Seguros Vida Security Previsión S.A. provides various insurance products.
Slightly overvalued with questionable track record.
Share Price & News
How has Seguros Vida Security Previsión's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: PREVISION has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: PREVISION exceeded the CL Insurance industry which returned -19.2% over the past year.
Return vs Market: PREVISION exceeded the CL Market which returned -35.2% over the past year.
Price Volatility Vs. Market
How volatile is Seguros Vida Security Previsión's share price compared to the market and industry in the last 5 years?
Simply Wall St News
Is Seguros Vida Security Previsión undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: PREVISION (CLP560) is trading above our estimate of fair value (CLP536.79)
Significantly Below Fair Value: PREVISION is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: PREVISION is poor value based on its PE Ratio (7.7x) compared to the Insurance industry average (7.4x).
PE vs Market: PREVISION is good value based on its PE Ratio (7.7x) compared to the CL market (10.8x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate PREVISION's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: PREVISION is good value based on its PB Ratio (1.4x) compared to the XS Insurance industry average (1.5x).
How is Seguros Vida Security Previsión forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Insurance industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Seguros Vida Security Previsión has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Take a look at our analysis of PREVISION’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
- Explore growth companies in the Insurance industry.
How has Seguros Vida Security Previsión performed over the past 5 years?
Last years earnings growth
Earnings and Revenue History
Quality Earnings: PREVISION has a high level of non-cash earnings.
Growing Profit Margin: PREVISION's current net profit margins (7.6%) are higher than last year (2.4%).
Past Earnings Growth Analysis
Earnings Trend: Insufficient data to determine if PREVISION's year-on-year earnings growth rate was positive over the past 5 years.
Accelerating Growth: Insufficient data to compare PREVISION's past year earnings growth to its 5-year average.
Earnings vs Industry: PREVISION earnings growth over the past year (127.5%) exceeded the Insurance industry 29.7%.
Return on Equity
High ROE: PREVISION's Return on Equity (17.6%) is considered low.
How is Seguros Vida Security Previsión's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: PREVISION has a low level of unsold assets or inventory.
Debt Coverage by Assets: PREVISION's debt is not covered by short term assets (assets are 0.9x debt).
Financial Institutions Analysis
Asset Level: PREVISION's level of assets compared to its equity is moderate.
Allowance for Bad Loans: Insufficient data to determine if PREVISION has a sufficient allowance for bad loans.
Low Risk Liabilities: PREVISION reports no customer deposits, loans are made up entirely of externally borrowed funds.
Loan Level: Insufficient data to determine if PREVISION has an acceptable proportion of non-loan assets held.
Low Risk Deposits: PREVISION has advanced significantly more loans than the customer deposits it holds.
Level of Bad Loans: Insufficient data to determine if PREVISION has an appropriate level of bad loans.
What is Seguros Vida Security Previsión's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: PREVISION's dividend (1.96%) isn’t notable compared to the bottom 25% of dividend payers in the CL market (3.12%).
High Dividend: PREVISION's dividend (1.96%) is low compared to the top 25% of dividend payers in the CL market (6.86%).
Stability and Growth of Payments
Stable Dividend: PREVISION has been paying a dividend for less than 10 years and during this time payments have been volatile.
Growing Dividend: PREVISION has only been paying a dividend for 9 years, and since then payments have fallen.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Alejandro Alzérreca Luna
Mr. Alejandro Alzerreca Luna serves as Chief Executive Officer of Seguros Vida Security Prevision S.A. Mr. Luna served as a Director of Hipotecaria Security Principal S.A. He is a Graduate of Economics.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 7.8%.
Seguros Vida Security Previsión S.A.'s company bio, employee growth, exchange listings and data sources
- Name: Seguros Vida Security Previsión S.A.
- Ticker: PREVISION
- Exchange: SNSE
- Founded: 1928
- Industry: Life and Health Insurance
- Sector: Insurance
- Market Cap: CL$268.187b
- Shares outstanding: 478.91m
- Website: https://www.vidasecurity.cl
Number of Employees
- Seguros Vida Security Previsión S.A.
- Apoquindo 3150
- Piso 8
- Region Metropolitana (Santiago)
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|PREVISION||SNSE (Santiago Stock Exchange)||Yes||Share Capital||CL||CLP||Jan 1993|
Seguros Vida Security Previsión S.A. provides various insurance products. The company offers life, saving, health, group, family, and pension and private income insurance products. It also provides after-sales and advisory service to individuals, companies, insurance brokers, financial institutions, retailers, and others. Seguros Vida Security Previsión S.A. was founded in 1928 and is based in Santiago, Chile.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/04/03 21:32|
|End of Day Share Price||2020/04/02 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.