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Kamux Oyj

HLSE:KAMUX
Snowflake Description

Solid track record with excellent balance sheet.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
KAMUX
HLSE
€213M
Market Cap
  1. Home
  2. FI
  3. Retail
Company description

Kamux Oyj engages in the retail and wholesale of used cars. The last earnings update was 40 days ago. More info.


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KAMUX Share Price and Events
7 Day Returns
-1.5%
HLSE:KAMUX
-1.1%
Europe Specialty Retail
0.3%
FI Market
1 Year Returns
-19.9%
HLSE:KAMUX
-12.3%
Europe Specialty Retail
-4.1%
FI Market
KAMUX Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Kamux Oyj (KAMUX) -1.5% -2.6% -13.1% -19.9% - -
Europe Specialty Retail -1.1% -2% -1.3% -12.3% -25.3% -18.8%
FI Market 0.3% 0.4% -4.2% -4.1% 20.9% 25.9%
1 Year Return vs Industry and Market
  • KAMUX underperformed the Specialty Retail industry which returned -12.3% over the past year.
  • KAMUX underperformed the Market in Finland which returned -4.1% over the past year.
Price Volatility
KAMUX
Industry
5yr Volatility vs Market
Related Companies

Value

 Is Kamux Oyj undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of Kamux Oyj to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for Kamux Oyj.

HLSE:KAMUX Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model 2 Stage Free Cash Flow to Equity
Levered Free Cash Flow Average of 2 Analyst Estimates (S&P Global) See below
Discount Rate (Cost of Equity) See below 7.3%
Perpetual Growth Rate 10-Year FI Government Bond Rate 0.5%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for HLSE:KAMUX
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year FI Govt Bond Rate 0.5%
Equity Risk Premium S&P Global 6.5%
Specialty Retail Unlevered Beta Simply Wall St/ S&P Global 0.87
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 0.867 (1 + (1- 20%) (28.61%))
1.044
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
1.04
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 0.54% + (1.044 * 6.51%)
7.34%

Discounted Cash Flow Calculation for HLSE:KAMUX using 2 Stage Free Cash Flow to Equity Model

The calculations below outline how an intrinsic value for Kamux Oyj is arrived at by discounting future cash flows to their present value using the 2 stage method. We try to start with analysts estimates of free cash flow, however if these are not available we use the most recent financial results. In the 1st stage we continue to grow the free cash flow over a 10 year period, with the growth rate trending towards the perpetual growth rate used in the 2nd stage. The 2nd stage assumes the company grows at a stable rate into perpetuity.

HLSE:KAMUX DCF 1st Stage: Next 10 year cash flow forecast
Levered FCF (EUR, Millions) Source Present Value
Discounted (@ 7.34%)
2019 16.80 Analyst x1 15.65
2020 10.30 Analyst x1 8.94
2021 14.30 Analyst x1 11.56
2022 15.60 Analyst x1 11.75
2023 21.50 Analyst x1 15.09
2024 24.94 Est @ 16.01% 16.31
2025 27.78 Est @ 11.37% 16.92
2026 30.03 Est @ 8.12% 17.05
2027 31.79 Est @ 5.85% 16.81
2028 33.14 Est @ 4.25% 16.33
Present value of next 10 years cash flows €146.42
HLSE:KAMUX DCF 2nd Stage: Terminal Value
Calculation Result
Terminal Value = FCF2028 × (1 + g) ÷ (Discount Rate – g)
= €33.14 × (1 + 0.54%) ÷ (7.34% – 0.54%)
€490.36
Present Value of Terminal Value = Terminal Value ÷ (1 + r)10
= €490.36 ÷ (1 + 7.34%)10
€241.60
HLSE:KAMUX Total Equity Value
Calculation Result
Total Equity Value = Present value of next 10 years cash flows + Terminal Value
= €146.42 + €241.60
€388.02
Equity Value per Share
(EUR)
= Total value / Shares Outstanding
= €388.02 / 40.02
€9.7
HLSE:KAMUX Discount to Share Price
Calculation Result
Value per share (EUR) From above. €9.70
Current discount Discount to share price of €5.32
= -1 x (€5.32 - €9.70) / €9.70
45.1%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

Current Discount
Amount off the current price Kamux Oyj is available for.
Intrinsic value
45%
Share price is €5.32 vs Future cash flow value of €9.7
Current Discount Checks
For Kamux Oyj to be considered undervalued it must be available for at least 20% below the current price. Less than 40% is even better.
  • Kamux Oyj's share price is below the future cash flow value, and at a moderate discount (> 20%).
  • Kamux Oyj's share price is below the future cash flow value, and at a substantial discount (> 40%).
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Kamux Oyj's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Kamux Oyj's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
HLSE:KAMUX PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-03-31) in EUR €0.37
HLSE:KAMUX Share Price ** HLSE (2019-06-19) in EUR €5.32
Europe Specialty Retail Industry PE Ratio Median Figure of 76 Publicly-Listed Specialty Retail Companies 13.97x
Finland Market PE Ratio Median Figure of 107 Publicly-Listed Companies 20.41x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Kamux Oyj.

HLSE:KAMUX PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= HLSE:KAMUX Share Price ÷ EPS (both in EUR)

= 5.32 ÷ 0.37

14.37x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Kamux Oyj is overvalued based on earnings compared to the Europe Specialty Retail industry average.
  • Kamux Oyj is good value based on earnings compared to the Finland market.
Price based on expected Growth
Does Kamux Oyj's expected growth come at a high price?
Raw Data
HLSE:KAMUX PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 14.37x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 2 Analysts
15.9%per year
Europe Specialty Retail Industry PEG Ratio Median Figure of 57 Publicly-Listed Specialty Retail Companies 1.4x
Finland Market PEG Ratio Median Figure of 92 Publicly-Listed Companies 1.74x

*Line of best fit is calculated by linear regression .

HLSE:KAMUX PEG (Price to Earnings to Growth) Ratio Calculation
Calculation Outcome
PEG Ratio

= PE Ratio ÷ Net Income Annual Growth Rate

= 14.37x ÷ 15.9%

0.9x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Kamux Oyj is good value based on expected growth next year.
Price based on value of assets
What value do investors place on Kamux Oyj's assets?
Raw Data
HLSE:KAMUX PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-03-31) in EUR €1.80
HLSE:KAMUX Share Price * HLSE (2019-06-19) in EUR €5.32
Europe Specialty Retail Industry PB Ratio Median Figure of 109 Publicly-Listed Specialty Retail Companies 1.1x
Finland Market PB Ratio Median Figure of 142 Publicly-Listed Companies 2x
HLSE:KAMUX PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= HLSE:KAMUX Share Price ÷ Book Value per Share (both in EUR)

= 5.32 ÷ 1.80

2.95x

* Primary Listing of Kamux Oyj.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Kamux Oyj is overvalued based on assets compared to the Europe Specialty Retail industry average.
X
Value checks
We assess Kamux Oyj's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Specialty Retail industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Specialty Retail industry average (and greater than 0)? (1 check)
  5. Kamux Oyj has a total score of 4/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

Future Performance

 How is Kamux Oyj expected to perform in the next 1 to 3 years based on estimates from 2 analysts?

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
15.9%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Kamux Oyj expected to grow at an attractive rate?
  • Kamux Oyj's earnings growth is expected to exceed the low risk savings rate of 0.5%.
Growth vs Market Checks
  • Kamux Oyj's earnings growth is expected to exceed the Finland market average.
  • Kamux Oyj's revenue growth is expected to exceed the Finland market average.
Annual Growth Rates Comparison
Raw Data
HLSE:KAMUX Future Growth Rates Data Sources
Data Point Source Value (per year)
HLSE:KAMUX Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 2 Analysts 15.9%
HLSE:KAMUX Future Revenue Growth Rate Line of Best Fit* through Consensus Estimate Revenue of 2 Analysts 13.6%
Europe Specialty Retail Industry Earnings Growth Rate Market Cap Weighted Average 10.2%
Europe Specialty Retail Industry Revenue Growth Rate Market Cap Weighted Average 5%
Finland Market Earnings Growth Rate Market Cap Weighted Average 13.6%
Finland Market Revenue Growth Rate Market Cap Weighted Average 2.1%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
HLSE:KAMUX Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (2 months ago) See Below
Future Estimates Average of up to 2 Analyst Estimates (S&P Global) See Below
All numbers in EUR Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
HLSE:KAMUX Future Estimates Data
Date (Data in EUR Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2023-12-31 33
2022-12-31 903 27 27 1
2021-12-31 809 24 24 1
2020-12-31 702 19 21 2
2019-12-31 611 19 18 2
HLSE:KAMUX Past Financials Data
Date (Data in EUR Millions) Revenue Cash Flow Net Income *
2019-03-31 542 3 15
2018-12-31 528 3 15
2018-09-30 511 9 13
2018-06-30 493 7 12
2018-03-31 474 3 12
2017-12-31 455 7 12
2017-09-30 439 0 11
2017-06-30 423 0 10
2017-03-31 417 3 11
2016-12-31 405 -1 11

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Kamux Oyj's earnings are expected to grow by 15.9% yearly, however this is not considered high growth (20% yearly).
  • Kamux Oyj's revenue is expected to grow by 13.6% yearly, however this is not considered high growth (20% yearly).
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
HLSE:KAMUX Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (2 months ago) See Below
Future Estimates Average of up to 2 Analyst Estimates (S&P Global) See Below

All data from Kamux Oyj Company Filings, last reported 2 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

HLSE:KAMUX Future Estimates Data
Date (Data in EUR Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2023-12-31
2022-12-31 0.68 0.68 0.68 1.00
2021-12-31 0.61 0.61 0.61 1.00
2020-12-31 0.53 0.53 0.52 2.00
2019-12-31 0.43 0.44 0.41 2.00
HLSE:KAMUX Past Financials Data
Date (Data in EUR Millions) EPS *
2019-03-31 0.37
2018-12-31 0.37
2018-09-30 0.33
2018-06-30 0.30
2018-03-31 0.31
2017-12-31 0.30
2017-09-30 0.28
2017-06-30 0.27
2017-03-31 0.28
2016-12-31 0.29

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if Kamux Oyj will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
X
Future performance checks
We assess Kamux Oyj's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the Europe market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the Europe market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Kamux Oyj has a total score of 3/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

Past Performance

  How has Kamux Oyj performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Kamux Oyj's growth in the last year to its industry (Specialty Retail).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Kamux Oyj's year on year earnings growth rate has been positive over the past 5 years.
  • Kamux Oyj's 1-year earnings growth exceeds its 5-year average (20.3% vs 11.3%)
  • Kamux Oyj's earnings growth has exceeded the Europe Specialty Retail industry average in the past year (20.3% vs -2.3%).
Earnings and Revenue History
Kamux Oyj's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Kamux Oyj Company Filings, last reported 2 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

HLSE:KAMUX Past Revenue, Cash Flow and Net Income Data
Date (Data in EUR Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-03-31 542.10 14.80 38.00
2018-12-31 527.80 14.60 36.90
2018-09-30 511.00 13.30 34.20
2018-06-30 493.20 12.00 33.00
2018-03-31 474.30 12.30 31.80
2017-12-31 454.90 11.70 30.60
2017-09-30 438.50 10.80 29.00
2017-06-30 422.90 10.10 28.30
2017-03-31 417.10 10.60 27.60
2016-12-31 404.80 11.00 27.20
2016-03-31 338.40 11.61 20.79
2015-12-31 309.93 11.56 19.18
2014-12-31 214.97 7.01 13.36
2013-12-31 152.09 4.76 10.29

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • Kamux Oyj has efficiently used shareholders’ funds last year (Return on Equity greater than 20%).
  • Kamux Oyj used its assets more efficiently than the Europe Specialty Retail industry average last year based on Return on Assets.
  • Kamux Oyj's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
X
Past performance checks
We assess Kamux Oyj's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Specialty Retail industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Kamux Oyj has a total score of 5/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

Health

 How is Kamux Oyj's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Kamux Oyj's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Kamux Oyj is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Kamux Oyj's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Kamux Oyj's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • High level of physical assets or inventory.
  • Debt is covered by short term assets, assets are 4.9x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Kamux Oyj Company Filings, last reported 2 months ago.

HLSE:KAMUX Past Debt and Equity Data
Date (Data in EUR Millions) Total Equity Total Debt Cash & Short Term Investments
2019-03-31 72.10 60.90 10.90
2018-12-31 68.90 23.10 12.80
2018-09-30 65.50 22.40 18.10
2018-06-30 59.20 23.90 13.70
2018-03-31 61.90 23.90 17.50
2017-12-31 58.90 26.40 18.10
2017-09-30 57.00 25.40 16.70
2017-06-30 52.10 26.90 15.10
2017-03-31 31.90 27.10 0.90
2016-12-31 28.90 32.60 0.70
2016-03-31 23.09 30.01 6.58
2015-12-31 21.34 25.73 0.85
2014-12-31 12.80 20.55 0.02
2013-12-31 5.84 22.69 0.04
  • Kamux Oyj's level of debt (29%) compared to net worth is satisfactory (less than 40%).
  • The level of debt compared to net worth has been reduced over the past 5 years (292.5% vs 29% today).
  • Debt is not well covered by operating cash flow (13.9%, less than 20% of total debt).
  • Interest payments on debt are well covered by earnings (EBIT is 47x coverage).
X
Financial health checks
We assess Kamux Oyj's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Kamux Oyj has a total score of 5/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

Dividends

 What is Kamux Oyj's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
3.01%
Current annual income from Kamux Oyj dividends. Estimated to be 4.25% next year.
If you bought €2,000 of Kamux Oyj shares you are expected to receive €60 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Kamux Oyj's pays a higher dividend yield than the bottom 25% of dividend payers in Finland (2.34%).
  • Kamux Oyj's dividend is below the markets top 25% of dividend payers in Finland (5.22%).
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
HLSE:KAMUX Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 2 Analyst Estimates (S&P Global) See Below
Europe Specialty Retail Industry Average Dividend Yield Market Cap Weighted Average of 60 Stocks 3.9%
Finland Market Average Dividend Yield Market Cap Weighted Average of 100 Stocks 4.4%
Finland Minimum Threshold Dividend Yield 10th Percentile 1.4%
Finland Bottom 25% Dividend Yield 25th Percentile 2.3%
Finland Top 25% Dividend Yield 75th Percentile 5.2%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

HLSE:KAMUX Future Dividends Estimate Data
Date (Data in €) Dividend per Share (annual) Avg. No. Analysts
2023-12-31
2022-12-31
2021-12-31 0.29 1.00
2020-12-31 0.23 2.00
2019-12-31 0.20 2.00
HLSE:KAMUX Past Annualized Dividends Data
Date (Data in €) Dividend per share (annual) Avg. Yield (%)
2019-04-12 0.160 2.885
2018-03-08 0.120 1.925
2017-05-24 0.000 0.000

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • It is too early to tell whether Kamux Oyj has stable dividend payments.
  • Kamux Oyj only just started paying a dividend, it is too early to tell if payments are increasing.
Current Payout to shareholders
What portion of Kamux Oyj's earnings are paid to the shareholders as a dividend.
  • Dividends paid are well covered by earnings (2.3x coverage).
Future Payout to shareholders
  • Dividends after 3 years are expected to be well covered by earnings (2.6x coverage).
X
Income/ dividend checks
We assess Kamux Oyj's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 1.4%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Kamux Oyj afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Kamux Oyj has a total score of 3/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

Management

 What is the CEO of Kamux Oyj's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Juha Kalliokoski
AGE 48
TENURE AS CEO 18.4 years
CEO Bio

Mr. Juha Kalliokoski has been the Chief Executive Officer of Kamux Oyj since 2001. Mr. Kalliokoski served as Sales Manager and was Partner of Skapat Oy from 1999 to 2000. He served as Car Salesman and Sales Manager of Oy Autokuvio Ab from 1994 to 1999. He served as Junior Constable of Forssa police district from 1992 to 1994. He has been Member of the Board of Stofix Oy 2014. Mr. Kalliokoski served as Local Director of Forssan Laatuauto from 2000 to 2003. He was Representative of Edustusliike Juha Kalliokoski representative business and entrepreneur from 1990 to 1991. He served as Director of Silmäasema Fennica Oy from September 1, 2014 to March 1, 2017. He is a police officer. He holds a degree in salesmanship training.

CEO Compensation
  • Insufficient data for Juha to compare compensation growth.
  • Insufficient data for Juha to establish whether their remuneration is reasonable compared to companies of similar size in Finland.
Management Team Tenure

Average tenure and age of the Kamux Oyj management team in years:

1.3
Average Tenure
46
Average Age
  • The average tenure for the Kamux Oyj management team is less than 2 years, this suggests a new team.
Management Team

Juha Kalliokoski

TITLE
Chief Executive Officer
AGE
48
TENURE
18.4 yrs

Marko Lehtonen

TITLE
Chief Financial Officer
AGE
46

Milla Kärpänen

TITLE
Interim Chief Financial Officer
TENURE
0.2 yrs

née Heikkilä Otala

TITLE
Director of Communications
AGE
51
TENURE
4.4 yrs

Jennie Stenbom

TITLE
Chief People Officer
AGE
43
TENURE
0.7 yrs

Mikko-Heikki Inkeroinen

TITLE
Chief Digital Officer
AGE
31
TENURE
1.3 yrs
Board of Directors Tenure

Average tenure and age of the Kamux Oyj board of directors in years:

3.4
Average Tenure
51
Average Age
  • The tenure for the Kamux Oyj board of directors is about average.
Board of Directors

Matti Virtanen

TITLE
Chairperson of the Board
AGE
60
TENURE
3.4 yrs

Harri Sivula

TITLE
Director
AGE
56
TENURE
2.1 yrs

Jokke Paananen

TITLE
Director
AGE
46
TENURE
8.4 yrs

Vesa Uotila

TITLE
Director
AGE
36
TENURE
3.4 yrs

Reija Laaksonen

TITLE
Director
AGE
45
TENURE
2.3 yrs

David Nuutinen

TITLE
Director
AGE
59
TENURE
7.4 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (€) Value (€)
X
Management checks
We assess Kamux Oyj's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Kamux Oyj has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

News

Simply Wall St News

Here's What Kamux Oyj's (HEL:KAMUX) P/E Is Telling Us

View our latest analysis for Kamux Oyj How Do I Calculate A Price To Earnings Ratio? … The formula for P/E is: Price to Earnings Ratio = Share Price ÷ Earnings per Share (EPS) Or for Kamux Oyj: P/E of 14.59 = €5.4 ÷ €0.37 (Based on the trailing twelve months to March 2019.) Is A High Price-to-Earnings Ratio Good? … All else being equal, it's better to pay a low price -- but as Warren Buffett said, 'It's far better to buy a wonderful company at a fair price than a fair company at a wonderful price.' How Growth Rates Impact P/E Ratios Probably the most important factor in determining what P/E a company trades on is the earnings growth.

Simply Wall St -

You Might Like Kamux Oyj (HEL:KAMUX) But Do You Like Its Debt?

KAMUX’s Debt (And Cash Flows) KAMUX has built up its total debt levels in the last twelve months, from €24m to €61m , which accounts for long term debt. … On top of this, KAMUX has produced cash from operations of €2.9m in the last twelve months, leading to an operating cash to total debt ratio of 4.8%, signalling that KAMUX’s current level of operating cash is not high enough to cover debt. … Next Steps: Although KAMUX’s debt level is towards the higher end of the spectrum, its cash flow coverage seems adequate to meet obligations which means its debt is being efficiently utilised.

Simply Wall St -

Kamux Oyj (HEL:KAMUX): What's The Analyst Consensus Outlook?

Want to participate in a short research study? … Help shape the future of investing tools and you could win a $250 gift card! … In December 2018, Kamux Oyj (HEL:KAMUX) announced its latest earnings update, whicha

Simply Wall St -

Kamux Oyj (HEL:KAMUX): Is It A Smart Long Term Opportunity?

As Kamux Oyj (HEL:KAMUX) announced its earnings release on 31 December 2018, … with earnings expected to grow by 37% in the upcoming year … the past 5-year average growth rate of 14%.

Simply Wall St -

Should You Buy Kamux Oyj (HEL:KAMUX) For Its Dividend?

Dividends can be underrated but they form a large part of investment returns, playing an important role in compounding returns in the long run. … Kamux Oyj (HEL:KAMUX) has paid a dividend to shareholders in the last few years. … See our latest analysis for Kamux Oyj

Simply Wall St -

A Close Look At Kamux Oyj’s (HEL:KAMUX) 21% ROCE

Specifically, we'll consider its Return On Capital Employed (ROCE), since that will give us an insight into how efficiently the business can generate profits from the capital it requires. … Return On Capital Employed (ROCE): What is it? … Analysts use this formula to calculate return on capital employed:

Simply Wall St -

Does The Hype Around Kamux Oyj's (HEL:KAMUX) Growth Justify Its March Share Price?

Looking at Kamux Oyj’s (HEL:KAMUX) fundamentals some investors are wondering if its last closing price of €5.94 represents a good value for money for this high growth stock. … How is KAMUX going to perform in the future. … Kamux Oyj's extremely high growth potential in the near future is attracting investors

Simply Wall St -

Some Kamux Oyj Shareholders Are Down 17%

For example, the Kamux Oyj (HEL:KAMUX) share price is down 17% in the last year. … By comparing earnings per share (EPS) and share price changes over time, we can get a feel for how investor attitudes to a company have morphed over time. … During the unfortunate twelve months during which the Kamux Oyj share price fell, it actually saw its earnings per share (EPS) improve by 23%.

Simply Wall St -

Do Insiders Own Shares In Kamux Oyj (HEL:KAMUX)?

If you want to know who really controls Kamux Oyj (HEL:KAMUX), then you'll have to look at the makeup of its share registry. … Large companies usually have institutions as shareholders, and we usually see insiders owning shares in smaller companies. … Let's take a closer look to see what the different types of shareholder can tell us about KAMUX

Simply Wall St -

Does The Data Make Kamux Oyj (HEL:KAMUX) An Attractive Investment?

Help shape the future of investing tools and you could win a $250 gift card! … Building up an investment case requires looking at a stock holistically. … Today I've chosen to put the spotlight on Kamux Oyj (HEL:KAMUX) due to its excellent fundamentals in more than one area.

Simply Wall St -

Company Info

Description

Kamux Oyj engages in the retail and wholesale of used cars. As of April 16, 2019, it operated 47 showrooms in Finland; 15 showrooms in Sweden; and 4 showrooms in Germany. It also offers financing and insurance products to its customers. The company was founded in 2003 and is headquartered in Hämeenlinna, Finland.

Details
Name: Kamux Oyj
KAMUX
Exchange: HLSE
Founded: 2003
€212,892,674
40,017,420
Website: http://www.kamux.com
Address: Kamux Oyj
Parolantie 66 A,
Hämeenlinna,
Tavastia Proper, 13130,
Finland
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
HLSE KAMUX Share Capital OMX Nordic Exchange Helsinki FI EUR 12. May 2017
LSE 0RP3 Share Capital London Stock Exchange GB EUR 12. May 2017
Number of employees
Current staff
Staff numbers
553
Kamux Oyj employees.
Industry
Automotive Retail
Retail
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/06/19 21:56
End of day share price update: 2019/06/19 00:00
Last estimates confirmation: 2019/05/13
Last earnings filing: 2019/05/10
Last earnings reported: 2019/03/31
Last annual earnings reported: 2018/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.