Value is all about what a company is worth versus what price it is
available for. If you went into a grocery store and all the bananas were on sale
at half price, they could be considered
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
It is not possible to calculate the future cash flow value for
Performant Financial. This is due to cash flow or dividend data being
unavailable. The share price is
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for
it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing
when they are out of season, or how much your home is worth.
The amount the stock market is willing to pay for
is considered below, and whether this is a fair price.
Price based on past earnings
Performant Financial's earnings available for a low price, and how does
this compare to other companies in the same industry?
Performant Financial's earnings are expected to grow significantly at over 20% yearly.
Performant Financial's revenue is expected to grow by 10.2% yearly, however this is not considered high growth (20% yearly).
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can
be gauged below. We look back 3 years and see if they were any good at
predicting what actually occurred. We also show the highest and lowest estimates
looking forward to see if there is a wide range.
Performant Financial's performance over the past 5 years by checking for:
Has earnings increased in past 5 years? (1 check)
Has the earnings growth in the last year exceeded that of the
industry? (1 check)
Is the recent earnings growth over the last year higher than the average annual growth over the
past 5 years? (1 check)
Is the Return on Equity (ROE) higher than 20%? (1 check)
Is the Return on Assets (ROA) above industry average? (1 check)
Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent
earnings report. Some checks require at least 3 or 5 years worth of data.
has a total score of
0/6, see the detailed checks below.
Note: We use GAAP Net Income excluding extraordinary items in all our calculations.
A company's financial position is much like your own financial position,
it includes everything you own
The boxes below represent the relative size of what makes up
Performant Financial's finances.
The net worth of a company is the difference between its assets and liabilities.
Performant Financial is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
Performant Financial's long term commitments exceed its cash and other short term assets.
This treemap shows a more detailed breakdown of
Performant Financial's finances. If any of them are yellow this
indicates they may be out of proportion and red means they relate to one of the
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
Low level of unsold assets.
Debt is not covered by short term assets, assets are 0.7x debt.
Nearly all companies have debt. Debt in itself isn’t
however if the debt is too high, or the company can’t afford to pay the interest
on its debts this may have impacts in the future.
The graphic below shows equity (available funds) and debt, we ideally want to
see the red area (debt) decreasing.
If there is any debt we look at the companies capability to repay it, and
whether the level has increased over the past 5 years.
Management is one of the most important areas of a company. We look at
unreasonable CEO compensation, how long the team and board of directors have
been around for and insider trading.
TENURE AS CEO
Ms. Lisa C. Im serves as the Chief Executive Officer of Diversified Collection Services Inc. Ms. Im has been the Chief Executive Officer of Performant Financial Corporation since April 2004 and as its Chairwoman since August 12, 2014. She served as the President of Performant Financial Corporation. She served as President of Diversified Collection Services Inc. She serves as the Chairman of Diversified Collection Services Inc. She serves as the Chairman of DCS Holdings Inc. Ms. Im joined DCS in 2002 and has taken on increasing responsibility during her tenure, starting as Assistant to the Chair of the Board and Managing Director, then as the Chief Financial Officer. Upon the recapitalization of DCS in January 2004, Ms. Im served as the President. She held executive positions with Bestfoods Baking Company, a division of Bestfoods, Inc., where she was responsible for an organization of 1,500 employees. She has been a Director of Performant Financial Corporation since January 2004. Ms. Im received a Bachelor of Business Administration in Marketing from Loma Linda University and a Masters in Business Administration, Finance from California State University, East Bay.
Lisa's compensation has been consistent with company performance over the past year.
Lisa's remuneration is higher than average for companies of similar size in Germany.
Management Team Tenure
Average tenure and age of the
management team in years:
The tenure for the Performant Financial management team is about average.
Chairman & CEO
Chief Compliance Officer
VP of Healthcare & GM of Healthcare
Vice President of Technology
Investor Relations Professional
Board of Directors Tenure
Average tenure and age of the
board of directors in years:
The tenure for the Performant Financial board of directors is about average.
Board of Directors
Chairman & CEO
Lead Independent Director
Who owns this company?
Recent Insider Trading
No 3 month insider trading information.
Recent Insider Transactions
Max Price (€)
26. Apr 18
Philadelphia Financial Management of San Francisco, LLC
Performant Financial Corporation provides technology-enabled audit, recovery, customer care, and related analytics services in the United States. The company offers recovery services primarily to the government-supported student loan industry, serving guaranty agencies, the Department of Education, and private financial institutions; and restructures and recovers student loans issued directly by banks to students outside of federal lending programs. It also provides audit and recovery services related to improper payments in the healthcare market; and recovery and risk management advisory services to the Department of the Treasury and various financial institutions, as well as to several federal, state, and municipal tax authorities. In addition, the company offers services from post-and pre-payment audit of healthcare claims to detection of fraud, waste and abuse of healthcare claims, to coordination of benefits and pharmacy fraud detection. The company was formerly known as DCS Holdings, Inc. and changed its name to Performant Financial Corporation in 2005. Performant Financial Corporation was founded in 1976 and is headquartered in Livermore, California.
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