Evli Pankki Oyj provides various investment products and services to institutions, companies, and high net worth individuals in Finland, Sweden, and internationally. More Details
Excellent balance sheet with solid track record.
Share Price & News
How has Evli Pankki Oyj's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: EVLI has not had significant price volatility in the past 3 months.
7 Day Return
FI Capital Markets
1 Year Return
FI Capital Markets
Return vs Industry: EVLI exceeded the Finnish Capital Markets industry which returned 11.3% over the past year.
Return vs Market: EVLI exceeded the Finnish Market which returned 5.6% over the past year.
Price Volatility Vs. Market
How volatile is Evli Pankki Oyj's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 weeks ago | Simply Wall StWhat Can We Conclude About Evli Pankki Oyj's (HEL:EVLI) CEO Pay?
1 month ago | Simply Wall StShareholders Of Evli Pankki Oyj (HEL:EVLI) Must Be Happy With Their 52% Return
2 months ago | Simply Wall StHere's Why I Think Evli Pankki Oyj (HEL:EVLI) Might Deserve Your Attention Today
Is Evli Pankki Oyj undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: EVLI (€10.7) is trading above our estimate of fair value (€9.4)
Significantly Below Fair Value: EVLI is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: EVLI is good value based on its PE Ratio (16.1x) compared to the FI Capital Markets industry average (20x).
PE vs Market: EVLI is good value based on its PE Ratio (16.1x) compared to the Finnish market (23.8x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate EVLI's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: EVLI is overvalued based on its PB Ratio (3.5x) compared to the FI Capital Markets industry average (2.4x).
How is Evli Pankki Oyj forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Evli Pankki Oyj has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Check out Evli Pankki Oyj's track record over time to understand how much the company has returned to shareholders and its earnings growth rate in the past.
- Evli Pankki Oyj competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Diversified Financials industry.
How has Evli Pankki Oyj performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: EVLI has high quality earnings.
Growing Profit Margin: EVLI's current net profit margins (21.9%) are higher than last year (19.7%).
Past Earnings Growth Analysis
Earnings Trend: EVLI's earnings have grown by 11.3% per year over the past 5 years.
Accelerating Growth: EVLI's earnings growth over the past year (19.3%) exceeds its 5-year average (11.3% per year).
Earnings vs Industry: EVLI earnings growth over the past year (19.3%) exceeded the Capital Markets industry -3.4%.
Return on Equity
High ROE: Whilst EVLI's Return on Equity (24.73%) is high, this metric is skewed due to their high level of debt.
How is Evli Pankki Oyj's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: EVLI's Assets to Equity ratio (12.6x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if EVLI has a sufficient allowance for bad loans.
Low Risk Liabilities: 58% of EVLI's liabilities are made up of primarily low risk sources of funding.
Loan Level: EVLI has an appropriate level of Loans to Assets ratio (12%).
Low Risk Deposits: EVLI's Loans to Deposits ratio (22%) is appropriate.
Level of Bad Loans: EVLI has an appropriate level of bad loans (0.3%).
What is Evli Pankki Oyj current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: EVLI's dividend (6.17%) is higher than the bottom 25% of dividend payers in the Finnish market (1.97%).
High Dividend: EVLI's dividend (6.17%) is in the top 25% of dividend payers in the Finnish market (4.55%)
Stability and Growth of Payments
Stable Dividend: Whilst dividend payments have been stable, EVLI has been paying a dividend for less than 10 years.
Growing Dividend: EVLI's dividend payments have increased, but the company has only paid a dividend for 5 years.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (99.3%), EVLI's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: EVLI's dividends in 3 years are forecast to be covered by earnings (82.8% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Maunu Lehtimaki (53 yo)
Mr. Maunu Lehtimäki, M.Sc. (Econ.), serves as the Chief Executive Officer of Evli Pankki Oyj (a/k/a, Evli Bank Plc) and served as its and Partner. Mr. Lehtimäki joined Evli Bank Plc in 1996. He served as a ...
CEO Compensation Analysis
Compensation vs Market: Maunu's total compensation ($USD579.30K) is about average for companies of similar size in the Finnish market ($USD577.38K).
Compensation vs Earnings: Maunu's compensation has been consistent with company performance over the past year.
|Chief Executive Officer||13.92yrs||€488.12k||2.9% |
|Managing Director||no data||no data||no data|
|Managing Director||no data||no data||1.69% |
|Managing Director and Co-Founder||no data||no data||no data|
|Founding Partner and Executive Vice President||no data||no data||no data|
|CFO & Deputy CEO||no data||no data||0.36% |
|Head of Execution & Operations||3.75yrs||no data||0.73% |
|Chief Investment Officer||2.75yrs||no data||no data|
|Head of Corporate Finance||no data||no data||0.59% |
|Investor Relations & Communications Manager||no data||no data||no data|
|Head of Human Resources & Legal Affairs||no data||no data||0.32% |
|Chief Marketing Officer||no data||no data||no data|
Experienced Management: EVLI's management team is considered experienced (3.8 years average tenure).
|Chairman of the Board||14.75yrs||no data||no data|
|Independent Director||10.75yrs||no data||0.21% |
|Independent Vice Chairman||2.58yrs||no data||0.16% |
|Director||10.75yrs||no data||0.0084% |
|Independent Director||1.58yrs||no data||0.0076% |
|Independent Director||1.58yrs||no data||no data|
Experienced Board: EVLI's board of directors are considered experienced (6.7 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Evli Pankki Oyj's company bio, employee growth, exchange listings and data sources
- Name: Evli Pankki Oyj
- Ticker: EVLI
- Exchange: HLSE
- Founded: 1985
- Industry: Asset Management and Custody Banks
- Sector: Diversified Financials
- Market Cap: €254.451m
- Shares outstanding: 23.78m
- Website: https://www.evli.com
Number of Employees
- Evli Pankki Oyj
- Aleksanterinkatu 19 A
- 4th Floor
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|EVLI||HLSE (OMX Nordic Exchange Helsinki)||Yes||Series B Shares||FI||EUR||Dec 2015|
|EVLIH||BATS-CHIXE (BATS 'Chi-X Europe')||Yes||Series B Shares||GB||EUR||Dec 2015|
Evli Pankki Oyj provides various investment products and services to institutions, companies, and high net worth individuals in Finland, Sweden, and internationally. It operates through two segments, Wealt ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/10/21 20:48|
|End of Day Share Price||2020/10/21 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.