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Posera

TSX:PAY
Snowflake Description

Flawless balance sheet and overvalued.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
PAY
TSX
CA$11M
Market Cap
  1. Home
  2. CA
  3. Tech
Company description

Posera Ltd., a hospitality technology company, manages merchant transactions with consumers and facilitates payments. The last earnings update was 36 days ago. More info.


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PAY Share Price and Events
7 Day Returns
-10%
TSX:PAY
1.5%
CA Electronic
1.3%
CA Market
1 Year Returns
-48.6%
TSX:PAY
-22.5%
CA Electronic
-2%
CA Market
PAY Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Posera (PAY) -10% -5.3% -10% -48.6% -45.5% -72.7%
CA Electronic 1.5% -1.4% -10% -22.5% -11.3% -14.1%
CA Market 1.3% -0.1% 0.2% -2% 12% 3.1%
1 Year Return vs Industry and Market
  • PAY underperformed the Electronic industry which returned -22.5% over the past year.
  • PAY underperformed the Market in Canada which returned -2% over the past year.
Price Volatility
PAY
Industry
5yr Volatility vs Market

Value

 Is Posera undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
  • It is not possible to calculate the future cash flow value for Posera. This is due to cash flow or dividend data being unavailable. The share price is CA$0.09.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Posera's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Posera's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
TSX:PAY PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-03-31) in CAD CA$-0.03
TSX:PAY Share Price ** TSX (2019-06-17) in CAD CA$0.09
Canada Electronic Industry PE Ratio Median Figure of 7 Publicly-Listed Electronic Companies 16.83x
Canada Market PE Ratio Median Figure of 543 Publicly-Listed Companies 15.36x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Posera.

TSX:PAY PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= TSX:PAY Share Price ÷ EPS (both in CAD)

= 0.09 ÷ -0.03

-2.86x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Posera is loss making, we can't compare its value to the CA Electronic industry average.
  • Posera is loss making, we can't compare the value of its earnings to the Canada market.
Price based on expected Growth
Does Posera's expected growth come at a high price?
Raw Data
TSX:PAY PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section -2.86x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
Not available
North America Electronic Industry PEG Ratio Median Figure of 62 Publicly-Listed Electronic Companies 1.26x
Canada Market PEG Ratio Median Figure of 248 Publicly-Listed Companies 1.15x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for Posera, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on Posera's assets?
Raw Data
TSX:PAY PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-03-31) in CAD CA$0.10
TSX:PAY Share Price * TSX (2019-06-17) in CAD CA$0.09
Canada Electronic Industry PB Ratio Median Figure of 21 Publicly-Listed Electronic Companies 2.78x
Canada Market PB Ratio Median Figure of 2,417 Publicly-Listed Companies 1.41x
TSX:PAY PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= TSX:PAY Share Price ÷ Book Value per Share (both in CAD)

= 0.09 ÷ 0.10

0.86x

* Primary Listing of Posera.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Posera is good value based on assets compared to the CA Electronic industry average.
X
Value checks
We assess Posera's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Electronic industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Electronic industry average (and greater than 0)? (1 check)
  5. Posera has a total score of 1/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

Future Performance

 How is Posera expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Posera has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have past financial data. You can see them here.

Show me the analysis anyway

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
6.5%
Expected Electronic industry annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Posera expected to grow at an attractive rate?
  • Unable to compare Posera's earnings growth to the low risk savings rate as no estimate data is available.
Growth vs Market Checks
  • Unable to compare Posera's earnings growth to the Canada market average as no estimate data is available.
  • Unable to compare Posera's revenue growth to the Canada market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
TSX:PAY Future Growth Rates Data Sources
Data Point Source Value (per year)
Canada Electronic Industry Earnings Growth Rate Market Cap Weighted Average 6.5%
Canada Electronic Industry Revenue Growth Rate Market Cap Weighted Average 6.3%
Canada Market Earnings Growth Rate Market Cap Weighted Average 14.6%
Canada Market Revenue Growth Rate Market Cap Weighted Average 6%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
TSX:PAY Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (2 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in CAD Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
TSX:PAY Past Financials Data
Date (Data in CAD Millions) Revenue Cash Flow Net Income *
2019-03-31 9 -2 -4
2018-12-31 10 -4 -4
2018-09-30 11 -3 -3
2018-06-30 11 -4 -3
2018-03-31 11 -4 -2
2017-12-31 11 -4 -3
2017-09-30 9 -5 -4
2017-06-30 9 -5 -5
2017-03-31 7 -6 -5
2016-12-31 10 -4 -5
2016-09-30 12 -3 -6
2016-06-30 14 -2 -6

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Unable to determine if Posera is high growth as no earnings estimate data is available.
  • Unable to determine if Posera is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
TSX:PAY Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (2 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from Posera Company Filings, last reported 2 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

TSX:PAY Past Financials Data
Date (Data in CAD Millions) EPS *
2019-03-31 -0.03
2018-12-31 -0.03
2018-09-30 -0.03
2018-06-30 -0.02
2018-03-31 -0.02
2017-12-31 -0.03
2017-09-30 -0.04
2017-06-30 -0.05
2017-03-31 -0.06
2016-12-31 -0.07
2016-09-30 -0.08
2016-06-30 -0.08

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if Posera will efficiently use shareholders’ funds in the future without estimates of Return on Equity.

Next steps:

  1. Examine Posera's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
  2. Posera's future outlook can be gauged by looking at industry trends and market size, and determining how well-positioned the company is compared to its competitors. Take a look at other high-growth Tech companies here
  3. Posera's competitive advantages and company strategy can generally be found in its financial reports archived here.
  4. Use fundamentals to screen for another stock to analyse from our database of over 75,000 companies worldwide
X
Future performance checks
We assess Posera's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the Canada market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the Canada market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Posera has a total score of 0/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

Past Performance

  How has Posera performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Posera's growth in the last year to its industry (Electronic).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Posera does not make a profit and their year on year earnings growth rate was negative over the past 5 years.
  • Unable to compare Posera's 1-year earnings growth to the 5-year average as it is not currently profitable.
  • Unable to compare Posera's 1-year growth to the CA Electronic industry average as it is not currently profitable.
Earnings and Revenue History
Posera's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Posera Company Filings, last reported 2 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

TSX:PAY Past Revenue, Cash Flow and Net Income Data
Date (Data in CAD Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-03-31 9.25 -3.77 7.29
2018-12-31 9.98 -3.82 7.58
2018-09-30 10.76 -3.29 7.23
2018-06-30 10.68 -2.91 6.62
2018-03-31 11.28 -2.39 7.34
2017-12-31 10.67 -2.85 7.43
2017-09-30 9.21 -4.09 7.12
2017-06-30 9.40 -4.52 6.93
2017-03-31 7.24 -5.00 6.22
2016-12-31 9.52 -5.09 6.57
2016-09-30 12.19 -6.22 6.99
2016-06-30 13.76 -6.07 7.49
2016-03-31 17.26 -5.88 8.33
2015-12-31 16.69 -5.48 8.22
2015-09-30 17.53 -3.13 8.83
2015-06-30 18.20 -2.54 9.34
2015-03-31 19.24 -2.49 9.83
2014-12-31 20.11 -1.86 10.36
2014-09-30 20.69 -0.91 9.94
2014-06-30 21.17 -1.11 9.34
2014-03-31 20.14 -0.83 8.83
2013-12-31 19.51 -0.99 8.31
2013-09-30 18.11 -4.25 8.38
2013-06-30 16.97 -4.53 8.42
2013-03-31 16.91 -4.62 8.34
2012-12-31 16.45 -4.79 8.34
2012-09-30 16.72 0.02 8.45
2012-06-30 17.23 0.48 8.39

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • It is difficult to establish if Posera has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
  • It is difficult to establish if Posera has efficiently used its assets last year compared to the CA Electronic industry average (Return on Assets) as it is loss-making.
  • It is difficult to establish if Posera improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
X
Past performance checks
We assess Posera's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Electronic industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Posera has a total score of 0/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

Health

 How is Posera's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Posera's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Posera is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • Posera's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Posera's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is covered by short term assets, assets are 752x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Posera Company Filings, last reported 2 months ago.

TSX:PAY Past Debt and Equity Data
Date (Data in CAD Millions) Total Equity Total Debt Cash & Short Term Investments
2019-03-31 12.51 0.19 5.73
2018-12-31 13.44 0.01 6.41
2018-09-30 14.34 0.02 7.10
2018-06-30 15.32 0.02 8.97
2018-03-31 16.16 0.02 10.65
2017-12-31 16.70 0.02 11.77
2017-09-30 17.56 1.53 13.86
2017-06-30 4.90 1.62 0.92
2017-03-31 5.80 1.65 1.28
2016-12-31 5.34 1.55 0.41
2016-09-30 7.47 1.51 1.58
2016-06-30 8.36 1.66 3.51
2016-03-31 7.07 1.75 1.70
2015-12-31 8.91 1.91 1.70
2015-09-30 11.74 2.25 2.60
2015-06-30 12.29 2.44 3.54
2015-03-31 9.67 2.87 0.83
2014-12-31 10.46 3.15 1.44
2014-09-30 10.60 2.82 1.89
2014-06-30 10.60 2.81 2.35
2014-03-31 10.99 2.72 2.65
2013-12-31 11.35 3.00 2.95
2013-09-30 8.15 1.07 1.15
2013-06-30 8.52 1.15 1.34
2013-03-31 8.90 1.10 1.35
2012-12-31 9.49 1.27 1.05
2012-09-30 12.41 1.80 0.67
2012-06-30 13.04 1.90 1.45
  • Posera's level of debt (0.1%) compared to net worth is satisfactory (less than 40%).
  • The level of debt compared to net worth has been reduced over the past 5 years (24.8% vs 0.1% today).
CASH RUNWAY ANALYSIS

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

  • Posera has sufficient cash runway for 2.3 years based on current free cash flow.
  • Posera has sufficient cash runway for 2.3 years if free cash flow continues to grow at historical rates of 4.2% each year.
X
Financial health checks
We assess Posera's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Posera has a total score of 6/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

Dividends

 What is Posera's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from Posera dividends.
If you bought CA$2,000 of Posera shares you are expected to receive CA$0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate Posera's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate Posera's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
TSX:PAY Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
North America Electronic Industry Average Dividend Yield Market Cap Weighted Average of 38 Stocks 1.6%
Canada Market Average Dividend Yield Market Cap Weighted Average of 335 Stocks 3.5%
Canada Minimum Threshold Dividend Yield 10th Percentile 1.2%
Canada Bottom 25% Dividend Yield 25th Percentile 2.1%
Canada Top 25% Dividend Yield 75th Percentile 5.7%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as Posera has not reported any payouts.
  • Unable to verify if Posera's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of Posera's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as Posera has not reported any payouts.
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess Posera's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 1.2%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Posera afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Posera has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

Management

 What is the CEO of Posera's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Dan Poirier
COMPENSATION CA$284,541
TENURE AS CEO 2.4 years
CEO Bio

Mr. Daniel Joseph Poirier, also known as Dan, has been the Chief Executive Officer of Posera Ltd. since January 30, 2017 and served as its Chief Operating Officer since July 26, 2016 until January 2017. Mr. Poirier is an accomplished global technology business executive and has a broad range of experience. He previously served as the Senior Vice President, Networks and Devices for ORBCOMM Inc. from January, 2015 to June, 2016. Mr. Poirier serves as the Director of Posera Ltd. Since June 25, 2018. Prior to that, he served as the Senior Vice President of Global Sales and Operations for Skywave Mobile Communications Inc. (Skywave) (acquired by ORBCOMM Inc. since January 2015) from November 2006 to January 2015. He served as Senior Vice President of Sales & Marketing at SkyWave Mobile Communications, Inc. Mr. Poirier held roles of increasing responsibility during his time at Skywave, ranging from operations to global business leadership and Sales and Marketing. Mr. Poirier holds a Bachelor of Mechanical Engineering degree and an MBA for Science and Technology both from Queen's University.

CEO Compensation
  • Dan's compensation has been consistent with company performance over the past year, both up more than 20%.
  • Dan's remuneration is higher than average for companies of similar size in Canada.
Management Team Tenure

Average tenure of the Posera management team in years:

3.1
Average Tenure
  • The tenure for the Posera management team is about average.
Management Team

Dan Poirier

TITLE
CEO & Director
COMPENSATION
CA$285K
TENURE
2.4 yrs

Kevin Mills

TITLE
Chief Financial Officer
COMPENSATION
CA$188K
TENURE
11.3 yrs

Michael Cote

TITLE
Senior Vice President of Partners & Products
COMPENSATION
CA$259K
TENURE
3.4 yrs

Jean Guimond

TITLE
Vice President of Sales and International Business
COMPENSATION
CA$236K
TENURE
9.1 yrs

Akash Sahai

TITLE
Executive VP of Strategy & Business Development and Director
COMPENSATION
CA$313K
TENURE
2.8 yrs

Devon MacDougall

TITLE
Director of Technology
TENURE
0.2 yrs
Board of Directors Tenure

Average tenure of the Posera board of directors in years:

4.3
Average Tenure
  • The tenure for the Posera board of directors is about average.
Board of Directors

Tom McCole

TITLE
Chairman
COMPENSATION
CA$32K
TENURE
0.7 yrs

Dan Poirier

TITLE
CEO & Director
COMPENSATION
CA$285K
TENURE
1 yrs

Akash Sahai

TITLE
Executive VP of Strategy & Business Development and Director
COMPENSATION
CA$313K
TENURE
0.3 yrs

Michael J. Brown

TITLE
Independent Director
COMPENSATION
CA$52K
AGE
74
TENURE
7.7 yrs

David Chiaro

TITLE
Independent Director
COMPENSATION
CA$27K
TENURE
7.7 yrs

Gary Figueira

TITLE
Independent Director
COMPENSATION
CA$37K
TENURE
7.7 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (CA$) Value (CA$)
X
Management checks
We assess Posera's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Posera has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

News

Simply Wall St News

Such Is Life: How Posera (TSE:PAY) Shareholders Saw Their Shares Drop 66%

Given that Posera didn't make a profit in the last twelve months, we'll focus on revenue growth to form a quick view of its business development. … Shareholders of unprofitable companies usually expect strong revenue growth. … As you can imagine, fast revenue growth, when maintained, often leads to fast profit growth.

Simply Wall St -

Posera Ltd. (TSE:PAY): What Does Its Beta Value Mean For Your Portfolio?

Some investors use beta as a measure of how much a certain stock is impacted by market risk (volatility). … While we should keep in mind that Warren Buffett has cautioned that 'Volatility is far from synonymous with risk', beta is still a useful factor to consider. … Any stock with a beta of greater than one is considered more volatile than the market, while those with a beta below one are either less volatile or poorly correlated with the market.

Simply Wall St -

How Posera Ltd (TSE:PAY) Can Impact Your Portfolio Volatility

If you're interested in Posera Ltd (TSE:PAY), then you might want to consider its beta (a measure of share price volatility) in order to understand how the stock could impact your portfolio. … Beta can be a useful tool to understand how much a stock is influenced by market risk (volatility). … A stock with a beta below one is either less volatile than the market, or more volatile but not corellated with the overall market.

Simply Wall St -

What's The Outlook For Loss-Making Posera Ltd (TSE:PAY)?

A crucial question to bear in mind when you’re an investor of an unprofitable business, is whether the company will have to raise more capital in the near future. … Today I’ve examined Posera’s financial data from its most recent earnings update, to roughly assess when the company may need to raise new capital. … The riskiest factor facing investors of Posera is the potential for the company to run out of cash without the ability to raise more money.

Simply Wall St -

Posera Ltd (TSE:PAY): What Does It Mean For Your Portfolio?

Generally, an investor should consider two types of risk that impact the market value of PAY. … The first type is company-specific risk, which can be diversified away by investing in other companies to reduce exposure to one particular stock. … The second type is market risk, one that you cannot diversify away, since it arises from macroeconomic factors which directly affects all the stocks in the market.

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Company Info

Description

Posera Ltd., a hospitality technology company, manages merchant transactions with consumers and facilitates payments. The company provides products and services to the hospitality industry for point-of-sale (POS), kitchen management, and payments. Its products include Maitre’D point-of-sale and corporate solution, a customizable restaurant POS system that offers hardware integration, merchant staff training, system installation, and post-sale software, and hardware customer support services; SecureTablePay, an EMV compliant pay-at-the-table application; and KDS, a kitchen display system. The company offers its products directly to end users, as well as through resellers worldwide. The company was formerly known as Posera-HDX Ltd. and changed its name to Posera Ltd. in January 2016. Posera Ltd. was founded in 2001 and is headquartered in London, Canada.

Details
Name: Posera Ltd.
PAY
Exchange: TSX
Founded: 2001
CA$10,781,719
119,796,879
Website: http://www.posera.com
Address: Posera Ltd.
341 Talbot Street,
London,
Ontario, N6A 2R5,
Canada
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
TSX PAY Class A Voting Common Shares The Toronto Stock Exchange CA CAD 29. Jun 2004
OTCPK PRRS.F Class A Voting Common Shares Pink Sheets LLC US USD 29. Jun 2004
BST 1WP Class A Voting Common Shares Boerse-Stuttgart DE EUR 29. Jun 2004
Number of employees
Current staff
Staff numbers
72
Posera employees.
Industry
Electronic Equipment and Instruments
Tech
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/06/20 00:06
End of day share price update: 2019/06/17 00:00
Last earnings filing: 2019/05/15
Last earnings reported: 2019/03/31
Last annual earnings reported: 2018/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.