Cliffside Capital Ltd., through 85 per-cent interest in CAL LP and 60-per-cent interest in ACC LP III, provides automotive financial services in Canada.
The last earnings update was 64 days ago.
Value is all about what a company is worth versus what price it is
available for. If you went into a grocery store and all the bananas were on sale
at half price, they could be considered
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
It is not possible to calculate the future cash flow value for
Cliffside Capital. This is due to cash flow or dividend data being
unavailable. The share price is
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for
it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing
when they are out of season, or how much your home is worth.
The amount the stock market is willing to pay for
is considered below, and whether this is a fair price.
Price based on past earnings
Cliffside Capital's earnings available for a low price, and how does
this compare to other companies in the same industry?
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Cliffside Capital has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by Simply Wall St do have past financial data. You can see them here.
Show me the analysis anyway
The future performance of a company is measured in the same way as past
performance, by looking at estimated
and how much profit it is expected to make.
Future estimates come from
professional analysts. Just like forecasting the weather, they don’t always get
Expected Capital Markets industry annual growth in earnings.
Earnings growth vs Low Risk Savings
expected to grow at an
Unable to compare Cliffside Capital's earnings growth to the low risk savings rate as no estimate data is available.
Growth vs Market Checks
Unable to compare Cliffside Capital's earnings growth to the Canada market average as no estimate data is available.
Unable to compare Cliffside Capital's revenue growth to the Canada market average as no estimate data is available.
Unable to determine if Cliffside Capital is high growth as no earnings estimate data is available.
Unable to determine if Cliffside Capital is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can
be gauged below. We look back 3 years and see if they were any good at
predicting what actually occurred. We also show the highest and lowest estimates
looking forward to see if there is a wide range.
Cliffside Capital's performance over the past 5 years by checking for:
Has earnings increased in past 5 years? (1 check)
Has the earnings growth in the last year exceeded that of the
industry? (1 check)
Is the recent earnings growth over the last year higher than the average annual growth over the
past 5 years? (1 check)
Is the Return on Equity (ROE) higher than 20%? (1 check)
Is the Return on Assets (ROA) above industry average? (1 check)
Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent
earnings report. Some checks require at least 3 or 5 years worth of data.
has a total score of
0/6, see the detailed checks below.
Note: We use GAAP Net Income excluding extraordinary items in all our calculations.
A company's financial position is much like your own financial position,
it includes everything you own
The boxes below represent the relative size of what makes up
Cliffside Capital's finances.
The net worth of a company is the difference between its assets and liabilities.
Cliffside Capital is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
Cliffside Capital's cash and other short term assets cover its long term commitments.
This treemap shows a more detailed breakdown of
Cliffside Capital's finances. If any of them are yellow this
indicates they may be out of proportion and red means they relate to one of the
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
Low level of unsold assets.
Debt is covered by short term assets, assets are 1.1x debt.
Nearly all companies have debt. Debt in itself isn’t
however if the debt is too high, or the company can’t afford to pay the interest
on its debts this may have impacts in the future.
The graphic below shows equity (available funds) and debt, we ideally want to
see the red area (debt) decreasing.
If there is any debt we look at the companies capability to repay it, and
whether the level has increased over the past 5 years.
Management is one of the most important areas of a company. We look at
unreasonable CEO compensation, how long the team and board of directors have
been around for and insider trading.
TENURE AS CEO
Mr. Stephen R. Malone, also known as Steve, has been Chief Executive Officer of Cliffside Capital Ltd. since May 22, 2018. Mr. Malone has significant leadership experience in the Canadian financial services industry. Mr. Malone is President and COO of CanCap Management Inc. Prior to joining CanCap Management Inc., Mr. Malone worked 3 years with D+H Corporation. Mr. Malone began his career in the branch network with Trans Canada Credit (subsequently acquired by Wells Fargo Financial Corporation Canada) in Eastern Canada and rose through increasingly more senior positions to Vice President Credit Operations for all of Canada where he oversaw a diverse workforce of 300 employees. Mr. Malone was responsible for credit risk and quality of the Canadian portfolio and oversaw the centralization of all underwriting functions, adding controls, governance and improved service quality across all product lines. Mr. Malone also sits on the Board of Directors of Toronto Children’s Aid Society. Mr. Malone earned a Business degree at the University of New Brunswick.
Insufficient data for Steve to compare compensation growth.
Insufficient data for Steve to establish whether their remuneration is reasonable compared to companies of similar size in Canada.
CFO & Secretary
CEO & Director
Board of Directors Tenure
Average tenure and age of the
board of directors in years:
The tenure for the Cliffside Capital board of directors is about average.
How Does Investing In Cliffside Capital Ltd (CVE:CEP) Impact Your Portfolio?
Modern finance theory considers volatility to be a measure of risk, and there are two main types of price volatility. … Some investors use beta as a measure of how much a certain stock is impacted by market risk (volatility). … While we should keep in mind that Warren Buffett has cautioned that 'Volatility is far from synonymous with risk', beta is still a useful factor to consider.
Should You Be Tempted To Sell Cliffside Capital Ltd (CVE:CEP) At Its Current PE Ratio?
The content of this article will benefit those of you who are starting to educate yourself about investing in the stock market. … and want to better understand how you can grow your money by investing in Cliffside Capital Ltd (CVE:CEP). … Cliffside Capital Ltd (CVE:CEP) is currently trading at a trailing P/E of 48x, which is higher than the industry average of 12.1x.
Cliffside Capital Ltd., through 85 per-cent interest in CAL LP and 60-per-cent interest in ACC LP III, provides automotive financial services in Canada. The company holds a portfolio of retail sales contracts backed by motor vehicles as collateral that are originated and serviced by AutoCapital Canada Management Inc. Cliffside Capital Ltd. was incorporated in 2013 and is based in Toronto, Canada.
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.