BNP Paribas
Market Cap
€65.0b
Last Updated
2019/12/13 20:51 UTC
Data Sources
Company Financials +
Executive Summary
BNP Paribas SA provides a range of banking and financial services in France and internationally.
Rewards
Risk Analysis
Snowflake Analysis
Established dividend payer and good value.
Similar Companies
Share Price & News
How has BNP Paribas's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BNP has not had significant price volatility in the past 3 months.
Market Performance
7 Day Return
2.2%
BNP
3.3%
FR Banks
0.9%
FR Market
1 Year Return
25.1%
BNP
17.6%
FR Banks
18.9%
FR Market
Return vs Industry: BNP exceeded the French Banks industry which returned 17.6% over the past year.
Return vs Market: BNP exceeded the French Market which returned 18.9% over the past year.
Shareholder returns
| BNP | Industry | Market | |
|---|---|---|---|
| 7 Day | 2.2% | 3.3% | 0.9% |
| 30 Day | 3.8% | 2.2% | -0.5% |
| 90 Day | 14.8% | 13.7% | 3.3% |
| 1 Year | 34.3%25.1% | 26.7%17.6% | 23.1%18.9% |
| 3 Year | 0.8%-14.6% | -0.2%-16.0% | 41.5%27.8% |
| 5 Year | 36.8%7.4% | 34.4%4.5% | 70.7%46.3% |
Price Volatility Vs. Market
How volatile is BNP Paribas's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall St
Is It Time To Consider Buying BNP Paribas SA (EPA:BNP)?1 month ago | Simply Wall St
Can You Imagine How BNP Paribas's (EPA:BNP) Shareholders Feel About The 10% Share Price Increase?1 month ago | Simply Wall St
What Did BNP Paribas SA's (EPA:BNP) CEO Take Home Last Year?Valuation
Is BNP Paribas undervalued compared to its fair value and its price relative to the market?
5.3%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: BNP (€52.05) is trading below our estimate of fair value (€54.94)
Significantly Below Fair Value: BNP is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: BNP is good value based on its PE Ratio (8.8x) compared to the Banks industry average (9.3x).
PE vs Market: BNP is good value based on its PE Ratio (8.8x) compared to the French market (17.7x).
Price to Earnings Growth Ratio
PEG Ratio: BNP is poor value based on its PEG Ratio (3.1x)
Price to Book Ratio
PB vs Industry: BNP is good value based on its PB Ratio (0.6x) compared to the XE Banks industry average (0.7x).
Next Steps
Future Growth
How is BNP Paribas forecast to perform in the next 1 to 3 years based on estimates from 18 analysts?
2.9%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BNP's forecast earnings growth (2.9% per year) is above the savings rate (-0.1%).
Earnings vs Market: BNP's earnings (2.9% per year) are forecast to grow slower than the French market (11.5% per year).
High Growth Earnings: BNP's earnings are forecast to grow, but not significantly.
Revenue vs Market: BNP's revenue (2.3% per year) is forecast to grow slower than the French market (4.6% per year).
High Growth Revenue: BNP's revenue (2.3% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BNP's Return on Equity is forecast to be low in 3 years time (8%).
Next Steps
Past Performance
How has BNP Paribas performed over the past 5 years?
19.4%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BNP has high quality earnings.
Growing Profit Margin: BNP's current net profit margins (17.6%) are lower than last year (17.9%).
Past Earnings Growth Analysis
Earnings Trend: BNP has become profitable over the past 5 years, growing earnings by 19.4% per year.
Accelerating Growth: BNP's earnings growth over the past year (1.1%) is below its 5-year average (19.4% per year).
Earnings vs Industry: BNP earnings growth over the past year (1.1%) underperformed the Banks industry 1.1%.
Return on Equity
High ROE: BNP's Return on Equity (7.3%) is considered low.
Return on Assets
Return on Capital Employed
Next Steps
Financial Health
How is BNP Paribas's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Inventory Level: BNP has a low level of unsold assets or inventory.
Debt Coverage by Assets: BNP's debt is covered by short term assets (assets are 1.8x debt).
Financial Institutions Analysis
Asset Level: BNP's level of assets compared to its equity is very high.
Allowance for Bad Loans: BNP has a low allowance for bad loans.
Low Risk Liabilities: BNP's liabilities are made up of primarily low risk sources of funding.
Loan Level: BNP has an acceptable proportion of non-loan assets held.
Low Risk Deposits: BNP's loans are broadly funded by customer deposits.
Level of Bad Loans: BNP has a high level of bad loans (3.01%)
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Dividend
What is BNP Paribas's current dividend yield, its reliability and sustainability?
5.80%
Current Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: BNP's dividend (5.8%) is higher than the bottom 25% of dividend payers in the French market (1.49%).
High Dividend: BNP's dividend (5.8%) is in the top 25% of dividend payers in the French market (4.61%)
Stability and Growth of Payments
Stable Dividend: BNP's dividend payments have been volatile in the past 10 years.
Growing Dividend: BNP's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (51.2%), BNP's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: BNP's dividends in 3 years are forecast to be covered by earnings (51.1% payout ratio).
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Management
What is the CEO of BNP Paribas's salary, the management and board of directors tenure and is there insider trading?
7.8yrs
Average management tenure
CEO
Jean-Laurent Bonnafe (58yo)
8yrs
Tenure
€3,381,320
Compensation
Mr. Jean-Laurent Bonnafe has been the Chief Executive Officer at BNP Paribas SA since December 1, 2011. Mr. Bonnafe serves as the Chief Executive Officer at BNP Paribas España S.A. He served as Chief Execu ...
CEO Compensation Analysis
Compensation vs Market: Jean-Laurent's total compensation ($USD3.76M) is about average for companies of similar size in the French market ($USD3.76M).
Compensation vs Earnings: Jean-Laurent's compensation has been consistent with company performance over the past year.
Management Age and Tenure
7.8yrs
Average Tenure
58.5yo
Average Age
Experienced Management: BNP's management team is seasoned and experienced (7.8 years average tenure).
Board Age and Tenure
6.9yrs
Average Tenure
63yo
Average Age
Experienced Board: BNP's board of directors are considered experienced (6.9 years average tenure).
Insider Trading
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Management Team
Philippe Bordenave (65yo)
Chief Operating Officer
- Tenure: 8yrs
- Compensation: €2.13m
Yves Paul Henri Martrenchar (62yo)
Head of Group Human Resources
- Tenure: 7.3yrs
Thierry Dormeuil (59yo)
Managing Director of Investment Banking Europe
- Tenure: 0yrs
Jean-Laurent Bonnafe (58yo)
CEO & Director
- Tenure: 8yrs
- Compensation: €3.38m
Rob Gambi (61yo)
Global Head of Investments
- Tenure: 0.6yrs
Lars Machenil (50yo)
Chief Financial Officer
- Tenure: 7.8yrs
Bertrand Cizeau (51yo)
Head of Group Communications & Deputy Director of Company Engagement Department
- Tenure: 0yrs
Stéphane de Marnhac
Head of Investor Relations & Financial Information
- Tenure: 7.9yrs
Nathalie Hartmann
Head of the Group Compliance Function
- Tenure: 2.2yrs
Hugues Epaillard (53yo)
Business Manager of Real Estate & Director
- Tenure: 1.8yrs
- Compensation: €63.55k
Board Members
Monique Cohen (63yo)
Independent Director
- Tenure: 5.8yrs
- Compensation: €128.72k
Michel Tilmant (67yo)
Independent Director
- Tenure: 9.6yrs
- Compensation: €121.90k
Michel Pébereau (77yo)
Honorary Chairman
- Tenure: 8yrs
Denis Kessler (67yo)
Independent Director
- Tenure: 19.6yrs
- Compensation: €100.16k
Jean Lemierre (69yo)
Chairman of the Board
- Tenure: 5yrs
- Compensation: €1.02m
Jean-Laurent Bonnafe (58yo)
CEO & Director
- Tenure: 8yrs
- Compensation: €3.38m
Nicolas Chanut
Chairman of Exane Inc and Chief Executive Officer of Exane Inc
- Tenure: 0yrs
Jean-Yves Fillion (60yo)
Chairman of Corporate and Institutional Banking - Americas & CEO of BNP Paribas - USA
- Tenure: 1.5yrs
Philippe Avril (59yo)
Chairman of BNP Paribas Securities (Japan) Limited
- Tenure: 0yrs
Hugues Epaillard (53yo)
Business Manager of Real Estate & Director
- Tenure: 1.8yrs
- Compensation: €63.55k
Company Information
BNP Paribas SA's company bio, employee growth, exchange listings and data sources
Key Information
- Name: BNP Paribas SA
- Ticker: BNP
- Exchange: ENXTPA
- Founded: 1966
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: €65.014b
- Shares outstanding: 1.25b
- Website: https://group.bnpparibas
Number of Employees
Location
- BNP Paribas SA
- 16 boulevard des Italiens
- Paris
- Ile-de-France
- 75009
- France
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| BNP | BIT (Borsa Italiana) | Yes | Ordinary Shares | IT | EUR | Oct 1993 |
| BNPM | BATS-CHIXE (BATS 'Chi-X Europe') | Yes | Ordinary Shares | GB | EUR | Oct 1993 |
| BNP | ENXTPA (Euronext Paris) | Yes | Ordinary Shares | FR | EUR | Oct 1993 |
| BNP | DB (Deutsche Boerse AG) | Yes | Ordinary Shares | DE | EUR | Oct 1993 |
| BNP | SWX (SIX Swiss Exchange) | Yes | Ordinary Shares | CH | CHF | Oct 1993 |
| 0HB5 | LSE (London Stock Exchange) | Yes | Ordinary Shares | GB | EUR | Oct 1993 |
| BNPQ.F | OTCPK (Pink Sheets LLC) | Yes | Ordinary Shares | US | USD | Oct 1993 |
| BNP | XTRA (XETRA Trading Platform) | Yes | Ordinary Shares | DE | EUR | Oct 1993 |
| BNP | WBAG (Wiener Boerse AG) | Yes | Ordinary Shares | AT | EUR | Oct 1993 |
| BNPP | BATS-CHIXE (BATS 'Chi-X Europe') | Yes | Ordinary Shares | GB | EUR | Oct 1993 |
| BNP N | BMV (Bolsa Mexicana de Valores) | Yes | Ordinary Shares | MX | MXN | Oct 1993 |
| BNPH | DB (Deutsche Boerse AG) | ADR EACH REPR 1/2 ORD LVL I(SPON) | DE | EUR | Nov 2000 | |
| BNPQ.Y | OTCPK (Pink Sheets LLC) | ADR EACH REPR 1/2 ORD LVL I(SPON) | US | USD | Nov 2000 |
Biography
BNP Paribas SA provides a range of banking and financial services in France and internationally. It operates through two divisions, Retail Banking and Services, and Corporate and Institutional Banking. The ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2019/12/13 20:51 |
| End of Day Share Price | 2019/12/13 00:00 |
| Earnings | 2019/09/30 |
| Annual Earnings | 2018/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.