Laybuy Group Holdings Limited provides consumer financing services in New Zealand, Australia, and the United Kingdom.
Laybuy Group Holdings Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||AU$0.50|
|52 Week High||AU$0.41|
|52 Week Low||AU$1.81|
|1 Month Change||-3.85%|
|3 Month Change||-14.53%|
|1 Year Change||-67.74%|
|3 Year Change||n/a|
|5 Year Change||n/a|
|Change since IPO||-75.61%|
Recent News & Updates
|LBY||AU IT||AU Market|
Return vs Industry: LBY underperformed the Australian IT industry which returned 31.3% over the past year.
Return vs Market: LBY underperformed the Australian Market which returned 25.4% over the past year.
Stable Share Price: LBY is not significantly more volatile than the rest of Australian stocks over the past 3 months, typically moving +/- 9% a week.
Volatility Over Time: LBY's weekly volatility (9%) has been stable over the past year.
About the Company
Laybuy Group Holdings Limited provides consumer financing services in New Zealand, Australia, and the United Kingdom. It offers buy now, pay later services through its integrated payment platform. The company was founded in 2017 and is based in Auckland, New Zealand.
Laybuy Group Holdings Fundamentals Summary
|LBY fundamental statistics|
Is LBY overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|LBY income statement (TTM)|
|Cost of Revenue||NZ$12.20m|
Last Reported Earnings
Mar 31, 2021
Next Earnings Date
|Earnings per share (EPS)||-0.27|
|Net Profit Margin||-126.35%|
How did LBY perform over the long term?See historical performance and comparison
Is Laybuy Group Holdings undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate LBY's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate LBY's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: LBY is unprofitable, so we can't compare its PE Ratio to the Australian IT industry average.
PE vs Market: LBY is unprofitable, so we can't compare its PE Ratio to the Australian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate LBY's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: LBY is overvalued based on its PB Ratio (3.6x) compared to the AU IT industry average (3.3x).
How is Laybuy Group Holdings forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: LBY is forecast to remain unprofitable over the next 3 years.
Earnings vs Market: LBY is forecast to remain unprofitable over the next 3 years.
High Growth Earnings: LBY is forecast to remain unprofitable over the next 3 years.
Revenue vs Market: LBY's revenue (44.5% per year) is forecast to grow faster than the Australian market (5.3% per year).
High Growth Revenue: LBY's revenue (44.5% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: LBY is forecast to be unprofitable in 3 years.
How has Laybuy Group Holdings performed over the past 5 years?
Last years earnings growth
Earnings and Revenue History
Quality Earnings: LBY is currently unprofitable.
Growing Profit Margin: LBY is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: Insufficient data to determine if LBY's year-on-year earnings growth rate was positive over the past 5 years.
Accelerating Growth: Unable to compare LBY's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: LBY is unprofitable, making it difficult to compare its past year earnings growth to the IT industry (-11.2%).
Return on Equity
High ROE: LBY has a negative Return on Equity (-112.41%), as it is currently unprofitable.
How is Laybuy Group Holdings's financial position?
Financial Position Analysis
Short Term Liabilities: LBY's short term assets (NZ$57.1M) exceed its short term liabilities (NZ$19.3M).
Long Term Liabilities: LBY's short term assets (NZ$57.1M) exceed its long term liabilities (NZ$4.1M).
Debt to Equity History and Analysis
Debt Level: LBY's debt to equity ratio (31%) is considered satisfactory.
Reducing Debt: Insufficient data to determine if LBY's debt to equity ratio has reduced over the past 5 years.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: LBY has less than a year of cash runway based on its current free cash flow.
Forecast Cash Runway: LBY has less than a year of cash runway if free cash flow continues to reduce at historical rates of 59.5% each year
What is Laybuy Group Holdings's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate LBY's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate LBY's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if LBY's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if LBY's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of LBY's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Gary Rohloff (58 yo)
Mr. Gary Raymond Rohloff is Managing Director and CEO at Laybuy Group Holdings Limited since 2016 and has been its Director since June 16, 2020. Mr Rohloff co-founded the Laybuy business in 2016 and has se...
CEO Compensation Analysis
Compensation vs Market: Gary's total compensation ($USD274.66K) is about average for companies of similar size in the Australian market ($USD281.32K).
Compensation vs Earnings: Gary's compensation has been consistent with company performance over the past year.
Experienced Management: LBY's management team is not considered experienced ( 1.1 years average tenure), which suggests a new team.
Experienced Board: LBY's board of directors are not considered experienced ( 1.4 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 45.9%.
Laybuy Group Holdings Limited's employee growth, exchange listings and data sources
- Name: Laybuy Group Holdings Limited
- Ticker: LBY
- Exchange: ASX
- Founded: 2017
- Industry: Data Processing and Outsourced Services
- Sector: Software
- Market Cap: AU$127.231m
- Shares outstanding: 254.46m
- Website: https://www.laybuy.com
- Laybuy Group Holdings Limited
- The B:HIVE
- Level 1
- New Zealand
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/09/23 08:05|
|End of Day Share Price||2021/09/22 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.