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CRW

CashrewardsASX:CRW Stock Report

Market Cap

AU$70.9m

7D

4.7%

1Y

n/a

Updated

16 Oct, 2021

Data

Company Financials +
CRW fundamental analysis
Snowflake Score
Valuation0/6
Future Growth2/6
Past Performance0/6
Financial Health5/6
Dividends0/6

CRW Overview

Cashrewards Limited, a cashback ecosystem, enables members to browse brands and offers, and receive cashback on transactions by shopping online or in-store with participating merchant partners.

Price History & Performance

Summary of all time highs, changes and price drops for Cashrewards
Historical stock prices
Current Share PriceAU$0.90
52 Week HighAU$0.66
52 Week LowAU$2.20
Beta0
1 Month Change-8.63%
3 Month Change-10.00%
1 Year Changen/a
3 Year Changen/a
5 Year Changen/a
Change since IPO-48.57%

Recent News & Updates

Jun 15
We Think Cashrewards (ASX:CRW) Needs To Drive Business Growth Carefully

We Think Cashrewards (ASX:CRW) Needs To Drive Business Growth Carefully

Just because a business does not make any money, does not mean that the stock will go down. For example, biotech and...

Mar 02
Do Institutions Own Cashrewards Limited (ASX:CRW) Shares?

Do Institutions Own Cashrewards Limited (ASX:CRW) Shares?

The big shareholder groups in Cashrewards Limited ( ASX:CRW ) have power over the company. Insiders often own a large...

Shareholder Returns

CRWAU MediaAU Market
7D4.7%1.5%0.9%
1Yn/a41.5%20.2%

Return vs Industry: Insufficient data to determine how CRW performed against the Australian Media industry.

Return vs Market: Insufficient data to determine how CRW performed against the Australian Market.

Price Volatility

Is CRW's price volatile compared to industry and market?
CRW volatility
CRW Beta0
Industry Beta1.31
Market Beta1

Stable Share Price: CRW is not significantly more volatile than the rest of Australian stocks over the past 3 months, typically moving +/- 9% a week.

Volatility Over Time: CRW's weekly volatility (9%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2014n/aBernard Wilsonhttps://www.cashrewards.com.au

Cashrewards Limited, a cashback ecosystem, enables members to browse brands and offers, and receive cashback on transactions by shopping online or in-store with participating merchant partners. It operates Cashrewards app and website; and offers debit or credit card-linked offers. The company was founded in 2014 and is based in Sydney, Australia.

Cashrewards Fundamentals Summary

How do Cashrewards's earnings and revenue compare to its market cap?
CRW fundamental statistics
Market CapAU$70.94m
Earnings (TTM)-AU$29.76m
Revenue (TTM)AU$22.08m

3.2x

P/S Ratio

-2.4x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
CRW income statement (TTM)
RevenueAU$22.08m
Cost of RevenueAU$30.54m
Gross Profit-AU$8.46m
ExpensesAU$21.29m
Earnings-AU$29.76m

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

Oct 27, 2021

Earnings per share (EPS)-0.38
Gross Margin-38.33%
Net Profit Margin-134.77%
Debt/Equity Ratio0.0%

How did CRW perform over the long term?

See historical performance and comparison

Valuation

Is Cashrewards undervalued compared to its fair value and its price relative to the market?

3.57x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate CRW's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate CRW's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: CRW is unprofitable, so we can't compare its PE Ratio to the Australian Media industry average.

PE vs Market: CRW is unprofitable, so we can't compare its PE Ratio to the Australian market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate CRW's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: CRW is overvalued based on its PB Ratio (3.6x) compared to the AU Media industry average (2.2x).


Future Growth

How is Cashrewards forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?

16.5%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: CRW is forecast to remain unprofitable over the next 3 years.

Earnings vs Market: CRW is forecast to remain unprofitable over the next 3 years.

High Growth Earnings: CRW is forecast to remain unprofitable over the next 3 years.

Revenue vs Market: CRW's revenue (46.5% per year) is forecast to grow faster than the Australian market (5.4% per year).

High Growth Revenue: CRW's revenue (46.5% per year) is forecast to grow faster than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: CRW is forecast to be unprofitable in 3 years.


Past Performance

How has Cashrewards performed over the past 5 years?

-348.7%

Last years earnings growth


Earnings and Revenue History

Quality Earnings: CRW is currently unprofitable.

Growing Profit Margin: CRW is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: Insufficient data to determine if CRW's year-on-year earnings growth rate was positive over the past 5 years.

Accelerating Growth: Unable to compare CRW's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: CRW is unprofitable, making it difficult to compare its past year earnings growth to the Media industry (29.9%).


Return on Equity

High ROE: CRW has a negative Return on Equity (-149.94%), as it is currently unprofitable.


Financial Health

How is Cashrewards's financial position?


Financial Position Analysis

Short Term Liabilities: CRW's short term assets (A$33.4M) exceed its short term liabilities (A$20.3M).

Long Term Liabilities: CRW's short term assets (A$33.4M) exceed its long term liabilities (A$30.0K).


Debt to Equity History and Analysis

Debt Level: CRW is debt free.

Reducing Debt: CRW had no debt 5 years ago.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: CRW has sufficient cash runway for more than a year based on its current free cash flow.

Forecast Cash Runway: CRW has less than a year of cash runway if free cash flow continues to reduce at historical rates of 88.5% each year


Dividend

What is Cashrewards's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate CRW's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate CRW's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if CRW's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if CRW's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of CRW's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

1.0yrs

Average management tenure


CEO

Bernard Wilson

1.25yrs

Tenure

AU$1,230,470

Compensation

Mr. Bernard Wilson serves as the Chief Executive Officer at Cashrewards Limited since July 2020 and also serves as its Managing Director since August 13, 2020. He has experience leveraging data assets and...


CEO Compensation Analysis

Compensation vs Market: Bernard's total compensation ($USD913.29K) is above average for companies of similar size in the Australian market ($USD302.45K).

Compensation vs Earnings: Insufficient data to compare Bernard's compensation with company performance.


Leadership Team

Experienced Management: CRW's management team is not considered experienced ( 1 years average tenure), which suggests a new team.


Board Members

Experienced Board: CRW's board of directors are not considered experienced ( 1.2 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: CRW only recently listed within the past 12 months.


Top Shareholders

Company Information

Cashrewards Limited's employee growth, exchange listings and data sources


Key Information

  • Name: Cashrewards Limited
  • Ticker: CRW
  • Exchange: ASX
  • Founded: 2014
  • Industry: Advertising
  • Sector: Media
  • Market Cap: AU$70.936m
  • Shares outstanding: 78.82m
  • Website: https://www.cashrewards.com.au

Location

  • Cashrewards Limited
  • 37 Pitt Street
  • Level 11
  • Sydney
  • New South Wales
  • 2000
  • Australia

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/10/16 07:02
End of Day Share Price2021/10/15 00:00
Earnings2021/06/30
Annual Earnings2021/06/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.