Executive Summary
PT Bank Bukopin Tbk., together with its subsidiaries, provides banking products and services in Indonesia.
Rewards
Risk Analysis
Snowflake Analysis
Good value with reasonable growth potential.
Similar Companies
Share Price & News
How has Bank Bukopin's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 5BB's share price has been volatile over the past 3 months.
Market Performance
7 Day Return
8.3%
5BB
1.2%
DE Banks
0.2%
DE Market
1 Year Return
-18.8%
5BB
-18.6%
DE Banks
13.6%
DE Market
Return vs Industry: 5BB underperformed the German Banks industry which returned -18.6% over the past year.
Return vs Market: 5BB underperformed the German Market which returned 13.6% over the past year.
Shareholder returns
| 5BB | Industry | Market | |
|---|---|---|---|
| 7 Day | 8.3% | 1.2% | 0.2% |
| 30 Day | -18.8% | -5.6% | -0.08% |
| 90 Day | -34.3% | -2.9% | 6.0% |
| 1 Year | -18.8%-18.8% | -16.0%-18.6% | 17.1%13.6% |
| 3 Year | -81.1%-82.4% | -20.9%-24.6% | 19.6%9.0% |
| 5 Year | -80.0%-83.3% | -3.5%-26.6% | 38.9%20.0% |
Price Volatility Vs. Market
How volatile is Bank Bukopin's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Valuation
Is Bank Bukopin undervalued compared to its fair value and its price relative to the market?
13.4x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: 5BB (€0.01) is trading above our estimate of fair value (€0)
Significantly Below Fair Value: 5BB is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: 5BB is good value based on its PE Ratio (13.4x) compared to the Banks industry average (16.2x).
PE vs Market: 5BB is good value based on its PE Ratio (13.4x) compared to the German market (20.7x).
Price to Earnings Growth Ratio
PEG Ratio: 5BB is good value based on its PEG Ratio (0.4x)
Price to Book Ratio
PB vs Industry: 5BB is good value based on its PB Ratio (0.3x) compared to the DE Banks industry average (0.8x).
Next Steps
Future Growth
How is Bank Bukopin forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
36.4%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: 5BB's forecast earnings growth (36.4% per year) is above the savings rate (-0.4%).
Earnings vs Market: 5BB's earnings (36.4% per year) are forecast to grow faster than the German market (13.2% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: 5BB's revenue (17.6% per year) is forecast to grow faster than the German market (4.9% per year).
High Growth Revenue: 5BB's revenue (17.6% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: 5BB's Return on Equity is forecast to be low in 3 years time (8.2%).
Next Steps
Past Performance
How has Bank Bukopin performed over the past 5 years?
-37.7%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 5BB has high quality earnings.
Growing Profit Margin: 5BB's current net profit margins (7.4%) are higher than last year (2.7%).
Past Earnings Growth Analysis
Earnings Trend: 5BB's earnings have declined by -37.7% per year over the past 5 years.
Accelerating Growth: 5BB's earnings growth over the past year (179.5%) exceeds its 5-year average (-37.7% per year).
Earnings vs Industry: 5BB earnings growth over the past year (179.5%) exceeded the Banks industry 3.9%.
Return on Equity
High ROE: 5BB's Return on Equity (2.3%) is considered low.
Return on Assets
Return on Capital Employed
Next Steps
Financial Health
How is Bank Bukopin's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Inventory Level: 5BB has a low level of unsold assets or inventory.
Debt Coverage by Assets: 5BB's debt is covered by short term assets (assets are 2.2x debt).
Financial Institutions Analysis
Asset Level: 5BB's level of assets compared to its equity is moderate.
Allowance for Bad Loans: 5BB has a low allowance for bad loans.
Low Risk Liabilities: 5BB's liabilities are made up of primarily low risk sources of funding.
Loan Level: 5BB has an acceptable proportion of non-loan assets held.
Low Risk Deposits: 5BB's loans are broadly funded by customer deposits.
Level of Bad Loans: 5BB has a high level of bad loans (5.89%)
Next Steps
Dividend
What is Bank Bukopin's current dividend yield, its reliability and sustainability?
17.90%
Forecast Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: Unable to evaluate 5BB's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.
High Dividend: Unable to evaluate 5BB's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if 5BB's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if 5BB's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: 5BB is not paying a notable dividend for the German market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of 5BB's dividend in 3 years as they are not forecast to pay a notable one for the German market.
Next Steps
Management
What is the CEO of Bank Bukopin's salary, the management and board of directors tenure and is there insider trading?
1.8yrs
Average management tenure
CEO
Eko Gindo (49yo)
1.9yrs
Tenure
Mr. Eko Rachmansyah Gindo has been the President Director at PT Bank Bukopin Tbk since January 10, 2018 and served as its Director of Finance and Planning since August 18, 2015. Mr. Gindo served as the Pr ...
Management Age and Tenure
1.8yrs
Average Tenure
53yo
Average Age
Experienced Management: 5BB's management team is not considered experienced ( 1.8 years average tenure), which suggests a new team.
Board Age and Tenure
1.6yrs
Average Tenure
56yo
Average Age
Experienced Board: 5BB's board of directors are not considered experienced ( 1.6 years average tenure), which suggests a new board.
Insider Trading
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 5.8%.
Management Team
Eko Gindo (49yo)
President Director
- Tenure: 1.9yrs
Adhi Brahmantya (55yo)
Director of Operation & Information Technology and Director
- Tenure: 6.5yrs
Muhammad Kaimuddin (39yo)
Director of Finance & Planning and Director
- Tenure: 1.6yrs
Hari Wurianto (53yo)
Director of Compliance & Risk Management and Director
- Tenure: 1.6yrs
Heri Purwanto (57yo)
Director of Small & Medium Enterprise and Director
- Tenure: 4.6yrs
Indra Adestira
Head of Marketing Management Division
- Tenure: 0yrs
Maya Darlina
Head of Human Resources Management Division
- Tenure: 0yrs
Arief Hartono
Head of Compliance/Pkpn Division
- Tenure: 0yrs
Helmi Fahrudin
Head of Financial Planning & Accounting Division
- Tenure: 0yrs
Suleman Batubara
Head of Corporate Legal Division
- Tenure: 0yrs
Board Members
Eko Gindo (49yo)
President Director
- Tenure: 1.9yrs
Adhi Brahmantya (55yo)
Director of Operation & Information Technology and Director
- Tenure: 6.5yrs
Muhammad Kaimuddin (39yo)
Director of Finance & Planning and Director
- Tenure: 1.6yrs
Karya Budiana (61yo)
Independent Commissioner
- Tenure: 0yrs
Mustafa Abubakar (70yo)
Independent President Commissioner
- Tenure: 1.6yrs
Ahmad Fuad (65yo)
Independent Commissioner
- Tenure: 0.9yrs
Hari Wurianto (53yo)
Director of Compliance & Risk Management and Director
- Tenure: 1.6yrs
Heri Purwanto (57yo)
Director of Small & Medium Enterprise and Director
- Tenure: 4.6yrs
Rivan Purwantono
Director of Consumer Business & Director
- Tenure: 0yrs
Moch Santoso
Independent Commissioner
- Tenure: 0.9yrs
Company Information
PT Bank Bukopin Tbk's company bio, employee growth, exchange listings and data sources
Key Information
- Name: PT Bank Bukopin Tbk
- Ticker: 5BB
- Exchange: BST
- Founded: 1970
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: Rp2.727t
- Listing Market Cap: Rp175.093m
- Shares outstanding: 11.65b
- Website: https://www.bukopin.co.id
Number of Employees
Location
- PT Bank Bukopin Tbk
- Jalan M.T. Haryono Kav. 50-51
- South Jakarta
- 12770
- Indonesia
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| BBKP | IDX (Indonesia Stock Exchange) | Yes | Class B Common Shares | ID | IDR | Jul 2006 |
| 5BB | BST (Boerse-Stuttgart) | Yes | Class B Common Shares | DE | EUR | Jul 2006 |
Biography
PT Bank Bukopin Tbk., together with its subsidiaries, provides banking products and services in Indonesia. The company offers current, personal, and corporate accounts, as well as time deposits; car loan, ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2019/12/11 21:34 |
| End of Day Share Price | 2019/12/11 00:00 |
| Earnings | 2019/09/30 |
| Annual Earnings | 2018/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.