Standard Chartered Bank Botswana Balance Sheet Health
Financial Health criteria checks 6/6
Standard Chartered Bank Botswana has total assets of BWP16.2B and total equity of BWP1.1B. Total deposits are BWP13.5B, and total loans are BWP9.1B. It earns a Net Interest Margin of 5.4%. It has sufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are BWP831.7M.
Key information
14.3x
Asset to equity ratio
5.4%
Net interest margin
Total deposits | P13.49b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.8% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | P831.65m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: STANCHART's Assets to Equity ratio (14.3x) is moderate.
Allowance for Bad Loans: STANCHART has a sufficient allowance for bad loans (148%).
Low Risk Liabilities: 89% of STANCHART's liabilities are made up of primarily low risk sources of funding.
Loan Level: STANCHART has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: STANCHART's Loans to Deposits ratio (68%) is appropriate.
Level of Bad Loans: STANCHART has an appropriate level of bad loans (1.8%).