BRSE:SDP

Stock Analysis Report

Sandpiper Digital Payments

Executive Summary

Sandpiper Digital Payments AG, a technology holding company, provides payment systems and digital security services.


Snowflake Analysis

Slightly overvalued with concerning outlook.

Share Price & News

How has Sandpiper Digital Payments's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: SDP's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

0%

SDP

-9.5%

CH IT

-6.9%

CH Market


1 Year Return

-66.7%

SDP

8.8%

CH IT

8.4%

CH Market

Return vs Industry: SDP underperformed the Swiss IT industry which returned 26% over the past year.

Return vs Market: SDP underperformed the Swiss Market which returned 18.9% over the past year.


Shareholder returns

SDPIndustryMarket
7 Day0%-9.5%-6.9%
30 Day-54.5%-8.0%-4.1%
90 Day-44.4%0.1%-1.2%
1 Year-66.7%-66.7%12.1%8.8%13.6%8.4%
3 Year-85.7%-85.7%51.4%39.3%28.5%13.3%
5 Year0%0%107.8%85.5%33.7%13.5%

Price Volatility Vs. Market

How volatile is Sandpiper Digital Payments's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Sandpiper Digital Payments undervalued compared to its fair value and its price relative to the market?

34.5%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: SDP (CHF0.05) is trading below our estimate of fair value (CHF0.08)

Significantly Below Fair Value: SDP is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: SDP is unprofitable, so we can't compare its PE Ratio to the IT industry average.

PE vs Market: SDP is unprofitable, so we can't compare its PE Ratio to the Swiss market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate SDP's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: SDP has negative assets, so we can't compare its PB Ratio to the XE IT industry average.


Next Steps

Future Growth

How is Sandpiper Digital Payments forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?

58.3%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: SDP is forecast to remain unprofitable over the next 3 years.

Earnings vs Market: SDP is forecast to remain unprofitable over the next 3 years.

High Growth Earnings: SDP is forecast to remain unprofitable over the next 3 years.

Revenue vs Market: SDP's revenue (11.9% per year) is forecast to grow faster than the Swiss market (3.6% per year).

High Growth Revenue: SDP's revenue (11.9% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if SDP's Return on Equity is forecast to be high in 3 years time


Next Steps

Past Performance

How has Sandpiper Digital Payments performed over the past 5 years?

9.9%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: SDP is currently unprofitable.

Growing Profit Margin: SDP is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: SDP is unprofitable, but has reduced losses over the past 5 years at a rate of 9.9% per year.

Accelerating Growth: Unable to compare SDP's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: SDP is unprofitable, making it difficult to compare its past year earnings growth to the IT industry (12.6%).


Return on Equity

High ROE: SDP's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.


Return on Assets


Return on Capital Employed


Next Steps

Financial Health

How is Sandpiper Digital Payments's financial position?


Financial Position Analysis

Short Term Liabilities: SDP has negative shareholder equity, which is a more serious situation than short term assets not covering short term liabilities.

Long Term Liabilities: SDP has negative shareholder equity, which is a more serious situation than short term assets not covering long term liabilities.


Debt to Equity History and Analysis

Debt Level: SDP has negative shareholder equity, which is a more serious situation than a high debt level.

Reducing Debt: SDP's has negative shareholder equity, so we do not need to check if its debt has reduced over time.


Balance Sheet

Inventory Level: SDP has a high level of physical assets or inventory.

Debt Coverage by Assets: SDP has negative shareholder equity (liabilities exceed assets) therefore debt is not covered by short term assets.


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: SDP has less than a year of cash runway based on its current free cash flow.

Forecast Cash Runway: SDP has less than a year of cash runway if free cash flow continues to grow at historical rates of 2.7% each year.


Next Steps

Dividend

What is Sandpiper Digital Payments's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%1.9%markettop25%3.6%industryaverage1.9%forecastin3Yearsn/a

Current dividend yield vs market & industry

Notable Dividend: Unable to evaluate SDP's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate SDP's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if SDP's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if SDP's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of SDP's dividend in 3 years as they are not forecast to pay a notable one for the Swiss market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

1.0yrs

Average board tenure


CEO

Sandpiper Digital Payments has no CEO, or we have no data on them.


Board Members

NamePositionTenureCompensationOwnership
Cornelius Boersch
President of the Board0yrsno datano data
Alexander Schümperli
Chief Operating Officer of Technology and Executive Director2.6yrsno datano data
Andreas Gordes
Chief Sales Officer and Executive Director0yrsno datano data
Steffen Seeger
Non-Executive Director1yrsno datano data
Franz Herrlein
Vice-President of the Board1yrsno datano data
Patrick Stach
Non-Executive Director0yrs€255.00kno data
Dieter Froehlich
Non-Executive Director1yrsno datano data
Hans-Joachim Riesenbeck
Non-Executive Director0yrsno datano data

1.0yrs

Average Tenure

Experienced Board: SDP's board of directors are not considered experienced ( 1 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Insufficient data to determine if shareholders have been diluted in the past year.


Top Shareholders

Company Information

Sandpiper Digital Payments AG's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Sandpiper Digital Payments AG
  • Ticker: SDP
  • Exchange: BRSE
  • Founded: 2014
  • Industry: Data Processing and Outsourced Services
  • Sector: Software
  • Market Cap: €16.276m
  • Listing Market Cap: €18.302m
  • Shares outstanding: 203.46m
  • Website: https://www.sandpiper.ch

Location

  • Sandpiper Digital Payments AG
  • Poststrasse 17
  • St. Gallen
  • St. Gallen
  • 9001
  • Switzerland

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
4MSDB (Deutsche Boerse AG)YesBearer SharesDEEURAug 2007
SDPBRSE (Berne Stock Exchange)YesBearer SharesCHCHFAug 2007

Biography

Sandpiper Digital Payments AG, a technology holding company, provides payment systems and digital security services. It focuses on the consolidation of the fragmented payment landscape in Europe by pursuing a buy and build strategy in the area of digital cashless payments solutions, as well as security services and technologies. The company provides closed-loop digital payment and mobile commerce solutions to financial and educational institutions, public authorities, event and mobility operators, ad networks, retailers, and brands. Sandpiper Digital Payments AG was founded in 2014 and is headquartered in St. Gallen, Switzerland. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/01/16 22:32
End of Day Share Price2019/01/16 00:00
Earnings2018/06/30
Annual Earnings2017/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.