InvestSMART Group Limited provides financial services and products under general advice to retail investors in Australia.
Overvalued with worrying balance sheet.
Share Price & News
How has InvestSMART Group's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: INV's share price has been volatile over the past 3 months.
7 Day Return
AU Capital Markets
1 Year Return
AU Capital Markets
Return vs Industry: INV underperformed the Australian Capital Markets industry which returned -24.9% over the past year.
Return vs Market: INV underperformed the Australian Market which returned -19% over the past year.
Price Volatility Vs. Market
How volatile is InvestSMART Group's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 month ago | Simply Wall StIs InvestSMART Group Limited's (ASX:INV) CEO Pay Fair?
2 months ago | Simply Wall StDo Institutions Own InvestSMART Group Limited (ASX:INV) Shares?
2 months ago | Simply Wall StAre Insiders Buying InvestSMART Group Limited (ASX:INV) Stock?
Is InvestSMART Group undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate INV's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate INV's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: INV is unprofitable, so we can't compare its PE Ratio to the Capital Markets industry average.
PE vs Market: INV is unprofitable, so we can't compare its PE Ratio to the Australian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate INV's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: INV is good value based on its PB Ratio (0.9x) compared to the AU Capital Markets industry average (1.1x).
How is InvestSMART Group forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as InvestSMART Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Take a look at our analysis of INV’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
- InvestSMART Group competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Diversified Financials industry.
How has InvestSMART Group performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: INV is currently unprofitable.
Growing Profit Margin: INV is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: INV is unprofitable, but has reduced losses over the past 5 years at a rate of 4.9% per year.
Accelerating Growth: Unable to compare INV's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: INV is unprofitable, making it difficult to compare its past year earnings growth to the Capital Markets industry (7.7%).
Return on Equity
High ROE: INV has a negative Return on Equity (-20.73%), as it is currently unprofitable.
How is InvestSMART Group's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: INV has a low level of unsold assets or inventory.
Debt Coverage by Assets: Insufficient data to determine if INV's debt is covered by short term assets.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable INV has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: INV is unprofitable but has sufficient cash runway for more than 3 years, even with free cash flow being positive and shrinking by -5.8% per year.
Financial Institutions Analysis
Asset Level: INV's level of assets compared to its equity is low.
Allowance for Bad Loans: Insufficient data to determine if INV has a sufficient allowance for bad loans.
Low Risk Liabilities: INV reports no customer deposits, loans are made up entirely of externally borrowed funds.
Loan Level: Insufficient data to determine if INV has an acceptable proportion of non-loan assets held.
Low Risk Deposits: INV has advanced significantly more loans than the customer deposits it holds.
Level of Bad Loans: Insufficient data to determine if INV has an appropriate level of bad loans.
What is InvestSMART Group's current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate INV's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.
High Dividend: Unable to evaluate INV's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if INV's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if INV's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of INV's dividend in 3 years as they are not forecast to pay a notable one for the Australian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Ron Hodge (49yo)
Mr. Peter Ronald Hodge, also known as Ron, B.Com, B.Econ, MSc. Info Tech, GAICD, SF FIN has been the Chief Executive Officer and Managing Director at InvestSMART Group Limited since February 24, 2016 and h ...
CEO Compensation Analysis
Compensation vs Market: Ron's total compensation ($USD232.66K) is about average for companies of similar size in the Australian market ($USD238.47K).
Compensation vs Earnings: Ron's compensation has increased whilst the company is unprofitable.
|MD, CEO & Executive Director||4.17yrs||AU$387.17k||5.48% A$410.7k|
|Chief Technology Officer||5yrs||AU$306.60k||3.28% A$245.7k|
|Head of Funds Management||no data||AU$302.64k||3.52% A$263.7k|
|Chief Financial Officer||2.33yrs||no data||no data|
|Company Secretary & General Counsel||1.17yrs||no data||no data|
|Editor-in-Chief||no data||no data||no data|
|Chief Market Strategist||no data||no data||no data|
|Head of Research & Portfolio Management||1.25yrs||no data||no data|
|Deputy Head of Research||no data||no data||no data|
Experienced Management: INV's management team is considered experienced (2.3 years average tenure).
|MD, CEO & Executive Director||4.17yrs||AU$387.17k||5.48% A$410.7k|
|Lead Independent Non-Executive Director||no data||AU$90.00k||0.44% A$33.0k|
|Non-Executive Chairman||5.42yrs||AU$109.60k||3.67% A$275.0k|
|Independent Non-Executive Director||2.33yrs||AU$60.00k||0.41% A$30.8k|
Experienced Board: INV's board of directors are considered experienced (4.6 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: INV insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
InvestSMART Group Limited's company bio, employee growth, exchange listings and data sources
- Name: InvestSMART Group Limited
- Ticker: INV
- Exchange: ASX
- Founded: 1999
- Industry: Asset Management and Custody Banks
- Sector: Diversified Financials
- Market Cap: AU$7.500m
- Shares outstanding: 136.36m
- Website: https://www.investsmart.com.au
- InvestSMART Group Limited
- 37 York Street
- Level 9
- New South Wales
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|INV||ASX (Australian Securities Exchange)||Yes||Ordinary Shares||AU||AUD||May 2014|
InvestSMART Group Limited provides financial services and products under general advice to retail investors in Australia. It primarily offers wealth and funds management, and personal insurance services. The company was formerly known as Australasian Wealth Investments Limited and changed its name to InvestSMART Group Limited in May 2016. InvestSMART Group Limited was founded in 1999 and is headquartered in Sydney, Australia.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/04/05 11:03|
|End of Day Share Price||2020/03/19 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.