FinTech Group AG provides solutions and services in finance and financial technology for financial service providers in Europe.
Good value with moderate growth potential.
Share Price & News
How has FinTech Group's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: FTK's share price has been volatile over the past 3 months.
7 Day Return
DE Capital Markets
1 Year Return
DE Capital Markets
Return vs Industry: FTK exceeded the German Capital Markets industry which returned 8.5% over the past year.
Return vs Market: FTK exceeded the German Market which returned 15.7% over the past year.
Price Volatility Vs. Market
How volatile is FinTech Group's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 month ago | Simply Wall StAt €23.55, Is It Time To Put FinTech Group AG (ETR:FTK) On Your Watch List?
2 months ago | Simply Wall StBefore You Buy FinTech Group AG (ETR:FTK), Consider Its Volatility
3 months ago | Simply Wall StIf You Had Bought FinTech Group (ETR:FTK) Shares Five Years Ago You'd Have Made 260%
Is FinTech Group undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: FTK (€21.35) is trading below our estimate of fair value (€33.88)
Significantly Below Fair Value: FTK is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: FTK is good value based on its PE Ratio (19.8x) compared to the Capital Markets industry average (26.1x).
PE vs Market: FTK is good value based on its PE Ratio (19.8x) compared to the German market (20.5x).
Price to Earnings Growth Ratio
PEG Ratio: FTK is poor value based on its PEG Ratio (1.2x)
Price to Book Ratio
PB vs Industry: FTK is overvalued based on its PB Ratio (2.2x) compared to the DE Capital Markets industry average (2x).
How is FinTech Group forecast to perform in the next 1 to 3 years based on estimates from 5 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: FTK's forecast earnings growth (16.6% per year) is above the savings rate (-0.4%).
Earnings vs Market: FTK's earnings (16.6% per year) are forecast to grow faster than the German market (13.3% per year).
High Growth Earnings: FTK's earnings are forecast to grow, but not significantly.
Revenue vs Market: FTK's revenue (11.5% per year) is forecast to grow faster than the German market (4.9% per year).
High Growth Revenue: FTK's revenue (11.5% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: FTK's Return on Equity is forecast to be low in 3 years time (13.6%).
How has FinTech Group performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: FTK has high quality earnings.
Growing Profit Margin: FTK's current net profit margins (17%) are lower than last year (17.5%).
Past Earnings Growth Analysis
Earnings Trend: FTK has become profitable over the past 5 years, growing earnings by 25.6% per year.
Accelerating Growth: FTK's earnings growth over the past year (3.2%) is below its 5-year average (25.6% per year).
Earnings vs Industry: FTK earnings growth over the past year (3.2%) exceeded the Capital Markets industry -2.7%.
Return on Equity
High ROE: FTK's Return on Equity (11%) is considered low.
Return on Assets
Return on Capital Employed
How is FinTech Group's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: FTK has a low level of unsold assets or inventory.
Debt Coverage by Assets: FTK's debt is covered by short term assets (assets are 17x debt).
Financial Institutions Analysis
Asset Level: FTK's level of assets compared to its equity is low.
Allowance for Bad Loans: Insufficient data to determine if FTK has a sufficient allowance for bad loans.
Low Risk Liabilities: FTK reports no customer deposits, loans are made up entirely of externally borrowed funds.
Loan Level: Insufficient data to determine if FTK has an acceptable proportion of non-loan assets held.
Low Risk Deposits: FTK has advanced significantly more loans than the customer deposits it holds.
Level of Bad Loans: Insufficient data to determine if FTK has an appropriate level of bad loans.
What is FinTech Group's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: Unable to evaluate FTK's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.
High Dividend: Unable to evaluate FTK's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if FTK's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if FTK's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: FTK is not paying a notable dividend for the German market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of FTK's dividend in 3 years as they are not forecast to pay a notable one for the German market.
What is the CEO of FinTech Group's salary, the management and board of directors tenure and is there insider trading?
Average management tenure
Frank Niehage (51yo)
Mr. Frank Niehage, LLM, serves as the Chief Executive Officer of subsidiary AKTIONAERSBANK. Mr. Niehage has been Chief Executive Officer of FinTech Group AG since September 2, 2014. He has vast experience ...
CEO Compensation Analysis
Compensation vs Market: Frank's total compensation ($USD0.00) is below average for companies of similar size in the German market ($USD822.02K).
Compensation vs Earnings: Frank's compensation has been consistent with company performance over the past year.
Management Age and Tenure
Experienced Management: FTK's management team is considered experienced (2.5 years average tenure).
Board Age and Tenure
Experienced Board: FTK's board of directors are considered experienced (3.6 years average tenure).
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 8%.
Frank Niehage (51yo)
Chairman of Management Board & CEO
- Tenure: 0yrs
- Compensation: €1.00m
Niklas Helmreich (50yo)
Head of B2C
- Tenure: 0yrs
CFO & Member of the Management Board
- Tenure: 2.9yrs
- Compensation: €349.60k
Head of B2B
- Tenure: 3.5yrs
CTO & Co-Head of IT
- Tenure: 2.5yrs
Steffen Jentsch (52yo)
MD & Co-Head of IT
- Tenure: 2.4yrs
- Tenure: 0.9yrs
Martin Korbmacher (54yo)
Chairman of the Supervisory Board
- Tenure: 5.1yrs
- Compensation: €192.44k
Vice-Chairman of Supervisory Board
- Tenure: 2.4yrs
- Compensation: €81.74k
Member of the Supervisory Board
- Tenure: 3.6yrs
- Compensation: €48.09k
FinTech Group AG's company bio, employee growth, exchange listings and data sources
- Name: FinTech Group AG
- Ticker: FTK
- Exchange: XTRA
- Industry: Investment Banking and Brokerage
- Sector: Diversified Financials
- Market Cap: €404.702m
- Shares outstanding: 18.96m
- Website: https://www.fintechgroup.com
Number of Employees
- FinTech Group AG
- Rotfeder-Ring 7
- Frankfurt am Main
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|FTK||DB (Deutsche Boerse AG)||Yes||Registered Shares||DE||EUR||Jun 2009|
|FTK||XTRA (XETRA Trading Platform)||Yes||Registered Shares||DE||EUR||Jun 2009|
|0W89||LSE (London Stock Exchange)||Yes||Registered Shares||GB||EUR||Jun 2009|
|FNNT.F||OTCPK (Pink Sheets LLC)||Yes||Registered Shares||US||USD||Jun 2009|
|FTK||ETLX (Eurotlx)||Yes||Registered Shares||IT||EUR||Jun 2009|
FinTech Group AG provides solutions and services in finance and financial technology for financial service providers in Europe. It operates through Financial Services (FIN) and Technologies (TECH) segments ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2019/12/13 22:08|
|End of Day Share Price||2019/12/13 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.