ASX:SWF

Stock Analysis Report

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Executive Summary

SelfWealth Limited offers an online share trading services in Australia. More Details


Snowflake Analysis

Flawless balance sheet with weak fundamentals.

Share Price & News

How has SelfWealth's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: SWF is not significantly more volatile than the rest of Australian stocks over the past 3 months, typically moving +/- 8% a week.

Volatility Over Time: SWF's weekly volatility has decreased from 13% to 8% over the past year.


Market Performance


7 Day Return

5.3%

SWF

0.8%

AU Capital Markets

2.4%

AU Market


1 Year Return

215.8%

SWF

0.4%

AU Capital Markets

-0.6%

AU Market

Return vs Industry: SWF exceeded the Australian Capital Markets industry which returned 0.4% over the past year.

Return vs Market: SWF exceeded the Australian Market which returned -0.6% over the past year.


Shareholder returns

SWFIndustryMarket
7 Day5.3%0.8%2.4%
30 Day12.2%4.1%8.0%
90 Day-9.8%5.0%8.8%
1 Year215.8%215.8%3.8%0.4%2.7%-0.6%
3 Year278.6%275.0%38.3%21.7%24.3%9.0%
5 Yearn/a71.2%36.4%56.9%25.7%

Long-Term Price Volatility Vs. Market

How volatile is SelfWealth's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is SelfWealth undervalued compared to its fair value and its price relative to the market?

28.59x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate SWF's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate SWF's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: SWF is unprofitable, so we can't compare its PE Ratio to the AU Capital Markets industry average.

PE vs Market: SWF is unprofitable, so we can't compare its PE Ratio to the Australian market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate SWF's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: SWF is overvalued based on its PB Ratio (28.6x) compared to the AU Capital Markets industry average (1.3x).


Next Steps

Future Growth

How is SelfWealth forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

12.5%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as SelfWealth has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has SelfWealth performed over the past 5 years?

-1.6%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: SWF is currently unprofitable.

Growing Profit Margin: SWF is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: SWF is unprofitable, and losses have increased over the past 5 years at a rate of 1.6% per year.

Accelerating Growth: Unable to compare SWF's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: SWF is unprofitable, making it difficult to compare its past year earnings growth to the Capital Markets industry (-13.4%).


Return on Equity

High ROE: SWF has a negative Return on Equity (-67.68%), as it is currently unprofitable.


Next Steps

Financial Health

How is SelfWealth's financial position?


Financial Position Analysis

Short Term Liabilities: SWF's short term assets (A$5.7M) exceed its short term liabilities (A$1.6M).

Long Term Liabilities: SWF's short term assets (A$5.7M) exceed its long term liabilities (A$124.5K).


Debt to Equity History and Analysis

Debt Level: SWF is debt free.

Reducing Debt: SWF has no debt compared to 5 years ago when its debt to equity ratio was 49.1%.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: SWF has sufficient cash runway for more than 3 years based on its current free cash flow.

Forecast Cash Runway: SWF has sufficient cash runway for more than 3 years if free cash flow continues to grow at historical rates of 3.3% each year


Next Steps

Dividend

What is SelfWealth current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate SWF's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate SWF's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if SWF's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if SWF's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of SWF's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

1.2yrs

Average board tenure


CEO

Rob Edgley (55 yo)

1

Tenure

AU$1,022,962

Compensation

Mr. Robert John Edgley, also known as Rob, has been Managing Director at Self Wealth Limited since November 2019. Mr. Edgley served as the Interim Chief Executive Officer of SelfWealth Limited from Novembe...


CEO Compensation Analysis

Compensation vs Market: Rob's total compensation ($USD752.45K) is above average for companies of similar size in the Australian market ($USD280.63K).

Compensation vs Earnings: Rob's compensation has increased whilst the company is unprofitable.


Board Members

NamePositionTenureCompensationOwnership
Robert Edgley
MD & Director1yrAU$1.02m1.55%
A$ 1.9m
Tam Vu
Non-Executive Director0.75yrAU$27.50k0.11%
A$ 129.3k
Anthony Lally
Independent Non-Executive Chairmanno dataAU$75.00k0.40%
A$ 489.9k
Andrew Ward
Founder & Board Advisor0.50yrAU$388.06k5.29%
A$ 6.5m
John O'Shaughnessy
Independent Non-Executive Director3.25yrsAU$66.00k0.18%
A$ 224.8k

1.2yrs

Average Tenure

Experienced Board: SWF's board of directors are not considered experienced ( 1.2 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 19.5%.


Top Shareholders

Company Information

SelfWealth Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: SelfWealth Limited
  • Ticker: SWF
  • Exchange: ASX
  • Founded: 2011
  • Industry: Investment Banking and Brokerage
  • Sector: Diversified Financials
  • Market Cap: AU$122.188m
  • Shares outstanding: 205.36m
  • Website: https://www.selfwealth.com.au

Number of Employees


Location

  • SelfWealth Limited
  • 613 Canterbury Road
  • Level 2
  • Surrey Hills
  • Victoria
  • 3127
  • Australia

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
SWFASX (Australian Securities Exchange)YesOrdinary SharesAUAUDNov 2017
SWFCHIA (Chi-X Australia)YesOrdinary SharesAUAUDNov 2017

Biography

SelfWealth Limited offers an online share trading services in Australia. It also provides online investor community portal services. The company was incorporated in 2011 and is based in Surrey Hills, Austr...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/11/26 07:10
End of Day Share Price2020/11/26 00:00
Earnings2020/06/30
Annual Earnings2020/06/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.