ASX:IP1

Stock Analysis Report

Integrated Payment Technologies

Executive Summary

Integrated Payment Technologies Limited provides integrated electronic payment remittance solutions in Australia.


Snowflake Analysis

Adequate balance sheet and overvalued.


Similar Companies

Share Price & News

How has Integrated Payment Technologies's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: IP1's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

12.5%

IP1

-1.6%

AU IT

0.02%

AU Market


1 Year Return

-66.7%

IP1

31.5%

AU IT

14.6%

AU Market

Return vs Industry: IP1 underperformed the Australian IT industry which returned 31.5% over the past year.

Return vs Market: IP1 underperformed the Australian Market which returned 14.6% over the past year.


Shareholder returns

IP1IndustryMarket
7 Day12.5%-1.6%0.02%
30 Day12.5%1.3%0.2%
90 Day-25.0%11.9%5.7%
1 Year-52.9%-66.7%33.7%31.5%19.7%14.6%
3 Year-93.1%-95.1%62.5%49.8%38.7%20.2%
5 Yearn/a113.0%87.8%50.6%17.1%

Price Volatility Vs. Market

How volatile is Integrated Payment Technologies's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Integrated Payment Technologies undervalued compared to its fair value and its price relative to the market?

0.6x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate IP1's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate IP1's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: IP1 is unprofitable, so we can't compare its PE Ratio to the IT industry average.

PE vs Market: IP1 is unprofitable, so we can't compare its PE Ratio to the Australian market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate IP1's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: IP1 is good value based on its PB Ratio (0.6x) compared to the AU IT industry average (2.5x).


Next Steps

Future Growth

How is Integrated Payment Technologies forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

35.2%

Forecasted Software industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Integrated Payment Technologies has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Integrated Payment Technologies performed over the past 5 years?

-47.0%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: IP1 is currently unprofitable.

Growing Profit Margin: IP1 is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: IP1 is unprofitable, and losses have increased over the past 5 years at a rate of -47% per year.

Accelerating Growth: Unable to compare IP1's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: IP1 is unprofitable, making it difficult to compare its past year earnings growth to the IT industry (27.7%).


Return on Equity

High ROE: IP1 has a negative Return on Equity (-281.07%), as it is currently unprofitable.


Return on Assets


Return on Capital Employed


Next Steps

Financial Health

How is Integrated Payment Technologies's financial position?


Financial Position Analysis

Short Term Liabilities: IP1's short term assets (A$1.7M) exceed its short term liabilities (A$534.7K).

Long Term Liabilities: IP1's short term assets (A$1.7M) exceed its long term liabilities (A$698.6K).


Debt to Equity History and Analysis

Debt Level: IP1 is debt free.

Reducing Debt: IP1 had no debt 5 years ago.


Balance Sheet

Inventory Level: IP1 has a low level of unsold assets or inventory.

Debt Coverage by Assets: Insufficient data to determine if IP1's debt is covered by short term assets.


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: IP1 has less than a year of cash runway based on its current free cash flow.

Forecast Cash Runway: IP1 has less than a year of cash runway if free cash flow continues to reduce at historical rates of -18.4% each year


Next Steps

Dividend

What is Integrated Payment Technologies's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%2.3%markettop25%5.3%industryaverage2.4%forecastin3Yearsn/a

Current dividend yield vs market & industry

Notable Dividend: Unable to evaluate IP1's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate IP1's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if IP1's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if IP1's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of IP1's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

2.6yrs

Average board tenure


CEO

Dean Martin 0

0.5yrs

Tenure

AU$198,257

Compensation

Mr. Dean Martin serves as Chief Executive Officer of Integrated Payment Technologies Limited since August 12, 2019 and served as Head of Customer Experience. He brings deep understanding of InPayTech’s bus ...


CEO Compensation Analysis

Compensation vs Market: Dean's total compensation ($USD131.55K) is below average for companies of similar size in the Australian market ($USD251.09K).

Compensation vs Earnings: Insufficient data to compare Dean's compensation with company performance.


Board Members

NamePositionTenureCompensationOwnership
Donald Sharp
Executive Chairman3.9yrsAU$82.13k13.17% A$366.1k
Robin Beauchamp
CTO & Executive Director3.9yrsAU$575.33k1.34% A$37.3k
Paul Collins
Independent Non Executive Director1.3yrsAU$45.94k2.71% A$75.4k
Sandra Barns
Non-Executive Director0.08yrsno datano data

2.6yrs

Average Tenure

Experienced Board: IP1's board of directors are not considered experienced ( 2.6 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 15.6%.


Top Shareholders

Company Information

Integrated Payment Technologies Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Integrated Payment Technologies Limited
  • Ticker: IP1
  • Exchange: ASX
  • Founded: 2006
  • Industry: Data Processing and Outsourced Services
  • Sector: Software
  • Market Cap: AU$2.780m
  • Shares outstanding: 308.84m
  • Website: https://www.inpaytech.com.au

Location

  • Integrated Payment Technologies Limited
  • 28 Margaret Street
  • Suite 1
  • Sydney
  • New South Wales
  • 2000
  • Australia

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
IP1ASX (Australian Securities Exchange)YesOrdinary SharesAUAUDDec 2016
IP1CHIA (Chi-X Australia)YesOrdinary SharesAUAUDDec 2016

Biography

Integrated Payment Technologies Limited provides integrated electronic payment remittance solutions in Australia. The company offers ClickSuper Service, a clearing house for superannuation, other payroll deductions, payment of employee salaries, and Australian Taxation Office payroll related payments; and Payment Adviser service that facilitates the payment and communication of data concerning the payment between the payer/provider and payee/recipient. It also provides PayVu comprises ClickSuper and Payment Adviser services to make payments and record the transactions in accounting system. Integrated Payment Technologies Limited was founded in 2006 and is based in Sydney, Australia. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/02/23 10:44
End of Day Share Price2020/02/19 00:00
Earnings2019/06/30
Annual Earnings2019/06/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.