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WFC

Wall Financial TSX:WFC Stock Report

Last Price

CA$11.95

Market Cap

CA$387.8m

7D

6.4%

1Y

-28.7%

Updated

12 Aug, 2022

Data

Company Financials
WFC fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance3/6
Financial Health1/6
Dividends0/6

WFC Stock Overview

Wall Financial Corporation, together with its subsidiaries, operates as a real estate investment and development company in Canada.

Wall Financial Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Wall Financial
Historical stock prices
Current Share PriceCA$11.95
52 Week HighCA$18.24
52 Week LowCA$11.00
Beta0.90
1 Month Change8.64%
3 Month Change-14.34%
1 Year Change-28.66%
3 Year Change-48.02%
5 Year Change-38.02%
Change since IPO378.00%

Recent News & Updates

Mar 23
Is Wall Financial (TSE:WFC) A Risky Investment?

Is Wall Financial (TSE:WFC) A Risky Investment?

The external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...

Shareholder Returns

WFCCA Real EstateCA Market
7D6.4%4.6%3.0%
1Y-28.7%-10.3%0.7%

Return vs Industry: WFC underperformed the Canadian Real Estate industry which returned -10.9% over the past year.

Return vs Market: WFC underperformed the Canadian Market which returned -0.2% over the past year.

Price Volatility

Is WFC's price volatile compared to industry and market?
WFC volatility
WFC Average Weekly Movement7.1%
Real Estate Industry Average Movement5.4%
Market Average Movement10.6%
10% most volatile stocks in CA Market19.0%
10% least volatile stocks in CA Market4.3%

Stable Share Price: WFC is less volatile than 75% of Canadian stocks over the past 3 months, typically moving +/- 7% a week.

Volatility Over Time: WFC's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1969446Bruno Wallhttps://www.wallfinancialcorporation.com

Wall Financial Corporation, together with its subsidiaries, operates as a real estate investment and development company in Canada. It operates through three segments: Rental, Hotel, and Development. The company owns and manages residential and commercial properties, as well as hotel properties; and develops and sells residential housing properties.

Wall Financial Fundamentals Summary

How do Wall Financial's earnings and revenue compare to its market cap?
WFC fundamental statistics
Market CapCA$387.82m
Earnings (TTM)CA$38.28m
Revenue (TTM)CA$156.78m

10.1x

P/E Ratio

2.5x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
WFC income statement (TTM)
RevenueCA$156.78m
Cost of RevenueCA$113.55m
Gross ProfitCA$43.23m
Other ExpensesCA$4.95m
EarningsCA$38.28m

Last Reported Earnings

Apr 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)1.18
Gross Margin27.58%
Net Profit Margin24.42%
Debt/Equity Ratio196.3%

How did WFC perform over the long term?

See historical performance and comparison
We’ve recently updated our valuation analysis.

Valuation

Is WFC undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Below Fair Value

  • Significantly Below Fair Value

  • Analyst Forecast

Key Valuation Metric

Which metric is best to use when looking at relative valuation for WFC?

Other financial metrics that can be useful for relative valuation.

WFC key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue5.9x
Enterprise Value/EBITDA23.2x
PEG Ration/a

Price to Earnings Ratio vs Peers

How does WFC's PE Ratio compare to its peers?

WFC PE Ratio vs Peers
The above table shows the PE ratio for WFC vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyPEEstimated GrowthMarket Cap
Peer Average14.9x
MRD Melcor Developments
5.7xn/aCA$418.2m
MPC Madison Pacific Properties
7.8xn/aCA$388.7m
ISV Information Services
10.7x-8.3%CA$417.8m
REAL Real Matters
35.6x52.6%CA$444.1m
WFC Wall Financial
10.1xn/aCA$387.8m

Price-To-Earnings vs Peers: WFC is good value based on its Price-To-Earnings Ratio (10.1x) compared to the peer average (14.9x).


Price to Earnings Ratio vs Industry

How does WFC's PE Ratio compare vs other companies in the CA Real Estate Industry?

Price-To-Earnings vs Industry: WFC is expensive based on its Price-To-Earnings Ratio (10.1x) compared to the Canadian Real Estate industry average (7.5x)


Price to Earnings Ratio vs Fair Ratio

What is WFC's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

WFC PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio10.1x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate WFC's Price-To-Earnings Fair Ratio for valuation analysis.


Share Price vs Fair Value

What is the Fair Price of WFC when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: WFC (CA$11.95) is trading below our estimate of fair value (CA$19.6)

Significantly Below Fair Value: WFC is trading below fair value by more than 20%.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.


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Future Growth

How is Wall Financial forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

Future Growth Score

0/6

Future Growth Score 0/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


31.4%

Forecasted Real Estate industry annual growth in earnings

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Wall Financial has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Discover growth companies

  • Examine whether Wall Financial is trading at an attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
  • Wall Financial competitive advantages and company strategy can generally be found in its financial reports archived here.

Past Performance

How has Wall Financial performed over the past 5 years?

Past Performance Score

3/6

Past Performance Score 3/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


-3.0%

Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: WFC has a large one-off gain of CA$37.3M impacting its April 30 2022 financial results.

Growing Profit Margin: WFC's current net profit margins (24.4%) are higher than last year (4%).


Past Earnings Growth Analysis

Earnings Trend: WFC's earnings have declined by 3% per year over the past 5 years.

Accelerating Growth: WFC's earnings growth over the past year (256%) exceeds its 5-year average (-3% per year).

Earnings vs Industry: WFC earnings growth over the past year (256%) exceeded the Real Estate industry 41.1%.


Return on Equity

High ROE: WFC's Return on Equity (15.9%) is considered low.


Discover strong past performing companies

Financial Health

How is Wall Financial's financial position?

Financial Health Score

1/6

Financial Health Score 1/6

  • Short Term Liabilities

  • Long Term Liabilities

  • Debt Level

  • Reducing Debt

  • Debt Coverage

  • Interest Coverage

Financial Position Analysis

Short Term Liabilities: WFC's short term assets (CA$79.3M) do not cover its short term liabilities (CA$290.2M).

Long Term Liabilities: WFC's short term assets (CA$79.3M) do not cover its long term liabilities (CA$273.5M).


Debt to Equity History and Analysis

Debt Level: WFC's net debt to equity ratio (184.9%) is considered high.

Reducing Debt: WFC's debt to equity ratio has reduced from 360.6% to 196.3% over the past 5 years.

Debt Coverage: WFC's debt is not well covered by operating cash flow (13.6%).

Interest Coverage: WFC's interest payments on its debt are not well covered by EBIT (2.3x coverage).


Balance Sheet


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Dividend

What is Wall Financial current dividend yield, its reliability and sustainability?

Dividend Score

0/6

Dividend Score 0/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Cash Flow Coverage

Dividend Yield vs Market

Notable Dividend: Unable to evaluate WFC's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate WFC's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if WFC's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if WFC's dividend payments have been increasing.


Earnings Payout to Shareholders

Earnings Coverage: WFC is not paying a notable dividend for the Canadian market.


Cash Payout to Shareholders

Cash Flow Coverage: Unable to calculate sustainability of dividends as WFC has not reported any payouts.


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Management

How experienced are the management team and are they aligned to shareholders interests?

7.0yrs

Average board tenure


CEO

Bruno Wall

28.58yrs

Tenure

CA$505,995

Compensation

Mr. Bruno Wall serves as President at Wall Financial Corporation since 1994 and serves as its Chief Executive Officer and serves as its Chief Financial Officer since 1994. Mr. Wall has been a Director of W...


CEO Compensation Analysis

Compensation vs Market: Bruno's total compensation ($USD395.46K) is below average for companies of similar size in the Canadian market ($USD1.25M).

Compensation vs Earnings: Bruno's compensation has been consistent with company performance over the past year.


Board Members

Experienced Board: WFC's board of directors are considered experienced (7 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Wall Financial Corporation's employee growth, exchange listings and data sources


Key Information

  • Name: Wall Financial Corporation
  • Ticker: WFC
  • Exchange: TSX
  • Founded: 1969
  • Industry: Diversified Real Estate Activities
  • Sector: Real Estate
  • Implied Market Cap: CA$387.818m
  • Shares outstanding: 32.45m
  • Website: https://www.wallfinancialcorporation.com

Number of Employees


Location

  • Wall Financial Corporation
  • 1010 Burrard Street
  • Vancouver
  • British Columbia
  • V6Z 2R9
  • Canada

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/08/12 00:00
End of Day Share Price2022/08/08 00:00
Earnings2022/04/30
Annual Earnings2022/01/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.