Generation Development Group Limited manages and markets life insurance and life investment products and services to the retail sector in Australia. More Details
Flawless balance sheet with high growth potential.
Share Price & News
How has Generation Development Group's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: GDG is not significantly more volatile than the rest of Australian stocks over the past 3 months, typically moving +/- 7% a week.
Volatility Over Time: GDG's weekly volatility (7%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: GDG exceeded the Australian Insurance industry which returned -19.4% over the past year.
Return vs Market: GDG underperformed the Australian Market which returned 0% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Generation Development Group's share price compared to the market and industry in the last 5 years?
Simply Wall St News
4 months ago | Simply Wall StEarnings Not Telling The Story For Generation Development Group Limited (ASX:GDG)
6 months ago | Simply Wall StWhat Is Generation Development Group Limited's (ASX:GDG) Share Price Doing?
Is Generation Development Group undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: GDG (A$0.65) is trading above our estimate of fair value (A$0.06)
Significantly Below Fair Value: GDG is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: GDG is unprofitable, so we can't compare its PE Ratio to the AU Insurance industry average.
PE vs Market: GDG is unprofitable, so we can't compare its PE Ratio to the Australian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate GDG's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: GDG is overvalued based on its PB Ratio (4.7x) compared to the AU Insurance industry average (3x).
How is Generation Development Group forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: GDG is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (2.3%).
Earnings vs Market: GDG is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: GDG's is expected to become profitable in the next 3 years.
Revenue vs Market: GDG's revenue (58.8% per year) is forecast to grow faster than the Australian market (5.1% per year).
High Growth Revenue: GDG's revenue (58.8% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if GDG's Return on Equity is forecast to be high in 3 years time
How has Generation Development Group performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: GDG is currently unprofitable.
Growing Profit Margin: GDG is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: GDG is unprofitable, but has reduced losses over the past 5 years at a rate of 27.1% per year.
Accelerating Growth: Unable to compare GDG's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: GDG is unprofitable, making it difficult to compare its past year earnings growth to the Insurance industry (-33.8%).
Return on Equity
High ROE: GDG has a negative Return on Equity (-9.42%), as it is currently unprofitable.
How is Generation Development Group's financial position?
Financial Position Analysis
Short Term Liabilities: GDG's short term assets (A$1.3B) exceed its short term liabilities (A$10.4M).
Long Term Liabilities: GDG's short term assets (A$1.3B) exceed its long term liabilities (A$1.3B).
Debt to Equity History and Analysis
Debt Level: GDG is debt free.
Reducing Debt: GDG has not had any debt for past 5 years.
Debt Coverage: GDG has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: GDG has no debt, therefore coverage of interest payments is not a concern.
What is Generation Development Group current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: GDG's dividend (3.08%) is higher than the bottom 25% of dividend payers in the Australian market (2.06%).
High Dividend: GDG's dividend (3.08%) is low compared to the top 25% of dividend payers in the Australian market (5.03%).
Stability and Growth of Payments
Stable Dividend: Whilst dividend payments have been stable, GDG has been paying a dividend for less than 10 years.
Growing Dividend: GDG's dividend payments have increased, but the company has only paid a dividend for 7 years.
Current Payout to Shareholders
Dividend Coverage: GDG is paying a dividend but the company is unprofitable.
Future Payout to Shareholders
Future Dividend Coverage: GDG's dividends in 3 years are forecast to be covered by earnings (57.7% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Generation Development Group has no CEO, or we have no data on them.
|Chief Financial Officer||2.75yrs||AU$456.59k||no data|
|CEO & MD of Generation Life||0.83yr||AU$656.98k||0.40% |
|General Manager of Distribution||3.17yrs||AU$849.23k||0.00057% |
|Head of Legal & Compliance||no data||no data||no data|
|Head of Equity Capital Markets Division||no data||no data||no data|
|Head of Sydney & Director of Corporate Finance||no data||no data||no data|
|Group Financial Controller||no data||no data||no data|
Experienced Management: GDG's management team is considered experienced (2.8 years average tenure).
|Non-Executive Director||8.83yrs||no data||7.42% |
|Non-Executive Chairman||3.42yrs||no data||4.93% |
|Non-Executive Director||8.58yrs||no data||5.27% |
|Non-Executive Director||3.75yrs||no data||2.84% |
|Independent Non-Executive Chairman of Generation Life||3.08yrs||no data||no data|
Experienced Board: GDG's board of directors are considered experienced (3.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: GDG insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 40.1%.
Generation Development Group Limited's company bio, employee growth, exchange listings and data sources
- Name: Generation Development Group Limited
- Ticker: GDG
- Exchange: ASX
- Founded: 1991
- Industry: Life and Health Insurance
- Sector: Insurance
- Market Cap: AU$114.334m
- Shares outstanding: 175.90m
- Website: https://www.gendevelopmentgroup.com.au
Number of Employees
- Generation Development Group Limited
- 15 William Street
- Level 12
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|GDG||ASX (Australian Securities Exchange)||Yes||Ordinary Shares||AU||AUD||Dec 2007|
|GDG||CHIA (Chi-X Australia)||Yes||Ordinary Shares||AU||AUD||Dec 2007|
Generation Development Group Limited manages and markets life insurance and life investment products and services to the retail sector in Australia. It offers investment bond product solutions; and adminis...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/12/02 07:05|
|End of Day Share Price||2020/12/02 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.