Wüstenrot & Württembergische (SWX:WUW) - Stock Price, News & Analysis

WUW Stock Overview

Wüstenrot & Württembergische AG, together with its subsidiaries, provides insurance products and services in Germany.

WUW fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	2/6
Past Performance	2/6
Financial Health	2/6
Dividends	5/6

Rewards

Trading at 84% below our estimate of its fair value

Earnings are forecast to grow 11.57% per year

Trading at good value compared to peers and industry

Risk Analysis

Dividend of 4.98% is not well covered by cash flows

Profit margins (2.6%) are lower than last year (5.1%)

Wüstenrot & Württembergische AG Competitors

Swiss Life Holding

SWX:SLHN

CHF17.5b

Vaudoise Assurances Holding

SWX:VAHN

CHF1.3b

Bâloise Holding

SWX:BALN

CHF6.4b

Helvetia Holding

SWX:HELN

CHF6.3b

Price History & Performance

Summary of all time highs, changes and price drops for Wüstenrot & Württembergische
Historical stock prices
Current Share Price	€20.75
52 Week High	€0
52 Week Low	€0
Beta	0.77
1 Month Change	0%
3 Month Change	0%
1 Year Change	0%
3 Year Change	0%
5 Year Change	9.79%
Change since IPO	-2.58%

Recent updates

Shareholder Returns

	WUW	CH Insurance	CH Market
7D	0%	-4.9%	-1.8%
1Y	0%	2.1%	-3.8%

Return vs Industry: WUW underperformed the Swiss Insurance industry which returned 3.5% over the past year.

Return vs Market: WUW exceeded the Swiss Market which returned -3.6% over the past year.

Price Volatility

Is WUW's price volatile compared to industry and market?
WUW volatility
WUW Average Weekly Movement	0%
Insurance Industry Average Movement	2.2%
Market Average Movement	3.5%
10% most volatile stocks in CH Market	7.4%
10% least volatile stocks in CH Market	1.9%

Stable Share Price: WUW has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine WUW's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1828	6,437	Jürgen Junker	www.ww-ag.com

Wüstenrot & Württembergische AG, together with its subsidiaries, provides insurance products and services in Germany. It operates through Housing, Life and Health Insurance, Property/Casualty Insurance, and All Other segments. The Housing segment offers home loan and savings and banking products primarily for retail customers, such as home loan and savings contracts, advance and bridging financing loans, and mortgage loans.

Wüstenrot & Württembergische AG Fundamentals Summary

How do Wüstenrot & Württembergische's earnings and revenue compare to its market cap?
WUW fundamental statistics
Market cap	CHF1.19b
Earnings (TTM)	CHF134.67m
Revenue (TTM)	CHF5.15b

8.8x

P/E Ratio

0.2x

P/S Ratio

Is WUW overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
WUW income statement (TTM)
Revenue	€5.30b
Cost of Revenue	€4.02b
Gross Profit	€1.28b
Other Expenses	€1.14b
Earnings	€138.66m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

May 17, 2024

Earnings per share (EPS)	1.48
Gross Margin	24.21%
Net Profit Margin	2.62%
Debt/Equity Ratio	115.3%

How did WUW perform over the long term?

See historical performance and comparison

Dividends

5.0%

Current Dividend Yield

44%

Payout Ratio

Does WUW pay a reliable dividends?

See WUW dividend history and benchmarks

When do you need to buy WUW by to receive an upcoming dividend?
Wüstenrot & Württembergische dividend dates
Ex Dividend Date	May 15 2024
Dividend Pay Date	May 17 2024
Days until Ex dividend	26 days
Days until Dividend pay date	28 days

Does WUW pay a reliable dividends?

See WUW dividend history and benchmarks

WUW Stock Overview

Rewards

Risk Analysis

Wüstenrot & Württembergische AG Competitors

SWX:SLHN

CHF17.5b

SWX:VAHN

CHF1.3b

SWX:BALN

CHF6.4b

SWX:HELN

CHF6.3b

Price History & Performance

Recent News & Updates

Dividend of €0.65 announced

Full year 2023 earnings released: EPS: €1.48 (vs €2.77 in FY 2022)

Wüstenrot & Württembergische AG to Report Fiscal Year 2023 Final Results on Mar 27, 2024

Wüstenrot & Württembergische AG, Annual General Meeting, May 14, 2024

Wüstenrot & Württembergische AG to Report First Half, 2024 Results on Aug 30, 2024

Third quarter 2023 earnings released: €0.85 loss per share (vs €0.68 profit in 3Q 2022)

Recent updates

Dividend of €0.65 announced

Full year 2023 earnings released: EPS: €1.48 (vs €2.77 in FY 2022)

Wüstenrot & Württembergische AG to Report Fiscal Year 2023 Final Results on Mar 27, 2024

Wüstenrot & Württembergische AG, Annual General Meeting, May 14, 2024

Wüstenrot & Württembergische AG to Report First Half, 2024 Results on Aug 30, 2024

Third quarter 2023 earnings released: €0.85 loss per share (vs €0.68 profit in 3Q 2022)

Second quarter 2023 earnings released: EPS: €1.24 (vs €0.43 in 2Q 2022)

Wüstenrot & Württembergische AG to Report Q2, 2023 Results on Sep 29, 2023

Wüstenrot & Württembergische AG to Report Q2, 2023 Results on Sep 15, 2023

First quarter 2023 earnings released: EPS: €0.68 (vs €0.61 in 1Q 2022)

Upcoming dividend of €0.65 per share at 3.9% yield

Full year 2022 earnings released: EPS: €2.77 (vs €3.74 in FY 2021)

Wüstenrot & Württembergische AG (XTRA:WUW) commences an Equity Buyback for 9,374,972 shares, representing 10% of its issued share capital, under the authorization approved on May 25, 2022.

Third quarter 2022 earnings released: EPS: €0.68 (vs €0.43 in 3Q 2021)

Wüstenrot & Württembergische AG to Report Fiscal Year 2022 Results on Mar 31, 2023

Second quarter 2022 earnings released: EPS: €0.43 (vs €0.97 in 2Q 2021)

Upcoming dividend of €0.65 per share

First quarter 2022 earnings released: EPS: €0.61 (vs €1.11 in 1Q 2021)

Wüstenrot & Württembergische AG Provides Earning Guidance for the Fiscal Year 2022

Wüstenrot & Württembergische AG Proposes Dividend for the Year 2021

Wüstenrot & Württembergische AG, Annual General Meeting, May 24, 2022

Wüstenrot & Württembergische AG Increases Consolidated Earnings Guidance for the Fiscal Year 2021

Third quarter 2021 earnings released: EPS €0.43 (vs €0.67 in 3Q 2020)

Second quarter 2021 earnings released: EPS €0.97 (vs €0.88 in 2Q 2020)

Wüstenrot & Württembergische AG Not to Provides Earnings Guidance for the Year 2021

Full year 2020 earnings released: EPS €2.24 (vs €2.65 in FY 2019)

Wüstenrot & Württembergische AG to Report Q1, 2021 Results on May 12, 2021

Wüstenrot & Württembergische AG, Annual General Meeting, May 20, 2021

Third quarter 2020 earnings released: EPS €0.67

Earnings released

MONETA Money Bank, a.s. (SEP:MONET) completed the acquisition of Wüstenrot - stavební Sporitelna a.s., and Wüstenrot hypotecní banka a.s., from Wüstenrot & Württembergische AG (XTRA:WUW).