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iSignthis

ASX:ISX
Snowflake Description

Flawless balance sheet with high growth potential.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
ISX
ASX
A$683M
Market Cap
  1. Home
  2. AU
  3. Software
Company description

iSignthis Ltd, together with its subsidiaries, engages in remote identity verification, and payment authentication and processing activities in Australia, Europe, and British Virgin Islands. The last earnings update was 88 days ago. More info.


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  • iSignthis has significant price volatility in the past 3 months.
ISX Share Price and Events
7 Day Returns
-1.6%
ASX:ISX
2.5%
AU Software
2.1%
AU Market
1 Year Returns
261.8%
ASX:ISX
31.2%
AU Software
5.6%
AU Market
ISX Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
iSignthis (ISX) -1.6% 3.4% 108.5% 261.8% 272.7% -
AU Software 2.5% 7.9% 15.1% 31.2% 114.7% 125.2%
AU Market 2.1% 3.3% 8.4% 5.6% 27.8% 15.1%
1 Year Return vs Industry and Market
  • ISX outperformed the Software industry which returned 31.2% over the past year.
  • ISX outperformed the Market in Australia which returned 5.6% over the past year.
Price Volatility
ISX
Industry
5yr Volatility vs Market

ISX Value

 Is iSignthis undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of iSignthis to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for iSignthis.

ASX:ISX Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model 2 Stage Free Cash Flow to Equity
Levered Free Cash Flow Average of 1 Analyst Estimates (S&P Global) See below
Discount Rate (Cost of Equity) See below 8.8%
Perpetual Growth Rate 10-Year AU Government Bond Rate 2.3%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for ASX:ISX
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year AU Govt Bond Rate 2.3%
Equity Risk Premium S&P Global 6%
Software Unlevered Beta Simply Wall St/ S&P Global 1.14
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 1.139 (1 + (1- 30%) (0%))
1.093
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
1.09
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 2.31% + (1.093 * 5.96%)
8.83%

Discounted Cash Flow Calculation for ASX:ISX using 2 Stage Free Cash Flow to Equity Model

The calculations below outline how an intrinsic value for iSignthis is arrived at by discounting future cash flows to their present value using the 2 stage method. We try to start with analysts estimates of free cash flow, however if these are not available we use the most recent financial results. In the 1st stage we continue to grow the free cash flow over a 10 year period, with the growth rate trending towards the perpetual growth rate used in the 2nd stage. The 2nd stage assumes the company grows at a stable rate into perpetuity.

ASX:ISX DCF 1st Stage: Next 10 year cash flow forecast
Levered FCF (AUD, Millions) Source Present Value
Discounted (@ 8.83%)
2019 2.65 Analyst x1 2.43
2020 7.71 Analyst x1 6.51
2021 17.76 Analyst x1 13.78
2022 30.61 Analyst x1 21.82
2023 55.54 Analyst x1 36.39
2024 77.72 Est @ 39.94% 46.79
2025 99.99 Est @ 28.65% 55.31
2026 120.74 Est @ 20.75% 61.37
2027 139.12 Est @ 15.22% 64.97
2028 154.90 Est @ 11.35% 66.48
Present value of next 10 years cash flows A$375.85
ASX:ISX DCF 2nd Stage: Terminal Value
Calculation Result
Terminal Value = FCF2028 × (1 + g) ÷ (Discount Rate – g)
= A$154.90 × (1 + 2.31%) ÷ (8.83% – 2.31%)
A$2,432.52
Present Value of Terminal Value = Terminal Value ÷ (1 + r)10
= A$2,432.52 ÷ (1 + 8.83%)10
A$1,043.97
ASX:ISX Total Equity Value
Calculation Result
Total Equity Value = Present value of next 10 years cash flows + Terminal Value
= A$375.85 + A$1,043.97
A$1,419.82
Equity Value per Share
(AUD)
= Total value / Shares Outstanding
= A$1,419.82 / 1,083.99
A$1.31
ASX:ISX Discount to Share Price
Calculation Result
Value per share (AUD) From above. A$1.31
Current discount Discount to share price of A$0.62
= -1 x (A$0.62 - A$1.31) / A$1.31
53%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

Current Discount
Amount off the current price iSignthis is available for.
Intrinsic value
>50%
Share price is A$0.62 vs Future cash flow value of A$1.31
Current Discount Checks
For iSignthis to be considered undervalued it must be available for at least 20% below the current price. Less than 40% is even better.
  • iSignthis's share price is below the future cash flow value, and at a moderate discount (> 20%).
  • iSignthis's share price is below the future cash flow value, and at a substantial discount (> 40%).
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for iSignthis's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are iSignthis's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
ASX:ISX PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2018-12-31) in AUD A$-0.01
ASX:ISX Share Price ** ASX (2019-06-25) in AUD A$0.62
Australia Software Industry PE Ratio Median Figure of 19 Publicly-Listed Software Companies 37.31x
Australia Market PE Ratio Median Figure of 546 Publicly-Listed Companies 16.07x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of iSignthis.

ASX:ISX PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= ASX:ISX Share Price ÷ EPS (both in AUD)

= 0.62 ÷ -0.01

-61.08x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • iSignthis is loss making, we can't compare its value to the AU Software industry average.
  • iSignthis is loss making, we can't compare the value of its earnings to the Australia market.
Price based on expected Growth
Does iSignthis's expected growth come at a high price?
Raw Data
ASX:ISX PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section -61.08x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 1 Analysts
125.4%per year
Australia Software Industry PEG Ratio Median Figure of 14 Publicly-Listed Software Companies 2.54x
Australia Market PEG Ratio Median Figure of 360 Publicly-Listed Companies 1.38x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for iSignthis, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on iSignthis's assets?
Raw Data
ASX:ISX PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2018-12-31) in AUD A$0.01
ASX:ISX Share Price * ASX (2019-06-25) in AUD A$0.62
Australia Software Industry PB Ratio Median Figure of 101 Publicly-Listed Software Companies 3.25x
Australia Market PB Ratio Median Figure of 1,689 Publicly-Listed Companies 1.64x
ASX:ISX PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= ASX:ISX Share Price ÷ Book Value per Share (both in AUD)

= 0.62 ÷ 0.01

57.81x

* Primary Listing of iSignthis.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • iSignthis is overvalued based on assets compared to the AU Software industry average.
X
Value checks
We assess iSignthis's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Software industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Software industry average (and greater than 0)? (1 check)
  5. iSignthis has a total score of 2/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

ISX Future Performance

 How is iSignthis expected to perform in the next 1 to 3 years based on estimates from 1 analyst?

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
125.4%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is iSignthis expected to grow at an attractive rate?
  • iSignthis's earnings growth is expected to exceed the low risk savings rate of 2.3%.
Growth vs Market Checks
  • iSignthis's earnings growth is expected to exceed the Australia market average.
  • iSignthis's revenue growth is expected to exceed the Australia market average.
Annual Growth Rates Comparison
Raw Data
ASX:ISX Future Growth Rates Data Sources
Data Point Source Value (per year)
ASX:ISX Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 1 Analysts 125.4%
ASX:ISX Future Revenue Growth Rate Line of Best Fit* through Consensus Estimate Revenue of 1 Analysts 77.5%
Australia Software Industry Earnings Growth Rate Market Cap Weighted Average 31.4%
Australia Software Industry Revenue Growth Rate Market Cap Weighted Average 19%
Australia Market Earnings Growth Rate Market Cap Weighted Average 6.9%
Australia Market Revenue Growth Rate Market Cap Weighted Average 3.4%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
ASX:ISX Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (5 months ago) See Below
Future Estimates Average of up to 1 Analyst Estimates (S&P Global) See Below
All numbers in AUD Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
ASX:ISX Future Estimates Data
Date (Data in AUD Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2023-12-31
2022-12-31
2021-12-31
2020-12-31 38 11 10 1
2019-12-31 17 4 4 1
ASX:ISX Past Financials Data
Date (Data in AUD Millions) Revenue Cash Flow Net Income *
2018-12-31 6 -7 -8
2018-06-30 6 -3 -6
2018-03-31 4 -4 -5
2017-12-31 2 -5 -5
2017-09-30 2 -5 -5
2017-06-30 1 -5 -6
2017-03-31 1 -5 -6
2016-12-31 1 -5 -6
2016-09-30 1 -4 -8
2016-06-30 0 -4 -9
2016-03-31 0 -4 -13

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • iSignthis's earnings are expected to grow significantly at over 20% yearly.
  • iSignthis's revenue is expected to grow significantly at over 20% yearly.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
ASX:ISX Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (5 months ago) See Below
Future Estimates Average of up to 1 Analyst Estimates (S&P Global) See Below

All data from iSignthis Company Filings, last reported 5 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

ASX:ISX Future Estimates Data
Date (Data in AUD Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2023-12-31
2022-12-31
2021-12-31
2020-12-31 0.01 0.01 0.01 1.00
2019-12-31 0.00 0.00 0.00 1.00
ASX:ISX Past Financials Data
Date (Data in AUD Millions) EPS *
2018-12-31 -0.01
2018-06-30 -0.01
2018-03-31 -0.01
2017-12-31 -0.01
2017-09-30 -0.01
2017-06-30 -0.01
2017-03-31 -0.01
2016-12-31 -0.01
2016-09-30 -0.01
2016-06-30 -0.02
2016-03-31 -0.02

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if iSignthis will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
X
Future performance checks
We assess iSignthis's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the Australia market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the Australia market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
iSignthis has a total score of 5/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

ISX Past Performance

  How has iSignthis performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare iSignthis's growth in the last year to its industry (Software).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • iSignthis does not make a profit even though their year on year earnings growth rate was positive over the past 5 years.
  • Unable to compare iSignthis's 1-year earnings growth to the 5-year average as it is not currently profitable.
  • Unable to compare iSignthis's 1-year growth to the AU Software industry average as it is not currently profitable.
Earnings and Revenue History
iSignthis's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from iSignthis Company Filings, last reported 5 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

ASX:ISX Past Revenue, Cash Flow and Net Income Data
Date (Data in AUD Millions) Revenue Net Income * G+A Expenses R&D Expenses
2018-12-31 6.09 -8.04 6.45 0.33
2018-06-30 6.34 -5.53 5.17 0.34
2018-03-31 4.11 -5.24 4.75 0.33
2017-12-31 1.89 -4.95 4.32 0.32
2017-09-30 1.63 -5.33 4.54 0.34
2017-06-30 1.37 -5.70 4.75 0.35
2017-03-31 1.03 -5.76 4.57 0.44
2016-12-31 0.69 -5.83 4.39 0.53
2016-09-30 0.57 -7.53 6.14 0.53
2016-06-30 0.44 -9.24 7.89 0.52
2016-03-31 0.27 -12.81 9.89 0.37
2015-12-31 0.09 -16.39 11.89 0.22
2015-09-30 0.06 -13.36 9.10 0.12
2015-06-30 0.03 -10.04 6.09 0.02

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • It is difficult to establish if iSignthis has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
  • It is difficult to establish if iSignthis has efficiently used its assets last year compared to the AU Software industry average (Return on Assets) as it is loss-making.
  • It is difficult to establish if iSignthis improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
X
Past performance checks
We assess iSignthis's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Software industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
iSignthis has a total score of 0/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

ISX Health

 How is iSignthis's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up iSignthis's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • iSignthis is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • iSignthis's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of iSignthis's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • iSignthis has no debt, it does not need to be covered by short term assets.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from iSignthis Company Filings, last reported 5 months ago.

ASX:ISX Past Debt and Equity Data
Date (Data in AUD Millions) Total Equity Total Debt Cash & Short Term Investments
2018-12-31 11.44 0.00 8.43
2018-06-30 6.53 0.00 5.52
2018-03-31 6.53 0.00 5.52
2017-12-31 9.35 0.00 7.65
2017-09-30 9.35 0.00 7.65
2017-06-30 5.41 0.00 3.40
2017-03-31 5.41 0.00 3.40
2016-12-31 7.32 0.00 6.41
2016-09-30 7.32 0.00 6.41
2016-06-30 9.74 0.00 8.96
2016-03-31 9.74 0.00 8.96
2015-12-31 12.27 0.00 11.18
2015-09-30 12.27 0.00 11.18
2015-06-30 3.47 0.00 2.27
  • iSignthis has no debt.
  • iSignthis has not taken on any debt in the past 5 years.
CASH RUNWAY ANALYSIS

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

  • iSignthis has sufficient cash runway for 1.2 years based on current free cash flow.
  • iSignthis has sufficient cash runway for 1.2 years if free cash flow continues to grow at historical rates of 14.1% each year.
X
Financial health checks
We assess iSignthis's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. iSignthis has a total score of 6/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

ISX Dividends

 What is iSignthis's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from iSignthis dividends.
If you bought A$2,000 of iSignthis shares you are expected to receive A$0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate iSignthis's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate iSignthis's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
ASX:ISX Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 1 Analyst Estimates (S&P Global) See Below
Australia Software Industry Average Dividend Yield Market Cap Weighted Average of 13 Stocks 1.1%
Australia Market Average Dividend Yield Market Cap Weighted Average of 416 Stocks 4%
Australia Minimum Threshold Dividend Yield 10th Percentile 1.6%
Australia Bottom 25% Dividend Yield 25th Percentile 2.6%
Australia Top 25% Dividend Yield 75th Percentile 5.8%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

ASX:ISX Future Dividends Estimate Data
Date (Data in A$) Dividend per Share (annual) Avg. No. Analysts
2023-12-31
2022-12-31
2021-12-31
2020-12-31
2019-12-31

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as iSignthis has not reported any payouts.
  • Unable to verify if iSignthis's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of iSignthis's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as iSignthis has not reported any payouts.
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess iSignthis's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 1.6%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can iSignthis afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. iSignthis has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

ISX Management

 What is the CEO of iSignthis's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
John Karantzis
COMPENSATION A$861,670
CEO Bio

Mr. Nickolas John Karantzis, also known as John, B.E. LL.M. M.Enterp FIEAust CPEng EurIng, serves as Chief Executive Officer and Managing Director of iSignthis Ltd. Mr. Karantzis is a founder of iSignthis and is leading the sales effort whilst developing the intellectual property to its commercialised state. Mr. Karantzis has over 20 years' experience in a number of sectors, including online media, Defense and communications, with a background in secure communications. Mr. Karantzis served as Chief Executive Officer of ReelTime Media Limited until November 2007 and served as its Managing Director from February 10, 2006 to November 2007. Mr. Karantzis has been involved with various telecommunications projects, ranging from national DSLAM and fibre rollouts, to secure private networks for government. He has also been active in the technological aspects of “triple play“ delivery over IP networks for several years and has completed high profile projects for national telecommunication carriers in this area. Mr. Karantzis has experience as a director of public companies and has served on various boards in the broadcast and telecommunications/internet sector. He has been an Executive Director of iSignthis Ltd since December 22, 2014. Mr. Karantzis served as Director of Pacific Star Network Ltd. (formerly Data & Commerce Ltd). He served as Executive Director of Reeltime Media Limited from February 10, 2006 to November 2007. Mr. Karantzis is a chartered engineer. Mr. Karantzis holds qualifications in engineering (University of Western Australia), law and business (University of Melbourne and University of Melbourne Business School).

CEO Compensation
  • John's compensation has increased whilst company is loss making.
  • John's remuneration is about average for companies of similar size in Australia.
Management Team

John Karantzis

TITLE
MD, CEO & Executive Director
COMPENSATION
A$862K

Todd Richards

TITLE
CFO & Company Secretary
COMPENSATION
A$418K

Andrew Karantzis

TITLE
Global Sales & Marketing Director
TENURE
7.6 yrs

Dominic Melo

TITLE
Chief Product Officer

John Kim

TITLE
Chief Architect

James Cameron

TITLE
Chief Risk Officer
TENURE
1.3 yrs
Board of Directors Tenure

Average tenure and age of the iSignthis board of directors in years:

4.5
Average Tenure
48
Average Age
  • The tenure for the iSignthis board of directors is about average.
Board of Directors

Tim Hart

TITLE
Non-Executive Chairman
COMPENSATION
A$66K

John Karantzis

TITLE
MD, CEO & Executive Director
COMPENSATION
A$862K
TENURE
4.5 yrs

Scott Minehane

TITLE
Non-Executive Director
COMPENSATION
A$44K
TENURE
4.5 yrs

Takis Taoushanis

TITLE
Non-Executive Director
COMPENSATION
A$47K
AGE
61
TENURE
0.9 yrs

Barnaby Egerton-Warburton

TITLE
Non-Executive Director
COMPENSATION
A$44K
AGE
48
TENURE
4.5 yrs

George Theocharides

TITLE
Director of iSignthis eMoney Ltd.
AGE
46
TENURE
0.1 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month individual insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (A$) Value (A$)
06. Sep 18 Buy Red 5 Solutions Bvi Limited Company 31. Aug 18 31. Aug 18 130,000,000 A$0.03 A$3,900,009
X
Management checks
We assess iSignthis's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. iSignthis has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

ISX News

Simply Wall St News

Why Fundamental Investors Might Love iSignthis Ltd (ASX:ISX)

ISX is a company with strong financial health as well as a excellent future outlook. … Flawless balance sheet with high growth potential One reason why investors may be attracted to ISX is its explosive triple-digit earnings growth potential in the near future. … We aim to bring you long-term focused research analysis driven by fundamental data.

Simply Wall St -

How Should Investors React To iSignthis Ltd's (ASX:ISX) CEO Pay?

This analysis aims first to contrast CEO compensation with other companies that have similar market capitalization. … How Does John Karantzis's Compensation Compare With Similar Sized Companies. … According to our data, iSignthis Ltd has a market capitalization of AU$415m, and pays its CEO total annual compensation worth AU$385k.

Simply Wall St -

Update: iSignthis Stock Gained35% In The Last Year

Because iSignthis is loss-making, we think the market is probably more focussed on revenue and revenue growth, at least for now. … When a company doesn't yet make profits, we'd generally expect to see good revenue growth. … Some companies are willing to postpone profitability to grow revenue faster, but in that case one does expect good top-line growth.

Simply Wall St -

Do Directors Own iSignthis Ltd (ASX:ISX) Shares?

Generally speaking, as a company grows, institutions will increase their ownership. … So it's nice to see some insider ownership, because it may suggest that management is owner-oriented. … Our analysis of the ownership of the company, below, shows that.

Simply Wall St -

Is iSignthis Ltd (ASX:ISX) A Tech Leader?

Tech analysts are forecasting for the entire software tech industry, an extremely elevated growth of 32.30% in the upcoming year , and a whopping growth of 94.94% over the next couple of years. … Not surprisingly, this rate is more than double the growth rate of the Australian stock market as a whole. … ASX:ISX PE PEG Gauge Nov 22nd 17 The software tech sector's PE is currently hovering around 30x, above the broader Australian stock market PE of 17x.

Simply Wall St -

ISX Company Info

Description

iSignthis Ltd, together with its subsidiaries, engages in remote identity verification, and payment authentication and processing activities in Australia, Europe, and British Virgin Islands. Its solutions include Paydentity, a solution that incorporates payment instrument verification and customer identification to remotely link an electronic payment with a person’s identity for satisfying anti money laundering and counter terrorism financing regulatory requirements; and ISXPay, a solution, which provides a range of gateway, risk management and avoidance, and processing services for card transactions and alternative payment methods. The company also provides banking software to retail, corporate, private banks, and emoney and payment institutions. iSignthis Ltd was founded in 2013 and is headquartered in Melbourne, Australia.

Details
Name: iSignthis Ltd
ISX
Exchange: ASX
Founded: 2013
A$682,912,646
1,083,988,328
Website: http://www.isignthis.com
Address: iSignthis Ltd
456 Victoria Parade,
East Melbourne,
Melbourne,
Victoria, 3002,
Australia
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
ASX ISX Ordinary Shares Australian Securities Exchange AU AUD 16. Mar 2015
DB TA8 Ordinary Shares Deutsche Boerse AG DE EUR 16. Mar 2015
CHIA ISX Ordinary Shares Chi-X Australia AU AUD 16. Mar 2015
Number of employees
Current staff
Staff numbers
0
iSignthis employees.
Industry
Application Software
Software
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/06/25 10:35
End of day share price update: 2019/06/25 00:00
Last estimates confirmation: 2019/05/29
Last earnings filing: 2019/03/29
Last earnings reported: 2018/12/31
Last annual earnings reported: 2018/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.