ASX:INV

Stock Analysis Report

Executive Summary

InvestSMART Group Limited provides financial services and products under general advice to retail investors in Australia.

Snowflake

Fundamentals

Flawless balance sheet and overvalued.

Risks

  • InvestSMART Group is not covered by any analysts.

Share Price & News

How has InvestSMART Group's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

1.3%

ASX:INV

-3.2%

AU Capital Markets

-2.6%

AU Market


1 Year Return

-56.2%

ASX:INV

0.5%

AU Capital Markets

-0.7%

AU Market

INV underperformed the Capital Markets industry which returned 0.5% over the past year.

INV underperformed the Market in Australia which returned -0.7% over the past year.


Share holder returns

INVIndustryMarket
7 Day1.3%-3.2%-2.6%
30 Day8.0%-6.0%-4.1%
90 Dayn/a0.6%0.5%
1 Year-56.2%-56.2%4.7%0.5%5.1%-0.7%
3 Year-73.0%-73.0%77.1%53.9%30.1%13.0%
5 Year-71.1%-71.1%166.8%110.0%36.4%5.9%

Price Volatility Vs. Market

How volatile is InvestSMART Group's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is InvestSMART Group undervalued based on future cash flows and its price relative to the stock market?

1.1x

Price to Book (PB) ratio


Intrinsic Value Based on Future Cash Flows

Unable to calculate intrinsic value for InvestSMART Group to establish if it is available at moderate discount.

Unable to calculate intrinsic value for InvestSMART Group to establish if it is available at substantial discount.


Price Based on Earnings

InvestSMART Group is loss making, we can't compare its value to the AU Capital Markets industry average.

InvestSMART Group is loss making, we can't compare the value of its earnings to the Australia market.


Price Based on Expected Growth

Unable to calculate PEG ratio for InvestSMART Group, we can't assess if its growth is good value.


Price Based on Value of Assets

InvestSMART Group is good value based on assets compared to the AU Capital Markets industry average.


Next Steps

Future Growth

How is InvestSMART Group expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

6.5%

Forecasted Capital Markets industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as InvestSMART Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has InvestSMART Group performed over the past 5 years?

-12.3%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

InvestSMART Group does not make a profit and their year on year earnings growth rate was negative over the past 5 years.

Unable to compare InvestSMART Group's 1-year earnings growth to the 5-year average as it is not currently profitable.

Unable to compare InvestSMART Group's 1-year growth to the AU Capital Markets industry average as it is not currently profitable.


Return on Equity

It is difficult to establish if InvestSMART Group has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.


Return on Assets

It is difficult to establish if InvestSMART Group has efficiently used its assets last year compared to the AU Capital Markets industry average (Return on Assets) as it is loss-making.


Return on Capital Employed

It is difficult to establish if InvestSMART Group improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.


Next Steps

Financial Health

How is InvestSMART Group's financial position?


Financial Position Analysis

InvestSMART Group is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.

InvestSMART Group's cash and other short term assets cover its long term commitments.


Debt to Equity History and Analysis

InvestSMART Group has no debt.

InvestSMART Group has not taken on any debt in the past 5 years.


Balance Sheet

Low level of unsold assets.

InvestSMART Group has no debt, it does not need to be covered by short term assets.


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

InvestSMART Group has sufficient cash runway for more than 3 years based on current free cash flow.

InvestSMART Group has sufficient cash runway for more than 3 years if free cash flow continues to grow at historical rates of 65.4% each year.


Next Steps

Dividend

What is InvestSMART Group's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate InvestSMART Group's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate InvestSMART Group's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as InvestSMART Group has not reported any payouts.

Unable to verify if InvestSMART Group's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as InvestSMART Group has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of InvestSMART Group's salary, the management and board of directors tenure and is there insider trading?

1.7yrs

Average management tenure


CEO

Ron Hodge (49yo)

3.5yrs

Tenure

AU$358,517

Compensation

Mr. Peter Ronald Hodge, also known as Ron, B.Com, B.Econ, MSc. Info Tech, GAICD, SF FIN has been the Chief Executive Officer and Managing Director at InvestSMART Group Limited since February 24, 2016 and h ...


CEO Compensation Analysis

Ron's remuneration is about average for companies of similar size in Australia.

Ron's compensation has been consistent with company performance over the past year, both up more than 20%.


Management Age and Tenure

1.7yrs

Average Tenure

The average tenure for the InvestSMART Group management team is less than 2 years, this suggests a new team.


Board Age and Tenure

3.9yrs

Average Tenure

59.5yo

Average Age

The tenure for the InvestSMART Group board of directors is about average.


Insider Trading

More shares have been bought than sold by InvestSMART Group individual insiders in the past 3 months, but not in substantial volumes.


Recent Insider Transactions

BuyAU$13,48219 Jun 19
Peter Hodge
EntityIndividual
Role
MD, CEO & Executive Director
Member of the Board of Directors
Shares152,632
Max PriceAU$0.088
BuyAU$3,75506 Jun 19
Peter Hodge
EntityIndividual
Role
MD, CEO & Executive Director
Member of the Board of Directors
Shares39,121
Max PriceAU$0.096
BuyAU$1,21505 Jun 19
Peter Hodge
EntityIndividual
Role
MD, CEO & Executive Director
Member of the Board of Directors
Shares12,695
Max PriceAU$0.096
BuyAU$23,89831 May 19
Peter Hodge
EntityIndividual
Role
MD, CEO & Executive Director
Member of the Board of Directors
Shares250,000
Max PriceAU$0.096
BuyAU$6,54129 May 19
Peter Hodge
EntityIndividual
Role
MD, CEO & Executive Director
Member of the Board of Directors
Shares69,824
Max PriceAU$0.096
BuyAU$9,11910 May 19
Kevin Moore
EntityIndividual
Role
Member of the Board of Directors
Shares93,000
Max PriceAU$0.098
BuyAU$27,79006 Sep 18
Peter Hodge
EntityIndividual
Role
MD, CEO & Executive Director
Member of the Board of Directors
Shares150,000
Max PriceAU$0.19
BuyAU$18,46704 Sep 18
Kevin Moore
EntityIndividual
Role
Member of the Board of Directors
Shares100,000
Max PriceAU$0.18
BuyAU$36,19802 Sep 18
Michael Shepherd
EntityIndividual
Role
Lead Director
Shares200,000
Max PriceAU$0.18
BuyAU$1,03402 Sep 18
Peter Hodge
EntityIndividual
Role
MD, CEO & Executive Director
Member of the Board of Directors
Shares5,666
Max PriceAU$0.18

Ownership Breakdown


Management Team

  • Alastair Davidson (61yo)

    Head of Funds Management

    • Compensation: A$277.01k
  • Nigel Poole

    Chief Technology Officer

    • Tenure: 4.3yrs
    • Compensation: A$286.33k
  • Ron Hodge (49yo)

    MD, CEO & Executive Director

    • Tenure: 3.5yrs
    • Compensation: A$358.52k
  • Alan Kohler

    Editor-in-Chief

  • Andrew Ward

    Chief Financial Officer

    • Tenure: 1.7yrs
  • Gaurav Sodhi

    Deputy Head of Research

  • Nathan Bell

    Head of Research & Portfolio Management

    • Tenure: 0.6yrs
  • Evan Lucas

    Chief Market Strategist

  • Catherine Teo

    Company Secretary & General Counsel

    • Tenure: 0.5yrs

Board Members

  • Michael Shepherd (69yo)

    Lead Independent Non-Executive Director

    • Compensation: A$90.00k
  • Ron Hodge (49yo)

    MD, CEO & Executive Director

    • Tenure: 3.9yrs
    • Compensation: A$358.52k
  • Paul Clitheroe (64yo)

    Non-Executive Chairman

    • Tenure: 4.8yrs
    • Compensation: A$177.56k
  • Kevin Moore (55yo)

    Independent Non-Executive Director

    • Tenure: 1.7yrs
    • Compensation: A$35.00k

Company Information

InvestSMART Group Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: InvestSMART Group Limited
  • Ticker: INV
  • Exchange: ASX
  • Founded:
  • Industry: asset management and custody banks
  • Sector: diversified financials
  • Market Cap: AU$11.082m
  • Shares outstanding: 136.82m
  • Website: Click here

Location

  • InvestSMART Group Limited
  • 37 York Street
  • Level 9
  • Sydney
  • New South Wales
  • 2000
  • Australia

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
INVASX (Australian Securities Exchange)YesOrdinary SharesAUAUDMay 2014

Biography

InvestSMART Group Limited provides financial services and products under general advice to retail investors in Australia. It primarily offers wealth and funds management, and personal insurance services. T ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/17 10:36
End of Day Share Price2019/08/15 00:00
Earnings2018/12/31
Annual Earnings2018/06/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.