| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 1/6 |
| Dividends | 0/6 |
WFC Stock Overview
Wall Financial Corporation, together with its subsidiaries, operates as a real estate investment and development company in Canada.
Wall Financial Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | CA$11.95 |
| 52 Week High | CA$18.24 |
| 52 Week Low | CA$11.00 |
| Beta | 0.90 |
| 1 Month Change | 8.64% |
| 3 Month Change | -13.09% |
| 1 Year Change | -34.34% |
| 3 Year Change | -47.40% |
| 5 Year Change | -43.10% |
| Change since IPO | 378.00% |
Recent News & Updates
Is Wall Financial (TSE:WFC) A Risky Investment?
The external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...
Shareholder Returns
| WFC | CA Real Estate | CA Market | |
|---|---|---|---|
| 7D | 1.1% | 1.3% | 1.9% |
| 1Y | -34.3% | -11.7% | -1.1% |
Return vs Industry: WFC underperformed the Canadian Real Estate industry which returned -13.2% over the past year.
Return vs Market: WFC underperformed the Canadian Market which returned -2% over the past year.
Price Volatility
| WFC volatility | |
|---|---|
| WFC Average Weekly Movement | 7.1% |
| Real Estate Industry Average Movement | 5.4% |
| Market Average Movement | 10.8% |
| 10% most volatile stocks in CA Market | 19.4% |
| 10% least volatile stocks in CA Market | 4.3% |
Stable Share Price: WFC is less volatile than 75% of Canadian stocks over the past 3 months, typically moving +/- 7% a week.
Volatility Over Time: WFC's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1969 | 446 | Bruno Wall | https://www.wallfinancialcorporation.com |
Wall Financial Corporation, together with its subsidiaries, operates as a real estate investment and development company in Canada. It operates through three segments: Rental, Hotel, and Development. The company owns and manages residential and commercial properties, as well as hotel properties; and develops and sells residential housing properties.
Wall Financial Fundamentals Summary
| WFC fundamental statistics | |
|---|---|
| Market Cap | CA$387.82m |
| Earnings (TTM) | CA$38.28m |
| Revenue (TTM) | CA$156.78m |
10.1x
P/E Ratio2.5x
P/S RatioIs WFC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| WFC income statement (TTM) | |
|---|---|
| Revenue | CA$156.78m |
| Cost of Revenue | CA$113.55m |
| Gross Profit | CA$43.23m |
| Other Expenses | CA$4.95m |
| Earnings | CA$38.28m |
Last Reported Earnings
Apr 30, 2022
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.18 |
| Gross Margin | 27.58% |
| Net Profit Margin | 24.42% |
| Debt/Equity Ratio | 196.3% |
How did WFC perform over the long term?
See historical performance and comparisonValuation
Is WFC undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
3/6Valuation Score 3/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Analyst Forecast
Key Valuation Metric
Which metric is best to use when looking at relative valuation for WFC?
Other financial metrics that can be useful for relative valuation.
| What is WFC's n/a Ratio? | |
|---|---|
| n/a Ratio | 0x |
| n/a | n/a |
| Market Cap | CA$387.82m |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | 5.9x |
| Enterprise Value/EBITDA | 23.2x |
| PEG Ratio | n/a |
Price to Earnings Ratio vs Peers
How does WFC's PE Ratio compare to its peers?
| WFC PE Ratio vs Peers |
|---|
| Company | PE | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 14.4x | ||
MRD Melcor Developments | 5.7x | n/a | CA$412.0m |
MPC Madison Pacific Properties | 7.5x | n/a | CA$386.9m |
ISV Information Services | 10.6x | -8.3% | CA$414.8m |
REAL Real Matters | 33.7x | 52.6% | CA$419.4m |
WFC Wall Financial | 10.1x | n/a | CA$387.8m |
Price-To-Earnings vs Peers: WFC is good value based on its Price-To-Earnings Ratio (10.1x) compared to the peer average (14.4x).
Price to Earnings Ratio vs Industry
How does WFC's PE Ratio compare vs other companies in the CA Real Estate Industry?
Price-To-Earnings vs Industry: WFC is expensive based on its Price-To-Earnings Ratio (10.1x) compared to the Canadian Real Estate industry average (8.6x)
Price to Earnings Ratio vs Fair Ratio
What is WFC's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PE Ratio | 10.1x |
| Fair PE Ratio | n/a |
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate WFC's Price-To-Earnings Fair Ratio for valuation analysis.
Share Price vs Fair Value
What is the Fair Price of WFC when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: WFC (CA$11.95) is trading below our estimate of fair value (CA$19.73)
Significantly Below Fair Value: WFC is trading below fair value by more than 20%.
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
Analyst Forecast: Insufficient data to show price forecast.
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Future Growth
How is Wall Financial forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score
0/6Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Future ROE
29.5%
Forecasted Real Estate industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Wall Financial has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Discover growth companies
- Examine whether Wall Financial is trading at an attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
- Wall Financial competitive advantages and company strategy can generally be found in its financial reports archived here.
Past Performance
How has Wall Financial performed over the past 5 years?
Past Performance Score
3/6Past Performance Score 3/6
Quality Earnings
Growing Profit Margin
Earnings Trend
Accelerating Growth
Earnings vs Industry
High ROE
-3.0%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: WFC has a large one-off gain of CA$37.3M impacting its April 30 2022 financial results.
Growing Profit Margin: WFC's current net profit margins (24.4%) are higher than last year (4%).
Past Earnings Growth Analysis
Earnings Trend: WFC's earnings have declined by 3% per year over the past 5 years.
Accelerating Growth: WFC's earnings growth over the past year (256%) exceeds its 5-year average (-3% per year).
Earnings vs Industry: WFC earnings growth over the past year (256%) exceeded the Real Estate industry 41.1%.
Return on Equity
High ROE: WFC's Return on Equity (15.9%) is considered low.
Discover strong past performing companies
Financial Health
How is Wall Financial's financial position?
Financial Health Score
1/6Financial Health Score 1/6
Short Term Liabilities
Long Term Liabilities
Debt Level
Reducing Debt
Debt Coverage
Interest Coverage
Financial Position Analysis
Short Term Liabilities: WFC's short term assets (CA$79.3M) do not cover its short term liabilities (CA$290.2M).
Long Term Liabilities: WFC's short term assets (CA$79.3M) do not cover its long term liabilities (CA$273.5M).
Debt to Equity History and Analysis
Debt Level: WFC's net debt to equity ratio (184.9%) is considered high.
Reducing Debt: WFC's debt to equity ratio has reduced from 360.6% to 196.3% over the past 5 years.
Debt Coverage: WFC's debt is not well covered by operating cash flow (13.6%).
Interest Coverage: WFC's interest payments on its debt are not well covered by EBIT (2.3x coverage).
Balance Sheet
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Dividend
What is Wall Financial current dividend yield, its reliability and sustainability?
Dividend Score
0/6Dividend Score 0/6
Notable Dividend
High Dividend
Stable Dividend
Growing Dividend
Earnings Coverage
Cash Flow Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate WFC's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate WFC's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if WFC's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if WFC's dividend payments have been increasing.
Earnings Payout to Shareholders
Earnings Coverage: WFC is not paying a notable dividend for the Canadian market.
Cash Payout to Shareholders
Cash Flow Coverage: Unable to calculate sustainability of dividends as WFC has not reported any payouts.
Discover strong dividend paying companies
Management
How experienced are the management team and are they aligned to shareholders interests?
7.0yrs
Average board tenure
CEO
Bruno Wall
28.58yrs
Tenure
CA$505,995
Compensation
Mr. Bruno Wall serves as President at Wall Financial Corporation since 1994 and serves as its Chief Executive Officer and serves as its Chief Financial Officer since 1994. Mr. Wall has been a Director of W...
CEO Compensation Analysis
Compensation vs Market: Bruno's total compensation ($USD396.45K) is below average for companies of similar size in the Canadian market ($USD1.19M).
Compensation vs Earnings: Bruno's compensation has been consistent with company performance over the past year.
Board Members
Experienced Board: WFC's board of directors are considered experienced (7 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Wall Financial Corporation's employee growth, exchange listings and data sources
Key Information
- Name: Wall Financial Corporation
- Ticker: WFC
- Exchange: TSX
- Founded: 1969
- Industry: Diversified Real Estate Activities
- Sector: Real Estate
- Implied Market Cap: CA$387.818m
- Shares outstanding: 32.45m
- Website: https://www.wallfinancialcorporation.com
Number of Employees
Location
- Wall Financial Corporation
- 1010 Burrard Street
- Vancouver
- British Columbia
- V6Z 2R9
- Canada
Listings
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2022/08/10 00:00 |
| End of Day Share Price | 2022/08/08 00:00 |
| Earnings | 2022/04/30 |
| Annual Earnings | 2022/01/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.