REFFIND Ltd develops cloud based software as a service solutions that enable companies to communicate with their employees in Australia and internationally.
+ 2 more risks
Adequate balance sheet and overvalued.
Share Price & News
How has REFFIND's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: RFN's share price has been volatile over the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: RFN underperformed the Australian Software industry which returned 41.2% over the past year.
Return vs Market: RFN underperformed the Australian Market which returned 15.6% over the past year.
Price Volatility Vs. Market
How volatile is REFFIND's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 months ago | Simply Wall StThose Who Purchased REFFIND (ASX:RFN) Shares Three Years Ago Have A 94% Loss To Show For It
2 months ago | Simply Wall StHave Insiders Been Buying REFFIND Ltd (ASX:RFN) Shares?
3 months ago | Simply Wall StHow Much Of REFFIND Ltd (ASX:RFN) Do Insiders Own?
Is REFFIND undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate RFN's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate RFN's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: RFN is unprofitable, so we can't compare its PE Ratio to the Software industry average.
PE vs Market: RFN is unprofitable, so we can't compare its PE Ratio to the Australian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate RFN's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: RFN is good value based on its PB Ratio (0.4x) compared to the AU Software industry average (4.2x).
How is REFFIND forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Software industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as REFFIND has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine REFFIND's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
- REFFIND competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Software industry.
How has REFFIND performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: RFN is currently unprofitable.
Growing Profit Margin: RFN is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: RFN is unprofitable, but has reduced losses over the past 5 years at a rate of 25.4% per year.
Accelerating Growth: Unable to compare RFN's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: RFN is unprofitable, making it difficult to compare its past year earnings growth to the Software industry (23.8%).
Return on Equity
High ROE: RFN has a negative Return on Equity (-28.07%), as it is currently unprofitable.
Return on Assets
Return on Capital Employed
How is REFFIND's financial position?
Financial Position Analysis
Short Term Liabilities: RFN's short term assets (A$405.7K) exceed its short term liabilities (A$147.4K).
Long Term Liabilities: RFN has no long term liabilities.
Debt to Equity History and Analysis
Debt Level: RFN is debt free.
Reducing Debt: RFN has not had any debt for past 5 years.
Inventory Level: RFN has a low level of unsold assets or inventory.
Debt Coverage by Assets: Insufficient data to determine if RFN's debt is covered by short term assets.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: RFN has less than a year of cash runway based on its current free cash flow.
Forecast Cash Runway: RFN has less than a year of cash runway if free cash flow continues to grow at historical rates of 19.4% each year.
What is REFFIND's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: Unable to evaluate RFN's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.
High Dividend: Unable to evaluate RFN's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if RFN's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if RFN's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of RFN's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
David Jackson 0
Mr. David Stephen Jackson has been Interim CEO of REFFIND Ltd. since September 2018 and served as REFFIND Ltd Executive Chairman until September 5, 2019. He previously served as Non-Executive Chairman of R ...
CEO Compensation Analysis
Compensation vs Market: David's total compensation ($USD52.41K) is below average for companies of similar size in the Australian market ($USD254.67K).
Compensation vs Earnings: David's compensation has increased whilst the company is unprofitable.
|Interim Chief Executive Officer||1.4yrs||AU$78.00k||no data|
|Company Secretary & Independent Director||1.3yrs||AU$28.00k||no data|
|Chief Product Manager||2.2yrs||AU$61.59k||no data|
Experienced Management: RFN's management team is not considered experienced ( 1.4 years average tenure), which suggests a new team.
|Company Secretary & Independent Director||1.3yrs||AU$28.00k||no data|
|Non-Executive Chairman||0.4yrs||no data||no data|
|Director||0.2yrs||no data||no data|
Experienced Board: RFN's board of directors are not considered experienced ( 0.4 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 15.9%.
REFFIND Ltd's company bio, employee growth, exchange listings and data sources
- Name: REFFIND Ltd
- Ticker: RFN
- Exchange: ASX
- Founded: 2014
- Industry: Application Software
- Sector: Software
- Market Cap: AU$2.522m
- Shares outstanding: 840.50m
- Website: https://www.reffind.com
- REFFIND Ltd
- 330 Churchill Avenue
- Suite 9
- Western Australia
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|RFN||ASX (Australian Securities Exchange)||Yes||Ordinary Shares||AU||AUD||Jul 2015|
|RFN||CHIA (Chi-X Australia)||Yes||Ordinary Shares||AU||AUD||Jul 2015|
REFFIND Ltd develops cloud based software as a service solutions that enable companies to communicate with their employees in Australia and internationally. It operates in two segments, REFFIND and WooBoard. The company’s solutions include loyall solution, which transforms the management and delivery of countless forms of incentives using proprietary blockchain and smart contract technology; and WooBoard, a peer-to-peer recognition platform. The company was incorporated in 2014 and is based in Perth, Australia.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/18 10:52|
|End of Day Share Price||2020/02/18 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.