Arbuthnot Banking Group PLC, together with its subsidiaries, provides private and commercial banking products and services in the United Kingdom.
Excellent balance sheet with reasonable growth potential.
Share Price & News
How has Arbuthnot Banking Group's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: ARBB's share price has been volatile over the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: ARBB underperformed the UK Banks industry which returned -42.9% over the past year.
Return vs Market: ARBB underperformed the UK Market which returned -14.4% over the past year.
Price Volatility Vs. Market
How volatile is Arbuthnot Banking Group's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 weeks ago | Simply Wall StDid You Manage To Avoid Arbuthnot Banking Group's (LON:ARBB) 47% Share Price Drop?
1 month ago | Simply Wall StWhat Does The Future Hold For Arbuthnot Banking Group PLC (LON:ARBB)? These Analysts Have Been Cutting Their Estimates
3 months ago | Simply Wall StDid Changing Sentiment Drive Arbuthnot Banking Group's (LON:ARBB) Share Price Down By 30%?
Is Arbuthnot Banking Group undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: ARBB (£7.4) is trading above our estimate of fair value (£1.84)
Significantly Below Fair Value: ARBB is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: ARBB is poor value based on its PE Ratio (17.9x) compared to the Banks industry average (5.5x).
PE vs Market: ARBB is poor value based on its PE Ratio (17.9x) compared to the UK market (14.1x).
Price to Earnings Growth Ratio
PEG Ratio: ARBB is good value based on its PEG Ratio (0.6x)
Price to Book Ratio
PB vs Industry: ARBB is overvalued based on its PB Ratio (0.5x) compared to the GB Banks industry average (0.5x).
How is Arbuthnot Banking Group forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: ARBB's forecast earnings growth (29.8% per year) is above the savings rate (1.2%).
Earnings vs Market: ARBB's earnings (29.8% per year) are forecast to grow faster than the UK market (20.1% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: ARBB's revenue (4.3% per year) is forecast to grow faster than the UK market (3.7% per year).
High Growth Revenue: ARBB's revenue (4.3% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: ARBB's Return on Equity is forecast to be low in 3 years time (7%).
How has Arbuthnot Banking Group performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: ARBB has a large one-off gain of £1.5M impacting its December 31 2019 financial results.
Growing Profit Margin: ARBB's current net profit margins (8.6%) are lower than last year (8.7%).
Past Earnings Growth Analysis
Earnings Trend: ARBB has become profitable over the past 5 years, growing earnings by 41.6% per year.
Accelerating Growth: ARBB's earnings growth over the past year (9.1%) is below its 5-year average (41.6% per year).
Earnings vs Industry: ARBB earnings growth over the past year (9.1%) underperformed the Banks industry 9.1%.
Return on Equity
High ROE: ARBB's Return on Equity (3%) is considered low.
How is Arbuthnot Banking Group's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: ARBB's Assets to Equity ratio (12.5x) is moderate.
Allowance for Bad Loans: ARBB has a low allowance for bad loans (15%).
Low Risk Liabilities: 97% of ARBB's liabilities are made up of primarily low risk sources of funding.
Loan Level: ARBB has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: ARBB's Loans to Deposits ratio (69%) is appropriate.
Level of Bad Loans: ARBB has an appropriate level of bad loans (1.9%).
What is Arbuthnot Banking Group's current dividend yield, its reliability and sustainability?
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate ARBB's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate ARBB's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if ARBB's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if ARBB's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: ARBB is not paying a notable dividend for the UK market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of ARBB's dividend in 3 years as they are not forecast to pay a notable one for the UK market.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Henry Angest (79yo)
Mr. Henry Angest, LLL, Hon.F.UHI serves as the Chief Executive of Arbuthnot Banking Group. Mr. Angest serves as the Non-Executive Chairman of Arbuthnot Banking Group PLC and Arbuthnot Securities Limited. H ...
CEO Compensation Analysis
Compensation vs Market: Henry's total compensation ($USD1.60M) is above average for companies of similar size in the UK market ($USD336.01K).
Compensation vs Earnings: Henry's compensation has been consistent with company performance over the past year.
|Chairman & CEO||no data||UK£1.29m||48.93% £54.4m|
|Group Finance Director & Director||11.5yrs||UK£1.25m||0.040% £44.4k|
|COO, Head of Business Development & Director||16.17yrs||UK£1.86m||0.34% £382.6k|
|Independent Non-Executive Director||12.58yrs||UK£60.00k||no data|
|Independent Non-Executive Director||3.92yrs||UK£70.00k||no data|
|Independent Non-Executive Director||0.92yr||UK£35.00k||0.033% £37.2k|
|Independent Non-Executive Director||4.75yrs||UK£75.00k||no data|
Experienced Board: ARBB's board of directors are considered experienced (8.1 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: ARBB insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Arbuthnot Banking Group PLC's company bio, employee growth, exchange listings and data sources
- Name: Arbuthnot Banking Group PLC
- Ticker: ARBB
- Exchange: AIM
- Founded: 1833
- Industry: Regional Banks
- Sector: Banks
- Market Cap: UK£111.167m
- Shares outstanding: 15.02m
- Website: https://www.arbuthnotgroup.com
Number of Employees
- Arbuthnot Banking Group PLC
- Arbuthnot House
- 7 Wilson Street
- Greater London
- EC2M 2SN
- United Kingdom
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|ARBB||AIM (London Stock Exchange AIM Market)||Yes||Ordinary Shares||GB||GBP||Jan 1992|
Arbuthnot Banking Group PLC, together with its subsidiaries, provides private and commercial banking products and services in the United Kingdom. The company offers a range of bank accounts, loans, and overdrafts, as well as foreign trade services. It also provides wealth structuring, tax mitigation, estate preservation, and retirement planning services. In addition, the company offers insurance, asset finance, property development, and investment management services, as well as invests in properties. Arbuthnot Banking Group PLC was founded in 1833 and is headquartered in London, the United Kingdom.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/05/27 06:49|
|End of Day Share Price||2020/05/26 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.