Evli Pankki Oyj provides various investment products and services to institutions, companies, and high net worth individuals in Finland, Sweden, and internationally.
Adequate balance sheet and fair value.
Share Price & News
How has Evli Pankki Oyj's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: EVLI's share price has been volatile over the past 3 months.
7 Day Return
FI Capital Markets
1 Year Return
FI Capital Markets
Return vs Industry: EVLI exceeded the Finnish Capital Markets industry which returned -12.5% over the past year.
Return vs Market: EVLI exceeded the Finnish Market which returned -20.6% over the past year.
Price Volatility Vs. Market
How volatile is Evli Pankki Oyj's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall StWhat Is Evli Pankki Oyj's (HEL:EVLI) P/E Ratio After Its Share Price Tanked?
1 week ago | Simply Wall StIs Evli Pankki Oyj's (HEL:EVLI) CEO Being Overpaid?
3 weeks ago | Simply Wall StEvli Pankki Oyj (HEL:EVLI) Is About To Go Ex-Dividend, And It Pays A 5.4% Yield
Is Evli Pankki Oyj undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: EVLI (€7.2) is trading below our estimate of fair value (€7.91)
Significantly Below Fair Value: EVLI is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: EVLI is good value based on its PE Ratio (9.9x) compared to the Capital Markets industry average (16.8x).
PE vs Market: EVLI is good value based on its PE Ratio (9.9x) compared to the Finnish market (15x).
Price to Earnings Growth Ratio
PEG Ratio: EVLI is poor value based on its PEG Ratio (1.3x)
Price to Book Ratio
PB vs Industry: EVLI is overvalued based on its PB Ratio (2.1x) compared to the XE Capital Markets industry average (1.2x).
How is Evli Pankki Oyj forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: EVLI's forecast earnings growth (7.4% per year) is above the savings rate (-0.1%).
Earnings vs Market: EVLI's earnings (7.4% per year) are forecast to grow slower than the Finnish market (9.2% per year).
High Growth Earnings: EVLI's earnings are forecast to grow, but not significantly.
Revenue vs Market: EVLI's revenue (4.7% per year) is forecast to grow faster than the Finnish market (2.9% per year).
High Growth Revenue: EVLI's revenue (4.7% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: EVLI's Return on Equity is forecast to be high in 3 years time (24.5%)
How has Evli Pankki Oyj performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: EVLI has high quality earnings.
Growing Profit Margin: EVLI's current net profit margins (22.8%) are lower than last year (23.4%).
Past Earnings Growth Analysis
Earnings Trend: EVLI's earnings have grown by 14.9% per year over the past 5 years.
Accelerating Growth: EVLI's earnings growth over the past year (8.1%) is below its 5-year average (14.9% per year).
Earnings vs Industry: EVLI earnings growth over the past year (8.1%) exceeded the Capital Markets industry 5.4%.
Return on Equity
High ROE: Whilst EVLI's Return on Equity (22.86%) is high, this metric is skewed due to their high level of debt.
How is Evli Pankki Oyj's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: EVLI has a low level of unsold assets or inventory.
Debt Coverage by Assets: EVLI's debt is covered by short term assets (assets are 2.4x debt).
Financial Institutions Analysis
Asset Level: EVLI's level of assets compared to its equity is moderate.
Allowance for Bad Loans: Insufficient data to determine if EVLI has a sufficient allowance for bad loans.
Low Risk Liabilities: EVLI's liabilities are made up of primarily low risk sources of funding.
Loan Level: EVLI has an acceptable proportion of non-loan assets held.
Low Risk Deposits: EVLI's loans are broadly funded by customer deposits.
Level of Bad Loans: Insufficient data to determine if EVLI has an appropriate level of bad loans.
What is Evli Pankki Oyj's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: EVLI's dividend (9.17%) is higher than the bottom 25% of dividend payers in the Finnish market (3.25%).
High Dividend: EVLI's dividend (9.17%) is in the top 25% of dividend payers in the Finnish market (6.51%)
Stability and Growth of Payments
Stable Dividend: Whilst dividend payments have been stable, EVLI has been paying a dividend for less than 10 years.
Growing Dividend: EVLI's dividend payments have increased, but the company has only paid a dividend for 4 years.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (90.8%), EVLI's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: EVLI's dividends in 3 years are not forecast to be well covered by earnings (94.4% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Maunu Lehtimaki (52yo)
Mr. Maunu Lehtimäki, M.Sc. (Econ.), serves as the Chief Executive Officer of Evli Pankki Oyj (a/k/a, Evli Bank Plc) and served as its and Partner. Mr. Lehtimäki joined Evli Bank Plc in 1996. He served as a ...
CEO Compensation Analysis
Compensation vs Market: Maunu's total compensation ($USD538.52K) is about average for companies of similar size in the Finnish market ($USD517.54K).
Compensation vs Earnings: Maunu's compensation has been consistent with company performance over the past year.
|Chief Executive Officer||13.42yrs||€488.12k||2.93% €5.1m|
|Managing Director||no data||no data||no data|
|Managing Director||no data||no data||1.71% €3.0m|
|Managing Director and Co-Founder||no data||no data||no data|
|Founding Partner and Executive Vice President||no data||no data||no data|
|CFO & Deputy to the CEO||no data||no data||0.36% €630.6k|
|Head of Execution & Operations||3.25yrs||no data||0.74% €1.3m|
|Chief Investment Officer||2.25yrs||no data||no data|
|Head of Corporate Finance||no data||no data||0.60% €1.0m|
|Investor Relations & Communications Manager||no data||no data||no data|
Experienced Management: EVLI's management team is considered experienced (3.2 years average tenure).
|Chairman of the Board||14.25yrs||no data||no data|
|Independent Director||10.25yrs||no data||0.21% €370.0k|
|Vice Chairman||2.08yrs||no data||0.16% €284.7k|
|Director||10.25yrs||no data||0.0085% €14.8k|
|Independent Director||1.08yrs||no data||0.0076% €13.3k|
|Independent Director||1.08yrs||no data||no data|
Experienced Board: EVLI's board of directors are considered experienced (6.1 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 2.6%.
Evli Pankki Oyj's company bio, employee growth, exchange listings and data sources
- Name: Evli Pankki Oyj
- Ticker: EVLI
- Exchange: HLSE
- Founded: 1985
- Industry: Asset Management and Custody Banks
- Sector: Diversified Financials
- Market Cap: €174.093m
- Shares outstanding: 23.53m
- Website: https://www.evli.com
Number of Employees
- Evli Pankki Oyj
- Aleksanterinkatu 19 A
- 4th Floor
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|EVLI||HLSE (OMX Nordic Exchange Helsinki)||Yes||Series B Shares||FI||EUR||Dec 2015|
|EVLIH||BATS-CHIXE (BATS 'Chi-X Europe')||Yes||Series B Shares||GB||EUR||Dec 2015|
Evli Pankki Oyj provides various investment products and services to institutions, companies, and high net worth individuals in Finland, Sweden, and internationally. It operates through two segments, Wealth Management and Investors Clients, and Advisory and Corporate Clients. The Wealth Management and Investors Clients segment provides services, such as private banking and wealth management, institutional asset management, and capital market services, as well as public and private market funds. The Advisory and Corporate Client segment offers products and services that include financial advisory, investment research, and incentive plan administration. Its products include mutual funds, equities, derivatives and exchange traded funds, structured products, and banking services. The company was founded in 1985 and is headquartered in Helsinki, Finland.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/04/01 05:07|
|End of Day Share Price||2020/03/31 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.