National Bank of Kuwait - Egypt (S.A.E) provides corporate, retail, and investment banking services to individuals, and corporate and institutional clients in Egypt.
Price History & Performance
|Historical stock prices|
|Current Share Price||ج.م20.75|
|52 Week High||ج.م6.54|
|52 Week Low||ج.م21.00|
|1 Month Change||24.55%|
|3 Month Change||52.82%|
|1 Year Change||163.89%|
|3 Year Change||86.94%|
|5 Year Change||419.01%|
|Change since IPO||539.63%|
Recent News & Updates
|NBKE||EG Banks||EG Market|
Return vs Industry: NBKE exceeded the EG Banks industry which returned 3.4% over the past year.
Return vs Market: NBKE exceeded the EG Market which returned 9.2% over the past year.
Stable Share Price: NBKE is more volatile than 75% of EG stocks over the past 3 months, typically moving +/- 10% a week.
Volatility Over Time: NBKE's weekly volatility (10%) has been stable over the past year, but is still higher than 75% of EG stocks.
About the Company
|1980||1,843||Yasser Abd El-Tayeb||https://www.nbk.com/egypt|
National Bank of Kuwait - Egypt (S.A.E) provides corporate, retail, and investment banking services to individuals, and corporate and institutional clients in Egypt. The company’s deposit products include current, savings, and investment accounts, as well as time deposits and certificates of deposit. Its loan portfolio comprises personal loans, such as cash, auto, and mortgage loans; working capital, green field project, trade, fleet, real estate project, share, acquisition, contract, and structured financing, as well as loans to finance expansion and replacements of fixed assets, and financial loans; and Islamic finance products.
National Bank of Kuwait - Egypt (S.A.E) Fundamentals Summary
|NBKE fundamental statistics|
Is NBKE overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|NBKE income statement (TTM)|
|Cost of Revenue||ج.م0|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||2.49|
|Net Profit Margin||39.40%|
How did NBKE perform over the long term?See historical performance and comparison
Is National Bank of Kuwait - Egypt (S.A.E) undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: NBKE (EGP20.75) is trading below our estimate of fair value (EGP28.75)
Significantly Below Fair Value: NBKE is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: NBKE is poor value based on its PE Ratio (8.3x) compared to the EG Banks industry average (4x).
PE vs Market: NBKE is good value based on its PE Ratio (8.3x) compared to the EG market (11.6x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate NBKE's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: NBKE is overvalued based on its PB Ratio (1.1x) compared to the EG Banks industry average (0.6x).
How is National Bank of Kuwait - Egypt (S.A.E) forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as National Bank of Kuwait - Egypt (S.A.E) has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has National Bank of Kuwait - Egypt (S.A.E) performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: NBKE has a high level of non-cash earnings.
Growing Profit Margin: NBKE's current net profit margins (39.4%) are lower than last year (46%).
Past Earnings Growth Analysis
Earnings Trend: NBKE's earnings have grown by 11.3% per year over the past 5 years.
Accelerating Growth: NBKE's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: NBKE had negative earnings growth (-26%) over the past year, making it difficult to compare to the Banks industry average (0.2%).
Return on Equity
High ROE: NBKE's Return on Equity (14.6%) is considered low.
How is National Bank of Kuwait - Egypt (S.A.E)'s financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: NBKE's Assets to Equity ratio (7.1x) is low.
Allowance for Bad Loans: NBKE has a sufficient allowance for bad loans (147%).
Low Risk Liabilities: 95% of NBKE's liabilities are made up of primarily low risk sources of funding.
Loan Level: NBKE has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: NBKE's Loans to Deposits ratio (63%) is appropriate.
Level of Bad Loans: NBKE has an appropriate level of bad loans (1.5%).
What is National Bank of Kuwait - Egypt (S.A.E) current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate NBKE's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate NBKE's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if NBKE's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if NBKE's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: NBKE is not paying a notable dividend for the EG market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of NBKE's dividend in 3 years as they are not forecast to pay a notable one for the EG market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Yasser Abd El-Tayeb
Mr. Yasser Abd El-Koddous El-Tayeb is Chief Executive Officer at National Bank of Kuwait - Egypt (SAE) since June 2020. He serves as a Managing Director at National Bank of Kuwait - Egypt (S.A.E.) since 20...
Experienced Management: NBKE's management team is considered experienced (4.9 years average tenure).
Experienced Board: NBKE's board of directors are not considered experienced ( 2 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
National Bank of Kuwait - Egypt (S.A.E)'s employee growth, exchange listings and data sources
- Name: National Bank of Kuwait - Egypt (S.A.E)
- Ticker: NBKE
- Exchange: CASE
- Founded: 1980
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: ج.م10.375b
- Shares outstanding: 500.00m
- Website: https://www.nbk.com/egypt
Number of Employees
- National Bank of Kuwait - Egypt (S.A.E)
- First Sector, 5th Settlement
- Plot No. 155
- New Cairo
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/21 14:31|
|End of Day Share Price||2021/10/20 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.