CHW Stock Overview
Chesswood Group Limited, a financial services company, operates primarily in the specialty finance industry.
Price History & Performance
|Historical stock prices|
|Current Share Price||CA$14.40|
|52 Week High||CA$14.50|
|52 Week Low||CA$8.38|
|1 Month Change||8.60%|
|3 Month Change||25.22%|
|1 Year Change||69.41%|
|3 Year Change||36.11%|
|5 Year Change||24.68%|
|Change since IPO||50.00%|
Recent News & Updates
|CHW||CA Diversified Financial||CA Market|
Return vs Industry: CHW exceeded the Canadian Diversified Financial industry which returned 13.5% over the past year.
Return vs Market: CHW exceeded the Canadian Market which returned 22.1% over the past year.
|CHW Average Weekly Movement||3.3%|
|Diversified Financial Industry Average Movement||5.4%|
|Market Average Movement||9.4%|
|10% most volatile stocks in CA Market||17.1%|
|10% least volatile stocks in CA Market||3.5%|
Stable Share Price: CHW is less volatile than 75% of Canadian stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: CHW's weekly volatility (3%) has been stable over the past year.
About the Company
Chesswood Group Limited, a financial services company, operates primarily in the specialty finance industry. The company offers micro and small-ticket commercial equipment financing to small and medium-sized businesses through a network of approximately 600 independent equipment finance broker firms and equipment vendors in the United States; and commercial equipment financing to small and medium businesses through a network of approximately 50 independent equipment finance broker firms in Canada. It also provides home improvement and other consumer financing solutions.
Chesswood Group Fundamentals Summary
|CHW fundamental statistics|
Is CHW overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|CHW income statement (TTM)|
|Cost of Revenue||CA$0|
Last Reported Earnings
Sep 30, 2021
Next Earnings Date
|Earnings per share (EPS)||1.18|
|Net Profit Margin||23.48%|
How did CHW perform over the long term?See historical performance and comparison
2.5%Current Dividend Yield
Does CHW pay a reliable dividends?See CHW dividend history and benchmarks
|Chesswood Group dividend dates|
|Ex Dividend Date||Nov 29 2021|
|Dividend Pay Date||Dec 15 2021|
|Days until Ex dividend||0 days|
|Days until Dividend pay date||16 days|
Does CHW pay a reliable dividends?See CHW dividend history and benchmarks
Is Chesswood Group undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: CHW (CA$14.4) is trading above our estimate of fair value (CA$11.87)
Significantly Below Fair Value: CHW is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: CHW's PE Ratio (12.2x) is in line with the Canadian Diversified Financial industry average.
PE vs Market: CHW is good value based on its PE Ratio (12.2x) compared to the Canadian market (12.5x).
Price to Earnings Growth Ratio
PEG Ratio: CHW is poor value based on its PEG Ratio (3.5x)
Price to Book Ratio
PB vs Industry: CHW's PB Ratio (1.6x) is in line with the CA Diversified Financial industry average.
How is Chesswood Group forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: CHW's forecast earnings growth (3.5% per year) is above the savings rate (1.6%).
Earnings vs Market: CHW's earnings (3.5% per year) are forecast to grow slower than the Canadian market (10.6% per year).
High Growth Earnings: CHW's earnings are forecast to grow, but not significantly.
Revenue vs Market: CHW's revenue (43.7% per year) is forecast to grow faster than the Canadian market (5.6% per year).
High Growth Revenue: CHW's revenue (43.7% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: CHW's Return on Equity is forecast to be high in 3 years time (22.9%)
How has Chesswood Group performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CHW has a high level of non-cash earnings.
Growing Profit Margin: CHW became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: CHW's earnings have declined by 17.3% per year over the past 5 years.
Accelerating Growth: CHW has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: CHW has become profitable in the last year, making it difficult to compare its past year earnings growth to the Diversified Financial industry (149.7%).
Return on Equity
High ROE: CHW's Return on Equity (13%) is considered low.
How is Chesswood Group's financial position?
Financial Position Analysis
Short Term Liabilities: CHW's short term assets (CA$1.3B) exceed its short term liabilities (CA$32.5M).
Long Term Liabilities: CHW's short term assets (CA$1.3B) exceed its long term liabilities (CA$1.2B).
Debt to Equity History and Analysis
Debt Level: CHW's net debt to equity ratio (632%) is considered high.
Reducing Debt: CHW's debt to equity ratio has increased from 194.7% to 635.3% over the past 5 years.
Debt Coverage: CHW's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: Insufficient data to determine if CHW's interest payments on its debt are well covered by EBIT.
What is Chesswood Group current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: CHW's dividend (2.5%) is higher than the bottom 25% of dividend payers in the Canadian market (1.59%).
High Dividend: CHW's dividend (2.5%) is low compared to the top 25% of dividend payers in the Canadian market (4.6%).
Stability and Growth of Payments
Stable Dividend: CHW's dividend payments have been volatile in the past 10 years.
Growing Dividend: CHW's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (20.8%), CHW's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: CHW's dividends in 3 years are forecast to be well covered by earnings (41.1% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Ryan Marr has been President and Chief Executive Officer of Chesswood Group Limited since June 29, 2020 and its Director since September 30, 2020. He is Partner, Chief Investment Officer and Portfolio...
CEO Compensation Analysis
Compensation vs Market: Ryan's total compensation ($USD946.66K) is above average for companies of similar size in the Canadian market ($USD479.97K).
Compensation vs Earnings: Insufficient data to compare Ryan's compensation with company performance.
Experienced Management: CHW's management team is not considered experienced ( 1.4 years average tenure), which suggests a new team.
Experienced Board: CHW's board of directors are not considered experienced ( 1.3 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: CHW insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Chesswood Group Limited's employee growth, exchange listings and data sources
- Name: Chesswood Group Limited
- Ticker: CHW
- Exchange: TSX
- Founded: 1982
- Industry: Specialized Finance
- Sector: Diversified Financials
- Implied Market Cap: CA$260.333m
- Market Cap: CA$239.042m
- Shares outstanding: 18.08m
- Website: https://www.chesswoodgroup.com
Number of Employees
- Chesswood Group Limited
- 1133 Yonge Street
- Suite 603
- M4T 2Y7
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/11/27 23:06|
|End of Day Share Price||2021/11/26 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.