DB:N4G

Stock Analysis Report

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Executive Summary

The NAGA Group AG focuses on the development, marketing, and growth of disruptive applications for financial technology. More Details


Snowflake Analysis

High growth potential and fair value.

Share Price & News

How has NAGA Group's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: N4G's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

-2.3%

N4G

-21.4%

DE Software

-4.7%

DE Market


1 Year Return

233.3%

N4G

-12.3%

DE Software

-3.8%

DE Market

Return vs Industry: N4G exceeded the German Software industry which returned -13.5% over the past year.

Return vs Market: N4G exceeded the German Market which returned -3.8% over the past year.


Shareholder returns

N4GIndustryMarket
7 Day-2.3%-21.4%-4.7%
30 Day26.3%-22.7%-2.4%
90 Day15.7%-27.3%-4.4%
1 Year233.3%233.3%-11.1%-12.3%-0.8%-3.8%
3 Year-76.8%-76.8%7.0%2.6%-4.5%-12.9%
5 Yearn/a47.9%37.7%15.5%-1.0%

Price Volatility Vs. Market

How volatile is NAGA Group's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is NAGA Group undervalued compared to its fair value and its price relative to the market?

>50%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: N4G (€2.5) is trading below our estimate of fair value (€5.21)

Significantly Below Fair Value: N4G is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: N4G is unprofitable, so we can't compare its PE Ratio to the DE Software industry average.

PE vs Market: N4G is unprofitable, so we can't compare its PE Ratio to the German market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate N4G's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: N4G is good value based on its PB Ratio (0.9x) compared to the DE Software industry average (3.4x).


Next Steps

Future Growth

How is NAGA Group forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?

60.9%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: N4G is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (0.2%).

Earnings vs Market: N4G is forecast to become profitable over the next 3 years, which is considered above average market growth.

High Growth Earnings: N4G's is expected to become profitable in the next 3 years.

Revenue vs Market: N4G's revenue (27.2% per year) is forecast to grow faster than the German market (6% per year).

High Growth Revenue: N4G's revenue (27.2% per year) is forecast to grow faster than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if N4G's Return on Equity is forecast to be high in 3 years time


Next Steps

Past Performance

How has NAGA Group performed over the past 5 years?

-30.9%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: N4G is currently unprofitable.

Growing Profit Margin: N4G is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: N4G is unprofitable, and losses have increased over the past 5 years at a rate of 30.9% per year.

Accelerating Growth: Unable to compare N4G's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: N4G is unprofitable, making it difficult to compare its past year earnings growth to the Software industry (37.9%).


Return on Equity

High ROE: N4G has a negative Return on Equity (-12.7%), as it is currently unprofitable.


Next Steps

Financial Health

How is NAGA Group's financial position?


Financial Position Analysis

Short Term Liabilities: N4G's short term assets (€9.3M) do not cover its short term liabilities (€9.4M).

Long Term Liabilities: N4G's short term assets (€9.3M) exceed its long term liabilities (€4.3M).


Debt to Equity History and Analysis

Debt Level: N4G is debt free.

Reducing Debt: N4G had no debt 5 years ago.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: Insufficient data to determine if N4G has enough cash runway based on its current free cash flow.

Forecast Cash Runway: Insufficient data to determine if N4G has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.


Next Steps

Dividend

What is NAGA Group current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate N4G's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate N4G's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if N4G's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if N4G's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of N4G's dividend in 3 years as they are not forecast to pay a notable one for the German market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

1.3yrs

Average board tenure


CEO

Benjamin Bilski

no data

Tenure

€120,000

Compensation

Mr. Benjamin Bilski is a Founder at Swipy GmbH. Mr. Bilski serves as CEO & Member of Management Board at The Naga Group AG. He Founded The Naga Group AG in August 2015 and has been its Executive Director s ...


CEO Compensation Analysis

Compensation vs Market: Benjamin's total compensation ($USD142.01K) is below average for companies of similar size in the German market ($USD489.89K).

Compensation vs Earnings: Benjamin's compensation has been consistent with company performance over the past year.


Board Members

NamePositionTenureCompensationOwnership
Yasin Qureshi
Co-Founder & Chairman of Advisory Board1.5yrs€40.00kno data
Hans-Jochen Lorenzen
Member of Supervisory Boardno datano datano data
Wieslaw Bilski
Member of Supervisory Boardno datano datano data
Robert Sprogies
Supervisory Board Vice Chairmanno datano datano data
Harald Patt
Supervisory Board Chairman1.17yrsno datano data
Stefan Schulte
Supervisory Board Member1.75yrsno datano data
Quiang Liu
Supervisory Board Member0.92yrno datano data

1.3yrs

Average Tenure

Experienced Board: N4G's board of directors are not considered experienced ( 1.3 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 4.7%.


Top Shareholders

Company Information

The NAGA Group AG's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: The NAGA Group AG
  • Ticker: N4G
  • Exchange: DB
  • Founded: 2015
  • Industry: Application Software
  • Sector: Software
  • Market Cap: €96.554m
  • Shares outstanding: 40.91m
  • Website: https://www.naga.com

Number of Employees


Location

  • The NAGA Group AG
  • Neustädter Neuer Weg 22
  • Hamburg
  • Hamburg
  • 20459
  • Germany

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
N4GXTRA (XETRA Trading Platform)YesRegistered SharesDEEURJul 2017
N4GDB (Deutsche Boerse AG)YesRegistered SharesDEEURJul 2017
0W3XLSE (London Stock Exchange)YesRegistered SharesGBEURJul 2017

Biography

The NAGA Group AG focuses on the development, marketing, and growth of disruptive applications for financial technology. Its products include NAGA Trader, the social network for traders; NAGA Brokers, a pl ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/10/27 21:19
End of Day Share Price2020/10/26 00:00
Earnings2019/12/31
Annual Earnings2019/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.