVP & Manager of Operations Shared Services
AGE
56
TENURE
13.3 yrs
Board of Directors Tenure

Average tenure and age of the BB&T board of directors in years:

9.7
Average Tenure
66
Average Age
  • The tenure for the BB&T board of directors is about average.
Board of Directors

John Howard

TITLE
Chairman & CEO of BB&T Insurance Holdings
AGE
51

Jennifer Banner

TITLE
Director
COMPENSATION
$267K
AGE
59
TENURE
16 yrs

Kelly King

TITLE
Chairman & CEO
COMPENSATION
$9M
AGE
70
TENURE
9.3 yrs

Tommy Thompson

TITLE
Director
COMPENSATION
$261K
AGE
69
TENURE
11.3 yrs

Tom Skains

TITLE
Director
COMPENSATION
$263K
AGE
61
TENURE
9.8 yrs

Charles Patton

TITLE
Director
COMPENSATION
$270K
AGE
62
TENURE
6.3 yrs

William Reuter

TITLE
Director
COMPENSATION
$264K
AGE
68
TENURE
3.7 yrs

Anna Cablik

TITLE
Lead Independent Director
COMPENSATION
$245K
AGE
65

Nido Qubein

TITLE
Director
COMPENSATION
$225K
AGE
69
TENURE
29 yrs

K. Boyer

TITLE
Director
COMPENSATION
$228K
AGE
67
TENURE
9.5 yrs
Who owns this company?
Recent Insider Trading
  • BB&T insiders have sold more shares than they have bought in the past 3 months.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price ($) Value ($)
07. Mar 19 Sell I. Henry Individual 06. Mar 19 06. Mar 19 -2,289 $51.51 $-117,906
05. Mar 19 Sell Anna Cablik Individual 01. Mar 19 01. Mar 19 -15,228 $51.02 $-777,000
04. Mar 19 Buy Patrick Graney Individual 28. Feb 19 28. Feb 19 3,890 $51.04 $198,546
04. Mar 19 Sell Louis Lynn Individual 28. Feb 19 28. Feb 19 -3,587 $51.03 $-183,030
22. Feb 19 Sell K. Boyer Individual 20. Feb 19 20. Feb 19 -2,289 $51.57 $-118,051
07. Dec 18 Buy Patrick Graney Individual 06. Dec 18 06. Dec 18 4,200 $47.56 $199,747
09. Nov 18 Sell Nido Qubein Individual 07. Nov 18 07. Nov 18 -2,825 $50.19 $-141,790
02. Nov 18 Sell I. Henry Individual 31. Oct 18 31. Oct 18 -611 $49.50 $-30,245
07. Aug 18 Sell Dontá Wilson Individual 03. Aug 18 03. Aug 18 -3,018 $51.55 $-155,581
19. Jun 18 Sell K. Boyer Individual 15. Jun 18 15. Jun 18 -2,500 $52.34 $-130,852
30. Apr 18 Sell Brantley Standridge Individual 26. Apr 18 26. Apr 18 -3,116 $53.64 $-167,146
27. Apr 18 Sell Barbara Duck Individual 26. Apr 18 26. Apr 18 -10,360 $53.49 $-554,125
27. Apr 18 Sell Daryl Bible Individual 25. Apr 18 25. Apr 18 -42,700 $53.63 $-2,289,890
27. Apr 18 Sell Cynthia Powell Individual 25. Apr 18 25. Apr 18 -2,817 $53.78 $-151,504
X
Management checks
We assess BB&T's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. BB&T has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

0HKH News

Simply Wall St News

0HKH Company Info

Description

BB&T Corporation, a holding company, provides banking and trust services for small and mid-size businesses, public agencies, local governments, corporations, and individuals in the Southeastern and Mid-Atlantic United States. The company operates through four segments: Community Banking Retail and Consumer Finance, Community Banking Commercial, Insurance Holdings, and Financial Services and Commercial Finance. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; automobile lending; bankcard lending; consumer finance; home equity and mortgage lending; insurance, such as property and casualty, life, health, employee benefits, commercial general liability, surety, title and other insurance products; investment brokerage; mobile/online banking; and payment, lease financing, small business lending, and wealth management/private banking services. In addition, it offers association, capital market, institutional trust, insurance premium and commercial finance, international banking, leasing, merchant, commercial deposit and treasury, commercial middle market lending, floor plan lending, commercial mortgage lending, mortgage warehouse lending, private equity investment, real estate lending, and supply chain financing services. Further, the company provides retail brokerage, equity and debt underwriting, investment advice, and corporate finance, as well as facilitates the origination, trading, and distribution of fixed-income securities and equity products. It also offers discount brokerage services, equities, fixed-rate and variable-rate annuities, mutual funds, and government and municipal bonds. As of December 31, 2018, the company operated through approximately 1,879 financial centers. The company was founded in 1872 and is headquartered in Winston-Salem, North Carolina.

Details
Name: BB&T Corporation
0HKH
Exchange: LSE
Founded: 1872
$37,798,152,000
765,920,000
Website: http://www.bbt.com
Address: BB&T Corporation
200 West Second Street,
Winston-Salem,
North Carolina, 27101,
United States
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
NYSE BBT Common Stock New York Stock Exchange US USD 14. Dec 1972
DB BBK Common Stock Deutsche Boerse AG DE EUR 14. Dec 1972
LSE 0HKH Common Stock London Stock Exchange GB USD 14. Dec 1972
BMV BBT * Common Stock Bolsa Mexicana de Valores MX MXN 14. Dec 1972
NYSE BBT.PRD DEP SHS REPSTG 1 New York Stock Exchange US USD 27. Apr 2012
NYSE BBT.PRF DEP1/1000 PFD F New York Stock Exchange US USD 26. Oct 2012
NYSE BBT.PRG DP SHS RP PF G New York Stock Exchange US USD 25. Apr 2013
NYSE BBT.PRH DEP PFD SER H New York Stock Exchange US USD 04. Mar 2016
NYSE BBT.PRE DEP SHS REPSTG 1 New York Stock Exchange US USD 26. Jul 2012
Number of employees
Current staff
Staff numbers
35,334
BB&T employees.
Industry
Regional Banks
Banks
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/04/19 22:20
End of day share price update: 2019/04/04 00:00
Last estimates confirmation: 2019/04/19
Last earnings filing: 2019/04/18
Last earnings reported: 2019/03/31
Last annual earnings reported: 2018/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.