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Sandpiper Digital Payments

DB:4MS
Snowflake Description

Reasonable growth potential with poor track record.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
4MS
DB
€15M
Market Cap
  1. Home
  2. DE
  3. Software
Company description

Sandpiper Digital Payments AG, a technology holding company, provides payment systems and digital security services. The last earnings update was 175 days ago. More info.


Add to Portfolio Compare Print
  • Sandpiper Digital Payments has significant price volatility in the past 3 months.
4MS Share Price and Events
7 Day Returns
42.3%
DB:4MS
4.9%
DE IT
2.2%
DE Market
1 Year Returns
-47.1%
DB:4MS
2.5%
DE IT
-11%
DE Market
4MS Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Sandpiper Digital Payments (4MS) 42.3% 23.3% -8.6% -47.1% -53.8% -7.5%
DE IT 4.9% -21% -10.3% 2.5% 125.2% 187.2%
DE Market 2.2% 2.7% 1.6% -11% 13.6% 6.8%
1 Year Return vs Industry and Market
  • 4MS underperformed the IT industry which returned 2.5% over the past year.
  • 4MS underperformed the Market in Germany which returned -11% over the past year.
Price Volatility
4MS
Industry
5yr Volatility vs Market
Related Companies

Value

 Is Sandpiper Digital Payments undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of Sandpiper Digital Payments to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data    Our calculation method for this is changing soon.

Below are the data sources, inputs and calculation used to determine the intrinsic value for Sandpiper Digital Payments.

DB:4MS Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model 2 Stage Free Cash Flow to Equity
Levered Free Cash Flow Average of 1 Analyst Estimates (S&P Global) See below
Discount Rate (Cost of Equity) See below 13%
Perpetual Growth Rate 10-Year DE Government Bond Rate 0.2%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for DB:4MS
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year DE Govt Bond Rate 0.2%
Equity Risk Premium S&P Global 9.8%
IT Unlevered Beta Simply Wall St/ S&P Global 0.78
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 0.779 (1 + (1- 18%) (82.35%))
1.306
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
1.31
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 0.23% + (1.306 * 9.77%)
12.99%

Discounted Cash Flow Calculation for DB:4MS using 2 Stage Free Cash Flow to Equity Model

The calculations below outline how an intrinsic value for Sandpiper Digital Payments is arrived at by discounting future cash flows to their present value using the 2 stage method. We use analyst's estimates of cash flows going forward 5 years for the 1st stage, the 2nd stage assumes the company grows at a stable rate into perpetuity.

DB:4MS DCF 1st Stage: Next 5 year cash flow forecast
2019 2020 2021 2022 2023
Levered FCF (EUR, Millions) -0.90 -0.50 0.30 1.30 2.70
Source Analyst x1 Analyst x1 Analyst x1 Analyst x1 Analyst x1
Present Value
Discounted (@ 12.99%)
-0.80 -0.39 0.21 0.80 1.47
Present value of next 5 years cash flows €1.28
DB:4MS DCF 2nd Stage: Terminal Value
Calculation Result
Terminal Value = FCF2023 × (1 + g) ÷ (Discount Rate – g)
= €2.70 × (1 + 0.23%) ÷ (12.99% – 0.23%)
€21.21
Present Value of Terminal Value = Terminal Value ÷ (1 + r)5
= €21.21 ÷ (1 + 12.99%)5
€11.52
DB:4MS Total Equity Value
Calculation Result
Total Equity Value = Present value of next 5 years cash flows + Terminal Value
= €1.28 + €11.52
€12.80
Equity Value per Share
(EUR)
= Total value / Shares Outstanding
= €12.80 / 203.46
€0.06
DB:4MS Discount to Share Price
Calculation Result
Value per share (EUR) From above. €0.06
Current discount Discount to share price of €0.07
= -1 x (€0.07 - €0.06) / €0.06
-17.6%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

  • The current share price of Sandpiper Digital Payments is above its future cash flow value.
Often investors are willing to pay a premium for a company that has a high dividend or the potential for future growth.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Sandpiper Digital Payments's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Sandpiper Digital Payments's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
DB:4MS PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2018-06-30) in EUR €-0.00
DB:4MS Share Price ** DB (2019-02-22) in EUR €0.07
Germany IT Industry PE Ratio Median Figure of 20 Publicly-Listed IT Companies 24.87x
Germany Market PE Ratio Median Figure of 420 Publicly-Listed Companies 18.09x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Sandpiper Digital Payments.

DB:4MS PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= DB:4MS Share Price ÷ EPS (both in EUR)

= 0.07 ÷ -0.00

-47.31x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Sandpiper Digital Payments is loss making, we can't compare its value to the DE IT industry average.
  • Sandpiper Digital Payments is loss making, we can't compare the value of its earnings to the Germany market.
Price based on expected Growth
Does Sandpiper Digital Payments's expected growth come at a high price?
Raw Data
DB:4MS PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section -47.31x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 1 Analysts
58.3%per year
Germany IT Industry PEG Ratio Median Figure of 15 Publicly-Listed IT Companies 1.39x
Germany Market PEG Ratio Median Figure of 277 Publicly-Listed Companies 1.38x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Sandpiper Digital Payments, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Sandpiper Digital Payments's assets?
Raw Data
DB:4MS PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2018-06-30) in EUR €-0.01
DB:4MS Share Price * DB (2019-02-22) in EUR €0.07
Germany IT Industry PB Ratio Median Figure of 25 Publicly-Listed IT Companies 3.8x
Germany Market PB Ratio Median Figure of 565 Publicly-Listed Companies 1.8x
DB:4MS PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= DB:4MS Share Price ÷ Book Value per Share (both in EUR)

= 0.07 ÷ -0.01

-7.55x

* Primary Listing of Sandpiper Digital Payments.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Sandpiper Digital Payments has negative assets, we can't compare the value of its assets to the DE IT industry average.
X
Value checks
We assess Sandpiper Digital Payments's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the IT industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the IT industry average (and greater than 0)? (1 check)
  5. Sandpiper Digital Payments has a total score of 0/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

Future Performance

 How is Sandpiper Digital Payments expected to perform in the next 1 to 3 years based on estimates from 1 analyst?

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
58.3%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Sandpiper Digital Payments expected to grow at an attractive rate?
  • Sandpiper Digital Payments's earnings growth is expected to exceed the low risk savings rate of 0.2%.
Growth vs Market Checks
  • Sandpiper Digital Payments's earnings growth is expected to exceed the Germany market average.
  • Sandpiper Digital Payments's revenue growth is expected to exceed the Germany market average.
Annual Growth Rates Comparison
Raw Data
DB:4MS Future Growth Rates Data Sources
Data Point Source Value (per year)
DB:4MS Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 1 Analysts 58.3%
DB:4MS Future Revenue Growth Rate Line of Best Fit* through Consensus Estimate Revenue of 1 Analysts 11.9%
Germany IT Industry Earnings Growth Rate Market Cap Weighted Average 24.3%
Germany IT Industry Revenue Growth Rate Market Cap Weighted Average 16.5%
Germany Market Earnings Growth Rate Market Cap Weighted Average 9.9%
Germany Market Revenue Growth Rate Market Cap Weighted Average 5.2%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
DB:4MS Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (7 months ago) See Below
Future Estimates Average of up to 1 Analyst Estimates (S&P Global) See Below
All numbers in EUR Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
DB:4MS Future Estimates Data
Date (Data in EUR Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2023-12-31 52 3 2 1
2022-12-31 47 2 1 1
2021-12-31 41 1 0 1
2020-12-31 37 1 -0 1
2019-12-31 33 0 -1 1
2018-12-31 29 0 -1 1
DB:4MS Past Financials Data
Date (Data in EUR Millions) Revenue Cash Flow Net Income *
2018-06-30 27 -2 -0
2018-03-31 29 -3 3
2017-12-31 30 -4 6
2017-09-30 32 -4 4
2017-06-30 34 -3 1
2017-03-31 31 -4 -4
2016-12-31 29 -5 -8
2016-09-30 24 -6 -8
2016-06-30 20 -7 -7
2016-03-31 19 -7 -6
2015-12-31 18 -7 -4
2015-09-30 15 -2 -4

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Sandpiper Digital Payments's earnings are expected to grow significantly at over 20% yearly.
  • Sandpiper Digital Payments's revenue is expected to grow by 11.9% yearly, however this is not considered high growth (20% yearly).
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
DB:4MS Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (7 months ago) See Below
Future Estimates Average of up to 1 Analyst Estimates (S&P Global) See Below

All data from Sandpiper Digital Payments Company Filings, last reported 7 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

DB:4MS Future Estimates Data
Date (Data in EUR Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2023-12-31 0.01 0.01 0.01 1.00
2022-12-31 0.00 0.00 0.00 1.00
2021-12-31 0.00 0.00 0.00 1.00
2020-12-31 -0.00 -0.00 -0.00 1.00
2019-12-31 -0.00 -0.00 -0.00 1.00
2018-12-31 -0.00 -0.00 -0.00 1.00
DB:4MS Past Financials Data
Date (Data in EUR Millions) EPS *
2018-06-30 -0.00
2018-03-31 0.01
2017-12-31 0.03
2017-09-30 0.02
2017-06-30 0.00
2017-03-31 -0.02
2016-12-31 -0.04
2016-09-30 -0.04
2016-06-30 -0.04
2016-03-31 -0.03
2015-12-31 -0.02
2015-09-30 -0.02

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if Sandpiper Digital Payments will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
X
Future performance checks
We assess Sandpiper Digital Payments's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the Germany market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the Germany market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Sandpiper Digital Payments has a total score of 4/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

Past Performance

  How has Sandpiper Digital Payments performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Sandpiper Digital Payments's growth in the last year to its industry (IT).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Sandpiper Digital Payments does not make a profit even though their year on year earnings growth rate was positive over the past 5 years.
  • Unable to compare Sandpiper Digital Payments's 1-year earnings growth to the 5-year average as it is not currently profitable.
  • Unable to compare Sandpiper Digital Payments's 1-year growth to the DE IT industry average as it is not currently profitable.
Earnings and Revenue History
Sandpiper Digital Payments's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Sandpiper Digital Payments Company Filings, last reported 7 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

DB:4MS Past Revenue, Cash Flow and Net Income Data
Date (Data in EUR Millions) Revenue Net Income * G+A Expenses R&D Expenses
2018-06-30 27.16 -0.33
2018-03-31 28.83 2.97
2017-12-31 30.50 6.26
2017-09-30 32.19 3.53
2017-06-30 33.89 0.80
2017-03-31 31.40 -3.74
2016-12-31 28.92 -8.27
2016-09-30 24.26 -7.64
2016-06-30 19.60 -7.00
2016-03-31 18.95 -5.51
2015-12-31 18.30 -4.03
2015-09-30 15.46 -3.92
2015-06-30 12.62 -3.80
2015-03-31 7.75 -3.67
2014-12-31 2.88 -3.53
2014-09-30 1.58 -2.96 0.33
2014-06-30 0.27 -2.39 0.66
2014-03-31 1.19 -1.38 0.87
2013-12-31 2.11 -0.36 1.07
2013-09-30 3.67 0.56 0.96
2013-06-30 5.22 1.48 0.86
2013-03-31 5.07 0.41 0.87
2012-12-31 4.93 -0.65 0.89
2012-09-30 4.36 -2.51 1.05
2012-06-30 3.79 -4.38 1.20
2012-03-31 4.09 -4.89 1.42

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • It is difficult to establish if Sandpiper Digital Payments has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) due to its liabilities exceeding its assets.
  • Sandpiper Digital Payments used its assets more efficiently than the DE IT industry average last year based on Return on Assets.
  • It is difficult to establish if Sandpiper Digital Payments improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
X
Past performance checks
We assess Sandpiper Digital Payments's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the IT industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Sandpiper Digital Payments has a total score of 1/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

Health

 How is Sandpiper Digital Payments's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Sandpiper Digital Payments's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Sandpiper Digital Payments's short term (1 year) commitments are greater than its holdings of cash and other short term assets.
  • Sandpiper Digital Payments's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Sandpiper Digital Payments's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • High level of physical assets or inventory.
  • Sandpiper Digital Payments has negative shareholder equity (liabilities exceed assets) therefore debt is not covered by short term assets.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Sandpiper Digital Payments Company Filings, last reported 7 months ago.

DB:4MS Past Debt and Equity Data
Date (Data in EUR Millions) Total Equity Total Debt Cash & Short Term Investments
2018-06-30 -0.79 12.57 1.18
2018-03-31 -0.79 12.57 1.18
2017-12-31 1.52 11.90 1.36
2017-09-30 1.52 11.90 1.36
2017-06-30 -7.16 11.92 0.90
2017-03-31 -7.16 11.92 0.90
2016-12-31 -12.80 10.85 2.05
2016-09-30 -12.80 10.85 2.05
2016-06-30 -11.38 11.51 1.16
2016-03-31 -11.38 11.51 1.16
2015-12-31 -3.61 5.65 2.95
2015-09-30 -3.61 5.65 2.95
2015-06-30 -4.71 4.02 2.19
2015-03-31 -4.71 4.02 2.19
2014-12-31 -3.22 1.30 4.58
2014-09-30 -3.22 1.30 4.58
2014-06-30 26.50 0.00 27.52
2014-03-31 26.50 0.00 27.52
2013-12-31 26.84 0.00 28.31
2013-09-30 26.84 0.00 28.31
2013-06-30 28.89 0.30 27.24
2013-03-31 28.89 0.30 27.24
2012-12-31 27.20 0.89 25.53
2012-09-30 27.20 0.89 25.53
2012-06-30 27.41 0.26 22.45
2012-03-31 27.41 0.26 22.45
  • Sandpiper Digital Payments has negative shareholder equity (liabilities exceed assets), this is a more serious situation compared with a high debt level.
  • Irrelevant to check if Sandpiper Digital Payments's debt level has increased considering it has negative shareholder equity.
CASH RUNWAY ANALYSIS

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

  • Sandpiper Digital Payments has less than a year of cash runway based on current free cash flow.
  • Sandpiper Digital Payments has less than a year of cash runway if free cash flow continues to reduce at historical rates of -7.1% each year.
X
Financial health checks
We assess Sandpiper Digital Payments's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Sandpiper Digital Payments has a total score of 1/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

Dividends

 What is Sandpiper Digital Payments's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from Sandpiper Digital Payments dividends.
If you bought €2,000 of Sandpiper Digital Payments shares you are expected to receive €0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate Sandpiper Digital Payments's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate Sandpiper Digital Payments's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
DB:4MS Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 1 Analyst Estimates (S&P Global) See Below
Germany IT Industry Average Dividend Yield Market Cap Weighted Average of 14 Stocks 0.6%
Germany Market Average Dividend Yield Market Cap Weighted Average of 332 Stocks 3%
Germany Minimum Threshold Dividend Yield 10th Percentile 0.9%
Germany Bottom 25% Dividend Yield 25th Percentile 1.5%
Germany Top 25% Dividend Yield 75th Percentile 3.9%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

DB:4MS Future Dividends Estimate Data
Date (Data in €) Dividend per Share (annual) Avg. No. Analysts
2023-12-31
2022-12-31
2021-12-31
2020-12-31
2019-12-31
2018-12-31

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as Sandpiper Digital Payments has not reported any payouts.
  • Unable to verify if Sandpiper Digital Payments's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of Sandpiper Digital Payments's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as Sandpiper Digital Payments has not reported any payouts.
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess Sandpiper Digital Payments's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.9%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Sandpiper Digital Payments afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Sandpiper Digital Payments has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

Management

 What is the CEO of Sandpiper Digital Payments's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
  • Sandpiper Digital Payments has no CEO, or we have no data on them.
Management Team

Conny Boersch

TITLE
President of the Board

Frank Steigberger

TITLE
Director of Strategy

Alexander Schümperli

TITLE
Chief Operating Officer of Technology and Executive Director
TENURE
1.8 yrs

Andreas Gordes

TITLE
Chief Sales Officer and Executive Director

Pieter Kooistra

TITLE
Executive Officer of Business Line Retail & Leisure
TENURE
2.4 yrs
Board of Directors Tenure

Average tenure of the Sandpiper Digital Payments board of directors in years:

1.1
Average Tenure
  • The average tenure for the Sandpiper Digital Payments board of directors is less than 3 years, this suggests a new board.
Board of Directors

Conny Boersch

TITLE
President of the Board

Franz Herrlein

TITLE
Vice-President of the Board
AGE
50
TENURE
1.1 yrs

Alexander Schümperli

TITLE
Chief Operating Officer of Technology and Executive Director
TENURE
2.7 yrs

Andreas Gordes

TITLE
Chief Sales Officer and Executive Director

Patrick Stach

TITLE
Non-Executive Director
COMPENSATION
€255K
AGE
58

Dieter Froehlich

TITLE
Non-Executive Director
TENURE
1.1 yrs

Steffen Seeger

TITLE
Non-Executive Director
TENURE
1.1 yrs

Hajo Riesenbeck

TITLE
Non-Executive Director
Who owns this company?
Recent Insider Trading
  • No 3 month insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (€) Value (€)
X
Management checks
We assess Sandpiper Digital Payments's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Sandpiper Digital Payments has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

News

Simply Wall St News

Do Insiders Own Lots Of Shares In Sandpiper Digital Payments AG (FRA:4MS)?

If you want to know who really controls Sandpiper Digital Payments AG (FRA:4MS), then you'll have to look at the makeup of its share registry. … With a market capitalization of €16m, Sandpiper Digital Payments is a small cap stock, so it might not be well known by many institutional investors. … Check out our latest analysis for Sandpiper Digital Payments

Simply Wall St -

Have Investors Priced In Sandpiper Digital Payments AG's (DB:4MS) Growth?

Sandpiper Digital Payments AG (DB:4MS), a it company based in Switzerland,. … Today I will analyse the most recent data on Sandpiper Digital Payments’s outlook and valuation to see if the opportunity still exists? … See our latest analysis for Sandpiper Digital Payments

Simply Wall St -

Who Really Owns Sandpiper Digital Payments AG (FRA:4MS)?

This size of ownership gives retail investors collective power in deciding on major policy decisions such as executive compensation, appointment of directors and acquisitions of businesses. … This level of ownership gives retail investors the power to sway key policy decisions such as board composition, executive compensation, and potential acquisitions. … As a result, potential investors should further explore the company's business relations with these companies and find out if they can affect shareholder returns in the long-term.Next Steps: A relatively significant holding of company insiders could mean high alignment with shareholders.

Simply Wall St -

Should You Have Sandpiper Digital Payments AG's (FRA:4MS) In Your Portfolio?

Sandpiper Digital Payments has a beta of 28.38, which means that the percentage change in its stock value will be higher than the entire market in times of booms and busts. … How 4MS's assets could affect its beta An asset-heavy company tends to have a higher beta because the risk associated with running fixed assets during a downturn is highly expensive. … I examine 4MS’s ratio of fixed assets to total assets to see whether the company is highly exposed to the risk of this type of constraint.

Simply Wall St -

Does Sandpiper Digital Payments AG's (FRA:4MS) PE Ratio Warrant A Sell?

Formula Price-Earnings Ratio = Price per share ÷ Earnings per share P/E Calculation for 4MS Price per share = €0.1 Earnings per share = €0.003 ∴ Price-Earnings Ratio = €0.1 ÷ €0.003 = 28.8x The P/E ratio itself doesn’t tell you a lot; however, it becomes very insightful when you compare it with other similar companies. … 4MS’s P/E of 28.8x is higher than its industry peers (25x), which implies that each dollar of 4MS’s earnings is being overvalued by investors. … In this case, 4MS’s P/E would be higher since investors would also reward 4MS’s higher growth with a higher price.

Simply Wall St -

At €0.127, Is It Time To Buy Sandpiper Digital Payments AG (FRA:4MS)?

Sandpiper Digital Payments AG (DB:4MS), a it company based in Switzerland, saw significant share price volatility over the past couple of months on the DB, rising to the highs of €0.19 and falling to the lows of €0.13. … Since Sandpiper Digital Payments’s share price is quite volatile, this could mean it can sink lower (or rise even further) in the future, giving us another chance to invest. … If you are no longer interested in Sandpiper Digital Payments, you can use our free platform to see my list of over 50 other stocks with a high growth potential.

Simply Wall St -

Company Info

Map
Description

Sandpiper Digital Payments AG, a technology holding company, provides payment systems and digital security services. It focuses on the consolidation of the fragmented payment landscape in Europe by pursuing a buy and build strategy in the area of digital cashless payments solutions, as well as security services and technologies. The company provides closed-loop digital payment and mobile commerce solutions to financial and educational institutions, public authorities, event and mobility operators, ad networks, retailers, and brands. Sandpiper Digital Payments AG was founded in 2014 and is headquartered in St. Gallen, Switzerland.

Details
Name: Sandpiper Digital Payments AG
4MS
Exchange: DB
Founded: 2014
€15,259,183
203,455,778
Website: http://www.sandpiper.ch
Address: Sandpiper Digital Payments AG
Poststrasse 17,
St. Gallen,
St. Gallen, 9001,
Switzerland
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
DB 4MS Bearer Shares Deutsche Boerse AG DE EUR 20. Aug 2007
Number of employees
Current staff
Staff numbers
0
Sandpiper Digital Payments employees.
Industry
Data Processing and Outsourced Services
Software
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/02/22 21:28
End of day share price update: 2019/02/22 00:00
Last estimates confirmation: 2018/12/18
Last earnings filing: 2018/08/31
Last earnings reported: 2018/06/30
Last annual earnings reported: 2017/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.