EFG International AG, together with its subsidiaries, provides private banking, wealth management, and asset management services to individual and business clients. More Details
Reasonable growth potential average dividend payer.
Share Price & News
How has EFG International's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: EFGN is not significantly more volatile than the rest of Swiss stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: EFGN's weekly volatility (4%) has been stable over the past year.
7 Day Return
CH Capital Markets
1 Year Return
CH Capital Markets
Return vs Industry: EFGN underperformed the Swiss Capital Markets industry which returned 3.3% over the past year.
Return vs Market: EFGN underperformed the Swiss Market which returned 1% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is EFG International's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 weeks ago | Simply Wall StWhat Does EFG International's (VTX:EFGN) CEO Pay Reveal?
1 month ago | Simply Wall StIs EFG International AG (VTX:EFGN) A Great Dividend Stock?
2 months ago | Simply Wall StEFG International (VTX:EFGN) Share Prices Have Dropped 38% In The Last Five Years
Is EFG International undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: EFGN (CHF5.88) is trading above our estimate of fair value (CHF5.54)
Significantly Below Fair Value: EFGN is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: EFGN is poor value based on its PE Ratio (17.7x) compared to the CH Capital Markets industry average (17.5x).
PE vs Market: EFGN is good value based on its PE Ratio (17.7x) compared to the Swiss market (22.7x).
Price to Earnings Growth Ratio
PEG Ratio: EFGN is good value based on its PEG Ratio (0.6x)
Price to Book Ratio
PB vs Industry: EFGN's PB Ratio (1x) is in line with the CH Capital Markets industry average.
How is EFG International forecast to perform in the next 1 to 3 years based on estimates from 5 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: EFGN's forecast earnings growth (27.8% per year) is above the savings rate (-0.2%).
Earnings vs Market: EFGN's earnings (27.8% per year) are forecast to grow faster than the Swiss market (12.9% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: EFGN's revenue (4.8% per year) is forecast to grow faster than the Swiss market (4.7% per year).
High Growth Revenue: EFGN's revenue (4.8% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: EFGN's Return on Equity is forecast to be low in 3 years time (8.8%).
How has EFG International performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: EFGN has a large one-off loss of CHF49.3M impacting its June 30 2020 financial results.
Growing Profit Margin: EFGN's current net profit margins (8.4%) are higher than last year (4.9%).
Past Earnings Growth Analysis
Earnings Trend: EFGN's earnings have declined by 10.5% per year over the past 5 years.
Accelerating Growth: EFGN's earnings growth over the past year (75.5%) exceeds its 5-year average (-10.5% per year).
Earnings vs Industry: EFGN earnings growth over the past year (75.5%) exceeded the Capital Markets industry 13.8%.
Return on Equity
High ROE: EFGN's Return on Equity (6.2%) is considered low.
How is EFG International's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: EFGN's Assets to Equity ratio (25x) is very high.
Allowance for Bad Loans: EFGN has a low allowance for bad loans (23%).
Low Risk Liabilities: 79% of EFGN's liabilities are made up of primarily low risk sources of funding.
Loan Level: EFGN has an appropriate level of Loans to Assets ratio (44%).
Low Risk Deposits: EFGN's Loans to Deposits ratio (59%) is appropriate.
Level of Bad Loans: EFGN has a high level of bad loans (2.4%).
What is EFG International current dividend yield, its reliability and sustainability?
Current Dividend Yield
Upcoming Dividend Payment
Dividend Yield vs Market
Notable Dividend: EFGN's dividend (2.55%) is higher than the bottom 25% of dividend payers in the Swiss market (1.88%).
High Dividend: EFGN's dividend (2.55%) is low compared to the top 25% of dividend payers in the Swiss market (3.69%).
Stability and Growth of Payments
Stable Dividend: EFGN's dividend payments have been volatile in the past 10 years.
Growing Dividend: EFGN's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (45.2%), EFGN's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: EFGN's dividends in 3 years are forecast to be covered by earnings (65.4% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Giorgio Pradelli (53 yo)
Mr. Piergiorgio Pradelli, also known as Giorgio, has been Chief Executive Officer of EFG International AG since January 1, 2018. He served as Deputy Chief Executive Officer at EFG International AG from Jan...
CEO Compensation Analysis
Compensation vs Market: Giorgio's total compensation ($USD2.92M) is above average for companies of similar size in the Swiss market ($USD1.18M).
Compensation vs Earnings: Giorgio's compensation has been consistent with company performance over the past year.
|Chief Executive Officer||2.83yrs||CHF2.67m||0.086% |
|Chief Financial Officer||2.83yrs||no data||no data|
|Chief Operating Officer||0.25yr||no data||no data|
|Chief Technology Officer||2.83yrs||no data||no data|
|Head of Investor Relations||no data||no data||no data|
|Group Head of Legal & Compliance||1.67yrs||no data||no data|
|Head of Marketing & Communication||no data||no data||no data|
|Global Head of Human Resources||2yrs||no data||no data|
|Deputy Chief Risk Officer||no data||no data||no data|
|Chief Economist||no data||no data||no data|
|Head of Asia Pacific Region||10.42yrs||no data||no data|
|Head of European Private Banking Business||9.33yrs||no data||no data|
Experienced Management: EFGN's management team is considered experienced (2.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
EFG International AG's company bio, employee growth, exchange listings and data sources
- Name: EFG International AG
- Ticker: EFGN
- Exchange: SWX
- Founded: 1995
- Industry: Asset Management and Custody Banks
- Sector: Diversified Financials
- Market Cap: CHF1.728b
- Shares outstanding: 291.95m
- Website: https://www.efginternational.com
Number of Employees
- EFG International AG
- Bleicherweg 8
- PO Box 6012
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|EFGN||SWX (SIX Swiss Exchange)||Yes||Registered Shares||CH||CHF||Oct 2005|
|E2S||DB (Deutsche Boerse AG)||Yes||Registered Shares||DE||EUR||Oct 2005|
|EFGI.F||OTCPK (Pink Sheets LLC)||Yes||Registered Shares||US||USD||Oct 2005|
|0QJX||LSE (London Stock Exchange)||Yes||Registered Shares||GB||CHF||Oct 2005|
|EFGX.Y||OTCPK (Pink Sheets LLC)||UNSPONSORD ADR||US||USD||Aug 2009|
EFG International AG, together with its subsidiaries, provides private banking, wealth management, and asset management services to individual and business clients. It offers investment solutions, includin...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/11/23 21:02|
|End of Day Share Price||2020/11/20 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.