Symbility Solutions Inc. develops and markets software for employee benefits and property and casualty insurance markets, and develops mobile application software in Canada, the United States, and internationally.
No risks detected for 0 from our risk checks.
Flawless balance sheet with questionable track record.
Share Price & News
How has Symbility Solutions's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 0E9 has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: 0E9 exceeded the German Software industry which returned 39.3% over the past year.
Return vs Market: 0E9 exceeded the German Market which returned 17.1% over the past year.
Price Volatility Vs. Market
How volatile is Symbility Solutions's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Symbility Solutions undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: 0E9 (€0.39) is trading above our estimate of fair value (€0.21)
Significantly Below Fair Value: 0E9 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: 0E9 is poor value based on its PE Ratio (83.4x) compared to the Software industry average (41.3x).
PE vs Market: 0E9 is poor value based on its PE Ratio (83.4x) compared to the German market (20.6x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 0E9's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 0E9 is overvalued based on its PB Ratio (3.2x) compared to the DE Software industry average (3.1x).
How is Symbility Solutions forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Forecasted annual revenue growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: Insufficient data to determine if 0E9's forecast earnings growth is above the savings rate (0.5%).
Earnings vs Market: Insufficient data to determine if 0E9's earnings are forecast to grow faster than the German market
High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: 0E9's revenue (9% per year) is forecast to grow faster than the German market (4.8% per year).
High Growth Revenue: 0E9's revenue (9% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if 0E9's Return on Equity is forecast to be high in 3 years time
How has Symbility Solutions performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: Insufficient data to determine if 0E9 has high quality earnings.
Growing Profit Margin: 0E9 became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: 0E9 has become profitable over the past 5 years, growing earnings by 27.8% per year.
Accelerating Growth: 0E9 has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: 0E9 has become profitable in the last year, making it difficult to compare its past year earnings growth to the Software industry (14.6%).
Return on Equity
High ROE: 0E9's Return on Equity (3.8%) is considered low.
Return on Assets
Return on Capital Employed
How is Symbility Solutions's financial position?
Financial Position Analysis
Short Term Liabilities: 0E9's short term assets (CA$31.7M) exceed its short term liabilities (CA$7.7M).
Long Term Liabilities: 0E9's short term assets (CA$31.7M) exceed its long term liabilities (CA$92.0K).
Debt to Equity History and Analysis
Debt Level: 0E9 is debt free.
Reducing Debt: 0E9 has no debt compared to 5 years ago when its debt to equity ratio was 0.04%.
Inventory Level: 0E9 has a low level of unsold assets or inventory.
Debt Coverage by Assets: Insufficient data to determine if 0E9's debt is covered by short term assets.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: 0E9 is profitable, therefore cash runway is not a concern.
Forecast Cash Runway: 0E9 is profitable, therefore cash runway is not a concern.
What is Symbility Solutions's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: Unable to evaluate 0E9's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.
High Dividend: Unable to evaluate 0E9's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if 0E9's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if 0E9's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of 0E9's dividend in 3 years as they are not forecast to pay a notable one for the German market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
James Swayze (54yo)
Mr. James R. Swayze has been the Chief Executive Officer at Symbility Solutions Inc. since May 31, 2004 and served as its President from May 31, 2004 to March 2012. Mr. Swayze served as the Chief Executive ...
CEO Compensation Analysis
Compensation vs Market: James's total compensation ($USD382.32K) is about average for companies of similar size in the German market ($USD425.50K).
Compensation vs Earnings: James's compensation has been consistent with company performance over the past year.
|Chairman & CEO||14.6yrs||CA$514.94k||no data|
|CFO & Corporate Secretary||6.7yrs||CA$336.38k||no data|
|Executive Vice President of Worldwide Sales||0yrs||CA$455.64k||no data|
|Founder & CTO||0yrs||CA$302.89k||no data|
|Co-Founder & VP of Product Management||2.5yrs||no data||no data|
|Senior Vice President of Global Account Management||6.7yrs||no data||no data|
|Chief Marketing Officer||3.3yrs||CA$427.60k||no data|
|Senior Vice President of Client Development||0yrs||no data||no data|
|Senior Vice President of EMEA & APAC||0yrs||no data||no data|
|Vice President of Global Marketing||0yrs||no data||no data|
Experienced Management: 0E9's management team is seasoned and experienced (6.7 years average tenure).
|Chairman & CEO||14.6yrs||CA$514.94k||no data|
|Lead Independent Director||0yrs||CA$8.83k||no data|
|Independent Director||5.8yrs||CA$68.88k||no data|
|Non-Independent Director||4.8yrs||no data||no data|
|Director||2.8yrs||no data||no data|
|Director||3.3yrs||no data||no data|
|Independent Director||9.5yrs||CA$78.13k||no data|
|Independent Director||3.5yrs||CA$62.04k||no data|
|Independent Director||1.3yrs||CA$8.83k||no data|
Experienced Board: 0E9's board of directors are considered experienced (3.5 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Insufficient data to determine if shareholders have been diluted in the past year.
Symbility Solutions Inc.'s company bio, employee growth, exchange listings and data sources
- Name: Symbility Solutions Inc.
- Ticker: 0
- Exchange: DB
- Founded: 1999
- Industry: Application Software
- Sector: Software
- Market Cap: CA$147.477m
- Listing Market Cap: CA$96.335m
- Shares outstanding: 241.77m
- Website: https://www.symbilitysolutions.com
Number of Employees
- Symbility Solutions Inc.
- 111 Peter Street
- Suite 900
- M5V 2H1
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|SY||TSXV (TSX Venture Exchange)||Yes||Common Shares||CA||CAD||Apr 2002|
|ATBE.F||OTCPK (Pink Sheets LLC)||Yes||Common Shares||US||USD||Apr 2002|
|0||DB (Deutsche Boerse AG)||Yes||Common Shares||DE||EUR||Apr 2002|
Symbility Solutions Inc. develops and markets software for employee benefits and property and casualty insurance markets, and develops mobile application software in Canada, the United States, and internationally. The company operates in three segments: Symbility Property, Symbility Health, and Symbility Strategic Services. Its products include Claims Connect, a workflow management hub; Mobile Claims that capture claim information onsite and provide a chance to engage policyholders in the settlement process; Video Connect, a live video collaboration tool that helps consumers own their claim process; and Analytics Services that offer claims consulting support and insight. The company’s products also comprise AdminCare, a Web-based application that gives control over the management of group benefits administration; AdjudiCare, a Web-based software solution used by a network of employee benefits brokers and third-party administrator partners in the adjudication of health and dental claims; and benefit plans services. In addition, it offers Desk Adjuster that helps insurers centralize small-loss handling; and designs and develops technologies in the area of mobile, the Internet of things, machine-to-machine, and wearables to various industries. The company was formerly known as Automated Benefits Corp. and changed its name to Symbility Solutions Inc. in September 2012. The company was incorporated in 1999 and is based in Toronto, Canada.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2018/12/18 22:47|
|End of Day Share Price||2018/12/18 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.