iSignthis Ltd, together with its subsidiaries, engages in remote identity verification, and payment authentication and processing activities in Australia, Europe, and British Virgin Islands.
Excellent balance sheet with high growth potential.
Share Price & News
How has iSignthis's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: ISX has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: ISX exceeded the Australian Software industry which returned 47.9% over the past year.
Return vs Market: ISX exceeded the Australian Market which returned 19.4% over the past year.
Price Volatility Vs. Market
How volatile is iSignthis's share price compared to the market and industry in the last 5 years?
Simply Wall St News
6 months ago | Simply Wall StWe're Excited To See How iSignthis (ASX:ISX) Uses Its Cash Hoard To Grow
7 months ago | Simply Wall StWhat Kind Of Shareholder Appears On The iSignthis Ltd's (ASX:ISX) Shareholder Register?
7 months ago | Simply Wall StDoes iSignthis Ltd's (ASX:ISX) CEO Salary Compare Well With Others?
Is iSignthis undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: ISX (A$1.07) is trading below our estimate of fair value (A$3.1)
Significantly Below Fair Value: ISX is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: ISX is unprofitable, so we can't compare its PE Ratio to the Software industry average.
PE vs Market: ISX is unprofitable, so we can't compare its PE Ratio to the Australian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate ISX's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: ISX is overvalued based on its PB Ratio (90.2x) compared to the AU Software industry average (4.3x).
How is iSignthis forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: ISX is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (1.1%).
Earnings vs Market: ISX is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: ISX's is expected to become profitable in the next 3 years.
Revenue vs Market: ISX's revenue (56.3% per year) is forecast to grow faster than the Australian market (3.8% per year).
High Growth Revenue: ISX's revenue (56.3% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if ISX's Return on Equity is forecast to be high in 3 years time
How has iSignthis performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: ISX is currently unprofitable.
Growing Profit Margin: ISX is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: ISX is unprofitable, but has reduced losses over the past 5 years at a rate of 23% per year.
Accelerating Growth: Unable to compare ISX's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: ISX is unprofitable, making it difficult to compare its past year earnings growth to the Software industry (22.6%).
Return on Equity
High ROE: ISX has a negative Return on Equity (-45.41%), as it is currently unprofitable.
How is iSignthis's financial position?
Financial Position Analysis
Short Term Liabilities: ISX's short term assets (A$46.4M) exceed its short term liabilities (A$38.4M).
Long Term Liabilities: ISX's short term assets (A$46.4M) exceed its long term liabilities (A$554.6K).
Debt to Equity History and Analysis
Debt Level: ISX is debt free.
Reducing Debt: ISX has not had any debt for past 5 years.
Inventory Level: ISX has a low level of unsold assets or inventory.
Debt Coverage by Assets: Insufficient data to determine if ISX's debt is covered by short term assets.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: ISX has sufficient cash runway for more than a year based on its current free cash flow.
Forecast Cash Runway: Insufficient data to determine if ISX has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.
What is iSignthis's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate ISX's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.
High Dividend: Unable to evaluate ISX's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if ISX's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if ISX's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of ISX's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Nickolas John Karantzis, also known as John, B.E. LL.M. M.Enterp FIEAust CPEng EurIng, serves as Chief Executive Officer and Managing Director of iSignthis Ltd. Mr. Karantzis is a founder of iSignthis ...
CEO Compensation Analysis
Compensation vs Market: John's total compensation ($USD601.47K) is below average for companies of similar size in the Australian market ($USD959.05K).
Compensation vs Earnings: John's compensation has increased whilst the company is unprofitable.
|MD, CEO & Executive Director||no data||AU$861.67k||0.32% A$3.7m|
|Joint Company Secretary & Australian Anti Money Laundering Compliance Officer||no data||AU$418.03k||2.21% A$25.8m|
|Group CFO & Joint Company Secretary||0.25yr||no data||no data|
|Chief Technology Officer||no data||no data||no data|
|Director of Investor Relations||no data||no data||no data|
|Global Sales & Marketing Director||8.08yrs||no data||no data|
|Chief Product Officer||no data||no data||no data|
|Chief Architect||no data||no data||no data|
|Chief Risk Officer||1.75yrs||no data||no data|
Experienced Management: ISX's management team is not considered experienced ( 1.8 years average tenure), which suggests a new team.
|MD, CEO & Executive Director||no data||AU$861.67k||0.32% A$3.7m|
|Non-Executive Chairman||no data||AU$65.70k||1.48% A$17.3m|
|Non-Executive Director||1.42yrs||AU$47.21k||0.23% A$2.7m|
|Non-Executive Director||5yrs||AU$43.80k||0.50% A$5.8m|
|Non-Executive Director||5yrs||AU$43.80k||0.97% A$11.3m|
|Director of iSignthis eMoney Ltd.||0.58yr||no data||no data|
Experienced Board: ISX's board of directors are considered experienced (5 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 41.1%.
iSignthis Ltd's company bio, employee growth, exchange listings and data sources
- Name: iSignthis Ltd
- Ticker: ISX
- Exchange: ASX
- Founded: 2013
- Industry: Application Software
- Sector: Software
- Market Cap: AU$1.170b
- Shares outstanding: 1.09b
- Website: https://www.isignthis.com
- iSignthis Ltd
- 456 Victoria Parade
- East Melbourne
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|ISX||ASX (Australian Securities Exchange)||Yes||Ordinary Shares||AU||AUD||Mar 2015|
|ISX||CHIA (Chi-X Australia)||Yes||Ordinary Shares||AU||AUD||Mar 2015|
|TA8||DB (Deutsche Boerse AG)||Yes||Ordinary Shares||DE||EUR||Mar 2015|
iSignthis Ltd, together with its subsidiaries, engages in remote identity verification, and payment authentication and processing activities in Australia, Europe, and British Virgin Islands. Its solutions include Paydentity, a solution that incorporates payment instrument verification and customer identification to remotely link an electronic payment with a person’s identity for satisfying anti money laundering and counter terrorism financing regulatory requirements; and ISXPay, a solution, which provides a range of gateway, risk management and avoidance, and processing services for card transactions and alternative payment methods. The company also provides banking software to retail, corporate, private banks, and emoney and payment institutions. iSignthis Ltd was founded in 2013 and is headquartered in Melbourne, Australia.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2019/12/29 10:32|
|End of Day Share Price||2019/10/01 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.