A1LL34 Stock Overview
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America.
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
Bread Financial Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$43.52 |
| 52 Week High | US$50.55 |
| 52 Week Low | US$29.43 |
| Beta | 1.98 |
| 1 Month Change | -9.20% |
| 3 Month Change | 16.99% |
| 1 Year Change | 22.83% |
| 3 Year Change | -69.82% |
| 5 Year Change | n/a |
| Change since IPO | -61.00% |
Recent News & Updates
Recent updates
Shareholder Returns
| A1LL34 | BR Consumer Finance | BR Market | |
|---|---|---|---|
| 7D | -3.1% | -1.3% | -1.6% |
| 1Y | 22.8% | 27.7% | 12.3% |
Return vs Industry: A1LL34 underperformed the BR Consumer Finance industry which returned 27.7% over the past year.
Return vs Market: A1LL34 exceeded the BR Market which returned 12.4% over the past year.
Price Volatility
| A1LL34 volatility | |
|---|---|
| A1LL34 Average Weekly Movement | 5.7% |
| Consumer Finance Industry Average Movement | 5.6% |
| Market Average Movement | 4.6% |
| 10% most volatile stocks in BR Market | 8.5% |
| 10% least volatile stocks in BR Market | 2.2% |
Stable Share Price: A1LL34 has not had significant price volatility in the past 3 months.
Volatility Over Time: A1LL34's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1995 | 7,000 | Ralph Andretta | www.breadfinancial.com |
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services.
Bread Financial Holdings, Inc. Fundamentals Summary
| A1LL34 fundamental statistics | |
|---|---|
| Market cap | R$8.39b |
| Earnings (TTM) | R$3.87b |
| Revenue (TTM) | R$16.07b |
2.2x
P/E Ratio0.5x
P/S RatioIs A1LL34 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| A1LL34 income statement (TTM) | |
|---|---|
| Revenue | US$3.06b |
| Cost of Revenue | US$0 |
| Gross Profit | US$3.06b |
| Other Expenses | US$2.32b |
| Earnings | US$737.00m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
Apr 25, 2024
| Earnings per share (EPS) | 14.87 |
| Gross Margin | 100.00% |
| Net Profit Margin | 24.09% |
| Debt/Equity Ratio | 181.4% |
How did A1LL34 perform over the long term?
See historical performance and comparison