Caisse Régionale de Crédit Agricole Mutuel Sud Rhône Alpes provides various banking products and services in France. More Details
Excellent balance sheet average dividend payer.
Share Price & News
How has Caisse Régionale de Crédit Agricole Mutuel Sud Rhône Alpes's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: Insufficient data to determine CRSUP's volatility over the past 3 months.
Volatility Over Time: Insufficient data to determine CRSUP's volatility change over the past year.
7 Day Return
1 Year Return
Return vs Industry: Insufficient data to determine how CRSUP performed against the UK Banks industry.
Return vs Market: Insufficient data to determine how CRSUP performed against the UK Market.
Long-Term Price Volatility Vs. Market
How volatile is Caisse Régionale de Crédit Agricole Mutuel Sud Rhône Alpes's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Caisse Régionale de Crédit Agricole Mutuel Sud Rhône Alpes undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: CRSUP (€145.48) is trading below our estimate of fair value (€166.68)
Significantly Below Fair Value: CRSUP is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: CRSUP is poor value based on its PE Ratio (15.1x) compared to the GB Banks industry average (11.2x).
PE vs Market: CRSUP is good value based on its PE Ratio (15.1x) compared to the UK market (20.4x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate CRSUP's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: CRSUP is good value based on its PB Ratio (0.3x) compared to the GB Banks industry average (0.6x).
How is Caisse Régionale de Crédit Agricole Mutuel Sud Rhône Alpes forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Caisse Régionale de Crédit Agricole Mutuel Sud Rhône Alpes has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Caisse Régionale de Crédit Agricole Mutuel Sud Rhône Alpes performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CRSUP has high quality earnings.
Growing Profit Margin: CRSUP's current net profit margins (14.2%) are lower than last year (25.9%).
Past Earnings Growth Analysis
Earnings Trend: CRSUP's earnings have declined by 8.6% per year over the past 5 years.
Accelerating Growth: CRSUP's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CRSUP had negative earnings growth (-55.6%) over the past year, making it difficult to compare to the Banks industry average (-25.7%).
Return on Equity
High ROE: CRSUP's Return on Equity (1.9%) is considered low.
How is Caisse Régionale de Crédit Agricole Mutuel Sud Rhône Alpes's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: CRSUP's Assets to Equity ratio (10.1x) is moderate.
Allowance for Bad Loans: CRSUP has a low allowance for bad loans (99%).
Low Risk Liabilities: 90% of CRSUP's liabilities are made up of primarily low risk sources of funding.
Loan Level: CRSUP has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: CRSUP's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: CRSUP has an appropriate level of bad loans (1.1%).
What is Caisse Régionale de Crédit Agricole Mutuel Sud Rhône Alpes's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: CRSUP's dividend (4.09%) is higher than the bottom 25% of dividend payers in the UK market (1.72%).
High Dividend: CRSUP's dividend (4.09%) is low compared to the top 25% of dividend payers in the UK market (4.94%).
Stability and Growth of Payments
Stable Dividend: CRSUP's dividends per share have been stable in the past 10 years.
Growing Dividend: CRSUP's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (61.7%), CRSUP's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Christian Rouchon (60 yo)
Mr. Christian Rouchon has been the Chief Executive Officer of Credit Agricole Sud Rhone Alpes since April 2007. He serves as Chief Executive Officer of Caisse régionale du Crédit Agricole Sud Rhône Alpes, ...
CEO Compensation Analysis
Compensation vs Market: Christian's total compensation ($USD546.52K) is below average for companies of similar size in the UK market ($USD1.05M).
Compensation vs Earnings: Christian's compensation has been consistent with company performance over the past year.
|Secretary & Director||14.67yrs||no data||no data|
|Treasurer & Director||8.67yrs||no data||no data|
|Chairman of the Board||14.67yrs||€81.00k||no data|
|Vice President of the Board||9.83yrs||no data||no data|
|Vice President of the Board||no data||no data||no data|
|Vice President of the Board||1.67yrs||no data||no data|
|Director||13.67yrs||no data||no data|
|Director||6.67yrs||no data||no data|
|Director||9.67yrs||no data||no data|
|Director||15.67yrs||no data||no data|
|Director||6.67yrs||no data||no data|
|Director||5.67yrs||no data||no data|
Experienced Board: CRSUP's board of directors are considered experienced (9.7 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Caisse Régionale de Crédit Agricole Mutuel Sud Rhône Alpes's company bio, employee growth, exchange listings and data sources
- Name: Caisse Régionale de Crédit Agricole Mutuel Sud Rhône Alpes
- Ticker: CRSUP
- Exchange: BATS-CHIXE
- Founded: 1996
- Industry: Regional Banks
- Sector: Banks
- Market Cap: €713.847m
- Shares outstanding: 4.55m
- Website: https://www.credit-agricole.fr/ca-sudrhonealpes
Number of Employees
- Caisse Régionale de Crédit Agricole Mutuel Sud Rhône Alpes
- 12 place de la Résistance
- Cedex 9
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|CRSU||ENXTPA (Euronext Paris)||Yes||Co-Operative Investment Certificates||FR||EUR||Jun 1996|
|0O3Q||LSE (London Stock Exchange)||Yes||Co-Operative Investment Certificates||GB||EUR||Jun 1996|
|CRSUP||BATS-CHIXE (BATS 'Chi-X Europe')||Yes||Co-Operative Investment Certificates||GB||EUR||Jun 1996|
Caisse Régionale de Crédit Agricole Mutuel Sud Rhône Alpes provides various banking products and services in France. The company offers accounts and cards; loans; and savings and insurance products. It ope...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/11/26 19:09|
|End of Day Share Price||2020/11/19 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.