Goldmoney Inc. operates as a precious metal focused investment company worldwide. More Details
Adequate balance sheet with questionable track record.
Share Price & News
How has Goldmoney's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: XAU is less volatile than 75% of Canadian stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: XAU's weekly volatility (6%) has been stable over the past year.
7 Day Return
CA Diversified Financial
1 Year Return
CA Diversified Financial
Return vs Industry: XAU underperformed the Canadian Diversified Financial industry which returned 64.4% over the past year.
Return vs Market: XAU underperformed the Canadian Market which returned 36.9% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Goldmoney's share price compared to the market and industry in the last 5 years?
Simply Wall St News
6 months ago | Simply Wall StHow Much Did Goldmoney's(TSE:XAU) Shareholders Earn From Share Price Movements Over The Last Three Years?
7 months ago | Simply Wall StDo Institutions Own Goldmoney Inc. (TSE:XAU) Shares?
8 months ago | Simply Wall StDid Goldmoney Inc. (TSE:XAU) Insiders Sell Shares?
Is Goldmoney undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate XAU's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate XAU's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: XAU is good value based on its PE Ratio (23.6x) compared to the CA Diversified Financial industry average (58.7x).
PE vs Market: XAU is poor value based on its PE Ratio (23.6x) compared to the Canadian market (15.9x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate XAU's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: XAU's PB Ratio (1.2x) is in line with the CA Diversified Financial industry average.
How is Goldmoney forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Goldmoney has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Goldmoney performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: XAU has a large one-off loss of CA$2.8M impacting its December 31 2020 financial results.
Growing Profit Margin: XAU became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: XAU has become profitable over the past 5 years, growing earnings by 45.3% per year.
Accelerating Growth: XAU has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: XAU has become profitable in the last year, making it difficult to compare its past year earnings growth to the Diversified Financial industry (91.4%).
Return on Equity
High ROE: XAU's Return on Equity (5.2%) is considered low.
How is Goldmoney's financial position?
Financial Position Analysis
Short Term Liabilities: XAU's short term assets (CA$97.3M) exceed its short term liabilities (CA$2.6M).
Long Term Liabilities: XAU's short term assets (CA$97.3M) exceed its long term liabilities (CA$1.4M).
Debt to Equity History and Analysis
Debt Level: XAU's debt to equity ratio (0.5%) is considered satisfactory.
Reducing Debt: XAU's debt to equity ratio has increased from 0.06% to 0.5% over the past 5 years.
Debt Coverage: XAU's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: XAU earns more interest than it pays, so coverage of interest payments is not a concern.
What is Goldmoney current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: XAU's dividend (0.51%) isn’t notable compared to the bottom 25% of dividend payers in the Canadian market (1.51%).
High Dividend: XAU's dividend (0.51%) is low compared to the top 25% of dividend payers in the Canadian market (4.54%).
Stability and Growth of Payments
Stable Dividend: XAU is not paying a notable dividend for the Canadian market, therefore no need to check if payments are stable.
Growing Dividend: XAU is not paying a notable dividend for the Canadian market, therefore no need to check if payments are increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of XAU's dividend in 3 years as they are not forecast to pay a notable one for the Canadian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Roy Sebag (35 yo)
Mr. Roy Sebag serves as Chairman at Fortress Technologies Inc. since August 16, 2018. Mr. Roy Sebag serves as President and Chairman, Co-Founder of Mene Inc. and also serving as Director of Mene Inc., sinc...
CEO Compensation Analysis
Compensation vs Market: Roy's total compensation ($USD545.91K) is about average for companies of similar size in the Canadian market ($USD439.05K).
Compensation vs Earnings: Roy's compensation has been consistent with company performance over the past year.
Experienced Management: XAU's management team is seasoned and experienced (6.3 years average tenure).
Experienced Board: XAU's board of directors are considered experienced (5.1 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: XAU insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Goldmoney Inc.'s company bio, employee growth, exchange listings and data sources
- Name: Goldmoney Inc.
- Ticker: XAU
- Exchange: TSX
- Founded: 2001
- Industry: Specialized Finance
- Sector: Diversified Financials
- Market Cap: CA$226.374m
- Shares outstanding: 75.71m
- Website: https://www.goldmoney.com
Number of Employees
- Goldmoney Inc.
- 334 Adelaide Street West
- 3rd Floor
- M5V 1R4
Goldmoney Inc. operates as a precious metal focused investment company worldwide. The company is involved in the investment, custody, and storage of physical precious metals through Goldmoney.com online pl...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/05/09 22:48|
|End of Day Share Price||2021/05/07 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.