EFIH

e-finance for Digital and Financial InvestmentsECASE:EFIH Stock Report

Market Cap

ج.م29.7b

7D

-1.7%

1Y

n/a

Updated

29 Nov, 2021

Data

Company Financials
EFIH fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance3/6
Financial Health6/6
Dividends0/6

EFIH Stock Overview

e-finance for Digital and Financial Investments S.A.E.

Price History & Performance

Summary of all time highs, changes and price drops for e-finance for Digital and Financial InvestmentsE
Historical stock prices
Current Share Priceج.م18.50
52 Week Highج.م25.20
52 Week Lowج.م16.25
Beta0
1 Month Change-13.59%
3 Month Changen/a
1 Year Changen/a
3 Year Changen/a
5 Year Changen/a
Change since IPO3,600.00%

Recent News & Updates

Shareholder Returns

EFIHEG ITEG Market
7D-1.7%-2.4%0.4%
1Yn/a-40.0%2.5%

Return vs Industry: Insufficient data to determine how EFIH performed against the EG IT industry.

Return vs Market: Insufficient data to determine how EFIH performed against the EG Market.

Price Volatility

Is EFIH's price volatile compared to industry and market?
EFIH volatility
EFIH Average Weekly Movementn/a
IT Industry Average Movement6.4%
Market Average Movement6.4%
10% most volatile stocks in EG Market12.3%
10% least volatile stocks in EG Market3.0%

Stable Share Price: Insufficient data to determine EFIH's volatility over the past 3 months.

Volatility Over Time: Insufficient data to determine EFIH's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
2005584n/ahttps://www.efinanceinvestment.com

e-finance for Digital and Financial Investments S.A.E. develops digital payments infrastructure in Egypt. The company provides a suite of digital payments solutions that powers the government of Egypt’s comprehensive financial network with the company functioning as the government’s provider of digital payments and collection services, and operating the government’s financial network. It also offers smart cards under the eCards brand; e-commerce space, a digital purchasing platform; business process outsourcing services, including HR and IT outsourcing, and full contact center services; and bill aggregators services through a network of approximately 326 thousand POS machines, as well digital channels, including mobile apps and digital bill payment portals.

e-finance for Digital and Financial InvestmentsE Fundamentals Summary

How do e-finance for Digital and Financial InvestmentsE's earnings and revenue compare to its market cap?
EFIH fundamental statistics
Market Capج.م29.68b
Earnings (TTM)ج.م403.33m
Revenue (TTM)ج.م1.64b

73.4x

P/E Ratio

18.1x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
EFIH income statement (TTM)
Revenueج.م1.64b
Cost of Revenueج.م850.80m
Gross Profitج.م785.32m
Expensesج.م381.99m
Earningsج.م403.33m

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)0.25
Gross Margin48.00%
Net Profit Margin24.65%
Debt/Equity Ratio0%

How did EFIH perform over the long term?

See historical performance and comparison

Valuation

Is e-finance for Digital and Financial InvestmentsE undervalued compared to its fair value and its price relative to the market?

73.39x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: EFIH (EGP18.5) is trading above our estimate of fair value (EGP4.51)

Significantly Below Fair Value: EFIH is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: EFIH is poor value based on its PE Ratio (73.4x) compared to the African IT industry average (14.5x).

PE vs Market: EFIH is poor value based on its PE Ratio (73.4x) compared to the EG market (11x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate EFIH's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: EFIH is overvalued based on its PB Ratio (23.2x) compared to the XF IT industry average (1.6x).


Future Growth

How is e-finance for Digital and Financial InvestmentsE forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

16.8%

Forecasted Software industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as e-finance for Digital and Financial InvestmentsE has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has e-finance for Digital and Financial InvestmentsE performed over the past 5 years?

69.2%

Last years earnings growth


Earnings and Revenue History

Quality Earnings: EFIH has a high level of non-cash earnings.

Growing Profit Margin: EFIH's current net profit margins (24.7%) are higher than last year (21.5%).


Past Earnings Growth Analysis

Earnings Trend: Insufficient data to determine if EFIH's year-on-year earnings growth rate was positive over the past 5 years.

Accelerating Growth: Insufficient data to compare EFIH's past year earnings growth to its 5-year average.

Earnings vs Industry: EFIH earnings growth over the past year (69.2%) exceeded the IT industry -19.7%.


Return on Equity

High ROE: EFIH's Return on Equity (35.7%) is considered high.


Financial Health

How is e-finance for Digital and Financial InvestmentsE's financial position?


Financial Position Analysis

Short Term Liabilities: EFIH's short term assets (EGP1.6B) exceed its short term liabilities (EGP749.1M).

Long Term Liabilities: EFIH's short term assets (EGP1.6B) exceed its long term liabilities (EGP234.0M).


Debt to Equity History and Analysis

Debt Level: EFIH is debt free.

Reducing Debt: EFIH had no debt 5 years ago.

Debt Coverage: EFIH has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: EFIH has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Dividend

What is e-finance for Digital and Financial InvestmentsE current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate EFIH's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate EFIH's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if EFIH's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if EFIH's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of EFIH's dividend in 3 years as they are not forecast to pay a notable one for the EG market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?


CEO

e-finance for Digital and Financial InvestmentsE has no CEO, or we have no data on them.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: EFIH only recently listed within the past 12 months.


Top Shareholders

Company Information

e-finance for Digital and Financial Investments S.A.E.'s employee growth, exchange listings and data sources


Key Information

  • Name: e-finance for Digital and Financial Investments S.A.E.
  • Ticker: EFIH
  • Exchange: CASE
  • Founded: 2005
  • Industry: Data Processing and Outsourced Services
  • Sector: Software
  • Market Cap: ج.م29.680b
  • Shares outstanding: 1.60b
  • Website: https://www.efinanceinvestment.com

Number of Employees


Location

  • e-finance for Digital and Financial Investments S.A.E.
  • Building A3-B82
  • 3rd Floor
  • Giza
  • 12577
  • Egypt

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/11/29 16:02
End of Day Share Price2021/11/29 00:00
Earnings2021/06/30
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.