Xplore Wealth Limited, through its subsidiaries, operates as an independent specialist platform provider and investment administrator with a specialization in managed accounts in Australia. More Details
Flawless balance sheet with weak fundamentals.
Share Price & News
How has Xplore Wealth's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: XPL is more volatile than 90% of Australian stocks over the past 3 months, typically moving +/- 57% a week.
Volatility Over Time: XPL's weekly volatility has increased from 32% to 57% over the past year.
7 Day Return
AU Diversified Financial
1 Year Return
AU Diversified Financial
Return vs Industry: XPL exceeded the Australian Diversified Financial industry which returned -16.9% over the past year.
Return vs Market: XPL exceeded the Australian Market which returned -1.3% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Xplore Wealth's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 months ago | Simply Wall StShould You Take Comfort From Insider Transactions At Xplore Wealth Limited (ASX:XPL)?
7 months ago | Simply Wall StDo Directors Own Xplore Wealth Limited (ASX:XPL) Shares?
9 months ago | Simply Wall StImagine Owning Xplore Wealth (ASX:XPL) And Trying To Stomach The 81% Share Price Drop
Is Xplore Wealth undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate XPL's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate XPL's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: XPL is unprofitable, so we can't compare its PE Ratio to the XX Diversified Financial industry average.
PE vs Market: XPL is unprofitable, so we can't compare its PE Ratio to the Australian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate XPL's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: XPL is overvalued based on its PB Ratio (1.7x) compared to the AU Diversified Financial industry average (1.4x).
How is Xplore Wealth forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Xplore Wealth has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine Xplore Wealth's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
- Xplore Wealth competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Diversified Financials industry.
How has Xplore Wealth performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: XPL is currently unprofitable.
Growing Profit Margin: XPL is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: XPL is unprofitable, and losses have increased over the past 5 years at a rate of 77.7% per year.
Accelerating Growth: Unable to compare XPL's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: XPL is unprofitable, making it difficult to compare its past year earnings growth to the Diversified Financial industry (-4.1%).
Return on Equity
High ROE: XPL has a negative Return on Equity (-32.13%), as it is currently unprofitable.
How is Xplore Wealth's financial position?
Financial Position Analysis
Short Term Liabilities: XPL's short term assets (A$7.6M) exceed its short term liabilities (A$4.6M).
Long Term Liabilities: XPL's short term assets (A$7.6M) exceed its long term liabilities (A$1.6M).
Debt to Equity History and Analysis
Debt Level: XPL is debt free.
Reducing Debt: XPL had no debt 5 years ago.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable XPL has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: XPL is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 3.9% per year.
What is Xplore Wealth current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate XPL's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate XPL's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if XPL's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if XPL's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: XPL is not paying a notable dividend for the Australian market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of XPL's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Michael Wright, also known as Mike, serves as Chief Executive Officer of Xplore Wealth Limited since September 09, 2019. He is an experienced Financial Services executive, with demonstrated capability ...
CEO Compensation Analysis
Compensation vs Market: Mike's total compensation ($USD502.14K) is above average for companies of similar size in the Australian market ($USD293.45K).
Compensation vs Earnings: Insufficient data to compare Mike's compensation with company performance.
|Chief Executive Officer||1.33yrs||AU$652.53k||0.37% |
|CFO & COO||1.75yrs||AU$261.06k||0.11% |
|Head of Distribution & Marketing||1.42yrs||AU$427.85k||no data|
|Chief Risk Officer & Joint Company Secretary||no data||AU$311.51k||no data|
|Head of Product||0.67yr||AU$267.13k||no data|
|Head of Information Technology||no data||AU$111.07k||no data|
|Head of Trustee Office||2.17yrs||no data||no data|
|Joint Company Secretary||no data||no data||no data|
Experienced Management: XPL's management team is not considered experienced ( 1.4 years average tenure), which suggests a new team.
|Non-Executive Director||7.58yrs||AU$143.70k||8.39% |
|Non-Executive Chairman||1.17yrs||AU$108.90k||0.13% |
|Non-Executive Director||3.17yrs||AU$65.70k||0.16% |
|Independent Non-Executive Director||1.08yrs||AU$49.22k||no data|
Experienced Board: XPL's board of directors are not considered experienced ( 2.2 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: XPL insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Xplore Wealth Limited's company bio, employee growth, exchange listings and data sources
- Name: Xplore Wealth Limited
- Ticker: XPL
- Exchange: ASX
- Founded: 2004
- Industry: Specialized Finance
- Sector: Diversified Financials
- Market Cap: AU$58.020m
- Shares outstanding: 297.54m
- Website: https://xplorewealth.com.au
- Xplore Wealth Limited
- 28 Margaret Street
- Suite 1
- New South Wales
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|XPL||ASX (Australian Securities Exchange)||Yes||Ordinary Shares||AU||AUD||Jun 2014|
|XPL||CHIA (Chi-X Australia)||Yes||Ordinary Shares||AU||AUD||Jun 2014|
Xplore Wealth Limited, through its subsidiaries, operates as an independent specialist platform provider and investment administrator with a specialization in managed accounts in Australia. It offers wealt...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/01/20 07:07|
|End of Day Share Price||2021/01/20 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.