Worldline SA provides electronic payment and transactional services to financial institutions, merchants, corporations, and government agencies in Europe, Latin America, and Asia.
Excellent balance sheet with solid track record.
Share Price & News
How has Worldline's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: WO6's share price has been volatile over the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: WO6 exceeded the German IT industry which returned -6.2% over the past year.
Return vs Market: WO6 exceeded the German Market which returned 0.1% over the past year.
Price Volatility Vs. Market
How volatile is Worldline's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Worldline undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: WO6 (€66.54) is trading above our estimate of fair value (€38.79)
Significantly Below Fair Value: WO6 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: WO6 is poor value based on its PE Ratio (40.1x) compared to the IT industry average (24.8x).
PE vs Market: WO6 is poor value based on its PE Ratio (40.1x) compared to the German market (19.3x).
Price to Earnings Growth Ratio
PEG Ratio: WO6 is poor value based on its PEG Ratio (7.5x)
Price to Book Ratio
PB vs Industry: WO6 is overvalued based on its PB Ratio (3.9x) compared to the DE IT industry average (3.7x).
How is Worldline forecast to perform in the next 1 to 3 years based on estimates from 15 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: WO6's forecast earnings growth (5.3% per year) is above the savings rate (0.2%).
Earnings vs Market: WO6's earnings (5.3% per year) are forecast to grow slower than the German market (21.7% per year).
High Growth Earnings: WO6's earnings are forecast to grow, but not significantly.
Revenue vs Market: WO6's revenue (5.2% per year) is forecast to grow slower than the German market (5.8% per year).
High Growth Revenue: WO6's revenue (5.2% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: WO6's Return on Equity is forecast to be low in 3 years time (9.9%).
How has Worldline performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: WO6 has high quality earnings.
Growing Profit Margin: WO6's current net profit margins (13.1%) are higher than last year (5.8%).
Past Earnings Growth Analysis
Earnings Trend: WO6's earnings have grown by 15% per year over the past 5 years.
Accelerating Growth: WO6's earnings growth over the past year (209.7%) exceeds its 5-year average (15% per year).
Earnings vs Industry: WO6 earnings growth over the past year (209.7%) exceeded the IT industry 4.8%.
Return on Equity
High ROE: WO6's Return on Equity (10.5%) is considered low.
How is Worldline's financial position?
Financial Position Analysis
Short Term Liabilities: WO6's short term assets (€2.2B) exceed its short term liabilities (€2.0B).
Long Term Liabilities: WO6's short term assets (€2.2B) exceed its long term liabilities (€1.6B).
Debt to Equity History and Analysis
Debt Level: WO6's debt to equity ratio (35.5%) is considered satisfactory.
Reducing Debt: WO6's debt to equity ratio has increased from 1.7% to 35.5% over the past 5 years.
Debt Coverage: WO6's debt is well covered by operating cash flow (37.4%).
Interest Coverage: WO6's interest payments on its debt are well covered by EBIT (48.4x coverage).
What is Worldline's current dividend yield, its reliability and sustainability?
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate WO6's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate WO6's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if WO6's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if WO6's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: WO6 is not paying a notable dividend for the German market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of WO6's dividend in 3 years as they are not forecast to pay a notable one for the German market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Gilles Grapinet (56yo)
Mr. Gilles Grapinet has been Chairman of Worldline S.A. and Worldline S.A./N.V. since October 24, 2019. He has been the Chief Executive Officer of Worldline S.A. and Worldline S.A./N.V. since July 2013. Mr ...
CEO Compensation Analysis
Compensation vs Market: Gilles's total compensation ($USD2.90M) is below average for companies of similar size in the German market ($USD5.12M).
Compensation vs Earnings: Gilles's compensation has increased by more than 20% in the past year.
|Chairman & CEO||6.92yrs||€2.61m||0.043% €5.4m|
|Deputy Chief Executive Officer||6.92yrs||€1.37m||no data|
|Chief Financial Officer||3.5yrs||no data||no data|
|CTO & COO||6.92yrs||no data||no data|
|Head of Investors Relations||no data||no data||no data|
|Head of Legal||2.92yrs||no data||no data|
|Head of Communications Worldline||no data||no data||no data|
|Head of Sales & Marketing||3.42yrs||no data||no data|
|Head of Human Resources||1.67yrs||no data||no data|
|Head of Global Business Line (GBL) Merchant Services||4.42yrs||no data||no data|
Experienced Management: WO6's management team is considered experienced (4 years average tenure).
|Chairman & CEO||6.92yrs||€2.61m||0.043% €5.4m|
|Independent Director||6yrs||€82.00k||0.00082% €102.7k|
|Independent Director||6yrs||€56.00k||0.00082% €102.7k|
|Independent Director||3.5yrs||€52.00k||0.00082% €102.7k|
|Independent Director||6yrs||€63.00k||0.00082% €102.7k|
|Lead Independent Director||no data||€29.33k||no data|
|Independent Director||1.17yrs||€36.33k||no data|
Experienced Board: WO6's board of directors are not considered experienced ( 1.6 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Worldline S.A.'s company bio, employee growth, exchange listings and data sources
- Name: Worldline S.A.
- Ticker: WO6
- Exchange: DB
- Founded: 1973
- Industry: Data Processing and Outsourced Services
- Sector: Software
- Market Cap: €12.520b
- Shares outstanding: 182.82m
- Website: https://www.worldline.com
Number of Employees
- Worldline S.A.
- 80 Quai Voltaire
- River Ouest
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|WLN||ENXTPA (Euronext Paris)||Yes||Common Stock||FR||EUR||Jun 2014|
|WO6||DB (Deutsche Boerse AG)||Yes||Common Stock||DE||EUR||Jun 2014|
|WLNP||BATS-CHIXE (BATS 'Chi-X Europe')||Yes||Common Stock||GB||EUR||Jun 2014|
|0QVI||LSE (London Stock Exchange)||Yes||Common Stock||GB||EUR||Jun 2014|
|WWLN.F||OTCPK (Pink Sheets LLC)||Yes||Common Stock||US||USD||Jun 2014|
|WRDL.Y||OTCPK (Pink Sheets LLC)||UNSPONSORD ADR||US||USD||Mar 2016|
Worldline SA provides electronic payment and transactional services to financial institutions, merchants, corporations, and government agencies in Europe, Latin America, and Asia. The company operates through Merchant Services, Financial Services, and Mobility & e-Transactional Services segment. Its Merchant Services segment offers commercial acquiring, terminal, omnichannel payment acceptance, private label card loyalty, and digital retail services, as well as security and fraud risk management, merchant wallet, and data and analytics services. The company’s Financial Services segment provides issuing services, such as issuing and managing debit, credit, prepaid, and commercial cards, as well as digital enablement, and identity, trust, and authentication services; acquiring processing, fraud risk management, and ATM management; instant payments channel, payments processing back-office, and clearing and settlement services; digital banking platform, mobile and open banking, and trading system and financial information services; and payment software licensing, hosting, application management, and business process outsourcing. Its Mobility & e-Transactional Services segment offers solutions and services, including e-ticketing; law enforcement; e-Government online and data; digital signature, digital preservation, and digital identity; healthcare information; and cloud contact and consumer cloud services, and connected living solutions. The company was formerly known as Atos Worldline S.A.S. and changed its name to Worldline SA in April 2014. The company was founded in 1973 and is headquartered in Bezons, France.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/06/01 23:55|
|End of Day Share Price||2020/05/29 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.