Hypoport SE operates as a technology-based financial service provider in Germany. More Details
Reasonable growth potential with proven track record.
Share Price & News
How has Hypoport's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: HYQ is more volatile than 75% of German stocks over the past 3 months, typically moving +/- 8% a week.
Volatility Over Time: HYQ's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of German stocks.
7 Day Return
DE Diversified Financial
1 Year Return
DE Diversified Financial
Return vs Industry: HYQ exceeded the German Diversified Financial industry which returned -12.3% over the past year.
Return vs Market: HYQ matched the German Market which returned 36% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Hypoport's share price compared to the market and industry in the last 5 years?
Simply Wall St News
4 days ago | Simply Wall StDid The Underlying Business Drive Hypoport's (ETR:HYQ) Lovely 490% Share Price Gain?
1 month ago | Simply Wall StDo Hypoport's (ETR:HYQ) Earnings Warrant Your Attention?
2 months ago | Simply Wall StWhat Kind Of Investors Own Most Of Hypoport SE (ETR:HYQ)?
Is Hypoport undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: HYQ (€471.4) is trading above our estimate of fair value (€157.17)
Significantly Below Fair Value: HYQ is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: HYQ is poor value based on its PE Ratio (108.8x) compared to the DE Diversified Financial industry average (12.7x).
PE vs Market: HYQ is poor value based on its PE Ratio (108.8x) compared to the German market (27.5x).
Price to Earnings Growth Ratio
PEG Ratio: HYQ is poor value based on its PEG Ratio (4.3x)
Price to Book Ratio
PB vs Industry: HYQ is overvalued based on its PB Ratio (13.5x) compared to the DE Diversified Financial industry average (13.2x).
How is Hypoport forecast to perform in the next 1 to 3 years based on estimates from 4 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: HYQ's forecast earnings growth (25.3% per year) is above the savings rate (0.01%).
Earnings vs Market: HYQ's earnings (25.3% per year) are forecast to grow faster than the German market (19.5% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: HYQ's revenue (14.7% per year) is forecast to grow faster than the German market (5.6% per year).
High Growth Revenue: HYQ's revenue (14.7% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: HYQ's Return on Equity is forecast to be low in 3 years time (18.5%).
How has Hypoport performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: HYQ has high quality earnings.
Growing Profit Margin: HYQ's current net profit margins (7%) are lower than last year (7.2%).
Past Earnings Growth Analysis
Earnings Trend: HYQ's earnings have grown by 9.6% per year over the past 5 years.
Accelerating Growth: HYQ's earnings growth over the past year (11.7%) exceeds its 5-year average (9.6% per year).
Earnings vs Industry: HYQ earnings growth over the past year (11.7%) exceeded the Diversified Financial industry -0.04%.
Return on Equity
High ROE: HYQ's Return on Equity (12.6%) is considered low.
How is Hypoport's financial position?
Financial Position Analysis
Short Term Liabilities: HYQ's short term assets (€112.8M) exceed its short term liabilities (€102.5M).
Long Term Liabilities: HYQ's short term assets (€112.8M) do not cover its long term liabilities (€228.2M).
Debt to Equity History and Analysis
Debt Level: HYQ's debt to equity ratio (49.2%) is considered high.
Reducing Debt: HYQ's debt to equity ratio has increased from 20.8% to 49.2% over the past 5 years.
Debt Coverage: HYQ's debt is well covered by operating cash flow (42.7%).
Interest Coverage: HYQ's interest payments on its debt are well covered by EBIT (12.8x coverage).
What is Hypoport current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate HYQ's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate HYQ's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if HYQ's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if HYQ's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of HYQ's dividend in 3 years as they are not forecast to pay a notable one for the German market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Ronald Slabke (47 yo)
Dipl. Ronald Slabke Co-founded Hypoport AG and has been its Chairman of Management Board since June 2010 and Member of the Management Board since January 1, 2002. Mr. Slabke has been the Chief Executive Of...
CEO Compensation Analysis
Compensation vs Market: Ronald's total compensation ($USD809.43K) is below average for companies of similar size in the German market ($USD2.03M).
Compensation vs Earnings: Ronald's compensation has been consistent with company performance over the past year.
Experienced Management: HYQ's management team is seasoned and experienced (5.3 years average tenure).
Experienced Board: HYQ's board of directors are not considered experienced ( 2 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Hypoport SE's company bio, employee growth, exchange listings and data sources
- Name: Hypoport SE
- Ticker: HYQ
- Exchange: XTRA
- Founded: NaN
- Industry: Other Diversified Financial Services
- Sector: Diversified Financials
- Market Cap: €2.970b
- Shares outstanding: 6.30m
- Website: https://www.hypoport.com
Number of Employees
- Hypoport SE
- Hansestrasse 14
Hypoport SE operates as a technology-based financial service provider in Germany. The company operates through four segments: Credit Platform, Private Clients, Real Estate Platform, and Insurance Platform....
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/05/08 19:06|
|End of Day Share Price||2021/05/07 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.