Seguros Vida Security Previsión S.A. provides various insurance products. More Details
+ 1 more risk
Slightly overvalued unattractive dividend payer.
Share Price & News
How has Seguros Vida Security Previsión's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: PREVISION is less volatile than 75% of CL stocks over the past 3 months, typically moving +/- 0% a week.
Volatility Over Time: PREVISION's weekly volatility (0%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: PREVISION exceeded the CL Insurance industry which returned -36.2% over the past year.
Return vs Market: PREVISION exceeded the CL Market which returned -7.2% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Seguros Vida Security Previsión's share price compared to the market and industry in the last 5 years?
Simply Wall St News
4 months ago | Simply Wall StEarnings Not Telling The Story For Seguros Vida Security Previsión S.A. (SNSE:PREVISION)
6 months ago | Simply Wall StSeguros Vida Security Previsión S.A.'s (SNSE:PREVISION) Financial Prospects Don't Look Very Positive: Is That Having An Impact On Its Recent Share Price Performance?
7 months ago | Simply Wall StDon't Sell Seguros Vida Security Previsión S.A. (SNSE:PREVISION) Before You Read This
Is Seguros Vida Security Previsión undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: PREVISION (CLP560) is trading above our estimate of fair value (CLP293.16)
Significantly Below Fair Value: PREVISION is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: PREVISION is poor value based on its PE Ratio (13.3x) compared to the XS Insurance industry average (8x).
PE vs Market: PREVISION is good value based on its PE Ratio (13.3x) compared to the CL market (14.9x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate PREVISION's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: PREVISION is good value based on its PB Ratio (1.3x) compared to the XS Insurance industry average (1.7x).
How is Seguros Vida Security Previsión forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Insurance industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Seguros Vida Security Previsión has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Take a look at our analysis of PREVISION’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
- Explore growth companies in the Insurance industry.
How has Seguros Vida Security Previsión performed over the past 5 years?
Last years earnings growth
Earnings and Revenue History
Quality Earnings: PREVISION has a large one-off gain of CLP4.4B impacting its December 31 2019 financial results.
Growing Profit Margin: PREVISION's current net profit margins (5%) are lower than last year (7.5%).
Past Earnings Growth Analysis
Earnings Trend: Insufficient data to determine if PREVISION's year-on-year earnings growth rate was positive over the past 5 years.
Accelerating Growth: PREVISION's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: PREVISION had negative earnings growth (-33.2%) over the past year, making it difficult to compare to the Insurance industry average (3.3%).
Return on Equity
High ROE: PREVISION's Return on Equity (10.1%) is considered low.
How is Seguros Vida Security Previsión's financial position?
Financial Position Analysis
Short Term Liabilities: PREVISION's short term assets (CLP59.1B) do not cover its short term liabilities (CLP98.0B).
Long Term Liabilities: PREVISION's short term assets (CLP59.1B) do not cover its long term liabilities (CLP2,457.8B).
Debt to Equity History and Analysis
Debt Level: PREVISION's debt to equity ratio (46.2%) is considered high.
Reducing Debt: PREVISION's debt to equity ratio has increased from 0.07% to 46.2% over the past 5 years.
Debt Coverage: PREVISION's debt is not well covered by operating cash flow (2%).
Interest Coverage: Insufficient data to determine if PREVISION's interest payments on its debt are well covered by EBIT.
What is Seguros Vida Security Previsión current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: PREVISION's dividend (7.86%) is higher than the bottom 25% of dividend payers in the CL market (2.26%).
High Dividend: PREVISION's dividend (7.86%) is in the top 25% of dividend payers in the CL market (5.75%)
Stability and Growth of Payments
Stable Dividend: PREVISION's dividend payments have been volatile in the past 10 years.
Growing Dividend: PREVISION's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Alejandro Alzerreca Luna
Mr. Alejandro Alzérreca Luna serves as Chief Executive Officer of Seguros Vida Security Previsión S.A. (formerly known as Seguros Vida Security Prevision SA). Mr. Luna serves as General Manager of Seguros ...
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Seguros Vida Security Previsión S.A.'s company bio, employee growth, exchange listings and data sources
- Name: Seguros Vida Security Previsión S.A.
- Ticker: PREVISION
- Exchange: SNSE
- Founded: 1928
- Industry: Life and Health Insurance
- Sector: Insurance
- Market Cap: CL$268.187b
- Shares outstanding: 478.91m
- Website: https://www.vidasecurity.cl
Number of Employees
- Seguros Vida Security Previsión S.A.
- Apoquindo 3150
- Piso 8
- Region Metropolitana (Santiago)
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|PREVISION||SNSE (Santiago Stock Exchange)||Yes||Share Capital||CL||CLP||Jan 1993|
Seguros Vida Security Previsión S.A. provides various insurance products. The company offers life, saving, health, group, family, and pension and private income insurance products. It also provides after-s...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/01/23 22:01|
|End of Day Share Price||2021/01/22 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.