Value is all about what a company is worth versus what price it is
available for. If you went into a grocery store and all the bananas were on sale
at half price, they could be considered
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
It is not possible to calculate the future cash flow value for
Banco BPI. This is due to cash flow or dividend data being
unavailable. The share price is
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for
it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing
when they are out of season, or how much your home is worth.
The amount the stock market is willing to pay for
is considered below, and whether this is a fair price.
Price based on past earnings
Banco BPI's earnings available for a low price, and how does
this compare to other companies in the same industry?
Banco BPI's earnings are expected to grow by 19.3% yearly, however this is not considered high growth (20% yearly).
Unable to determine if Banco BPI is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can
be gauged below. We look back 3 years and see if they were any good at
predicting what actually occurred. We also show the highest and lowest estimates
looking forward to see if there is a wide range.
Banco BPI's performance over the past 5 years by checking for:
Has earnings increased in past 5 years? (1 check)
Has the earnings growth in the last year exceeded that of the
industry? (1 check)
Is the recent earnings growth over the last year higher than the average annual growth over the
past 5 years? (1 check)
Is the Return on Equity (ROE) higher than 20%? (1 check)
Is the Return on Assets (ROA) above industry average? (1 check)
Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent
earnings report. Some checks require at least 3 or 5 years worth of data.
has a total score of
4/6, see the detailed checks below.
Note: We use GAAP Net Income excluding extraordinary items in all our calculations.
Management is one of the most important areas of a company. We look at
unreasonable CEO compensation, how long the team and board of directors have
been around for and insider trading.
Mr. Pablo Forero Calderón serves as Chief Executive Officer of BPI at CaixaBank, S.A. He served as Managing Director of BPI Project and General Manager at CaixaBank, S.A. Mr. Calderón serves as the Chairman of the Executive Committee at Banco BPI, S.A. He served as Chief Risk Officer at CaixaBank, S.A. since 2013, General Manager, Treasury and capital markets from 2011 to 2013 and Asset Management Manager from 2009 to June 2011. He served as General Manager of Risks, Deputy General Manager of Capital Market and Treasury and General Director of Risks at CaixaBank, S.A. In 2009, he joined in “CaixaBank, S.A. From 1981 to 1984, he worked on Arthur Andersen & Co., where he served as Chief in Audit Department. From 1984 to 1990, he served as Market Manager and ALCO and responsible for relations with Spain and the Directorate General of the Treasury on Manufacturers Hanover Trust Co. From 1998 to 2009, he served as Member of the Asset Management Committee and of the Global Investments Committee at JP Morgan Asset Management, London. From 1990 to 1997, he served as Asset Management Manager at JP Morgan Asset Management, Madrid. From 1990 to 2009, he served in JP Morgan Investment Management as MGSA Chief Executive Officer and responsible Global Head of Equity & Balanced Accounts. He serves as Deputy Chairman of Banco BPI, S.A. and has been its Director since November 23, 2016. He served as a Director of Bolsas y Mercados Españoles, Sociedad Holding de Mercados y Sistemas Financieros, S.A. since April 30, 2013 until January 21, 2014. He graduated in Economics, specializing in Macroeconomics, from Universidad Autónoma de Madrid.
Insufficient data for Pablo to compare compensation growth.
Pablo's remuneration is lower than average for companies of similar size in United Kingdom of Great Britain and Northern Ireland.
Chairman of the Executive Committee & Deputy Chairman
Alexandre Lucena Vale
Head of Legal
José Alberto Pena do Amaral
Pedro Bissaia Barreto
João Oliveira e Costa
Head of Operations
Head of the Investor Relations Division
António de Morais
Board of Directors Tenure
Average tenure and age of the
board of directors in years:
The average tenure for the Banco BPI board of directors is less than 3 years, this suggests a new board.
Board of Directors
Fernando da Costa Duarte Ulrich
President of the Board
Chairman of the Executive Committee & Deputy Chairman
Banco BPI, S.A., together with its subsidiaries, provides banking products and services in Portugal. The company operates through Domestic Operations and International Operations segments. It offers banking products and services, such as deposits, unit trust funds, and retirement savings plans; and loans, corporate loans, mortgage loans, and personal loans, as well as debit and credit cards. The company also provides project finance services comprising financial advisory services, as well as organization, structuring, and participation in the financing of projects; capitalization insurance, life insurance, and non-life insurance services; and corporate and investment banking services, as well as ATM and services point of sale services. It serves 1.7 million individual customers; and 186,000 small businesses customers. As of December 31st, 2017, the company had a network of 505 business units, such as 431 retail branches; 39 investment centers, specialist branches, and units serving corporate and institutional clients; 31 corporate and institutional centers; 1 project finance center; and 3 corporate and investment banking centers. It also has 1,342 ATMs and 30,962 POS terminals. Banco BPI, S.A. was founded in 1981 and is headquartered in Porto, Portugal.
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