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IP1

Integrated Payment TechnologiesASX:IP1 Stock Report

Market Cap

AU$25.7m

7D

5.0%

1Y

-36.4%

Updated

22 Oct, 2021

Data

Company Financials
IP1 fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance0/6
Financial Health5/6
Dividends0/6

IP1 Overview

Integrated Payment Technologies Limited provides integrated electronic payment remittance solutions in Australia.

Integrated Payment Technologies Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Integrated Payment Technologies
Historical stock prices
Current Share PriceAU$0.021
52 Week HighAU$0.019
52 Week LowAU$0.068
Beta2.55
1 Month Change0%
3 Month Change-19.23%
1 Year Change-36.36%
3 Year Change-22.22%
5 Year Changen/a
Change since IPO-89.50%

Recent News & Updates

Feb 22
Does Integrated Payment Technologies' (ASX:IP1) CEO Salary Compare Well With Industry Peers?

Does Integrated Payment Technologies' (ASX:IP1) CEO Salary Compare Well With Industry Peers?

This article will reflect on the compensation paid to Dean Martin who has served as CEO of Integrated Payment...

Shareholder Returns

IP1AU ITAU Market
7D5.0%1.6%0.7%
1Y-36.4%8.6%21.4%

Return vs Industry: IP1 underperformed the Australian IT industry which returned 8.6% over the past year.

Return vs Market: IP1 underperformed the Australian Market which returned 21.4% over the past year.

Price Volatility

Is IP1's price volatile compared to industry and market?
IP1 volatility
IP1 Beta2.55
Industry Beta1.68
Market Beta1

Stable Share Price: IP1 is not significantly more volatile than the rest of Australian stocks over the past 3 months, typically moving +/- 11% a week.

Volatility Over Time: IP1's weekly volatility has decreased from 17% to 11% over the past year.

About the Company

FoundedEmployeesCEOWebsite
2006n/aTrent Lundhttps://www.inpaytech.com.au

Integrated Payment Technologies Limited provides integrated electronic payment remittance solutions in Australia. The company provide ClickSuper, a superannuation gateway and clearing house; Comply Path Platform, a secure and trusted platform that connects customers’ data to regulatory systems enabling customers to meet their compliance requirements; Employee Onboarding, a white label employee onboarding solution to manage the compliant onboarding of full-time and casual workers; and Payment Advisor, which focuses on the automated payment of invoices and the communication of remittance data. It also provides PayVu that comprises ClickSuper and Payment Adviser functionality and interfaces to cloud based accounting software to provide payments through internet banking; and ClickVu, a transformative platform for the re-purposing of quality data for worker financial wellbeing.

Integrated Payment Technologies Fundamentals Summary

How do Integrated Payment Technologies's earnings and revenue compare to its market cap?
IP1 fundamental statistics
Market CapAU$25.69m
Earnings (TTM)-AU$3.79m
Revenue (TTM)AU$2.10m

12.3x

P/S Ratio

-6.8x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
IP1 income statement (TTM)
RevenueAU$2.10m
Cost of RevenueAU$458.48k
Gross ProfitAU$1.64m
ExpensesAU$5.43m
Earnings-AU$3.79m

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)-0.0031
Gross Margin78.16%
Net Profit Margin-180.49%
Debt/Equity Ratio0.0%

How did IP1 perform over the long term?

See historical performance and comparison

Valuation

Is Integrated Payment Technologies undervalued compared to its fair value and its price relative to the market?

1.29x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate IP1's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate IP1's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: IP1 is unprofitable, so we can't compare its PE Ratio to the Australian IT industry average.

PE vs Market: IP1 is unprofitable, so we can't compare its PE Ratio to the Australian market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate IP1's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: IP1 is good value based on its PB Ratio (1.3x) compared to the AU IT industry average (3.2x).


Future Growth

How is Integrated Payment Technologies forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

48.5%

Forecasted Software industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Integrated Payment Technologies has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Integrated Payment Technologies performed over the past 5 years?

-13.0%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: IP1 is currently unprofitable.

Growing Profit Margin: IP1 is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: IP1 is unprofitable, and losses have increased over the past 5 years at a rate of 13% per year.

Accelerating Growth: Unable to compare IP1's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: IP1 is unprofitable, making it difficult to compare its past year earnings growth to the IT industry (-11.2%).


Return on Equity

High ROE: IP1 has a negative Return on Equity (-18.98%), as it is currently unprofitable.


Financial Health

How is Integrated Payment Technologies's financial position?


Financial Position Analysis

Short Term Liabilities: IP1's short term assets (A$3.3M) exceed its short term liabilities (A$884.5K).

Long Term Liabilities: IP1's short term assets (A$3.3M) exceed its long term liabilities (A$36.4K).


Debt to Equity History and Analysis

Debt Level: IP1 is debt free.

Reducing Debt: IP1 has no debt compared to 5 years ago when its debt to equity ratio was 0%.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: IP1 has sufficient cash runway for more than a year based on its current free cash flow.

Forecast Cash Runway: IP1 has less than a year of cash runway if free cash flow continues to reduce at historical rates of 16.4% each year


Dividend

What is Integrated Payment Technologies's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate IP1's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate IP1's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if IP1's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if IP1's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of IP1's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

0.5yrs

Average management tenure


CEO

Trent Lund

0.50

Tenure

AU$149,309

Compensation

Mr. Trent Lund serves as Director at Integrated Payment Technologies Limited since April 29, 2021 and serves as its Chief Executive Officer since May 2021. He served as an Interim Chief Executive Officer a...


CEO Compensation Analysis

Compensation vs Market: Trent's total compensation ($USD111.82K) is below average for companies of similar size in the Australian market ($USD303.33K).

Compensation vs Earnings: Insufficient data to compare Trent's compensation with company performance.


Leadership Team

Experienced Management: IP1's management team is not considered experienced ( 0.5 years average tenure), which suggests a new team.


Board Members

Experienced Board: IP1's board of directors are not considered experienced ( 0.8 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: IP1 insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have been substantially diluted in the past year, with total shares outstanding growing by 113.4%.


Top Shareholders

Company Information

Integrated Payment Technologies Limited's employee growth, exchange listings and data sources


Key Information

  • Name: Integrated Payment Technologies Limited
  • Ticker: IP1
  • Exchange: ASX
  • Founded: 2006
  • Industry: Data Processing and Outsourced Services
  • Sector: Software
  • Market Cap: AU$25.692m
  • Shares outstanding: 1.22b
  • Website: https://www.inpaytech.com.au

Location

  • Integrated Payment Technologies Limited
  • 66 Goulburn Street
  • Level 24
  • Sydney
  • New South Wales
  • 2000
  • Australia

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/10/22 15:50
End of Day Share Price2021/10/22 00:00
Earnings2021/06/30
Annual Earnings2021/06/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.