Wisr Limited engages in the lending business in Australia.
High growth potential with mediocre balance sheet.
Share Price & News
How has Wisr's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: WZR's share price has been volatile over the past 3 months.
7 Day Return
AU Consumer Finance
1 Year Return
AU Consumer Finance
Return vs Industry: WZR exceeded the Australian Consumer Finance industry which returned 3.8% over the past year.
Return vs Market: WZR exceeded the Australian Market which returned -8.4% over the past year.
Price Volatility Vs. Market
How volatile is Wisr's share price compared to the market and industry in the last 5 years?
Simply Wall St News
8 hours ago | Simply Wall StWhen Will Wisr Limited (ASX:WZR) Become Profitable?
9 hours ago | Simply Wall StWisr Limited (ASX:WZR): Is Breakeven Near?
1 month ago | Simply Wall StShareholders Are Raving About How The Wisr (ASX:WZR) Share Price Increased 375%
Is Wisr undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate WZR's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate WZR's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: WZR is unprofitable, so we can't compare its PE Ratio to the AU Consumer Finance industry average.
PE vs Market: WZR is unprofitable, so we can't compare its PE Ratio to the Australian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate WZR's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: WZR is overvalued based on its PB Ratio (20.2x) compared to the AU Consumer Finance industry average (2.1x).
How is Wisr forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: WZR is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (2.3%).
Earnings vs Market: WZR is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: WZR's is expected to become profitable in the next 3 years.
Revenue vs Market: WZR's revenue (63.1% per year) is forecast to grow faster than the Australian market (4.2% per year).
High Growth Revenue: WZR's revenue (63.1% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: WZR's Return on Equity is forecast to be low in 3 years time (4.7%).
How has Wisr performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: WZR is currently unprofitable.
Growing Profit Margin: WZR is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: WZR is unprofitable, and losses have increased over the past 5 years at a rate of 14% per year.
Accelerating Growth: Unable to compare WZR's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: WZR is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (1.1%).
Return on Equity
High ROE: WZR has a negative Return on Equity (-190%), as it is currently unprofitable.
How is Wisr's financial position?
Financial Position Analysis
Short Term Liabilities: WZR's short term assets (A$33.7M) exceed its short term liabilities (A$2.1M).
Long Term Liabilities: WZR's short term assets (A$33.7M) exceed its long term liabilities (A$24.2M).
Debt to Equity History and Analysis
Debt Level: WZR's debt to equity ratio (264.3%) is considered high.
Reducing Debt: Insufficient data to determine if WZR's debt to equity ratio has reduced over the past 5 years.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: WZR has sufficient cash runway for more than a year based on its current free cash flow.
Forecast Cash Runway: Insufficient data to determine if WZR has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.
What is Wisr current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate WZR's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate WZR's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if WZR's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if WZR's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of WZR's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Anthony Nantes has been Chief Executive Officer of Wisr Limited (formerly known as DirectMoney Limited) since September 29, 2016. Mr. Nantes has a proven track record in technology and business innovat ...
CEO Compensation Analysis
Compensation vs Market: Anthony's total compensation ($USD551.42K) is about average for companies of similar size in the Australian market ($USD510.92K).
Compensation vs Earnings: Anthony's compensation has increased whilst the company is unprofitable.
|Executive Chairman||4.17yrs||AU$101.02k||1.2% |
|Chief Executive Officer||3.92yrs||AU$768.46k||2.64% |
|Chief Financial Officer||3.25yrs||AU$471.68k||0.62% |
|Chief Operating Officer||2.25yrs||AU$205.94k||0.018% |
|Chief Technology Officer||no data||no data||no data|
|Chief Marketing Officer||no data||no data||no data|
|Chief Risk Officer||2.25yrs||AU$261.31k||0.77% |
|Head of Partnerships||no data||no data||no data|
|Chief Risk and Data Officer||0.58yr||no data||no data|
|Joint Company Secretary||5.08yrs||no data||no data|
|Joint Company Secretary||1.58yrs||no data||no data|
|Fund Portfolio Manager||no data||no data||no data|
Experienced Management: WZR's management team is considered experienced (2.3 years average tenure).
|Executive Chairman||4.17yrs||AU$101.02k||1.2% |
|Non-Executive Director||4.92yrs||AU$60.38k||0.53% |
|Non Executive Director||5.08yrs||AU$60.09k||0.55% |
Experienced Board: WZR's board of directors are considered experienced (4.9 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 38.5%.
Wisr Limited's company bio, employee growth, exchange listings and data sources
- Name: Wisr Limited
- Ticker: WZR
- Exchange: ASX
- Founded: 1966
- Industry: Consumer Finance
- Sector: Diversified Financials
- Market Cap: AU$240.775m
- Shares outstanding: 1.09b
- Website: https://www.wisr.com.au
Number of Employees
- Wisr Limited
- 58 Pitt Street
- Suite 33
- New South Wales
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|WZR||ASX (Australian Securities Exchange)||Yes||Ordinary Shares||AU||AUD||Dec 2013|
|WZR||CHIA (Chi-X Australia)||Yes||Ordinary Shares||AU||AUD||Dec 2013|
Wisr Limited engages in the lending business in Australia. It offers personal loans with maturities of three, five, and seven years. The company also sells these loans to the retail, wholesale, and institu ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/08/10 10:36|
|End of Day Share Price||2020/08/07 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.